(Amount in Rs. lakh) |
|
As on March 31 |
|
Allahabad |
Andhra |
Bank of |
Bank of |
Items |
Bank |
Bank |
Baroda |
India |
|
2006 |
2007 |
2006 |
2007 |
2006 |
2007 |
2006 |
2007 |
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
Income |
|
|
|
|
|
|
|
|
I. |
Interest Earned |
376725 |
488387 |
267512 |
331533 |
704995 |
921264 |
702871 |
918032 |
|
a) |
|
Interest/discount on advances/bills |
219139 |
324829 |
176337 |
230340 |
377782 |
593736 |
457298 |
639753 |
|
b) |
|
Income on Investments |
148843 |
153651 |
79060 |
89643 |
290637 |
276886 |
216129 |
246009 |
|
c) |
|
Interest on balances with |
7040 |
8635 |
11585 |
10480 |
33093 |
46646 |
18629 |
32216 |
|
|
|
RBI and other inter-Bank Funds |
|
|
|
|
|
|
|
|
|
d) |
|
Others |
1703 |
1272 |
530 |
1070 |
3483 |
3996 |
10815 |
54 |
|
|
|
|
|
|
|
|
|
|
|
|
II. |
Other Income |
48246 |
37640 |
39156 |
44689 |
112741 |
117324 |
118437 |
156295 |
|
a) |
|
Commission, exchange and brokerage |
22835 |
31326 |
16971 |
18156 |
36100 |
47285 |
51899 |
59671 |
|
b) |
|
Net Profit (loss) on sale of investments |
13895 |
7438 |
7715 |
5571 |
30217 |
13616 |
11409 |
20493 |
|
c) |
|
Net Profit (loss) on revaluation of |
-12423 |
-10555 |
-7283 |
-7558 |
-11434 |
-20855 |
— |
— |
|
|
|
investments |
|
|
|
|
|
|
|
|
|
d) |
|
Net Profit (loss) on sale of land and |
1033 |
3 |
46 |
37 |
-30 |
1285 |
27 |
1595 |
|
|
|
other Assets |
|
|
|
|
|
|
|
|
|
e) |
|
Net profit (loss) on exchange transactions |
5888 |
4571 |
2771 |
3227 |
17819 |
23928 |
18231 |
22408 |
|
f) |
|
Miscellaneous income |
17018 |
4857 |
18936 |
25256 |
40069 |
52065 |
36871 |
52128 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total (I+II) |
424971 |
526027 |
306668 |
376222 |
817736 |
1038588 |
821308 |
1074327 |
|
|
|
|
|
|
|
|
|
|
|
|
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. |
Interest expended |
218979 |
313311 |
150615 |
189778 |
387509 |
542655 |
439672 |
573986 |
|
a) |
|
Interest on deposits |
211554 |
301339 |
138862 |
181078 |
351721 |
498605 |
349824 |
460840 |
|
b) |
|
Interest on RBI/inter-bank borrowings |
629 |
524 |
5721 |
4021 |
14213 |
15747 |
36194 |
54332 |
|
c) |
|
Others |
6796 |
11448 |
6032 |
4679 |
21575 |
28303 |
53654 |
58814 |
|
|
|
|
|
|
|
|
|
|
|
|
IV. |
Operating Expenses |
103575 |
102722 |
85795 |
93320 |
238475 |
254429 |
211513 |
260843 |
|
a) |
|
Payments to and provisions for employees |
68110 |
62072 |
49289 |
54880 |
152379 |
164406 |
132813 |
161400 |
|
b) |
|
Rent, taxes and lighting |
8529 |
11166 |
8190 |
9374 |
17262 |
18862 |
15126 |
16855 |
|
c) |
|
Printing and stationery |
1473 |
1563 |
1119 |
1266 |
2079 |
1792 |
2960 |
3232 |
|
d) |
|
Advertisement and publicity |
2276 |
2093 |
1131 |
1240 |
2564 |
2570 |
