Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

1,511

14,10

14,12

250

2,05

2,06

1.

Direct Finance

1,485

4,41

3,89

248

2,04

2,06

2.

Indirect Finance

26

9,69

10,23

2

2

-

II.

INDUSTRY

547

51,25

51,83

321

33,90

29,08

1.

Mining & Quarrying

2

2

2

-

-

-

2.

Food Manufacturing and Processing

24

79

1,35

5

3,62

3,61

(a) Rice Mills, Flour and Dal Mills

2

72

1,01

4

12

11

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils and Vanaspati

1

1

-

-

-

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

(f) Others

21

6

33

1

3,50

3,50

3.

Beverage and Tobacco

2

7,10

6,47

-

-

-

4.

Textiles

17

1,43

1,60

7

97

51

(a) Cotton Textiles

3

64

64

3

84

38

(b) Jute Textiles

-

-

-

-

-

-

`

(c) Handloom Textiles & Khadi

-

-

-

1

2

1

(d) Other Textiles

14

79

96

3

12

12

5.

Paper, Paper Products and Printing

14

5,40

5,66

5

7

6

6.

Leather and Leather Products

8

4,88

4,66

6

26

24

7.

Rubber and Rubber Products

5

2,51

3,57

25

55

31

8.

Chemicals and Chemical Products

24

14,67

14,05

24

14,97

12,88

(a) Heavy Industrial Chemicals

1

2

-

1

15

15

(b) Fertilizers

-

-

-

-

-

-

(c) Drugs and Pharmaceuticals

3

73

47

1

2,15

2,15

(d) Non-Edible Oils

9

2,57

2,34

-

-

-

(e) Other Chemicals & Chemical Products

11

11,36

11,23

22

12,68

10,59

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

7

42

55

10.

Manufacture of Cement & Cement Products

1

1

1

-

-

-

11.

Basic Metals & Metal Products

39

3,04

2,21

28

3,47

2,82

(a) Iron and Steel

23

2,71

1,91

8

2,73

2,25

(b) Non-Ferrous Metals

-

-

-

-

-

-

(c) Other Metal Products

16

33

30

20

74

57

12.

Engineering

58

4,02

3,45

34

5,48

4,94

(a) Heavy Engineering

6

1,05

96

3

46

48

(b) Light Engineering

13

50

51

5

6

6

(c) Electrical Machinery & Goods

15

1,07

83

21

3,81

3,66

(d) Electronic Machinery & Goods

24

1,41

1,15

5

1,15

73

13.

Vehicles, Vehicle Parts & Transport Equipments

20

24

15

8

27

16

14.

Other Industries

283

3,05

3,13

167

3,48

2,84

15.

Electricity, Gas & Water

46

3,03

2,35

3

29

11

(a) Electricity Generation & Transmission

46

3,03

2,35

2

28

11

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

1

1

-

16.

Construction

4

1,06

3,17

2

6

5

III.

TRANSPORT OPERATORS

1,033

6,19

4,50

94

1,85

1,62

IV.

PROFESSIONAL AND OTHER SERVICES

179

1,79

1,53

109

76

66

V .

PERSONAL LOANS

8,073

29,89

19,73

2,706

6,70

8,78

1.

Loans for Purchase of Consumer Durables

228

28

21

57

52

38

2.

Loans for Housing

170

6,69

1,25

42

47

1,22

3.

Rest of the Personal Loans

7,675

22,91

18,27

2,607

5,71

7,17

V I.

TRADE

2,448

39,30

37,31

1,021

2,84

3,24

1.

Wholesale Trade

242

36,11

34,82

28

1,40

1,95

2.

Retail Trade

2,206

3,19

2,48

993

1,44

1,29

VII.

FINANCE

4

75

71

3

4

3

VIII.

ALL OTHERS

1,760

7,32

6,37

1,160

3,49

3,89

TOTAL BANK CREDIT

15,555

150,59

136,11

5,664

51,63

49,37

OF WHICH :

1. Artisans & Village Industries

22

58

59

17

1

1

2. Other Small Scale Industries

322

8,26

8,70

157

10,89

10,22

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

9,831

484,43

378,98

1.

Direct Finance

-

-

-

8,303

115,24

97,36

2.

Indirect Finance

-

-

-

1,528

369,19

281,62

II.

