Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

March 2001

NORTH-EASTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

4,105

5,82

5,26

1,052

4,58

4,38

1. Direct Finance

4,105

5,82

5,26

1,050

4,49

4,36

2. Indirect Finance

—

—

—

2

9

2

II.

INDUSTRY

1,227

3,98

3,43

995

5,11

5,08

1. Mining & Quarrying

—

—

—

—

—

—

2. Food Manufacturing & Processing

17

1

1

1

1,25

1,25

(a) Rice Mills, Flour & Dal Mills

—

—

—

—

—

—

(b) Sugar

—

—

—

1

1,25

1,25

(c) Edible Oils & Vanaspati

—

—

—

—

—

—

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

—

—

—

—

—

—

(f) Others

17

1

1

—

—

—

3. Beverage & Tobacco

—

—

—

—

—

—

4. Textiles

1

19

14

—

—

—

(a) Cotton Textiles

—

—

—

—

—

—

(b) Jute Textiles

—

—

—

—

—

—

(c) Handloom Textiles & Khadi

—

—

—

—

—

—

(d) Other Textiles

1

19

14

—

—

—

5. Paper, Paper Products & Printing

—

—

—

—

—

—

6. Leather & Leather Products

—

—

—

—

—

—

7. Rubber & Rubber Products

1

3

2

—

—

—

8. Chemicals & Chemical Products

1

3

4

1

5

5

(a) Heavy Industrial Chemicals

—

—

—

—

—

—

(b) Fertilisers

—

—

—

—

—

—

(c) Drugs & Pharmaceuticals

—

—

—

1

5

5

(d) Non-Edible Oils

—

—

—

—

—

—

(e) Other Chemicals & Chemical Products

1

3

4

—

—

—

9. Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10. Manufacture of Cement & Cement Products

—

—

—

—

—

—

11. Basic Metals & Metal Products

1

3

—

2

21

21

(a) Iron & Steel

—

—

—

2

21

21

(b) Non-Ferrous Metals

—

—

—

—

—

—

(c) Other Metal Products

1

3

—

—

—

—

12. Engineering

10

23

21

1

3

3

(a) Heavy Engineering

—

—

—

—

—

—

(b) Light Engineering

1

3

1

1

3

3

(c) Electrical Machinery & Goods

8

10

9

—

—

—

(d) Electronic Machinery & Goods

1

11

11

—

—

—

13. Vehicles, Vehicle Parts & Transport Equipments

7

24

20

—

—

—

14. Other Industries

1,188

3,21

2,79

990

3,57

3,54

15. Electricity, Gas & Water

—

—

—

—

—

—

(a) Electricity Generation & Transmission

—

—

—

—

—

—

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

—

—

—

—

—

—

16. Construction

1

2

2

—

—

—

III.

TRANSPORT OPERATORS

1,259

5,41

4,19

77

1,67

1,25

IV.

PROFESSIONAL AND OTHER SERVICES

163

40

34

47

28

25

V.

PERSONAL LOANS

2,215

11,23

10,49

1,469

6,18

5,45

1. Loans for Purchase of Consumer Durables

758

1,95

1,49

236

48

43

2. Loans for Housing

293

4,25

4,40

440

3,07

2,78

3. Rest of the Personal Loans

1,164

5,02

4,60

793

2,62

2,25

VI.

TRADE

1,626

4,76

4,17

1,004

4,79

4,15

1. Wholesale Trade

1

3

4

28

75

52

2. Retail Trade

1,625

4,73

4,13

976

4,04

3,63

VII.

FINANCE

—

—

—

5

10

9

VIII.

ALL OTHERS

451

9,04

7,00

310

1,03

98

TOTAL BANK CREDIT

11,046

40,64

34,89

4,959

23,74

21,63

OF WHICH: 1. Artisans & Village Industries

490

99

1,00

460

1,69

1,67

2. Other Small Scale Industries

470

2,08

1,67

517

1,62

1,68

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. Of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

1,087

2,56

2,27

—

—

—

1. Direct Finance

865

1,65

1,46

—

—

—

2. Indirect Finance

222

91

82

—

—

—

II.

INDUSTRY

568

7,41

7,22

—

—

—

1. Mining & Quarrying

—

—

—

—

—

—

2. Food Manufacturing & Processing

4

15

15

—

—

—

(a) Rice Mills, Flour & Dal Mills

1

2

2

—

—

—

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

—

—

—

—

—

—

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

—

—

—

—

—

—

(f) Others

3

12

12

—

—

—

3. Beverage & Tobacco

—

—

—

—

—

—

4. Textiles

1

3

1

—

—

—

(a) Cotton Textiles

—

—

—

—

—

—

(b) Jute Textiles

—

—

—

—

—

—

(c) Handloom Textiles & Khadi

—

—

—

—

—

—

(d) Other Textiles

1

3

1

—

—

—

5. Paper, Paper Products & Printing

2

6

4

—

—

—

6. Leather & Leather Products

1

—

—

—

—

—

7. Rubber & Rubber Products

1

3

3

—

—

—

8. Chemicals & Chemical Products

3

12

10

—

—

—

(a) Heavy Industrial Chemicals

—

—

—

—

—

—

(b) Fertilisers

1

3

3

—

—

—

(c) Drugs & Pharmaceuticals

—

—

—

—

—

—

(d) Non-Edible Oils

—

—

—

—

—

—

(e) Other Chemicals & Chemical Products

2

9

7

—

—

—

9. Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10. Manufacture of Cement & Cement Products

—

—

—

—

—

—

11. Basic Metals & Metal Products

5

4,50

4,55

—

—

—

(a) Iron & Steel

4

4,45

4,51

—

—

—

(b) Non-Ferrous Metals

—

—

—

—

—

—

(c) Other Metal Products

1

5

4

—

—

—

12. Engineering

1

4

4

—

—

—

(a) Heavy Engineering

1

4

4

—

—

—

(b) Light Engineering

—

—

—

—

—

—

(c) Electrical Machinery & Goods

—

—

—

—

—

—

(d) Electronic Machinery & Goods

—

—

—

—

—

—

13. Vehicles, Vehicle Parts & Transport Equipments

1

2

2

—

—

—

14. Other Industries

548

2,17

1,94

—

—

—

15. Electricity, Gas & Water

1

30

35

—

—

—

(a) Electricity Generation & Transmission

—

—

—

—

—

—

(b) Non-Conventional Energy

1

30

35

—

—

—

(c) Gas, Steam & Water Supply

—

—

—

—

—

—

16. Construction

—

—

—

—

—

—

III.

TRANSPORT OPERATORS

726

4,90

4,01

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

193

1,34

1,03

—

—

—

V.

PERSONAL LOANS

5,760

28,27

24,78

—

—

—

1. Loans for Purchase of Consumer Durables

596

1,40

1,05

—

—

—

2. Loans for Housing

1,470

15,24

14,73

—

—

—

3. Rest of the Personal Loans

3,694

11,63

9,00

—

—

—

VI.

TRADE

1,668

18,35

15,26

—

—

—

1. Wholesale Trade

317

5,42

4,86

—

—

—

2. Retail Trade

1,351

12,93

10,41

—

—

—

VII.

FINANCE

—

—

—

—

—

—

VIII.

ALL OTHERS

140

4,32

3,66

—

—

—

TOTAL BANK CREDIT

10,142

67,15

58,22

—

—

—

OF WHICH: 1. Artisans & Village Industries

154

65

54

—

—

—

2. Other Small Scale Industries

379

1,68

1,54

—

—

—