1375 |
4250 |
|
e) |
|
Depreciation on bank’s property |
3847 |
4755 |
6480 |
5573 |
11113 |
19428 |
9673 |
9673 |
|
f) |
|
Directors’ fees, allowances and expenses |
121 |
111 |
35 |
60 |
42 |
39 |
5 |
5 |
|
g) |
|
Auditors’ fees and expenses |
967 |
962 |
831 |
1011 |
2040 |
1981 |
1639 |
1818 |
|
h) |
|
Law charges |
700 |
884 |
177 |
151 |
952 |
1168 |
1020 |
2242 |
|
i) |
|
Postage, telegrams, telephones, etc. |
1453 |
1610 |
1540 |
1419 |
2199 |
2816 |
1295 |
1382 |
|
j) |
|
Repairs and maintenance |
1671 |
1959 |
2934 |
3260 |
4215 |
5665 |
3073 |
3065 |
|
k) |
|
Insurance |
4463 |
5188 |
3405 |
3772 |
8363 |
9871 |
7061 |
8612 |
|
l) |
|
Other expenditure |
9965 |
10359 |
10664 |
11314 |
35267 |
25831 |
35473 |
48309 |
|
|
|
|
|
|
|
|
|
|
|
|
V. |
Provisions and contingencies |
31802 |
34977 |
21709 |
39334 |
109054 |
138854 |
99979 |
127182 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total expenses @ |
322554 |
416033 |
236410 |
283098 |
625984 |
797084 |
651185 |
834829 |
|
|
|
|
|
|
|
|
|
|
|
|
VI. |
Profit (loss) during the year |
70615 |
75017 |
48549 |
53790 |
82698 |
102650 |
70144 |
112316 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total (III+IV+V+VI) |
424971 |
526027 |
306668 |
376222 |
817736 |
1038588 |
821308 |
1074327 |
|
|
|
|
|
|
|
|
|
|
|
|
Note : @ Excluding ‘Provisions and Contingencies’.
Source : Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
|
As on March 31 |
|
Bank of |
Canara |
Central Bank of |
Corporation |
|
Maharashtra |
Bank |
India |
Bank |
Items |
|
|
|
|
|
|
|
|
|
2006 |
2007 |
2006 |
2007 |
2006 |
2007 |
2006 |
2007 |
|
(9) |
(10) |
(11) |
(12) |
(13) |
(14) |
(15) |
(16) |
Income |
|
|
|
|
|
|
|
|
I. |
Interest Earned |
247446 |
272204 |
871151 |
1136456 |
538559 |
623421 |
262647 |
343017 |
|
a) |
|
Interest/discount on advances/bills |
118354 |
170479 |
548849 |
750759 |
258979 |
366084 |
164905 |
236977 |
|
b) |
|
Income on Investments |
122551 |
91462 |
285532 |
332401 |
256118 |
226499 |
85348 |
89932 |
|
c) |
|
Interest on balances with |
5009 |
8776 |
24995 |
45600 |
18544 |
21424 |
6252 |
11388 |
|
|
|
RBI and other inter-Bank Funds |
|
|
|
|
|
|
|
|
|
d) |
|
Others |
1532 |
1487 |
11775 |
7696 |
4918 |
9414 |
6142 |
4720 |
|
|
|
|
|
|
|
|
|
|
|
|
II. |
Other Income |
5223 |
26504 |
131557 |
145095 |
53081 |
47566 |
47357 |
56583 |
|
a) |
|
Commission, exchange and brokerage |
12761 |
16582 |
43081 |
47485 |
30282 |
35048 |
15685 |
18725 |
|
b) |
|
Net Profit (loss) on sale of investments |
-3238 |
7400 |
11164 |
13410 |
18366 |
13622 |
13575 |
12642 |
|
c) |
|
Net Profit (loss) on revaluation of |
-12720 |
-11347 |
-6195 |
-6085 |
-2043 |
-8617 |
-9790 |
-7403 |
|
|
|
investments |
|
|
|
|
|
|
|
|
|
d) |
|
