Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

MARCH 2001

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

3,48,242

791,55

704,63

3,85,262

953,84

848,63

1. Direct Finance

3,46,705

725,85

654,59

3,82,064

797,38

723,98

2. Indirect Finance

1,537

65,69

50,04

3,198

156,46

124,65

II.

INDUSTRY

1,27,188

2105,05

1677,39

63,986

2144,01

1507,08

1. Mining & Quarrying

104

160,02

79,74

57

3,43

3,09

2. Food Manufacturing & Processing

2,355

383,27

304,06

2,024

539,62

449,87

(a)

Rice Mills, Flour & Dal Mills

632

25,70

22,48

381

18,54

15,99

(b)

Sugar

3

1,50

1,18

2

24

16

(c)

Edible Oils & Vanaspati

183

21,31

14,81

305

26,59

19,11

(d)

Tea Processing

30

47,07

38,17

44

49,34

45,43

(e)

Processing of Fruits & Vegetables

17

1,36

1,28

39

8,06

6,13

(f)

Others

1,490

286,33

226,15

1,253

436,85

363,04

3. Beverage & Tobacco

27

7,23

5,97

33

8,57

5,83

4. Textiles

2,044

127,83

109,16

1,543

209,66

172,57

(a)

Cotton Textiles

86

45,28

39,81

235

88,48

75,94

(b)

Jute Textiles

4

14

8

3

16

18

(c)

Handloom Textiles & Khadi

125

3,17

2,45

56

11,57

9,01

(d)

Other Textiles

1,829

79,24

66,82

1,249

109,45

87,43

5. Paper, Paper Products & Printing

1,002

126,02

77,90

583

56,11

47,21

6. Leather & Leather Products

180

4,62

5,04

124

3,42

2,90

7. Rubber & Rubber Products

994

158,05

114,65

809

116,25

81,85

8. Chemicals & Chemical Products

1,255

248,71

215,38

1,347

209,75

132,69

(a)

Heavy Industrial Chemicals

19

9,08

6,34

23

11,47

10,88

(b)

Fertilisers

30

96,10

77,20

11

105,45

41,60

(c)

Drugs & Pharmaceuticals

303

21,43

19,19

287

25,18

23,90

(d)

Non-Edible Oils

13

8,41

9,64

8

2,27

2,11

(e)

Other Chemicals & Chemical Products

890

113,70

103,01

1,018

65,39

54,20

9. Petroleum, Coal Products & Nuclear Fuels

33

16,31

5,74

21

304,51

3,75

10. Manufacture of Cement & Cement Products

167

7,62

5,99

156

4,09

2,51

11. Basic Metals & Metal Products

698

59,19

53,97

1,236

40,83

34,31

(a)

Iron & Steel

50

21,30

21,06

76

11,60

10,65

(b)

Non-Ferrous Metals

23

2,23

1,82

22

4,92

2,86

(c)

Other Metal Products

625

35,66

31,08

1,138

24,31

20,81

12. Engineering

1,256

211,99

176,67

1,485

114,94

108,73

(a)

Heavy Engineering

38

34,35

23,38

25

6,72

6,25

(b)

Light Engineering

532

10,86

9,88

647

15,82

11,91

(c)

Electrical Machinery & Goods

573

90,65

80,66

647

16,87

14,64

(d)

Electronic Machinery & Goods

113

76,12

62,75

166

75,52

75,93

13. Vehicles, Vehicle Parts & Transport Equipments

790

19,59

16,96

975

24,38

20,84

14. Other Industries

1,14,395

501,61

437,95

52,885

305,92

263,47

15. Electricity, Gas & Water

33

44,18

43,17

41

173,79

152,90

(a)

Electricity Generation & Transmission

8

40,81

40,04

29

172,89

152,10

(b)

Non-Conventional Energy

16

2,80

2,47

—

—

—

(c)

Gas, Steam & Water Supply

9

57

65

12

90

80

16. Construction

1,855

28,82

25,04

667

28,73

24,56

III.

TRANSPORT OPERATORS

11,377

155,91

115,18

11,284

98,27

83,61

IV.

PROFESSIONAL AND OTHER SERVICES

13,509

231,58

184,57

67,273

360,15

311,29

V.

PERSONAL LOANS

3,79,077

1811,15

1545,08

2,68,955

1403,42

1263,75

1. Loans for Purchase of Consumer Durables

41,764

119,52

94,24

36,064

113,85

98,49

2. Loans for Housing

94,830

852,01

740,95

64,030

614,48

553,45

3. Rest of the Personal Loans

2,42,483

839,62

709,90

1,68,861

675,09

611,81

VI.

TRADE

83,543

1389,52

1276,30

86,468

1047,30

908,40

1. Wholesale Trade

9,898

782,46

727,03

5,735

432,52

372,22

2. Retail Trade

73,645

607,06

549,27

80,733

614,78

536,18

VII.

FINANCE

973

137,12

131,14

397

45,22

36,30

VIII.

