Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998

NORTH-EASTERN REGION

STATE : MEGHALAYA

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

36,396

24,12

24,65

1,475

2,81

2,53

1.

Direct Finance

35,860

23,58

24,14

1,470

1,48

1,40

2.

Indirect Finance

536

54

50

5

1,34

1,13

II.

INDUSTRY

5,120

47,32

7,99

1,154

9,47

8,07

1.

Mining & Quarrying

8

14

15

6

2,63

1,39

2.

Food Manufacturing & Processing

161

39,89

94

34

70

59

(a) Rice Mills, Flour & Dal Mills

17

22

20

3

26

24

(b) Sugar

1

-

-

-

-

-

(c) Edible Oils & Vanaspati

3

35

27

1

-

-

(d) Tea Processing

3

38,83

-

-

-

-

(e) Processing of Fruits & Vegetables

7

4

4

-

-

-

(f) Others

130

45

43

30

44

34

3.

Beverage & Tobacco

1

1

1

-

-

-

4.

Textiles

69

61

64

40

26

24

(a) Cotton Textiles

1

1

1

3

1

1

(b) Jute Textiles

5

12

15

-

-

-

(c) Handloom Textiles & Khadi

45

28

28

3

4

3

(d) Other Textiles

18

20

20

34

22

20

5.

Paper, Paper Products & Printing

7

12

12

21

45

48

6.

Leather & Leather Products

2

2

2

5

4

2

7.

Rubber & Rubber Products

-

-

-

2

4

1

8.

Chemicals & Chemical Products

4

14

11

7

12

16

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

(b) Fertilisers

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

1

1

1

1

1

1

(d) Non-Edible Oils

1

2

-

1

3

6

(e) Other Chemicals & Chemical Products

2

11

10

5

9

9

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

1

-

-

10.

Manufacture of Cement & Cement Products

3

9

10

5

27

39

11.

Basic Metals & Metal Products

17

20

15

17

14

14

(a) Iron & Steel

1

6

1

3

2

1

(b) Non-Ferrous Metals

-

-

-

-

-

-

(c) Other Metal Products

16

14

14

14

12

13

12.

Engineering

18

24

22

12

90

89

(a) Heavy Engineering

1

3

2

-

-

-

(b) Light Engineering

8

15

14

1

2

1

(c) Electrical Machinery & Goods

8

6

5

3

2

2

(d) Electronic Machinery & Goods

1

-

1

8

87

86

13.

Vehicles, Vehicle Parts & Transport Equipments

14

17

16

14

37

34

14.

Other Industries

4,744

5,20

4,96

973

3,03

3,06

15.

Electricity, Gas & Water

6

5

6

-

-

-

(a) Electricity Generation & Transmission

5

4

5

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

1

1

1

-

-

-

16.

Construction

66

45

35

17

51

33

III.

TRANSPORT OPERATORS

645

11,03

7,75

505

5,72

4,77

IV.

PROFESSIONAL AND OTHER SERVICES

243

76

65

132

1,38

1,24

V.

PERSONAL LOANS

5,083

11,20

10,14

2,813

15,34

13,83

1.

Loans for Purchase of Consumer Durables

404

85

72

311

61

48

2.

Loans for Housing

113

1,28

1,15

349

3,82

3,56

3.

Rest of the Personal Loans

4,566

9,07

8,27

2,153

10,91

9,80

VI.

TRADE

6,711

10,42

10,36

2,172

16,77

14,95

1.

Wholesale Trade

391

65

55

88

5,94

5,81

2.

Retail Trade

6,320

9,78

9,81

2,084

10,83

9,14

VII.

FINANCE

5

4

4

4

3

4

VIII.

ALL OTHERS

1,568

1,68

1,56

864

1,84

1,66

TOTAL BANK CREDIT

55,771

106,58

63,13

9,119

53,36

47,08

OF WHICH:

1. Artisans & Village Industries

1,999

2,30

2,27

249

42

36

2. Other Small Scale Industries

2,373

3,54

3,36

731

3,58

3,53

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

878

1,24

1,32

-

-

-

1.

Direct Finance

839

1,09

1,13

-

-

-

2.

Indirect Finance

39

15

19

-

-

-

II.

INDUSTRY

873

8,23

7,54

-

-

-

1.

Mining & Quarrying

1

5

4

-

-

-

2.

Food Manufacturing & Processing

11

37

58

-

-

-

(a) Rice Mills, Flour & Dal Mills

2

33

54

-

-

-

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

-

-

-

-

-

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

(f) Others

9

4

4

-

-

-

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

4

4

3

-

-

-

(a) Cotton Textiles

-

-

-

-

-

-

(b) Jute Textiles

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

-

-

-

-

-

-

(d) Other Textiles

4

4

3

-

-

-

5.

Paper, Paper Products & Printing

7

9

8

-

-

-

6.

Leather & Leather Products

1

2

-

-

-

-

7.

Rubber & Rubber Products

1

3

3

-

-

-

8.

Chemicals & Chemical Products

2

16

11

-

-

-

(a) Heavy Industrial Chemicals

1

1

1

-

-

-

(b) Fertilisers

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

-

-

-

-

-

-

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

1

15

10

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

5

35

23

-

-

-

11.

Basic Metals & Metal Products

17

23

24

-

-

-

(a) Iron & Steel

2

2

2

-

-

-

(b) Non-Ferrous Metals

-

-

-

-

-

-

(c) Other Metal Products

15

21

22

-

-

-

12.

Engineering

6

13

10

-

-

-

(a) Heavy Engineering

-

-

-

-

-

-

(b) Light Engineering

1

3

2

-

-

-

(c) Electrical Machinery & Goods

2

6

4

-

-

-

(d) Electronic Machinery & Goods

3

5

4

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

5

6

6

-

-

-

14.

Other Industries

765

3,41

2,99

-

-

-

15.

Electricity, Gas & Water

2

6

6

-

-

-

(a) Electricity Generation & Transmission

1

2

1

-

-

-

(b) Non-Conventional Energy

1

4

5

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

46

3,23

2,99

-

-

-

III.

TRANSPORT OPERATORS

188

2,85

2,25

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

595

2,14

1,91

-

-

-

V.

PERSONAL LOANS

7,102

17,66

17,20

-

-

-

1.

Loans for Purchase of Consumer Durables

1,315

2,67

2,32

-

-

-

2.

Loans for Housing

555

2,88

2,70

-

-

-

3.

Rest of the Personal Loans

5,232

12,12

12,18

-

-

-

VI.

TRADE

3,017

15,77

14,04

-

-

-

1.

Wholesale Trade

144

5,21

4,81

-

-

-

2.

Retail Trade

2,873

10,56

9,23

-

-

-

VII.

FINANCE

34

62

53

-

-

-

VIII.

ALL OTHERS

1,808

8,24

8,15

-

-

-

TOTAL BANK CREDIT

14,495

56,75

52,93

-

-

-

OF WHICH:

1. Artisans & Village Industries

130

26

29

-

-

-

2. Other Small Scale Industries

560

2,52

2,13

-

-

-