Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2001

NORTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

9,899

29,30

21,06

5,621

25,51

22,19

1.

Direct Finance

9,750

27,19

19,83

5,541

23,93

20,13

2.

Indirect Finance

149

2,11

1,23

80

1,58

2,06

II.

INDUSTRY

5,428

81,84

64,00

5,402

244,62

245,42

1.

Mining & Quarrying

9

58

29

3

68

2,74

2.

Food Manufacturing & Processing

144

18,45

16,09

157

55,76

54,77

(a)

Rice Mills, Flour & Dal Mills

71

9,62

8,65

84

15,19

13,75

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

20

2,73

2,52

15

91

96

(d)

Tea Processing

1

80

9

1

4

6

(e)

Processing of Fruits & Vegetables

7

58

70

5

31,65

32,39

(f)

Others

45

4,72

4,13

52

7,98

7,62

3.

Beverage & Tobacco

3

25

24

3

19

13

4.

Textiles

45

6,08

3,63

281

9,54

10,14

(a)

Cotton Textiles

3

2,65

1,90

7

3,87

3,99

(b)

Jute Textiles

-

-

-

2

17

22

(c)

Handloom Textiles & Khadi

2

14

12

11

1,09

91

(d)

Other Textiles

40

3,29

1,61

261

4,41

5,02

5.

Paper, Paper Products & Printing

16

2,00

2,03

88

2,74

2,58

6.

Leather & Leather Products

4

22

22

36

42

43

7.

Rubber & Rubber Products

7

65

41

19

97

94

8.

Chemicals & Chemical Products

34

4,13

2,92

96

11,15

18,71

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

1

19

19

(c)

Drugs & Pharmaceuticals

4

60

49

17

2,69

3,09

(d)

Non-Edible Oils

1

5

5

1

5

3

(e)

Other Chemicals & Chemical Products

29

3,48

2,38

77

8,22

15,40

9.

Petroleum, Coal Products & Nuclear Fuels

4

16

12

2

12

5

10.

Manufacture of Cement & Cement Products

6

28

17

33

4,12

3,25

11.

Basic Metals & Metal Products

86

8,15

6,07

112

12,81

10,41

(a)

Iron & Steel

7

1,64

1,22

33

10,04

8,16

(b)

Non-Ferrous Metals

3

54

49

1

3

3

(c)

Other Metal Products

76

5,97

4,36

78

2,75

2,23

12.

Engineering

58

5,63

4,70

85

3,53

3,28

(a)

Heavy Engineering

3

31

31

1

15

15

(b)

Light Engineering

8

1,44

77

16

36

27

(c)

Electrical Machinery & Goods

35

2,45

2,14

63

2,67

2,54

(d)

Electronic Machinery & Goods

12

1,43

1,47

5

35

32

13.

Vehicles, Vehicle Parts & Transport Equipments

10

41

22

151

11,64

10,40

14.

Other Industries

4,995

34,55

26,58

4,020

27,49

24,44

15.

Electricity, Gas & Water

4

16

14

2

100,04

100,01

(a)

Electricity Generation & Transmission

3

12

10

1

100,00

100,00

(b)

Non-Conventional Energy

1

4

4

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

1

4

1

16.

Construction

3

17

17

314

3,42

3,13

III.

TRANSPORT OPERATORS

943

25,43

14,96

1,404

21,35

16,61

IV.

PROFESSIONAL AND OTHER SERVICES

898

10,51

7,65

20,758

35,23

31,22

V.

PERSONAL LOANS

22,689

112,54

94,44

24,627

129,38

111,07

1.

Loans for Purchase of Consumer Durables

1,917

6,53

4,43

6,660

18,31

14,58

2.

Loans for Housing

3,151

35,67

33,31

3,637

38,67

34,83

3.

Rest of the Personal Loans

17,621

70,34

56,70

14,330

72,40

61,65

VI..

TRADE

3,944

48,74

38,69

6,799

86,50

82,50

1.

Wholesale Trade

694

17,59

14,55

639

30,01

27,72

2.

Retail Trade

3,250

31,15

24,14

6,160

56,50

54,78

VII.

FINANCE

7

31

32

52

6,78

7,38

VIII.

ALL OTHERS

2,341

36,46

33,43

6,258

432,49

226,56

TOTAL BANK CREDIT

46,149

345,13

274,55

70,921

981,88

742,94

OF WHICH:

1. Artisans & Village Industries

534

1,57

1,24

1,009

4,78

4,14

2. Other Small Scale Industries

3,752

64,75

51,80

3,030

70,40

74,20

NORTHERN REGION

(Amount in Rupees Lakh)

FOREIGN BANKS

REGIONAL RURAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

27,122

43,03

35,38

1.

Direct Finance

-

-

-

26,627

42,17

34,63

2.

Indirect Finance

-

-

-

495

87

75

II.

INDUSTRY

1

17

17

3,820

3,95

3,39

1.

Mining & Quarrying

-

-

-

-

-

-

2.

Food Manufacturing & Processing

-

-

-

24

25

22

(a)

Rice Mills, Flour & Dal Mills

-

-

-

16

23

21

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

2

1

-

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

-

-

-

6

1

1

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

-

-

-

5

4

3

(a)

Cotton Textiles

-

-

-

2

1

1

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

(d)

Other Textiles

-

-

-

3

3

2

5.

