SOUTHERNREGION

STATE :

KARNATAKA

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

11,43,588

3956,89

3603,16

4,50,432

2408,51

2191,04

1.

Direct Finance

11,21,061

3738,72

3417,86

4,41,293

2224,46

2044,30

2.

IndirectFinance

22,527

218,17

185,29

9,139

184,06

146,74

II.

INDUSTRY

52,422

5062,12

2914,53

46,560

3368,35

3154,36

1.

Mining & Quarrying

155

165,99

61,71

141

27,18

24,59

2.

Food Manufacturing & Processing

1,870

349,69

290,35

2,079

379,02

315,14

(a) Rice Mills, Flour & Dal Mills

841

36,31

25,08

759

43,03

40,05

(b) Sugar

14

72,63

50,44

10

38,25

34,23

(c) Edible Oils & Vanaspati

110

5,15

6,96

221

27,61

24,96

(d) Tea Processing

14

5,17

5,90

2

6

6

(e) Processing of Fruits & Vegetables

34

3,18

2,07

27

2,16

1,64

(f) Others

857

227,25

199,89

1,060

267,91

214,20

3.

Beverage & Tobacco

82

17,29

14,73

78

11,72

10,12

4.

Textiles

1,287

492,31

234,72

1,653

66,59

57,93

(a) Cotton Textiles

167

76,37

38,47

302

15,54

14,32

(b) Jute & Other Natural Fibre Textiles

30

30

35

61

1,55

1,61

(c) Handloom Textiles & Khadi

351

91,21

17,65

516

3,04

2,84

(d) Other Textiles & Textile Products

739

324,43

178,25

774

46,46

39,17

5.

Paper, Paper Products & Printing

338

44,50

34,96

379

108,97

62,52

6.

Leather & Leather Products

104

20,50

19,63

160

1,11

1,06

7.

Rubber & Plastic Products

451

47,31

36,01

200

23,93

21,40

8.

Chemicals & Chemical Products

308

171,77

131,43

1,004

36,44

26,72

(a) Heavy Industrial Chemicals

20

26,16

24,49

14

7,92

7,33

(b) Fertilisers

5

69

39

1

8

4

(c) Drugs & Pharmaceuticals

97

94,56

80,61

819

8,03

8,13

(d) Non-EdibleOils

10

93

85

14

92

94

(e) Other Chemicals & Chemical Products

176

49,44

25,09

156

19,50

10,28

9.

Petroleum, Coal Products & Nuclear Fuels

17

354,32

327,34

9

41,31

41,32

10.

Manufacture of Cement & Cement Products

95

26,91

25,41

220

62,48

62,71

11.

BasicMetals & Metal Products

381

276,93

305,54

423

1934,08

1978,94

(a) Iron & Steel

82

202,32

253,17

55

1863,92

1938,80

(b) Non-Ferrous Metals

22

18,92

11,08

17

4,12

3,03

(c) Metal Products

277

55,69

41,29

351

66,04

37,12

12.

Engineering

3,204

1319,00

327,92

1,270

236,08

202,23

(a) Heavy Engineering

80

303,69

53,25

128

139,46

132,65

(b) Light Engineering

487

91,37

72,38

671

45,88

27,40

(c) Electrical Machinery & Goods

306

805,47

115,35

377

21,17

16,51

(d) Electronic Machinery & Goods

2,331

118,48

86,94

94

29,58

25,67

13.

Vehicles, VehicleParts & TransportEquipments

594

106,28

49,59

374

19,03

12,39

14.

Other Industries

40,586

782,59

431,71

35,079

232,80

169,90

15.

Electricity, Gas & Water

51

283,70

124,64

63

13,21

10,04

(a) Electricity Generation & Transmission

26

281,85

123,18

20

10,49

7,56

(b) Non-Conventional Energy

10

1,12

91

12

60

43

(c) Gas, Steam & Water Supply

15

72

56

31

2,12

2,05

16.

Construction

2,899

603,02

498,85

3,428

174,40

157,35

III.

TRANSPORT OPERATORS

12,362

176,60

134,63

9,716

136,73

99,98

IV.

PROFESSIONAL AND OTHER SERVICES

65,125

491,54

319,64

41,235

344,46

271,24

V.

PERSONALLOANS

3,49,035

2016,37

1658,26

3,67,222

2085,87

1786,31

1.

Loans for Purchase of Consumer Durables

22,381

66,19

51,81

28,728

86,22

66,25

2.

Loans for Housing

35,215

992,08

821,64

51,210

895,35

794,10

3.

Rest of the Personal Loans

2,91,439

958,09

784,81

2,87,284

1104,30

925,97

VI.

TRADE

1,79,654

928,78

776,61

1,13,371

795,86

693,79

1.

Wholesale Trade

5,849

358,61

301,88

6,786

189,66

170,10

2.

Retail Trade

1,73,805

570,18

474,73

1,06,585

606,20

523,70

VII.

FINANCE

1,245

49,80

30,20

910

70,09

51,05

VIII.

ALLOTHERS

1,65,512

1235,75

794,06

1,19,134

718,57

520,87

TOTAL BANK CREDIT

19,68,943

13917,85

10231,09

11,48,580

9928,43

8768,65

OF

WHICH: 1. Artisans and Village & Tiny Industries

23,014

66,30

54,54

12,195

73,18

65,07

2. Other Small Scale Industries

18,778

647,78

464,75

24,663

363,39

295,06

SOUTHERNREGION

STATE :

KARNATAKA

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

75,660

921,14

780,00

7,223

1376,85

1194,38

1.