Net Profit (loss) on sale of land and |
-11 |
-14 |
39 |
49 |
-11 |
-29 |
-4 |
3 |
|
|
|
other Assets |
|
|
|
|
|
|
|
|
|
e) |
|
Net profit (loss) on exchange transactions |
2866 |
1615 |
15478 |
17310 |
2609 |
4310 |
3294 |
4596 |
|
f) |
|
Miscellaneous income |
5565 |
12268 |
67990 |
72926 |
3878 |
3232 |
24597 |
28020 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total (I+II) |
252669 |
298708 |
1002708 |
1281551 |
591640 |
670987 |
310004 |
399600 |
|
|
|
|
|
|
|
|
|
|
|
|
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. |
Interest expended |
150290 |
162784 |
513001 |
733773 |
300551 |
375979 |
139966 |
205237 |
|
a) |
|
Interest on deposits |
138074 |
149871 |
482463 |
688807 |
287991 |
357081 |
128935 |
188152 |
|
b) |
|
Interest on RBI/inter-bank borrowings |
928 |
335 |
5603 |
9350 |
1311 |
2377 |
5848 |
5653 |
|
c) |
|
Others |
11288 |
12578 |
24935 |
35616 |
11249 |
16521 |
5183 |
11432 |
|
|
|
|
|
|
|
|
|
|
|
|
IV. |
Operating Expenses |
65871 |
74606 |
234712 |
256531 |
171623 |
168435 |
74676 |
80359 |
|
a) |
|
Payments to and provisions for employees |
42453 |
46404 |
151530 |
160929 |
127574 |
117542 |
36353 |
37831 |
|
b) |
|
Rent, taxes and lighting |
5170 |
6012 |
20670 |
23290 |
10011 |
10900 |
7096 |
7976 |
|
c) |
|
Printing and stationery |
927 |
1159 |
2850 |
3049 |
1625 |
1661 |
949 |
973 |
|
d) |
|
Advertisement and publicity |
1179 |
855 |
2161 |
3928 |
779 |
601 |
1418 |
1078 |
|
e) |
|
Depreciation on bank’s property |
3784 |
5380 |
14503 |
14818 |
5090 |
6500 |
5627 |
5938 |
|
f) |
|
Directors’ fees, allowances and expenses |
53 |
48 |
51 |
53 |
53 |
45 |
63 |
53 |
|
g) |
|
Auditors’ fees and expenses |
996 |
1184 |
2057 |
2150 |
1388 |
1374 |
695 |
794 |
|
h) |
|
Law charges |
242 |
281 |
565 |
793 |
952 |
925 |
97 |
147 |
|
i) |
|
Postage, telegrams, telephones, etc. |
1139 |
1217 |
2338 |
2427 |
588 |
1077 |
2407 |
2621 |
|
j) |
|
Repairs and maintenance |
1670 |
1590 |
4551 |
5213 |
2516 |
3385 |
1650 |
1699 |
|
k) |
|
Insurance |
2972 |
3025 |
9769 |
11559 |
5729 |
6438 |
2979 |
3646 |
|
l) |
|
Other expenditure |
5286 |
7451 |
23667 |
28322 |
15318 |
17987 |
15342 |
17603 |
|
|
|
|
|
|
|
|
|
|
|
|
V. |
Provisions and contingencies |
31428 |
34136 |
120672 |
149166 |
93725 |
76771 |
50916 |
60390 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total expenses @ |
216161 |
237390 |
747713 |
990304 |
472174 |
544414 |
214642 |
285596 |
|
|
|
|
|
|
|
|
|
|
|
|
VI. |
Profit (loss) during the year |
5080 |
27182 |
134323 |
142081 |
25741 |
49802 |
44446 |
53614 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total (III+IV+V+VI) |
252669 |
298708 |
1002708 |
1281551 |
591640 |
670987 |
310004 |
399600 |
Note : @ Excluding ‘Provisions and Contingencies’.
