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Table 4.2 : Ownership of Deposits With Scheduled Commercial Banks : 2007 and 2008

(Amount in Rs. crore)

 

As on the last Friday of March

Sector of the Economy

Current

Savings

Term

Total

2007

2008

2007

2008

2007

2008

2007

2008

 

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

I. Government Sector

49663

66281

49049

62861

291961

318663

390673

447805

 

(14.8)

(14.8)

(7.3)

(8.0)

(17.2)

(15.3)

(14.5)

(13.5)

1. Central & State Governments

20918

30529

25966

34138

83206

113888

130091

178555

 

(6.2)

(6.8)

(3.9)

(4.3)

(4.9)

(5.5)

(4.8)

(5.4)

 i) Central Government

9393

13004

2661

4473

51669

60019

63723

77496

 

(2.8)

(2.9)

(0.4)

(0.6)

(3.1)

(2.9)

(2.4)

(2.3)

ii) State Governments

11525

17525

23305

29665

31537

53869

66368

101059

 

(3.4)

(3.9)

(3.5)

(3.8)

(1.9)

(2.6)

(2.5)

(3.0)

 2. Local Authorities

6051

7967

13616

16908

48711

44971

68377

69846

 

(1.8)

(1.8)

(2.0)

(2.2)

(2.9)

(2.2)

(2.5)

(2.1)

 3. Quasi Government Bodies

10750

9800

3979

4890

53701

53287

68431

67977

 

(3.2)

(2.2)

(0.6)

(0.6)

(3.2)

(2.6)

(2.5)

(2.0)

Of which: State Electricity Boards

4124

2364

435

798

6783

9962

11341

13124

 

(1.2)

(0.5)

(0.1)

(0.1)

(0.4)

(0.5)

(0.4)

(0.4)

4. Public Sector Corporations

11943

17985

5488

6924

106343

106517

123774

131426

and Companies

(3.6)

(4.0)

(0.8)

(0.9)

(6.3)

(5.1)

(4.6)

(4.0)

i) Non - Departmental Commercial

3681

5801

751

699

59246

40261

63677

46761

Undertakings

(1.1)

(1.3)

(0.1)

(0.1)

(3.5)

(1.9)

(2.4)

(1.4)

ii) Others

8262

12184

4738

6225

47098

66256

60097

84665

 

(2.5)

(2.7)

(0.7)

(0.8)

(2.8)

(3.2)

(2.2)

(2.6)

II. Private Corporate Sector

76647

111357

3245

3487

223591

317365

303482

432209

(Non - Financial)

(22.8)

(24.8)

(0.5)

(0.4)

(13.2)

(15.2)

(11.2)

(13.0)

 1. Non- Financial Companies

61242

77295

917

886

185668

251110

247826

329291

 

(18.2)

(17.2)

(0.1)

(0.1)

(11.0)

(12.1)

(9.2)

(9.9)

 2. Non-Credit Co -operative

842

375

607

411

2623

2101

4071

2887

 Institutions

(0.3)

(0.1)

(0.1)

(0.1)

(0.2)

(0.1)

(0.2)

(0.1)

 3. Others

14563

33687

1722

2190

35300

64154

51585

100031

 

(4.3)

(7.5)

(0.3)

(0.3)

(2.1)

(3.1)

(1.9)

(3.0)

III. Financial Sector

38367

73223

3684

4041

240413

265648

282465

342912

 

(11.4)

(16.3)

(0.5)

(0.5)

(14.2)

(12.7)

(10.5)

(10.3)

 1. Banks

18732

19889

1693

2042

91849

97178

112274

119109

 

(5.6)

(4.4)

(0.3)

(0.3)

(5.4)

(4.7)

(4.2)

(3.6)

 i) Indian Commercial Banks

13822

12383

1389

1572

59838

65158

75048

79113

 

(4.1)

(2.8)

(0.2)

(0.2)

(3.5)

(3.1)

(2.8)

(2.4)

 ii) Foreign Resident Banks

1614

1359

5

2

8779

4081

10398

5442

 (Offices of Foreign Banks in India )

(0.5)

(0.3)

(0.0)

(0.0)

(0.5)

(0.2)

(0.4)

(0.2)

iii) Co-operative Banks &

3296

6147

300

467

23232

27940

26828

34554

Credit societies

(1.0)

(1.4)

(0.0)

(0.1)

(1.4)

(1.3)

(1.0)

(1.0)

 a. Co-operative Banks

3043

5679

99

141

22539

26639

25682

32459

 

(0.9)

(1.3)

(0.0)

(0.0)

(1.3)

(1.3)

(1.0)

(1.0)

b. Credit Societies

253

468

201

326

693

1301

1147

2095

 

(0.1)

(0.1)

(0.0)

(0.0)

(0.0)

(0.1)

(0.0)

(0.1)

Note : Figures in brackets indicate percentages to total.