Paper, Paper Products & Printing

-

-

-

-

-

-

6.

Leather & Leather Products

-

-

-

-

-

-

7.

Rubber & Rubber Products

-

-

-

2

1

1

8.

Chemicals & Chemical Products

-

-

-

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

11.

Basic Metals & Metal Products

-

-

-

6

6

6

(a)

Iron & Steel

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

6

6

6

12.

Engineering

1

17

17

5

6

4

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

1

17

17

4

5

4

(c)

Electrical Machinery & Goods

-

-

-

1

1

1

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

9

18

13

14.

Other Industries

-

-

-

3,769

3,35

2,89

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

-

-

-

6,708

28,22

19,40

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

307

28

26

V.

PERSONAL LOANS

22

22

8

15,786

36,20

33,55

1.

Loans for Purchase of Consumer Durables

-

-

-

1,671

3,26

2,53

2.

Loans for Housing

-

-

-

2,187

10,61

9,73

3.

Rest of the Personal Loans

22

22

8

11,928

22,33

21,29

VI..

TRADE

223

18

20

11,562

26,79

22,41

1.

Wholesale Trade

223

18

20

1,142

1,08

99

2.

Retail Trade

-

-

-

10,420

25,71

21,42

VII.

FINANCE

-

-

-

-

-

-

VIII.

ALL OTHERS

-

-

-

2,231

2,97

2,63

TOTAL BANK CREDIT

246

57

45

67,536

141,44

117,00

OF WHICH:

1. Artisans & Village Industries

-

-

-

3,572

3,00

2,60

2. Other Small Scale Industries

-

-

-

124

25

23

NORTHERN REGION

(Amount in Rupees Lakh)

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

23,791

108,20

90,99

66,433

206,05

169,61

1.

Direct Finance

22,908

105,17

88,17

64,826

198,46

162,76

2.

Indirect Finance

883

3,03

2,82

1,607

7,59

6,85

II.

INDUSTRY

15,275

330,46

296,02

29,926

661,04

609,00

1.

Mining & Quarrying

17

4,70

7,14

29

5,96

10,17

2.

Food Manufacturing & Processing

490

49,08

43,16

815

123,55

114,25

(a)

Rice Mills, Flour & Dal Mills

143

32,41

27,85

314

57,45

50,46

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

74

6,75

7,22

111

10,40

10,70

(d)

Tea Processing

-

-

-

2

84

15

(e)

Processing of Fruits & Vegetables

4

60

41

16

32,83

33,50

(f)

Others

269

9,33

7,68

372

22,04

19,45

3.

Beverage & Tobacco

17

6,60

6,28

23

7,03

6,65

4.

Textiles

889

102,37

84,21

1,220

118,03

98,02

(a)

Cotton Textiles

25

69,56

53,71

37

76,09

59,61

(b)

Jute Textiles

-

-

-

2

17

22

(c)

Handloom Textiles & Khadi

55

1,98

34

68

3,21

1,37

(d)

Other Textiles

809

30,83

30,17

1,113

38,57

36,82

5.

Paper, Paper Products & Printing

121

6,82

5,25

225

11,56

9,86

6.

Leather & Leather Products

119

4,00

3,92

159

4,64

4,57

7.

Rubber & Rubber Products

10

1,70

1,45

38

3,32

2,81

8.

Chemicals & Chemical Products

122

31,14

28,16

252

46,42

49,79

(a)

Heavy Industrial Chemicals

2

51

37

2

51

37

(b)

Fertilisers

-

-

-

1

19

19

(c)

Drugs & Pharmaceuticals

34

4,97

4,23

55

8,25

7,80

(d)

Non-Edible Oils

-

-

-

2

10

8

(e)

Other Chemicals & Chemical Products

86

25,67

23,56

192

37,37

41,35

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

6

27

17

10.

Manufacture of Cement & Cement Products

80

10,37

9,91

119

14,76

13,34

11.

Basic Metals & Metal Products

289

16,80

18,12

493

37,82

34,65

(a)

Iron & Steel

33

8,71

9,44

73

20,39

18,81

(b)

Non-Ferrous Metals

6

27

35

10

83

87

(c)

Other Metal Products

250

7,82

8,33

410

16,60

14,97

12.

Engineering

180

6,72

5,24

329

16,11

13,43

(a)

Heavy Engineering

19

1,00

79

23

1,46

1,26

(b)

Light Engineering

22

62

38

51

2,64

1,63

(c)

Electrical Machinery & Goods

118

3,71

2,81

217

8,84

7,50

(d)

Electronic Machinery & Goods

21

1,39

1,26

38

3,16

3,05

13.

Vehicles, Vehicle Parts & Transport Equipments

415

15,37

15,40

585

27,60

26,15

14.

Other Industries

12,346

66,49

58,30

25,130

131,88

112,21

15.

Electricity, Gas & Water

10

82

55

16

101,02

100,69

(a)

Electricity Generation & Transmission

4

15

13

8

100,27

100,23

(b)