Source : Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
|
As on March 31 |
|
Dena |
|
IDBI Ltd. |
Indian |
Indian Overseas |
Items |
Bank |
|
|
|
Bank |
Bank |
|
2006 |
2007 |
2006 |
2007 |
2006 |
2007 |
2006 |
2007 |
|
(17) |
(18) |
(19) |
(20) |
(21) |
(22) |
(23) |
(24) |
Income |
|
|
|
|
|
|
|
|
I. |
Interest Earned |
176013 |
211852 |
538072 |
634542 |
336451 |
428465 |
440628 |
583207 |
|
a) |
|
Interest/discount on advances/bills |
98485 |
139180 |
440707 |
524191 |
177776 |
255083 |
262911 |
390100 |
|
b) |
|
Income on Investments |
71409 |
66509 |
84537 |
99845 |
152649 |
164004 |
167326 |
170330 |
|
c) |
|
Interest on balances with |
3687 |
3988 |
12066 |
7632 |
5800 |
9358 |
10391 |
16294 |
|
|
|
RBI and other inter-Bank Funds |
|
|
|
|
|
|
|
|
|
d) |
|
Others |
2432 |
2175 |
762 |
2874 |
226 |
20 |
— |
6483 |
|
|
|
|
|
|
|
|
|
|
|
|
II. |
Other Income |
43903 |
39151 |
128046 |
102717 |
46324 |
73322 |
54113 |
38705 |
|
a) |
|
Commission, exchange and brokerage |
8744 |
12520 |
27197 |
26584 |
11802 |
14819 |
31502 |
38822 |
|
b) |
|
Net Profit (loss) on sale of investments |
12533 |
3945 |
70340 |
33370 |
7592 |
4931 |
23368 |
23737 |
|
c) |
|
Net Profit (loss) on revaluation of |
-1996 |
-3072 |
— |
-1956 |
-6824 |
-8985 |
-18708 |
-47571 |
|
|
|
investments |
|
|
|
|
|
|
|
|
|
d) |
|
Net Profit (loss) on sale of land and |
5632 |
6 |
635 |
17862 |
-128 |
-99 |
4352 |
239 |
|
|
|
other Assets |
|
|
|
|
|
|
|
|
|
e) |
|
Net profit (loss) on exchange transactions |
2526 |
3076 |
5902 |
4573 |
6806 |
7577 |
6575 |
8564 |
|
f) |
|
Miscellaneous income |
16464 |
22676 |
23972 |
22284 |
27076 |
55079 |
7024 |
14914 |
|
Total (I+II) |
219916 |
251003 |
666118 |
737259 |
382775 |
501787 |
494741 |
621912 |
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. |
Interest expended |
103745 |
126316 |
500082 |
568748 |
185434 |
241262 |
233910 |
327128 |
|
a) |
|
Interest on deposits |
97338 |
118967 |
91281 |
199334 |
173032 |
221878 |
218565 |
289645 |
|
b) |
|
Interest on RBI/inter-bank borrowings |
1728 |
620 |
18272 |
13752 |
7270 |
6107 |
5068 |
13549 |
|
c) |
|
Others |
4679 |
6729 |
390529 |
355662 |
5132 |
13277 |
10277 |
23934 |
|
|
|
|
|
|
|
|
|
|
|
|
IV. |
Operating Expenses |
56134 |
61151 |
85951 |
77847 |
107975 |
124664 |
126157 |
138780 |
|
a) |
|
Payments to and provisions for employees |
35425 |
38408 |
31851 |
28290 |
77353 |
87867 |
89357 |
93107 |
|
b) |
|
Rent, taxes and lighting |
4556 |
4857 |
6103 |
7237 |
6887 |
7854 |
10501 |
13576 |
|
c) |
|
Printing and stationery |
845 |
952 |
1599 |
1544 |
1426 |
1575 |
1043 |
1131 |
|
d) |
|
Advertisement and publicity |
1277 |
1105 |
1695 |
1101 |
549 |
1674 |
886 |
1357 |
|
e) |
|
Depreciation on bank’s property |
3241 |
3178 |
14355 |
12200 |
5134 |
6421 |
5534 |
6112 |
|
f) |
|
Directors’ fees, allowances and expenses |
61 |
55 |
29 |
33 |
19 |
36 |
28 |
84 |
|
g) |
|
Auditors’ fees and expenses |
537 |
521 |
97 |
96 |
822 |
912 |
984 |
1415 |
|
h) |
|
Law charges |
240 |
362 |
465 |
236 |
406 |
219 |
754 |
960 |
|
i) |
|
Postage, telegrams, telephones, etc. |
945 |
1593 |
2832 |
3046 |
572 |
503 |
125 |
542 |
|
j) |
|
Repairs and maintenance |
1730 |
1796 |
2690 |
3491 |
2591 |
2431 |
604 |
630 |
|
k) |
|
Insurance |
2498 |
2865 |
1691 |
3194 |
3670 |
4416 |
4910 |
5831 |
|
l) |
|
Other expenditure |
4779 |
5459 |
22544 |
17379 |
8546 |
10756 |
11431 |
14035 |
|
|
|
|
|
|
|
|
|
|
|
|
V. |
Provisions and contingencies |
52738 |
43381 |
23997 |
27634 |
38917 |
59883 |
56339 |
55160 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total expenses @ |
159879 |
187467 |
586033 |
646595 |
293409 |
365926 |
360067 |
465908 |
|
|
|
|
|
|
|
|
|
|
|
|
VI. |
Profit (loss) during the year |
7299 |
20155 |
56088 |
63030 |
50449 |
75978 |
78335 |
100844 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total (III+IV+V+VI) |
219916 |
251003 |
666118 |
737259 |
382775 |
501787 |
494741 |
621912 |
|
|
|
|
|
|
|
|
|
|
|
|
Note : @ Excluding ‘Provisions and Contingencies’.
