SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

NORTHERN REGION STATE: HIMACHAL PRADESH

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of Accounts

Credit Limit  

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

1,56,895

804,46

626,09

8,610

113,02

84,60

1.

Direct Finance

1,54,998

752,59

579,95

8,492

104,32

78,23

2.

Indirect Finance

1,897

51,87

46,14

118

8,70

6,37

II.

INDUSTRY

14,148

2207,88

1854,43

2,574

809,99

366,63

1.

Mining & Quarrying

115

12,05

9,39

27

2,14

1,91

2.

Food Manufacturing & Processing

882

54,74

39,23

127

23,28

20,63

(a)

Rice Mills, Flour & Dal Mills

287

17,76

11,08

26

93

75

(b)

Sugar

2

7

6

–

–

–

(c)

Edible Oils & Vanaspati

40

2,82

1,74

6

16

16

(d)

Tea Processing

3

14

11

3

68

65

(e)

Processing of Fruits & Vegetables

43

7,22

6,53

10

2,20

1,39

(f)

Others

507

26,73

19,69

82

19,31

17,68

3.

Beverage & Tobacco

47

20,26

18,28

8

5,29

5,01

4.

Textiles

474

716,46

602,14

208

561,13

157,56

(a)

Cotton Textiles

105

693,70

582,01

11

555,64

153,03

(b)

Jute & Other Natural Fibre Textiles

8

51

45

–

–

–

(c)

Handloom Textiles & Khadi

149

1,91

1,52

134

2,47

2,07

(d)

Other Textiles & Textile Products

212

20,33

18,17

63

3,02

2,45

5.

Paper, Paper Products & Printing

232

26,25

21,48

41

6,26

5,43

6.

Leather & Leather Products

37

2,91

2,48

15

89

80

7.

Rubber & Plastic Products

248

35,84

27,97

51

4,60

3,29

8.

Chemicals & Chemical Products

754

235,42

163,39

102

32,69

26,53

(a)

Heavy Industrial Chemicals

31

11,22

8,93

19

3,90

2,45

(b)

Fertilisers

5

65,30

25,84

1

5

2

(c)

Drugs & Pharmaceuticals

109

110,91

89,62

51

18,69

15,63

(d)

Non-Edible Oils

4

2,52

2,51

1

35

35

(e)

Other Chemicals & Chemical Products

605

45,46

36,50

30

9,71

8,08

9.

Petroleum, Coal Products & Nuclear Fuels

16

11,61

11,05

2

11

8

10.

Manufacture of Cement & Cement Products

62

14,22

6,53

16

1,52

1,38

11.

Basic Metals & Metal Products

489

104,67

82,22

94

53,29

49,19

(a)

Iron & Steel

128

52,07

39,83

17

20,58

16,88

(b)

Non-Ferrous Metals

28

5,20

3,71

4

33

34

(c)

Metal Products

333

47,40

38,68

73

32,39

31,97

12.

Engineering

537

97,57

78,13

105

40,28

33,58

(a)

Heavy Engineering

34

3,48

3,35

4

1,06

69

(b)

Light Engineering

256

48,31

40,11

33

2,04

1,64

(c)

Electrical Machinery & Goods

171

30,33

22,12

42

29,16

23,32

(d)

Electronic Machinery & Goods

76

15,45

12,55

26

8,02

7,94

13.

Vehicles, Vehicle Parts & Transport Equipments

182

22,74

10,97

21

9,42

1,33

14.

Other Industries

8,493

114,03

93,71

1,454

46,21

42,89

15.

Electricity, Gas & Water

20

671,38

639,00

2

9

9

(a)

Electricity Generation & Transmission

15

670,77

638,44

–

–

–

(b)

Non-Conventional Energy

2

43

43

1

5

5

(c)

Gas, Steam & Water Supply

3

17

13

1

4

4

16.

Construction

1,560

67,75

48,45

301

22,80

16,93

III.

TRANSPORT OPERATORS

5,858

152,31

112,10

1,029

18,80

13,21

IV.

PROFESSIONAL AND OTHER SERVICES

7,040

339,81

149,11

1,693

55,67

42,50

V.

PERSONAL LOANS

1,20,115

1492,07

1207,33

25,288

393,66

321,39

1.

Loans for Purchase of Consumer Durables

5,779

33,04

23,20

1,149

8,25

6,60

2.

Loans for Housing

27,315

696,09

605,96

6,762

204,72

180,06

3.

Rest of the Personal Loans

87,021

762,94

578,17

17,377

180,70

134,74

VI.

TRADE

45,048

651,16

510,85

7,061

165,00

136,76

1.

Wholesale Trade

793

49,41

39,30

453

32,01

29,14

2.

Retail Trade

44,255

601,74

471,55

6,608

132,99

107,62

VII.