ALL OTHERS

78,133

598,43

524,36

1,10,487

879,41

753,32

TOTAL BANK CREDIT

10,42,042

7220,30

6158,66

9,94,112

6931,60

  5712,38

OF WHICH:

1. Artisans & Village Industries

26,154

54,28

48,39

16,963

38,82

36,19

2. Other Small Scale Industries

49,984

537,77

463,98

28,971

501,54

415,43

FOREIGN BANKS

REGIONAL RURAL

BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

5

23,84

16,37

4,31,548

483,33

469,38

1. Direct Finance

2

22,49

15,19

4,31,037

482,43

468,52

2. Indirect Finance

3

1,35

1,18

511

91

86

II.

INDUSTRY

60

89,90

62,04

33,573

64,85

58,12

1. Mining & Quarrying

—

—

—

11

54

47

2. Food Manufacturing & Processing

21

40,45

27,22

697

6,61

5,77

(a)

Rice Mills, Flour & Dal Mills

—

—

—

148

1,46

1,30

(b)

Sugar

—

—

—

1

6

7

(c)

Edible Oils & Vanaspati

—

—

—

102

1,48

1,23

(d)

Tea Processing

11

14,71

3,05

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

—

—

—

(f)

Others

10

25,74

24,17

446

3,61

3,16

3. Beverage & Tobacco

1

10

—

4

13

10

4. Textiles

2

6,43

5,15

437

3,41

2,97

(a)

Cotton Textiles

2

6,43

5,15

39

41

33

(b)

Jute Textiles

—

—

—

—

—

—

(c)

Handloom Textiles & Khadi

—

—

—

4

2

2

(d)

Other Textiles

—

—

—

394

2,98

2,62

5. Paper, Paper Products & Printing

—

—

—

123

1,17

95

6. Leather & Leather Products

—

—

—

46

33

31

7. Rubber & Rubber Products

—

—

—

34

23

22

8. Chemicals & Chemical Products

6

27,61

18,16

141

1,35

1,23

(a)

Heavy Industrial Chemicals

—

—

—

—

—

—

(b)

Fertilisers

—

—

—

—

—

—

(c)

Drugs & Pharmaceuticals

1

10

—

21

22

20

(d)

Non-Edible Oils

—

—

—

1

4

4

(e)

Other Chemicals & Chemical Products

5

27,51

18,16

119

1,09

99

9. Petroleum, Coal Products & Nuclear Fuels

—

—

—

1

3

1

10. Manufacture of Cement & Cement Products

—

—

—

64

50

41

11. Basic Metals & Metal Products

3

90

43

176

1,32

1,15

(a)

Iron & Steel

—

—

—

—

—

—

(b)

Non-Ferrous Metals

3

90

43

—

—

—

(c)

Other Metal Products

—

—

—

176

1,32

1,15

12. Engineering

2

9,20

9,22

209

1,52

1,23

(a)

Heavy Engineering

—

—

—

—

—

—

(b)

Light Engineering

—

—

—

87

52

45

(c)

Electrical Machinery & Goods

—

—

—

122

1,00

78

(d)

Electronic Machinery & Goods

2

9,20

9,22

—

—

—

13. Vehicles, Vehicle Parts & Transport Equipments

—

—

—

66

64

57

14. Other Industries

23

5,17

1,83

31,446

43,66

39,76

15. Electricity, Gas & Water

—

—

—

—

—

—

(a)

Electricity Generation & Transmission

—

—

—

—

—

—

(b)

Non-Conventional Energy

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

—

—

—

—

—

—

16. Construction

2

5

3

118

3,41

2,97

III.

TRANSPORT OPERATORS

18

5,94

26

2,391

25,37

18,42

IV.

PROFESSIONAL AND OTHER SERVICES

33

6,18

4,82

30,174

46,06

41,30

V.

PERSONAL LOANS

3,100

58,43

43,55

39,597

137,97

124,26

1. Loans for Purchase of Consumer Durables

—

—

—

4,467

9,16

8,24

2. Loans for Housing

16

71

68

4,229

49,32

43,17

3. Rest of the Personal Loans

3,084

57,72

42,87

30,901

79,50

72,85

VI.

TRADE

143

19,15

14,58

1,78,179

258,66

242,15

1. Wholesale Trade

114

14,64

11,43

292

2,73

2,52

2. Retail Trade

29

4,51

3,15

1,77,887

255,93

239,63

VII.

FINANCE

5

4,32

3,29

7

17

17

VIII.

ALL OTHERS

791

25,28

18,02

14,755

22,12

19,68

TOTAL BANK CREDIT

4,155

233,05

162,94

7,30,224

1038,53

973,48

OF WHICH:

1. Artisans & Village Industries

—

—

—

16,574

18,78

17,17

2. Other Small Scale Industries

1

4

—

7,366

20,12

17,66

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

1,26,854

536,39

445,52

12,91,911

2788,94

2484,53

1. Direct Finance

1,25,542

497,24

415,42

12,85,350

2525,39

2277,71

2. Indirect Finance

1,312

39,15

30,10

6,561

263,55

206,83

II.