Source : Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
|
As on March 31 |
|
Oriental Bank of |
Punjab & |
Punjab National |
Syndicate |
Items |
Commerce |
Sind Bank |
Bank |
Bank |
|
2006 |
2007 |
2006 |
2007 |
2006 |
2007 |
2006 |
2007 |
|
(25) |
(26) |
(27) |
(28) |
(29) |
(30) |
(31) |
(32) |
Income |
|
|
|
|
|
|
|
|
I. |
Interest Earned |
411892 |
516490 |
129955 |
172688 |
958416 |
1153747 |
405042 |
604007 |
|
a) |
|
Interest/discount on advances/bills |
236335 |
329933 |
66283 |
102822 |
534146 |
764392 |
273229 |
417992 |
|
b) |
|
Income on Investments |
161476 |
159854 |
58707 |
57137 |
403034 |
358958 |
122610 |
170530 |
|
c) |
|
Interest on balances with |
11477 |
23270 |
4764 |
11844 |
17639 |
25644 |
8299 |
15205 |
|
|
|
RBI and other inter-Bank Funds |
|
|
|
|
|
|
|
|
|
d) |
|
Others |
2604 |
3433 |
201 |
885 |
3597 |
4753 |
904 |
280 |
II. |
Other Income |
55277 |
60324 |
12002 |
22849 |
127350 |
104228 |
56197 |
61847 |
|
a) |
|
Commission, exchange and brokerage |
20432 |
30323 |
4406 |
4933 |
75263 |
97001 |
18045 |
21323 |
|
b) |
|
Net Profit (loss) on sale of investments |
18851 |
11105 |
2662 |
1735 |
45800 |
-1389 |
13345 |
14069 |
|
c) |
|
Net Profit (loss) on revaluation of |
1671 |
-831 |
-3098 |
-3520 |
-24707 |
-30134 |
-2961 |
-3262 |
|
|
|
investments |
|
|
|
|
|
|
|
|
|
d) |
|
Net Profit (loss) on sale of land and |
1 |
4386 |
— |
472 |
266 |
75 |
-32 |
-53 |
|
|
|
other Assets |
|
|
|
|
|
|
|
|
|
e) |
|
Net profit (loss) on exchange transactions |
7486 |
6187 |
2104 |
2349 |
12210 |
17672 |
4341 |
4526 |
|
f) |
|
Miscellaneous income |
6836 |
9154 |
5928 |
16880 |
18518 |
21003 |
23459 |
25244 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total (I+II) |
467169 |
576814 |
141957 |
195537 |
1085766 |
1257975 |
461239 |
665854 |
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. |
Interest expended |
251385 |
347357 |
66899 |
95987 |
491739 |
602291 |
216955 |
389002 |
|
a) |
|
Interest on deposits |
241161 |
329717 |
63597 |
90404 |
461179 |
561747 |
205459 |
363900 |
|
b) |
|
Interest on RBI/inter-bank borrowings |
4009 |
2507 |
216 |
2424 |
6441 |
6241 |
665 |
508 |
|
c) |
|
Others |
6215 |
15133 |
3086 |
3159 |
24119 |
34303 |
10831 |
24594 |
|
|
|
|
|
|
|
|
|
|
|
|
IV. |
Operating Expenses |
96584 |
99791 |
48300 |
52307 |
302314 |
332623 |
143482 |
138598 |
|
a) |
|
Payments to and provisions for employees |
50046 |
52086 |
36163 |
37710 |
211497 |
235245 |
103722 |
89447 |
|
b) |
|
Rent, taxes and lighting |
11098 |
11869 |
2848 |
3069 |
15432 |
17338 |
7500 |
8738 |
|
c) |
|
Printing and stationery |
1245 |
1477 |
545 |
600 |
3870 |
3951 |
1046 |
1304 |
