Table No. 5.8 – State and Population Group-Wise Classification of Outstanding Credit of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation – March 2001

NORTHERN REGION

STATE : HARYANA

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

URBAN/

TOTAL

METROPOLITAN

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

2,89,933

838,27

1,37,707

479,94

43,838

137,03

4,71,478

1455,24

1. Direct Finance

2,86,860

830,75

1,35,038

467,06

42,681

129,29

4,64,579

1427,10

2. Indirect Finance

3,073

7,52

2,669

12,88

1,157

7,75

6,899

28,15

II.

INDUSTRY

17,682

33,57

27,905

86,57

41,445

136,09

87,032

256,24

III.

TRANSPORT OPERATORS

9,642

12,85

1,597

4,84

2,258

5,40

13,497

23,10

IV.

PROFESSIONAL AND OTHER SERVICES

5,213

8,21

5,344

14,53

8,720

29,88

19,277

52,62

V.

PERSONAL LOANS

81,333

200,10

83,674

253,80

1,14,787

362,50

2,79,794

816,40

1. Loans for Purchase of Consumer Durables

7,756

20,93

6,084

15,10

11,071

27,34

24,911

63,37

2. Loans for Housing

9,117

36,49

15,518

80,27

22,897

110,62

47,532

227,39

3. Rest of the Personal Loans

64,460

142,68

62,072

158,43

80,819

224,54

2,07,351

525,65

VI.

TRADE

38,773

47,30

28,049

62,83

29,007

62,86

95,829

172,98

1. Wholesale Trade

5,220

4,94

4,022

11,50

1,645

8,37

10,887

24,81

2. Retail Trade

33,553

42,35

24,027

51,33

27,362

54,49

84,942

148,17

VII.

FINANCE

16

10

1

(..)

353

84

370

94

VIII.

ALL OTHERS

16,816

39,01

16,159

45,46

21,337

60,71

54,312

145,18

TOTAL BANK CREDIT

4,59,408

1179,42

3,00,436

947,98

2,61,745

795,31

10,21,589

2922,71

OF WHICH :

9,570

12,36

3,094

6,38

4,673

5,86

17,337

24,59

1. Artisans & Village Industries

2. Other Small Scale Industries

5,402

12,76

17,394

48,98

19,132

69,27

41,928

131,01

STATE : HIMACHAL PRADESH

RURAL

SEMI-URBAN

URBAN/

TOTAL

METROPOLITAN

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

Standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

92,544

142,86

8,883

17,06

—

—

1,01,427

159,92

1. Direct Finance

90,861

139,60

8,690

16,31

—

—

99,551

155,91

2. Indirect Finance

1,683

3,25

193

75

—

—

1,876

4,00

II.

INDUSTRY

23,700

44,49

4,427

16,06

—

—

28,127

60,55

III.

TRANSPORT OPERATORS

5,940

16,18

1,532

5,46

—

—

7,472

21,64

IV.

PROFESSIONAL AND OTHER SERVICES

7,684

15,03

2,452

7,94

—

—

10,136

22,98

V.

PERSONAL LOANS

93,342

216,20

36,785

103,61

—

—

1,30,127

319,81

1. Loans for Purchase of Consumer Durables

8,150

16,73

3,923

8,37

—

—

12,073

25,10

2. Loans for Housing

12,966

52,98

6,789

34,51

—

—

19,755

87,49

3. Rest of the Personal Loans

72,226

146,49

26,073

60,73

—

—

98,299

207,22

VI.

TRADE

24,365

52,34

7,607

19,85

—

—

31,972

72,19

1. Wholesale Trade

1,012

3,40

289

1,34

—

—

1,301

4,74

2. Retail Trade

23,353

48,94

7,318

18,51

—

—

30,671

67,45

VII.

FINANCE

—

—

3

3

—

—

3

3

VIII.

ALL OTHERS

16,610

35,29

9,215

21,95

—

—

25,825

57,24

TOTAL BANK CREDIT

2,64,185

522,39

70,904

191,96

—

—

3,35,089

714,35

OF WHICH :

1. Artisans & Village Industries

12,953

19,40

1,406

3,72

—

—

14,359

23,12

2. Other Small Scale Industries

8,004

17,84

1,925

8,35

—

—

9,929

26,20

(..)

Indicates negligible

See Notes on Tables.

NORTHERN REGION

STATE : JAMMU & KASHMIR

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

URBAN/

TOTAL

METROPOLITAN

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

Standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

53,052

74,13

8,758

14,52

3,641

9,32

65,451

97,97

1. Direct Finance

51,642

72,06

8,681

14,40

3,579

9,17

63,902

95,63

2. Indirect Finance

1,410

2,07

77

12

62

14

1,549

2,34

II.

INDUSTRY

11,728

27,71

3,716

9,62

11,819

48,83

27,263

86,16

III.

TRANSPORT OPERATORS

6,521

9,76

1,171

2,59

719

2,92

8,411

15,27

IV.

PROFESSIONAL AND OTHER SERVICES

2,810

9,08

567

2,03

23,267

29,68

26,644

40,79

V.

PERSONAL LOANS

68,400

167,19

17,837

46,51

60,008

181,03

1,46,245

394,73

1. Loans for Purchase of Consumer Durables 11,478

25,23

3,126

7,75

15,126

36,59

29,730

69,57

2. Loans for Housing

6,065

27,44

2,204

10,27

7,440

40,32

15,709

78,03

3. Rest of the Personal Loans

50,857

114,53

12,507

28,49

37,442

104,12

1,00,806

247,13

VI.

