Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

NORTH-EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

Standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

18,124

18,30

19,46

4,253

4,38

4,73

-

-

-

1.

Direct Finance

18,031

17,71

18,82

4,248

4,38

4,73

-

-

-

2.

Indirect Finance

93

59

64

5

1

-

-

-

-

II.

INDUSTRY

2,632

16,07

15,79

623

25,59

26,51

4

28,62

28,62

1.

Mining & Quarrying

6

5

4

1

6,50

6,50

-

-

-

2.

Food Manufacturing and Processing

237

6,02

5,38

49

2,95

2,95

-

-

-

(a)

Rice Mills, Flour and Dal Mills

78

1,97

1,75

19

74

64

-

-

-

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

2

1

1

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

1

6

3

-

-

-

(e)

Processing of Fruits & Vegetables

1

-

-

1

1

1

-

-

-

(f)

Others

156

4,04

3,62

28

2,15

2,27

-

-

-

3.

Beverage and Tobacco

1

1

1

1

10

10

-

-

-

4.

Textiles

82

45

46

12

6

6

-

-

-

(a)

Cotton Textiles

17

9

8

1

1

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

9

5

6

3

2

2

-

-

-

(d)

Other Textiles

56

30

32

8

3

3

-

-

-

5.

Paper, Paper Products and Printing

16

15

13

5

6

6

-

-

-

6.

Leather and Leather Products

5

7

8

6

5

5

-

-

-

7.

Rubber and Rubber Products

2

3

2

2

2

2

-

-

-

8.

Chemicals and Chemical Products

6

17

19

7

5,03

5,83

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

3

12

13

1

-

-

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

3

5

7

6

5,02

5,83

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

3

22

19

-

-

-

-

-

-

11.

Basic Metals & Metal Products

26

47

45

6

1,14

1,10

-

-

-

(a)

Iron and Steel

19

43

41

3

1,12

1,08

-

-

-

(b)

Non-Ferrous Metals

7

5

4

3

2

2

-

-

-

(c)

Other Metal Products

-

-

-

-

-

-

-

-

-

12.

Engineering

32

1,03

1,14

7

6

6

-

-

-

(a)

Heavy Engineering

7

6

3

3

2

2

-

-

-

(b)

Light Engineering

-

-

-

-

-

-

-

-

-

(c)

Electrical Machinery & Goods

6

61

76

-

-

-

-

-

-

(d)

Electronic Machinery & Goods

19

36

35

4

4

4

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

8

16

14

6

5

6

-

-

-

14.

Other Industries

2,203

7,19

7,46

496

7,64

7,80

4

28,62

28,62

15.

Electricity, Gas & Water

5

5

8

10

28

25

-

-

-

(a)

Electricity Generation & Transmission

4

5

7

6

25

20

-

-

-

(b)

Non-Conventional Energy

1

1

1

4

4

5

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

16.

Construction

-

-

-

15

1,66

1,69

-

-

-

III.

TRANSPORT OPERATORS

364

3,47

3,20

241

2,11

2,10

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

360

1,96

1,95

410

1,64

1,71

-

-

-

V.

PERSONAL LOANS

7,472

9,85

8,81

1,679

6,62

6,71

1

1

1

1.

Loans for Purchase of Consumer Durables

771

62

86

71

22

19

-

-

-

2.

Loans for Housing

137

1,31

1,35

121

1,19

1,04

-

-

-

3.

Rest of the Personal Loans

6,564

7,92

6,61

1,487

5,22

5,48

1

1

1

V I.

TRADE

6,827

15,43

13,89

2,231

8,74

8,92

-

-

-

1.

Wholesale Trade

189

1,39

1,10

49

49

42

-

-

-

2.

Retail Trade

6,638

14,03

12,79

2,182

8,25

8,50

-

-

-

VII.

FINANCE

-

-

-

2

1

1

-

-

-

VIII.

ALL OTHERS

500

1,80

1,79

2,345

5,49

4,80

-

-

-

TOTAL BANK CREDIT

36,279

66,89

64,89

11,784

54,59

55,49

5

28,62

28,62

OF WHICH :

1.