|
d) |
|
Advertisement and publicity |
910 |
1165 |
35 |
34 |
2015 |
1803 |
1309 |
1773 |
|
e) |
|
Depreciation on bank’s property |
7552 |
7182 |
1611 |
3705 |
18665 |
19480 |
4543 |
8340 |
|
f) |
|
Directors’ fees, allowances and expenses |
29 |
30 |
4 |
7 |
73 |
82 |
42 |
46 |
|
g) |
|
Auditors’ fees and expenses |
893 |
931 |
485 |
322 |
2066 |
2242 |
1275 |
1416 |
|
h) |
|
Law charges |
519 |
938 |
445 |
387 |
923 |
1067 |
329 |
343 |
|
i) |
|
Postage, telegrams, telephones, etc. |
3119 |
2178 |
573 |
536 |
5570 |
5151 |
1550 |
1890 |
|
j) |
|
Repairs and maintenance |
1666 |
1609 |
715 |
771 |
3907 |
4086 |
4128 |
4535 |
|
k) |
|
Insurance |
5377 |
6271 |
1459 |
1642 |
11666 |
12781 |
4418 |
5784 |
|
l) |
|
Other expenditure |
14130 |
14055 |
3417 |
3524 |
26630 |
29397 |
13620 |
14982 |
|
|
|
|
|
|
|
|
|
|
|
|
V. |
Provisions and contingencies |
63481 |
71588 |
15927 |
25391 |
147780 |
169056 |
47153 |
66650 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total expenses @ |
347969 |
447148 |
115199 |
148294 |
794053 |
934914 |
360437 |
527600 |
|
|
|
|
|
|
|
|
|
|
|
|
VI. |
Profit (loss) during the year |
55719 |
58078 |
10831 |
21852 |
143933 |
154005 |
53649 |
71604 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total (III+IV+V+VI) |
467169 |
576814 |
141957 |
195537 |
1085766 |
1257975 |
461239 |
665854 |
Note : @ Excluding ‘Provisions and Contingencies’.
Source : Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
|
As on March 31 |
|
UCO |
|
Union Bank of |
United Bank of |
Vijaya |
Items |
Bank |
|
India |
India |
Bank |
|
2006 |
2007 |
2006 |
2007 |
2006 |
2007 |
2006 |
2007 |
Income |
(33) |
(34) |
(35) |
(36) |
(37) |
(38) |
(39) |
(40) |
I. |
Interest Earned |
435459 |
531785 |
586371 |
738218 |
236003 |
285274 |
231180 |
282311 |
|
a) |
|
Interest/discount on advances/bills |
263110 |
353970 |
375980 |
507178 |
115346 |
165410 |
134241 |
176371 |
|
b) |
|
Income on Investments |
155717 |
157845 |
195415 |
211332 |
116505 |
113759 |
93174 |
94236 |
|
c) |
|
Interest on balances with |
12484 |
16270 |
9245 |
12620 |
2525 |
4111 |
2132 |
5063 |
|
|
|
RBI and other inter-Bank Funds |
|
|
|
|
|
|
|
|
|
d) |
|
Others |
4148 |
3700 |
5731 |
7088 |
1627 |
1994 |
1633 |
6641 |
II. |
Other Income |
37405 |
44266 |
49450 |
68653 |
43695 |
32005 |
28379 |
27478 |
|
a) |
|
Commission, exchange and brokerage |
16986 |
19806 |
21779 |
27366 |
9918 |
11572 |
6077 |
6647 |
|
b) |
|
Net Profit (loss) on sale of investments |
8339 |
5400 |
9539 |
10853 |
19180 |
4181 |
14844 |
7471 |
|
c) |
|
Net Profit (loss) on revaluation of |
-8967 |
-10778 |
-13061 |
-15526 |
-2000 |
-4124 |
-8521 |
-6191 |
