Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

NORTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

7,903

7,90

7,04

1,505

1,11

1,01

-

-

-

1.

Direct Finance

7,574

6,13

5,42

1,505

1,11

1,01

-

-

-

2.

Indirect Finance

329

1,77

1,62

-

-

-

-

-

-

II.

INDUSTRY

1,428

22,24

20,15

251

7,25

7,88

-

-

-

1.

Mining & Quarrying

3

4

2

-

-

-

-

-

-

2.

Food Manufacturing and Processing

77

7,25

6,19

15

2,57

4,05

-

-

-

(a)

Rice Mills, Flour and Dal Mills

9

4

4

2

5

7

-

-

-

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

5

4

4

3

8

3

-

-

-

(d)

Tea Processing

-

-

-

2

2,36

3,90

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

(f)

Others

63

7,17

6,12

8

7

5

-

-

-

3.

Beverage and Tobacco

-

-

-

1

9

8

-

-

-

4.

Textiles

34

2,42

1,60

21

25

18

-

-

-

(a)

Cotton Textiles

17

1,87

1,26

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

2

1

1

-

-

-

(d)

Other Textiles

17

55

35

19

24

17

-

-

-

5.

Paper, Paper Products and Printing

11

22

21

3

7

6

-

-

-

6.

Leather and Leather Products

13

76

78

12

9

9

-

-

-

7.

Rubber and Rubber Products

4

2

5

-

-

-

-

-

-

8.

Chemicals and Chemical Products

23

54

45

3

3

3

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

-

-

-

-

-

-

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

23

54

45

3

3

3

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

9

5

4

1

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

2

1

1

1

3

2

-

-

-

11.

Basic Metals & Metal Products

29

72

69

5

9

14

-

-

-

(a)

Iron and Steel

18

63

61

1

5

5

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

11

9

8

4

4

9

-

-

-

12.

Engineering

29

97

87

13

1,50

84

-

-

-

(a)

Heavy Engineering

2

17

15

-

-

-

-

-

-

(b)

Light Engineering

7

15

15

9

1,46

80

-

-

-

(c)

Electrical Machinery & Goods

-

-

-

2

2

2

-

-

-

(d)

Electronic Machinery & Goods

20

66

56

2

2

2

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

15

15

14

22

24

23

-

-

-

14.

Other Industries

1,172

8,99

9,00

130

1,45

1,37

-

-

-

15.

Electricity, Gas & Water

1

2

2

17

22

19

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

17

22

19

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

1

2

2

-

-

-

-

-

-

16.

Construction

6

8

8

7

62

61

-

-

-

III.

TRANSPORT OPERATORS

392

4,55

3,97

108

1,01

92

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

778

64

63

82

1,83

1,98

-

-

V.

PERSONAL LOANS

5,177

8,02

6,91

1,443

5,42

5,09

-

-

-

1.

Loans for Purchase of Consumer Durables

35

5

3

44

7

5

-

-

-

2.

Loans for Housing

51

1,00

97

55

52

48

-

-

-

3.

Rest of the Personal Loans

5,091

6,97

5,91

1,344

4,83

4,56

-

-

-

VI.

TRADE

1,227

3,45

3,09

223

3,78

2,97

-

-

-

1.

Wholesale Trade

37

60

54

17

1,99

1,37

-

-

-

2.

Retail Trade

1,190

2,85

2,55

206

1,79

1,60

-

-

-

VII.

FINANCE

-

-

-

3

5

2

-

-

-

VIII.

ALL OTHERS

116

20

23

160

1,41

1,31

-

-

-

TOTAL BANK CREDIT

17,021

47,01

42,02

3,775

21,86

21,17

-

-

-

OF WHICH : 1. Artisans & Village Industries

372

36

30

73

38

37

-

-

-

2.

Other Small Scale Industries

741

4,48

4,21

97

1,26

1,30

-

-

-

REGIONAL RURAL

OTHER SCHEDULED

ALL SCHEDULED

BANKS

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

6,399

3,10

2,83

-

-

-

15,807

12,11

10,88

1

.Direct Finance

6,399

3,10

2,83

-

-

-

15,478

10,34

9,26

2.

Indirect Finance

-

-

-

-

-

-

329

1,77

1,62

II.

INDUSTRY

815

42

40

62

95

92

2,556

30,86

29,35

1.

Mining & Quarrying

-

-

-

-

-

-

3

4

2

2.

Food Manufacturing and Processing

-

-

-

-

-

-

92

9,82

10,24

(a)

Rice Mills, Flour and Dal Mills

-

-

-

-

-

-

11

9

11

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

-

-

-

-

-

-

8

13

6

(d)

Tea Processing

-

-

-

-

-

-

2

2,36

3,90

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

(f)

Other

-

-

-

-

-

-

71

7,24

6,17

3

Beverage and Tobacco

-

-

-

-

-

-

1

9

8

4.

Textiles

1

-

-

43

29

27

99

2,95

2,06

(a)

Cotton Textiles

-

-

-

-

-

-

17

1,87

1,26

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

2

1

1

(d)

Other Textiles

1

-

-

43

29

27

80

1,08

80

5.

Paper, Paper Products and Printing

-

-

-

1

1

1

15

30

28

6

Leather and Leather Products

-

-

-

2

1

1

27

87

87

7

Rubber and Rubber Products

-

-

-

-

-

-

4

2

5

8.

Chemicals and Chemical Products

-

-

-

1

-

-

27

58

48

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

-

-

-

-

-

-

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

1

-

-

27

58

48

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10

5

4

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

3

4

3

11.

Basic Metals & Metal Products

-

-

-

1

-

-

35

82

83

(a)

Iron and Steel

-

-

-

-

-

-

19

68

67

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

1

-

-

16

13

17

12.

Engineering

-

-

-

3

51

51

45

2,98

2,21

(a)

Heavy Engineering

-

-

-

-

-

-

2

17

15

(b)

Light Engineering

-

-

-

1

50

50

17

2,11

1,45

(c)

Electrical Machinery & Goods

-

-

-

2

1

1

4

3

3

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

22

68

58

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

1

3

2

38

42

39

14

Other Industries

814

41

39

10

1

10

2,126

10,96

10,87

15.

Electricity, Gas & Water

-

-

-

-

-

-

18

24

20

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

17

22

19

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

1

2

2

16.

Construction

-

-

-

-

-

-

13

69

69

III.

TRANSPORT OPERATORS

459

89

84

10

50

39

969

6,95

6,11

IV.

PROFESSIONAL AND OTHER SERVICES

59

2

3

-

-

-

919

2,49

2,64

V.

PERSONAL LOANS

1,215

1,21

1,21

-

-

-

7,835

14,66

13,22

1.

Loans for Purchase of Consumer Durables

297

44

44

-

-

-

376

56

53

2.

Loans for Housing

1

1

1

-

-

-

107

1,53

1,46

3.

Rest of the Personal Loans

917

76

76

-

-

-

7,352

12,57

11,24

VI.

TRADE

801

1,12

1,06

-

-

-

2,251

8,34

7,13

1.

Wholesale Trade

1