FINANCE

563

23,63

17,71

37

7,26

6,68

VIII.

ALL OTHERS

17,074

157,43

121,20

3,438

59,75

48,88

TOTAL BANK CREDIT

3,66,741

5828,73

4598,82

49,730

1623,16

1020,64

OF WHICH : 1.

Artisans and Village & Tiny Industries

6,181

116,54

87,44

760

14,25

11,71

2.

Other Small Scale Industries

4,380

245,24

178,31

1,145

52,22

43,05

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

NORTHERN REGION STATE: HIMACHAL PRADESH

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

603

327,56

326,05

–

–

–

1.

Direct Finance

565

7,07

6,29

–

–

–

2.

Indirect Finance

38

320,49

319,76

–

–

–

II.

INDUSTRY

487

901,26

706,34

–

–

–

1.

Mining & Quarrying

2

8

3

–

–

–

2.

Food Manufacturing & Processing

41

1,04

94

–

–

–

(a)

Rice Mills, Flour & Dal Mills

26

61

59

–

–

–

(b)

Sugar

–

–

–

–

–

–

(c)

Edible Oils & Vanaspati

–

–

–

–

–

–

(d)

Tea Processing

–

–

–

–

–

–

(e)

Processing of Fruits & Vegetables

2

13

13

–

–

–

(f)

Others

13

30

22

–

–

–

3.

Beverage & Tobacco

2

13

13

–

–

–

4.

Textiles

18

1,52

1,05

–

–

–

(a)

Cotton Textiles

1

53

–

–

–

–

(b)

Jute & Other Natural Fibre Textiles

–

–

–

–

–

–

(c)

Handloom Textiles & Khadi

1

20

20

–

–

–

(d)

Other Textiles & Textile Products

16

80

86

–

–

–

5.

Paper, Paper Products & Printing

9

49

44

–

–

–

6.

Leather & Leather Products

1

–

–

–

–

–

7.

Rubber & Plastic Products

12

82

67

–

–

–

8.

Chemicals & Chemical Products

40

26

21

–

–

–

(a)

Heavy Industrial Chemicals

–

–

–

–

–

–

(b)

Fertilisers

–

–

–

–

–

–

(c)

Drugs & Pharmaceuticals

25

16

11

–

–

–

(d)

Non-Edible Oils

–

–

–

–

–

–

(e)

Other Chemicals & Chemical Products

15

10

10

–

–

–

9.

Petroleum, Coal Products & Nuclear Fuels

–

–

–

–

–

–

10.

Manufacture of Cement & Cement Products

1

60

–

–

–

–

11.

Basic Metals & Metal Products

14

1,09

59

–

–

–

(a)

Iron & Steel

–

–

–

–

–

–

(b)

Non-Ferrous Metals

–

–

–

–

–

–

(c)

Metal Products

14

1,09

59

–

–

–

12.

Engineering

32

7,40

4,71

–

–

–

(a)

Heavy Engineering

3

1,14

90

–

–

–

(b)

Light Engineering

15

2,50

1,32

–

–

–

(c)

Electrical Machinery & Goods

3

1,02

96

–

–

–

(d)

Electronic Machinery & Goods

11

2,73

1,53

–

–

–

13.

Vehicles, Vehicle Parts & Transport Equipments

4

17

18

–

–

–

14.

Other Industries

185

8,43

7,72

–

–

–

15.

Electricity, Gas & Water

14

288,06

251,43

–

–

–

(a)

Electricity Generation & Transmission

14

288,06

251,43

–

–

–

(b)

Non-Conventional Energy

–

–

–

–

–

–

(c)

Gas, Steam & Water Supply

–

–

–

–

–

–

16.

Construction

112

591,17

438,22

–

–

–

III.

TRANSPORT OPERATORS

282

112,58

45,36

–

–

–

IV.

PROFESSIONAL AND OTHER SERVICES

653

27,75

21,84

–

–

–

V.

PERSONAL LOANS

17,091

473,31

410,05

–

–

–

1.

Loans for Purchase of Consumer Durables

637

4,62

2,97

–

–

–

2.

Loans for Housing

4,295

348,51

316,09

–

–

–

3.

Rest of the Personal Loans

12,159

120,18

90,99

–

–

–

VI.

TRADE

2,493

160,29

136,17

–

–

–

1.

Wholesale Trade

199

13,92

11,36

–

–

–

2.

Retail Trade

2,294

146,37

124,81

–

–

–

VII.

FINANCE

46

68,65

57,22

–

–

–

VIII.

ALL OTHERS

3,358

202,50

122,58

–

–

–

TOTAL BANK CREDIT

25,013

2273,89

1825,61

–

–

–

OF WHICH : 1.

Artisans and Village & Tiny Industries

100

2,76

2,37

–

–

–

2.

Other Small Scale Industries

164

12,47

9,86

–

–

–