Source : Reserve Bank of India Bulletin, October 2008.


TABLE 4.2 : OWNERSHIP OF DEPOSITS WITH SCHEDULED COMMERCIAL BANKS : 2006 AND 2007 (Contd.)

(Amount in Rs. crore)

 

As on the last Friday of March

Sector of the Economy

Current

Savings

Term

Total

2007

2008

2007

2008

2007

2008

2007

2008

 

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

2. Other Financial Institutions

11560

26248

1109

1209

105426

103107

118095

130564

 

(3.4)

(5.8)

(0.2)

(0.2)

(6.2)

(4.9)

(4.4)

(3.9)

i) Financial Companies

549

574

72

58

2837

2560

3458

3192

 

(0.2)

0.1

(0.0)

(0.0)

(0.2)

(0.1)

(0.1)

(0.0)

a. Housing Finance Companies

387

293

62

46

1093

1045

1541

1384

 

(0.1)

0.1

(0.0)

(0.0)

(0.1)

(0.1)

(0.1)

(0.0)

b. Auto Finance Companies

163

281

10

12

1744

1515

1917

1808

 

(0.0)

0.1

(0.0)

(0.0)

(0.1)

(0.1)

(0.1)

(0.1)

ii) Mutual Funds

1645

1473

16

23

59157

45702

60818

47198

(including Private Sector

(0.5)

0.3

(0.0)

(0.0)

(3.5)

(2.2)

(2.3)

(1.4)

Mutual Funds)

 

 

 

 

 

 

 

 

a. Mutual Funds in Private Sector

640

332

-

-

19399

21760

20040

22092

 

(0.2)

0.1

(0.0)

(0.0)

(1.1)

(1.0)

(0.7)

(0.7)

b. Other Mutual Funds

1005

1141

16

23

39757

23942

40778

25106

 

(0.3)

0.3

(0.0)

(0.0)

(2.3)

(1.1)

(1.5)

(0.8)

iii) Unit Trust of India

2009

18637

16

85

4028

3414

6054

22136

 

(0.6)

4.1

(0.0)

(0.0)

(0.2)

(0.2)

(0.2)

(0.7)

iv) Insurance Corporations and

5739

4269

29

22

16853

18671

22621

22962

 Companies(Life and General)

(1.7)

(1.0)

(0.0)

(0.0)

(1.0)

(0.9)

(0.8)

(0.7)

v) Term Lending Institutions

249

176

21

51

2918

3409

3189

3636

 

(0.1)

(0.0)

(0.0)

(0.0)

(0.2)

(0.2)

(0.1)

(0.1)

vi) Provident Fund Institutions

1368

1119

955

972

19632

29351

21955

31442

 

(0.4)

(0.2)

(0.1)

(0.1)

(1.2)

(1.4)

(0.8)

(0.9)

3.Other Financial Companies@

8075

27086

882

790

43139

65363

52095

93239

 

(2.4)

(6.0)

(0.1)

(0.1)

(2.5)

(3.1)

(1.9)

(2.8)

i) Financial Services Companies

2137

14400

52

33

11356

13114

13545

27547

 

(0.6)

(3.2)

(0.0)

(0.0)

(0.7)

(0.6)

(0.5)

(0.8)

 ii) Other Financial Companies

4002

6820

72

79

13536

30415

17610

37314

 

(1.2)

(1.5)

(0.0)

(0.0)

(0.8)

(1.5)

(0.7)

(1.1)

 iii) Others

1936

5866

759

679

18247

21833

20941

28378

 

(0.6)

(1.3)

(0.1)

(0.1)

(1.1)

(1.0)

(0.8)

(0.9)

Notes : Figures in brackets indicate percentages to total.

@ Includes (a) 'Financial Service Companies' which undertake issue management, portfolio management etc., (b) 'Other Financial Companies' which are engaged in leasing, hire purchase, loan companies, etc., and (c) 'Others' including non-profit institutions serving business, like FICCI, CII, ASSOCHAM, etc.

