Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2001

EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

1,36,500

400,55

358,99

4,04,086

846,30

788,70

1.

Direct Finance

1,35,724

358,21

327,61

3,95,743

704,94

654,34

2.

Indirect Finance

776

42,33

31,38

8,343

141,36

134,37

II.

INDUSTRY

84,404

6989,28

5635,89

2,19,756

7541,48

6198,76

1.

Mining & Quarrying

69

806,98

502,01

145

186,34

162,64

2.

Food Manufacturing & Processing

1,857

1024,31

749,14

4,537

1056,12

816,94

(a)

Rice Mills, Flour & Dal Mills

581

40,98

33,06

1,638

88,68

74,70

(b)

Sugar

-

-

-

12

52,66

50,72

(c)

Edible Oils & Vanaspati

305

19,47

15,85

260

67,63

34,94

(d)

Tea Processing

31

140,00

112,91

425

732,17

535,03

(e)

Processing of Fruits & Vegetables

1

7

11

25

6,40

6,36

(f)

Others

939

823,79

587,20

2,177

108,57

115,18

3.

Beverage & Tobacco

36

83,25

288,31

46

30,73

23,94

4.

Textiles

1,672

377,58

347,12

28,775

625,63

484,67

(a)

Cotton Textiles

150

117,49

105,54

501

92,70

78,60

(b)

Jute Textiles

54

42,94

24,69

166

141,19

99,49

(c)

Handloom Textiles & Khadi

81

1,12

1,02

235

9,55

4,77

(d)

Other Textiles

1,387

216,03

215,87

27,873

382,18

301,82

5.

Paper, Paper Products & Printing

710

89,05

71,16

2,625

170,19

142,27

6.

Leather & Leather Products

473

121,44

88,15

2,556

331,43

245,94

7.

Rubber & Rubber Products

217

55,22

47,21

475

67,99

60,73

8.

Chemicals & Chemical Products

1,139

344,05

317,43

12,470

530,88

470,89

(a)

Heavy Industrial Chemicals

11

133,96

129,74

108

87,72

85,68

(b)

Fertilisers

5

42,09

33,89

30

63,66

32,97

(c)

Drugs & Pharmaceuticals

148

32,99

31,59

3,362

106,21

98,48

(d)

Non-Edible Oils

3

30

30

12

1,83

1,47

(e)

Other Chemicals & Chemical Products

972

134,70

121,91

8,958

271,46

252,28

9.

Petroleum, Coal Products & Nuclear Fuels

20

541,33

381,73

153

745,49

701,68

10.

Manufacture of Cement & Cement Products

135

291,05

252,41

161

86,95

107,00

11.

Basic Metals & Metal Products

1,631

1050,73

740,79

17,602

1122,95

807,59

(a)

Iron & Steel

95

465,77

396,17

637

664,64

449,49

(b)

Non-Ferrous Metals

7

57,25

23,06

88

123,33

61,86

(c)

Other Metal Products

1,529

527,71

321,57

16,877

334,99

296,24

12.

Engineering

1,305

670,46

568,37

4,727

884,06

701,20

(a)

Heavy Engineering

37

91,82

90,36

187

377,19

219,66

(b)

Light Engineering

369

51,96

48,48

2,286

215,35

182,94

(c)

Electrical Machinery & Goods

890

520,40

423,79

2,009

245,50

254,17

(d)

Electronic Machinery & Goods

9

6,28

5,73

245

46,02

44,43

13.

Vehicles, Vehicle Parts & Transport Equipments

234

90,02

53,87

813

141,77

100,86

14.

Other Industries

74,846

1374,55

1169,40

1,40,576

1117,87

963,62

15.

Electricity, Gas & Water

8

52,74

42,89

142

279,75

260,25

(a)

Electricity Generation & Transmission

7

52,44

42,60

116

271,84

252,64

(b)

Non-Conventional Energy

1

30

29

7

41

34

(c)

Gas, Steam & Water Supply

-

-

-

19

7,49

7,28

16.

Construction

52

16,54

15,91

3,953

163,34

148,53

III.

TRANSPORT OPERATORS

3,881

69,63

50,87

19,214

224,78

194,60

IV.

PROFESSIONAL AND OTHER SERVICES

20,417

286,90

260,57

54,523

694,86

603,49

V.

PERSONAL LOANS

2,05,241

915,53

779,12

4,91,366

2064,90

1824,77

1.

Loans for Purchase of Consumer Durables

5,387

13,32

9,75

27,201

88,64

74,01

2.

Loans for Housing

43,023

411,04

367,11

1,13,230

858,80

765,11

3.

Rest of the Personal Loans

1,56,831

491,17

402,26

3,50,935

1117,46

985,65

VI..

TRADE

32,015

927,39

757,31

1,42,712

2422,31

1943,93

1.

Wholesale Trade

10,782

693,94

567,79

32,127

1412,90

1076,15

2.