INDUSTRY

-

-

-

66,105

18374,14

14558,71

1.

Mining & Quarrying

-

-

-

151

124,39

103,23

2.

Food Manufacturing and Processing

-

-

-

1,014

1000,29

762,46

(a) Rice Mills, Flour and Dal Mills

-

-

-

288

217,06

161,78

(b) Sugar

-

-

-

45

108,12

77,98

(c) Edible Oils and Vanaspati

-

-

-

91

127,47

61,98

(d) Tea Processing

-

-

-

3

32

29

(e) Processing of Fruits & Vegetables

-

-

-

45

34,82

33,34

(f) Others

-

-

-

542

512,51

427,08

3.

Beverage and Tobacco

-

-

-

125

140,06

114,00

4.

Textiles

-

-

-

7,145

2442,13

1900,89

(a) Cotton Textiles

-

-

-

936

470,12

369,34

(b) Jute Textiles

-

-

-

37

4,84

4,43

(c) Handloom Textiles & Khadi

-

-

-

137

9,77

5,76

(d) Other Textiles

-

-

-

6,035

1957,41

1521,36

5.

Paper, Paper Products and Printing

-

-

-

2,942

581,00

515,62

6.

Leather and Leather Products

-

-

-

969

451,46

319,03

7.

Rubber and Rubber Products

-

-

-

866

392,89

314,65

8.

Chemicals and Chemical Products

-

-

-

4,636

2356,56

1793,22

(a) Heavy Industrial Chemicals

-

-

-

446

251,73

157,48

(b) Fertilizers

-

-

-

139

524,32

382,59

(c) Drugs and Pharmaceuticals

-

-

-

1,105

987,72

794,32

(d) Non-Edible Oils

-

-

-

48

14,82

12,25

(e) Other Chemicals & Chemical Products

-

-

-

2,898

577,97

446,59

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

232

159,32

134,29

10.

Manufacture of Cement & Cement Products

-

-

-

199

238,08

199,40

11.

Basic Metals & Metal Products

-

-

-

4,210

3044,47

2435,36

(a) Iron and Steel

-

-

-

1,532

2703,77

2162,29

(b) Non-Ferrous Metals

-

-

-

466

97,07

71,67

(c) Other Metal Products

-

-

-

2,212

243,64

201,40

12.

Engineering

-

-

-

7,472

3218,13

2527,49

(a) Heavy Engineering

-

-

-

683

533,10

334,31

(b) Light Engineering

-

-

-

2,419

799,49

644,19

(c) Electrical Machinery & Goods

-

-

-

2,570

571,12

457,19

(d) Electronic Machinery & Goods

-

-

-

1,800

1314,41

1091,81

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

2,157

738,87

553,78

14.

Other Industries

-

-

-

30,599

1536,86

1299,01

15.

Electricity, Gas & Water

-

-

-

2,411

852,80

608,24

(a) Electricity Generation & Transmission

-

-

-

2,303

819,78

589,99

(b) Non-Conventional Energy

-

-

-

29

20,84

8,04

(c) Gas, Steam & Water Supply

-

-

-

79

12,17

10,22

16.

Construction

-

-

-

977

1096,83

978,03

III.

TRANSPORT OPERATORS

-

-

-

8,398

174,72

125,14

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

19,668

1392,06

939,18

V.

PERSONAL LOANS

-

-

-

4,95,331

2402,11

2062,71

1.

Loans for Purchase of Consumer Durables

-

-

-

9,544

27,12

22,74

2.

Loans for Housing

-

-

-

26,565

397,69

347,04

3.

Rest of the Personal Loans

-

-

-

4,59,222

1977,30

1692,93

V I.

TRADE

-

-

-

59,091

5271,48

4032,14

1.

Wholesale Trade

-

-

-

17,554

4590,87

3501,03

2.

Retail Trade

-

-

-

41,537

680,61

531,11

VII.

FINANCE

-

-

-

1,485

1112,66

857,47

VIII.

ALL OTHERS

-

-

-

1,45,813

3047,81

2673,50

TOTAL BANK CREDIT

-

-

-

8,05,722

32259,40

25627,83

OF WHICH :

1. Artisans & Village Industries

-

-

-

2,116

22,81

19,31

2. Other Small Scale Industries

-

-

-

32,427

2467,96

1921,69