Direct Finance

72,367

618,66

554,67

5,073

210,34

157,21

2.

IndirectFinance

3,293

302,48

225,34

2,150

1166,52

1037,17

II.

INDUSTRY

26,368

3934,77

3357,09

47,338

18153,46

11730,23

1.

Mining & Quarrying

221

64,12

52,32

279

102,68

92,66

2.

Food Manufacturing & Processing

1,681

466,16

283,76

863

691,88

548,71

(a) Rice Mills, Flour & Dal Mills

599

79,84

69,77

100

23,92

23,07

(b) Sugar

23

80,04

68,81

31

52,91

46,11

(c) Edible Oils & Vanaspati

229

54,54

50,23

37

45,18

24,36

(d) Tea Processing

5

6,69

5,38

16

3,22

3,10

(e) Processing of Fruits & Vegetables

24

2,71

2,54

98

124,04

85,12

(f) Others

801

242,35

87,03

581

442,60

366,95

3.

Beverage & Tobacco

125

87,53

72,81

190

658,14

596,67

4.

Textiles

1,210

140,95

122,17

2,721

1201,18

935,55

(a) CottonTextiles

264

63,34

59,87

285

317,05

254,80

(b) Jute & Other Natural Fibre Textiles

10

17

16

23

6,60

6,57

(c) Handloom Textiles & Khadi

153

6,03

4,71

27

11,95

11,98

(d) Other Textiles & Textile Products

783

71,42

57,42

2,386

865,59

662,19

5.

Paper, Paper Products & Printing

800

108,48

75,63

1,346

212,02

146,74

6.

Leather & Leather Products

191

2,96

2,89

279

61,29

50,72

7.

Rubber & Plastic Products

500

97,51

92,56

939

155,52

128,62

8.

Chemicals & Chemical Products

753

285,55

202,27

1,138

908,82

645,17

(a) Heavy Industrial Chemicals

66

212,81

147,59

171

255,50

183,14

(b) Fertilisers

12

4,29

3,55

14

9,18

3,63

(c) Drugs & Pharmaceuticals

194

11,74

10,21

280

405,03

279,06

(d) Non-Edible Oils

9

4,29

3,08

11

21,22

8,65

(e) Other Chemicals&ChemicalProducts

472

52,41

37,84

662

217,89

170,69

9.

Petroleum, CoalProducts & NuclearFuels

14

805,11

869,78

58

19,86

23,60

10.

Manufacture of Cement & Cement Products

238

25,58

18,83

150

94,89

87,65

11.

BasicMetals & Metal Products

1,110

543,67

517,09

2,377

668,67

599,86

(a) Iron & Steel

266

491,66

474,41

342

333,84

324,69

(b) Non-Ferrous Metals

47

5,90

4,96

89

72,73

52,07

(c) Metal Products

797

46,11

37,73

1,946

262,10

223,10

12.

Engineering

1,543

438,10

339,81

4,578

6888,29

3546,45

(a) Heavy Engineering

175

39,92

36,09

584

1179,46

743,24

(b) Light Engineering

846

43,48

36,89

1,751

1111,66

815,62

(c) Electrical Machinery & Goods

338

307,74

230,92

1,583

2800,18

838,97

(d) Electronic Machinery & Goods

184

46,96

35,91

660

1796,98

1148,63

13.

Vehicles, Vehicle Parts & Transport Equipments

528

60,91

61,93

686

623,94

251,13

14.

Other Industries

14,632

371,00

268,45

29,214

653,69

562,37

15.

Electricity, Gas & Water

62

39,33

33,35

178

3285,96

2360,09

(a) Electricity Generation & Transmission

31

28,22

22,96

106

3037,43

2184,76

(b) Non-Conventional Energy

12

7,38

6,93

17

9,36

9,19

(c) Gas, Steam & Water Supply

19

3,73

3,46

55

239,17

166,15

16.

Construction

2,760

397,79

343,43

2,342

1926,65

1154,25

III.

TRANSPORT OPERATORS

11,921

228,14

164,84

7,438

347,44

222,88

IV.

PROFESSIONAL AND OTHER SERVICES

33,717

735,30

551,10

17,868

2079,89

1710,09

V.

PERSONALLOANS

3,36,567

2873,92

2380,42

18,07,504

10199,59

5685,97

1.

Loans for Purchase of Consumer Durables

24,310

84,67

64,16

32,836

122,71

103,71

2.

Loans for Housing

67,376

1487,67

1269,39

69,894

2881,83

2409,05

3.

Rest of the Personal Loans

2,44,881

1301,59

1046,88

17,04,774

7195,06

3173,20

VI.

TRADE

64,555

1086,04

880,26

26,066

1574,58

1273,44

1.

Wholesale Trade

5,017

365,75

269,78

4,884

797,03

618,75

2.

Retail Trade

59,538

720,29

610,48

21,182

777,54

654,69

VII.

FINANCE

1,173

178,07

137,66

1,979

2003,23

1612,13

VIII.

ALLOTHERS

94,905

1019,97

736,46

1,24,814

2543,37

2123,37

TOTAL BANK CREDIT

6,44,866

10977,35

8987,83

20,40,230

38278,42

25552,48

OF

WHICH: 1. Artisans and Village & Tiny Industries

2,180

18,51

15,18

754

28,67

27,08

2. Other Small Scale Industries

15,841

618,13

503,97

27,788

1030,81

867,97