Retail Trade

21,233

233,46

189,52

1,10,585

1009,41

867,77

VII.

FINANCE

106

318,99

179,49

11,891

793,79

643,18

VIII.

ALLOTHERS

18,051

604,18

535,87

2,80,041

2318,66

2030,96

TOTAL BANK CREDIT

5,00,615

10512,45

8558,11

16,23,589

16907,08

14228,38

OF WHICH:

1. Artisans & Village Industries

2,485

4,38

3,68

48,054

110,21

103,67

2. Other Small Scale Industries

63,059

721,77

615,30

68,202

1222,16

1021,99

NORTHERN REGION

(Amount in Rupees Lakh)

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

35

105,50

35,95

2,11,390

178,00

150,44

1.

Direct Finance

21

29,78

23,14

2,10,919

175,68

148,66

2.

Indirect Finance

14

75,72

12,81

471

2,32

1,79

II.

INDUSTRY

7,183

2810,65

1515,62

3,84,221

245,67

206,37

1.

Mining & Quarrying

5

71,06

20,04

-

-

-

2.

Food Manufacturing & Processing

121

283,02

156,22

713

1,82

1,54

(a)

Rice Mills, Flour & Dal Mills

-

-

-

95

73

59

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

6

36,06

6,94

23

30

25

(d)

Tea Processing

80

223,00

128,07

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

35

23,97

21,21

595

79

69

3.

Beverage & Tobacco

20

102,96

12,50

-

-

-

4.

Textiles

97

233,22

103,34

243

2,38

1,51

(a)

Cotton Textiles

5

6,61

6,14

9

24

16

(b)

Jute Textiles

6

1,77

1,65

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

9

6

5

(d)

Other Textiles

86

224,83

95,55

225

2,08

1,30

5.

Paper, Paper Products & Printing

52

25,73

24,24

14

19

20

6.

Leather & Leather Products

47

63,16

35,01

3

1

1

7.

Rubber & Rubber Products

37

34,83

28,52

1

1

-

8.

Chemicals & Chemical Products

162

346,52

197,60

8

5

5

(a)

Heavy Industrial Chemicals

23

96,72

45,93

-

-

-

(b)

Fertilisers

11

72,73

64,05

-

-

-

(c)

Drugs & Pharmaceuticals

20

49,53

15,36

-

-

-

(d)

Non-Edible Oils

4

12

6

-

-

-

(e)

Other Chemicals & Chemical Products

104

127,42

72,20

8

5

5

9.

Petroleum, Coal Products & Nuclear Fuels

20

146,00

92,18

1

2

2

10.

Manufacture of Cement & Cement Products

16

83,34

42,99

12

12

10

11.

Basic Metals & Metal Products

164

434,03

208,57

39

77

92

(a)

Iron & Steel

43

111,06

65,30

1

3

3

(b)

Non-Ferrous Metals

37

199,55

62,96

1

8

8

(c)

Other Metal Products

84

123,42

80,31

37

67

81

12.

Engineering

271

260,40

167,96

51

69

65

(a)

Heavy Engineering

17

14,62

12,53

3

22

23

(b)

Light Engineering

149

50,27

30,78

11

12

5

(c)

Electrical Machinery & Goods

78

176,69

97,34

37

35

37

(d)

Electronic Machinery & Goods

27

18,82

27,31

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

5

3,32

4,25

9

13

11

14.

Other Industries

6,064

504,54

271,34

3,83,094

238,06

199,96

15.

Electricity, Gas & Water

18

167,54

118,63

-

-

-

(a)

Electricity Generation & Transmission

16

165,49

118,54

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

2

2,05

8

-

-

-

16.

Construction

84

50,99

32,23

33

1,42

1,29

III.

TRANSPORT OPERATORS

99

17,65

11,38

14,943

27,54

21,58

IV.

PROFESSIONAL AND OTHER SERVICES

1,082

159,94

97,50

20,599

20,19

17,76

V.

PERSONAL LOANS

1,87,093

1377,07

938,36

2,22,760

485,39

421,59

1.

Loans for Purchase of Consumer Durables

1,298

16,74

15,03

49,261

143,37

121,84

2.

Loans for Housing

3,156

115,52

103,54

10,746

96,01

81,85

3.

Rest of the Personal Loans

1,82,639

1244,82

819,78

1,62,753

246,02

217,90

VI..

TRADE

729

223,47

177,47

1,94,550

171,53

148,00

1.

Wholesale Trade

462

187,97

156,24

693

4,00

3,40

2.

Retail Trade

267

35,50

21,22

1,93,857

167,54

144,60

VII.

FINANCE

120

139,49

37,33

13

7

6

VIII.

ALLOTHERS

518

98,03

34,55

33,754

31,59

28,52

TOTAL BANK CREDIT

1,96,859

4931,79

2848,15

10,82,230

1159,99

994,32

OF WHICH:

1. Artisans & Village Industries

1

2

2

2,48,328

134,95

115,93

2. Other Small Scale Industries

787

63,89

26,12

31,210

26,28

21,08

NORTHERN REGION

(Amount in Rupees Lakh)

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

250

28,19

17,67

7,52,261

1558,53

1351,76

1.