TRADE

18,249

47,96

5,564

16,67

13,906

48,43

37,719

113,05

1. Wholesale Trade

1,684

2,69

141

38

2,018

11,64

3,843

14,71

2. Retail Trade

16,565

45,27

5,423

16,29

11,888

36,78

33,876

98,34

VII.

FINANCE

4

4

—

—

4

2

8

6

VIII.

ALL OTHERS

5,273

10,77

2,397

5,92

7,561

22,49

15,231

39,18

TOTAL BANK CREDIT

1,66,037

346,64

40,010

97,86

1,20,925

342,71

3,26,972

787,21

OF WHICH :

1. Artisans & Village Industries

4,788

7,39

1,639

2,60

2,145

5,56

8,572

15,55

2. Other Small Scale Industries

3,899

9,04

1,290

3,73

4,693

19,41

9,882

32,18

STATE : PUNJAB

RURAL

SEMI-URBAN

URBAN/

TOTAL

METROPOLITAN

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

Standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

4,18,393

1258,65

2,33,994

776,37

47,960

168,07

7,00,347

2203,10

1. Direct Finance

4,14,426

1244,82

2,26,782

751,28

45,871

157,45

6,87,079

2153,55

2. Indirect Finance

3,967

13,84

7,212

25,09

2,089

10,62

13,268

49,55

II.

INDUSTRY

33,224

63,23

36,946

113,43

87,281

265,61

1,57,451

442,27

III.

TRANSPORT OPERATORS

4,164

7,00

3,010

6,47

2,563

7,20

9,737

20,68

IV.

PROFESSIONAL AND OTHER SERVICES

6,276

12,33

8,128

27,43

8,763

30,49

23,167

70,25

V.

PERSONAL LOANS

1,11,511

314,37

1,44,939

439,36

1,90,496

621,20

4,46,946

1374,93

1. Loans for Purchase of Consumer Durables 11,796

27,80

18,176

43,29

20,930

52,53

50,902

123,62

2. Loans for Housing

17,909

80,40

29,870

131,10

38,538

185,04

86,317

396,54

3. Rest of the Personal Loans

81,806

206,17

96,893

264,96

1,31,028

383,63

3,09,727

854,76

VI.

TRADE

29,586

51,75

28,257

81,30

31,301

93,38

89,144

226,43

1. Wholesale Trade

1,082

3,01

3,796

17,15

5,084

16,59

9,962

36,75

2. Retail Trade

28,504

48,75

24,461

64,15

26,217

76,78

79,182

189,68

VII.

FINANCE

21

4

79

12

1

(..)

101

17

VIII.

ALL OTHERS

18,554

54,64

22,129

73,27

42,093

132,79

82,776

260,71

TOTAL BANK CREDIT

6,21,729

1762,03

4,77,482

1517,75

4,10,458

1318,75

15,09,669

4598,52

OF WHICH :

1. Artisans & Village Industries

14,350

19,42

7,711

16,12

4,434

11,64

26,495

47,19

2. Other Small Scale Industries

10,436

25,42

19,073

62,97

48,677

149,80

78,186

238,19

NORTHERN REGION

STATE : RAJASTHAN

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

URBAN/

TOTAL

METROPOLITAN

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

Standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

6,57,829

1317,44

2,58,297

632,94

31,647

93,55

9,47,773

2043,92

1. Direct Finance

6,50,820

1301,15

2,55,066

624,76

30,657

89,50

9,36,543

2015,41

2. Indirect Finance

7,009

16,29

3,231

8,18

990

4,05

11,230

28,52

II.

INDUSTRY

68,072

96,24

43,719

99,49

42,596

135,05

1,54,387

330,78

III.

TRANSPORT OPERATORS

10,698

14,18

3,281

7,08

4,179

13,76

18,158

35,02

IV.

PROFESSIONAL AND OTHER SERVICES

17,962

26,21

14,575

27,47

13,097

41,83

45,634

95,50

V.

PERSONAL LOANS

1,87,104

388,31

1,72,816

430,30

2,72,199

835,08

6,32,119

1653,69

1. Loans for Purchase of Consumer Durables

12,583

22,62

14,702

29,44

22,278

56,92

49,563

108,98

2. Loans for Housing

17,371

73,12

23,259

110,39

51,539

265,62

92,169

449,13

3. Rest of the Personal Loans

1,57,150

292,58

1,34,855

290,47

1,98,382

512,54

4,90,387

1095,58

VI.

TRADE

66,459

98,45

44,062

95,86

41,232

125,56

1,51,753

319,88

1. Wholesale Trade

2,785

6,19

5,417

19,76

3,926

17,69

12,128

43,63

2. Retail Trade

63,674

92,26

38,645

76,11

37,306

107,88

1,39,625

276,25

VII.

FINANCE

4

1

590

56

46

5

640

63

VIII.

ALL OTHERS

26,429

45,69

16,537

34,95

43,693

123,40

86,659

204,04

TOTAL BANK CREDIT

10,34,557

1986,53

5,53,877

1328,65

4,48,689

1368,29

20,37,123

4683,47

OF WHICH :

1. Artisans & Village Industries

45,751

54,20

18,854

29,69

5,637

11,92

70,242

95,80

2. Other Small Scale Industries

14,920

29,42

20,157

56,25

26,261

92,66

61,338

178,34

CHANDIGARH

RURAL

SEMI-URBAN

URBAN/

TOTAL

METROPOLITAN

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

204

59

135

23

1,953

4,46

2,292

5,28

1. Direct Finance

204

59

135

23

1,871

4,29

2,210

5,11

2. Indirect Finance

—

—

—

—

82

17

82

17

II.

INDUSTRY

149

42

161

60

26,922

44,70

27,232

45,72

III.

TRANSPORT OPERATORS

22

9

8

3

1,346

2,64

1,376

2,76

IV.