Source : Reserve Bank of India Bulletin, October 2008.


TABLE 4.2 : OWNERSHIP OF DEPOSITS WITH SCHEDULED COMMERCIAL BANKS : 2006 AND 2007 (Concld.)

(Amount in Rs. crore)

 

As on the last Friday of March

Sector of the Economy

Current

Savings

Term

Total

2007

2008

2007

2008

2007

2008

2007

2008

 

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

IV. Household Sector

160883

183013

578107

670895

810726

1074109

1549716

1928017

 

(47.9)

(40.7)

(86.2)

(85.4)

(47.9)

(51.5)

(57.4)

(58.1)

1. Individuals (including Hindu

73220

82796

515938

598620

612681

813963

1201839

1495379

 Undivided Families)

(21.8)

(18.4)

(76.9)

(76.2)

(36.2)

(39.1)

(44.5)

(45.1)

i) Farmers

2716

3569

85316

82609

84410

91012

172442

177190

 

(0.8)

(0.8)

(12.7)

(10.5)

(5.0)

(4.4)

(6.4)

(5.3)

ii) Businessmen, Traders,

38796

39971

69206

87928

101167

135647

209170

263546

Professionals and

(11.6)

(8.9)

(10.3)

(11.2)

(6.0)

(6.5)

(7.7)

(7.9)

Self - Employed Persons

 

 

 

 

 

 

 

 

iii) Wage and Salary Earners

4240

3886

95582

107263

78211

107046

178033

218195

 

(1.3)

(0.9)

(14.2)

(13.7)

(4.6)

(5.1)

(6.6)

(6.6)

iv) Shroffs, Money Lenders,

999

1028

4161

4580

5309

10644

10469

16252

 Stock Brokers, Dealers in Bullion etc.

(0.3)

(0.2)

(0.6)

(0.6)

(0.3)

(0.5)

(0.4)

(0.5)

v) Other Individuals

26468

34341

261673

316240

343584

469614

631725

820195

 

(7.9)

(7.6)

(39.0)

(40.2)

(20.3)

(22.5)

(23.4)

(24.7)

2. Trusts, Associations, Clubs etc.

10229

12904

11717

12056

49718

56017

71663

80977

 

(3.0)

(2.9)

(1.7)

(1.5)

(2.9)

(2.7)

(2.7)

(2.4)

3. Proprietary and Partnership

47556

54575

4311

5082

39521

50648

91388

110305

Concerns etc.

(14.2)

(12.1)

(0.6)

(0.6)

(2.3)

(2.4)

(3.4)

(3.3)

4. Educational Institutions

2865

3175

7980

8951

15306

16469

26112

28595

 

(0.9)

(0.7)

(1.2)

(1.1)

(0.9)

(0.8)

(1.0)

(0.9)

5. Religious Institutions

475

355

2003

2161

7024

5958

9502

8474

 

(0.1)

(0.1)

(0.3)

(0.3)

(0.4)

(0.3)

(0.4)

(0.3)

6. Others (not elsewhere classified)

26539

29207

36157

44025

86476

131054

149172

204286

 

(7.9)

(6.5)

(5.4)

(5.6)

(5.1)

(6.3)

(5.5)

(6.2)

V. Foreign Sector

10147

15355

36765

44479

126653

107865

173565

167699

 

(3.0)

(3.4)

(5.5)

(5.7)

(7.5)

(5.2)

(6.4)

(5.1)

1. Foreign Consulates, Embassies,

497

1049

328

334

752

2624

1578

4007

Trade Missions, Information

(0.1)

(0.2)

(0.0)

(0.0)

(0.0)

(0.1)

(0.1)

(0.1)

Services etc.

 

 

 

 

 

 

 

 

2. Non-Residents

2623

1931

33156

40447

113640

97087

149418

139465

 

(0.8)

(0.4)

(4.9)

(5.1)

(6.7)

(4.7)

(5.5)

(4.2)

3. Others

7027

12375

3281

3698

12261

8153

22569

24226

 

(2.1)

(2.8)

(0.5)

(0.5)

(0.7)

(0.4)

(0.8)

(0.7)

Total

335707

449229

670850

785763

1693344

2083650

2699901

3318642

Note : Figures in brackets indicate percentages to total.

Source : Reserve Bank of India Bulletin, October 2008.

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