Direct Finance

214

10,80

8,30

7,42,621

1279,40

1162,05

2.

Indirect Finance

36

17,40

9,37

9,640

279,13

189,71

II.

INDUSTRY

4,336

2202,94

1674,90

6,99,900

19790,02

15231,54

1.

Mining & Quarrying

9

52,18

45,56

228

1116,55

730,25

2.

Food Manufacturing & Processing

85

182,28

128,59

7,313

2547,55

1852,44

(a)

Rice Mills, Flour & Dal Mills

4

2

2

2,318

130,41

108,38

(b)

Sugar

1

10,00

10,00

13

62,66

60,72

(c)

Edible Oils & Vanaspati

13

11

5

607

123,57

58,05

(d)

Tea Processing

40

164,86

113,60

576

1260,03

889,61

(e)

Processing of Fruits & Vegetables

2

32

32

28

6,79

6,80

(f)

Others

25

6,98

4,60

3,771

964,10

728,89

3.

Beverage & Tobacco

7

83,97

76,66

109

300,91

401,41

4.

Textiles

252

300,35

179,15

31,039

1539,15

1115,79

(a)

Cotton Textiles

27

20,30

15,92

692

237,35

206,36

(b)

Jute Textiles

37

134,28

58,55

263

320,18

184,38

(c)

Handloom Textiles & Khadi

6

68

69

331

11,40

6,53

(d)

Other Textiles

182

145,09

103,98

29,753

970,21

718,52

5.

Paper, Paper Products & Printing

126

15,97

15,08

3,527

301,12

252,95

6.

Leather & Leather Products

93

19,27

16,08

3,172

535,30

385,19

7.

Rubber & Rubber Products

71

28,10

34,71

801

186,15

171,17

8.

Chemicals & Chemical Products

157

165,15

150,68

13,936

1386,64

1136,65

(a)

Heavy Industrial Chemicals

5

12,26

10,44

147

330,66

271,80

(b)

Fertilisers

3

72

26

49

179,20

131,17

(c)

Drugs & Pharmaceuticals

19

4,87

1,65

3,549

193,61

147,08

(d)

Non-Edible Oils

1

15

17

20

2,40

2,00

(e)

Other Chemicals & Chemical Products

129

147,15

138,16

10,171

680,78

584,60

9.

Petroleum, Coal Products & Nuclear Fuels

70

112,93

87,15

264

1545,78

1262,76

10.

Manufacture of Cement & Cement Products

24

15,82

14,46

348

477,28

416,95

11.

Basic Metals & Metal Products

215

112,36

75,95

19,651

2720,84

1833,83

(a)

Iron & Steel

129

81,25

56,84

905

1322,74

967,83

(b)

Non-Ferrous Metals

15

10,77

8,38

148

390,98

156,33

(c)

Other Metal Products

71

20,33

10,73

18,598

1007,12

709,66

12.

Engineering

357

245,11

208,28

6,711

2060,71

1646,46

(a)

Heavy Engineering

18

130,03

124,87

262

613,88

447,65

(b)

Light Engineering

206

27,50

21,91

3,021

345,21

284,16

(c)

Electrical Machinery & Goods

102

56,03

33,72

3,116

998,97

809,39

(d)

Electronic Machinery & Goods

31

31,55

27,79

312

102,67

105,26

13.

Vehicles, Vehicle Parts & Transport Equipments

37

45,07

28,33

1,098

280,30

187,42

14.

Other Industries

2,661

599,23

465,48

6,07,241

3834,25

3069,81

15.

Electricity, Gas & Water

16

76,64

62,89

184

576,67

484,66

(a)

Electricity Generation & Transmission

16

76,64

62,89

155

566,41

476,67

(b)

Non-Conventional Energy

-

-

-

8

71

63

(c)

Gas, Steam & Water Supply

-

-

-

21

9,55

7,36

16.

Construction

156

148,52

85,84

4,278

380,81

283,80

III.

TRANSPORT OPERATORS

245

27,29

21,44

38,382

366,90

299,86

IV.

PROFESSIONAL AND OTHER SERVICES

800

415,15

237,45

97,421

1577,04

1216,78

V.

PERSONAL LOANS

17,191

174,59

112,01

11,23,651

5017,48

4075,85

1.

Loans for Purchase of Consumer Durables

271

81

69

83,418

262,87

221,31

2.

Loans for Housing

1,808

65,53

34,67

1,71,963

1546,90

1352,28

3.

Rest of the Personal Loans

15,112

108,24

76,66

8,68,270

3207,72

2502,25

VI..

TRADE

1,654

395,55

254,48

3,71,660

4140,26

3281,18

1.

Wholesale Trade

701

230,04

162,82

44,765

2528,84

1966,40