INDUSTRY

45,696

1889,21

1404,53

2,70,503

6293,02

4709,17

1. Mining & Quarrying

68

12,61

9,29

240

176,59

92,60

2. Food Manufacturing & Processing

1,950

557,96

387,10

7,047

1527,92

1174,02

(a)

Rice Mills, Flour & Dal Mills

547

55,61

48,39

1,708

101,31

88,16

(b)

Sugar

4

49

38

10

2,29

1,78

(c)

Edible Oils & Vanaspati

404

33,14

27,51

994

82,51

62,67

(d)

Tea Processing

17

25,79

22,85

102

136,92

109,50

(e)

Processing of Fruits & Vegetables

13

6,30

1,40

69

15,71

8,82

(f)

Others

965

436,64

286,57

4,164

1189,17

903,09

3. Beverage & Tobacco

77

30,74

36,14

142

46,77

48,05

4. Textiles

1,554

163,52

136,04

5,580

510,85

425,89

(a)

Cotton Textiles

262

62,85

58,69

624

203,44

179,91

(b)

Jute Textiles

4

32

30

11

63

57

(c)

Handloom Textiles & Khadi

121

4,11

2,25

306

18,87

13,73

(d)

Other Textiles

1,167

96,24

74,81

4,639

287,92

231,68

5. Paper, Paper Products & Printing

688

76,84

55,02

2,396

260,14

181,09

6. Leather & Leather Products

91

6,73

5,03

441

15,10

13,28

7. Rubber & Rubber Products

648

97,16

71,92

2,485

371,69

268,63

8. Chemicals & Chemical Products

888

90,04

61,43

3,637

577,46

428,89

(a)

Heavy Industrial Chemicals

13

3,01

2,23

55

23,55

19,45

(b)

Fertilisers

9

1,00

83

50

202,54

119,63

(c)

Drugs & Pharmaceuticals

283

36,16

24,85

895

83,09

68,14

(d)

Non-Edible Oils

8

69

77

30

11,41

12,55

(e)

Other Chemicals & Chemical Products

575

49,18

32,75

2,607

256,87

209,12

9. Petroleum, Coal Products & Nuclear Fuels

17

5,10

7,84

72

325,96

17,33

10. Manufacture of Cement & Cement Products

214

19,32

15,56

601

31,53

24,47

11. Basic Metals & Metal Products

818

46,16

35,13

2,931

148,40

124,99

(a)

Iron & Steel

72

28,62

23,73

198

61,52

55,44

(b)

Non-Ferrous Metals

6

33

21

54

8,38

5,32

(c)

Other Metal Products

740

17,21

11,19

2,679

78,50

64,23

12. Engineering

898

66,70

54,92

3,850

404,34

350,76

(a)

Heavy Engineering

27

3,01

2,13

90

44,08

31,75

(b)

Light Engineering

419

13,31

8,70

1,685

40,50

30,94

(c)

Electrical Machinery & Goods

351

37,90

33,79

1,693

146,43

129,87

(d)

Electronic Machinery & Goods

101

12,49

10,30

382

173,33

158,21

13. Vehicles, Vehicle Parts & Transport Equipments

441

52,97

37,02

2,272

97,58

75,39

14. Other Industries

34,943

399,14

298,75

2,33,692

1255,49

1041,76

15. Electricity, Gas & Water

17

13,39

12,32

91

231,35

208,39

(a)

Electricity Generation & Transmission

5

10,29

10,22

42

223,98

202,36

(b)

Non-Conventional Energy

2

1,11

98

18

3,91

3,46

(c)

Gas, Steam & Water Supply

10

1,99

1,12

31

3,46

2,58

16. Construction

2,384

250,82

181,02

5,026

311,83

233,63

III.

TRANSPORT OPERATORS

12,767

163,81

118,26

37,837

449,29

335,73

IV.

PROFESSIONAL AND OTHER SERVICES

37,493

448,02

339,59

1,48,482

1091,99

881,59

V.

PERSONAL LOANS

4,79,407

1761,58

1568,81

11,70,136

5172,56

4545,45

1. Loans for Purchase of Consumer Durables

11,048

30,82

23,87

93,343

273,34

224,84

2. Loans for Housing

1,06,568

700,15

609,77

2,69,673

2216,66

1948,01

3. Rest of the Personal Loans

3,61,791

1030,61

935,17

8,07,120

2682,55

2372,59

VI.

TRADE

94,077

1581,01

1091,63

4,42,410

4295,64

3533,06

1. Wholesale Trade

4,836

649,61

388,24

20,875

1881,95

1501,44

2. Retail Trade

89,241

931,41

703,39

4,21,535

2413,69

2031,62

VII.

FINANCE

322

64,30

53,16

1,704

251,12

224,06

VIII.

ALL OTHERS

1,33,642

793,35

668,10

3,37,808

2318,59

1983,48

TOTAL BANK CREDIT

9,30,258

7237,67

5689,60

37,00,791

22661,15

  18697,06

OF WHICH:

1. Artisans & Village Industries

8,873

25,48

22,34

68,564

137,36

124,10

2. Other Small Scale Industries

24,134

723,46

510,02

1,10,456

1782,92

1407,09