|
|
|
investments |
|
|
|
|
|
|
|
|
|
d) |
|
Net Profit (loss) on sale of land and |
251 |
4508 |
91 |
-39 |
-1 |
103 |
-5 |
-8 |
|
|
|
other Assets |
|
|
|
|
|
|
|
|
|
e) |
|
Net profit (loss) on exchange transactions |
3168 |
3336 |
14978 |
19838 |
620 |
1295 |
2353 |
3116 |
|
f) |
|
Miscellaneous income |
17628 |
21994 |
16124 |
26161 |
15978 |
18978 |
13631 |
16443 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total (I+II) |
472864 |
576051 |
635821 |
806871 |
279698 |
317279 |
259559 |
309789 |
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. |
Interest expended |
278883 |
362317 |
348941 |
459196 |
133952 |
167520 |
133902 |
175117 |
|
a) |
|
Interest on deposits |
260565 |
321061 |
315604 |
404016 |
128946 |
160349 |
126173 |
167608 |
|
b) |
|
Interest on RBI/inter-bank borrowings |
4051 |
7288 |
11816 |
27904 |
652 |
743 |
71 |
34 |
|
c) |
|
Others |
14267 |
33968 |
21521 |
27276 |
4354 |
6428 |
7658 |
7475 |
|
|
|
|
|
|
|
|
|
|
|
|
IV. |
Operating Expenses |
117738 |
119259 |
140240 |
147591 |
81363 |
77848 |
62355 |
65071 |
|
a) |
|
Payments to and provisions for employees |
87994 |
83313 |
86679 |
87368 |
62836 |
55752 |
37884 |
39214 |
|
b) |
|
Rent, taxes and lighting |
5331 |
6289 |
9288 |
10905 |
3457 |
3840 |
5024 |
5714 |
|
c) |
|
Printing and stationery |
1589 |
1610 |
2009 |
2339 |
1403 |
1551 |
622 |
620 |
|
d) |
|
Advertisement and publicity |
843 |
1266 |
2034 |
1955 |
502 |
811 |
391 |
779 |
|
e) |
|
Depreciation on bank’s property |
4303 |
6056 |
8613 |
8637 |
2234 |
2794 |
3995 |
4013 |
|
f) |
|
Directors’ fees, allowances and expenses |
48 |
52 |
49 |
57 |
50 |
52 |
25 |
33 |
|
g) |
|
Auditors’ fees and expenses |
1212 |
1202 |
1194 |
1274 |
402 |
701 |
688 |
781 |
|
h) |
|
Law charges |
389 |
529 |
538 |
594 |
127 |
151 |
80 |
81 |
|
i) |
|
Postage, telegrams, telephones, etc. |
808 |
1252 |
1902 |
1494 |
708 |
1052 |
864 |
679 |
|
j) |
|
Repairs and maintenance |
484 |
549 |
2906 |
3022 |
674 |
602 |
156 |
215 |
|
k) |
|
Insurance |
4557 |
5025 |
7880 |
8926 |
2585 |
2924 |
2954 |
3157 |
|
l) |
|
Other expenditure |
10180 |
12116 |
17148 |
21020 |
6385 |
7618 |
9672 |
9785 |
V. |
Provisions and contingencies |
56578 |
62866 |
79117 |
115544 |
43929 |
45182 |
50613 |
36468 |
|
Total expenses @ |
396621 |
481576 |
489181 |
606787 |
215315 |
245368 |
196257 |
240188 |
VI. |
Profit (loss) during the year |
19665 |
31609 |
67523 |
84540 |
20454 |
26729 |
12689 |
33133 |
|
Total (III+IV+V+VI) |
472864 |
576051 |
635821 |
806871 |
279698 |
317279 |
259559 |
309789 |
Note : @ Excluding ‘Provisions and Contingencies’.
Source : Annual accounts of banks of respective years. |
|