Artisans & Village Industries

840

99

92

101

30

32

-

-

-

2.

Other Small Scale Industries

1,405

6,79

6,76

333

4,29

4,85

4

28,62

28,62

REGIONAL RURAL

OTHER SCHEDULED

ALL SCHEDULED

BANKS

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

Standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

396

66

54

260

19

23

23,033

23,54

24,96

1.

Direct Finance

396

66

54

260

19

23

22,935

22,94

24,32

2.

Indirect Finance

-

-

-

-

-

-

98

60

64

II.

INDUSTRY

58

8

7

16

72

67

3,333

71,08

71,66

1.

Mining & Quarrying

-

-

-

-

-

-

7

6,55

6,54

2.

Food Manufacturing and Processing

1

1

1

1

1

1

288

8,99

8,35

(a)

Rice Mills, Flour and Dal Mills

-

-

-

-

-

-

97

2,71

2,39

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

-

-

-

-

-

-

2

1

1

(d)

Tea Processing

-

-

-

-

-

-

1

6

3

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

2

1

1

(f)

Others

1

1

1

1

1

1

186

6,22

5,91

3.

Beverage and Tobacco

-

-

-

-

-

-

2

11

11

4.

Textiles

-

-

-

1

1

1

95

51

53

(a)

Cotton Textiles

-

-

-

-

-

-

18

10

8

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

12

7

8

(d)

Other Textiles

-

-

-

1

1

1

65

34

36

5.

Paper, Paper Products and Printing

-

-

-

2

42

42

23

63

62

6.

Leather and Leather Products

-

-

-

-

-

-

11

12

13

7.

Rubber and Rubber Products

1

2

2

-

-

-

5

8

6

8.

Chemicals and Chemical Products

-

-

-

-

-

-

13

5,20

6,03

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

-

-

-

-

-

-

4

13

13

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

9

5,08

5,90

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

1

1

1

4

23

20

11.

Basic Metals & Metal Products

-

-

-

-

-

-

32

1,62

1,55

(a)

Iron and Steel

-

-

-

-

-

-

22

1,55

1,49

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

-

-

-

10

7

6

12.

Engineering

-

-

-

1

-

-

40

1,09

1,20

(a)

Heavy Engineering

-

-

-

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

-

-

-

10

7

5

(c)

Electrical Machinery & Goods

-

-

-

1

-

-

7

62

76

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

23

40

39

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

14

21

20

14.

Other Industries

56

4

4

8

5

4

2,767

43,53

43,96

15.

Electricity, Gas & Water

-

-

-

-

-

-

15

34

33

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

10

30

28

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

5

4

6

16.

Construction

-

-

-

2

21

16

17

1,87

1,86

III.

TRANSPORT OPERATORS

9

19

16

11

10

10

625

5,88

5,56

IV.

PROFESSIONAL AND OTHER SERVICES

8

-

-

18

15

15

796

3,75

3,81

V.

PERSONAL LOANS

438

36

30

229

49

41

9,819

17,33

16,24

1.

Loans for Purchase of Consumer Durables

308

17

14

29

4

3

1,179

1,04

1,22

2.

Loans for Housing

1

1

1

1

1

1

260

2,52

2,41

3.

Rest of the Personal Loans

129

18

15

199

44

37

8,380

13,77

12,62

V I.

TRADE

104

10

12

21

14

6

9,183

24,41

22,99

1.

Wholesale Trade

-

-

-

3

4

2

241

1,92

1,54

2.

Retail Trade

104

10

12

18

10

4

8,942

22,49

21,44

VII.

FINANCE

-

-

-

-

-

-

2

1

1

VIII.

ALL OTHERS

65

4

4

75

4

6

2,985

7,39

6,69

TOTAL BANK CREDIT

1,078

1,43

1,23

630

1,85

1,68

49,776

153,38

151,92

OF WHICH :

1.

Artisans & Village Industries

33

2

2

1

1

1

975

1,32

1,28

2.

Other Small Scale Industries

19

5

4

7

5

5

1,768

39,80

40,31