(Amount in Rs. lakh)

As on 31st March

Avadh

Baitarani

Balasore

Ballia Kshetriya

Banaskantha Mehsana

Gramin Bank

Gramin Bank

Gramya Bank

Gramin Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(21)

(22)

(23)

(24)

(25)

(26)

(27)

(28)

(29)

(30)

1.

Capital

100

100

75

100

75

88

75

1321

75

100

(0.5)

(0.4)

(0.9)

(0.9)

(1.3)

(1.4)

(0.6)

(7.0)

(1.1)

(1.1)

2.

Reserves and Surplus

345

164

-

-

-

-

8

8

-

-

(1.6)

(0.7)

-

-

-

-

(0.1)

-

-

-

2.1.

Statutory Reserves

69

69

-

-

-

-

8

8

-

-

2.2.

Capital Reserves

-

-

-

-

-

-

-

-

-

-

2.3.

Share Premium

-

-

-

-

-

-

-

-

-

-

2.4.

Revenue and other Reserves

276

95

-

-

-

-

-

-

-

-

2.5.

Balance of Profit

-

-

-

-

-

-

-

-

-

-

3.

Deposits

17531

21712

6285

8046

3410

3758

11500

13533

4384

5916

(83.2)

(86.6)

(73.4)

(72.2)

(61.1)

(58.7)

(85.2)

(71.5)

(65.9)

(67.7)

3.1.

Demand Deposits

859

859

65

75

102

49

108

260

77

140

(i)

From Banks

-

-

-

-

-

-

-

-

-

-

(ii)

From Others

859

859

65

75

102

49

108

260

77

140

3.2.

Savings Deposits

9201

10522

2748

3344

1283

1164

5570

5746

1765

2080

3.3.

Term Deposits

7471

10331

3472

4627

2025

2544

5822

7526

2542

3696

(i)

From Banks

7471

-

-

-

-

-

-

-

-

-

(ii)

From Others

-

10331

3472

4627

2025

2544

5822

7526

2542

3696

3.A.

Deposits of branches in India

17531

21712

6285

8046

3410

3758

11500

13533

4384

5916

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-

4.

Borrowings

1865

1768

1434

1731

1302

1220

1248

1158

1274

1411

(8.8)

(7.0)

(16.8)

(15.5)

(23.3)

(19.1)

(9.2)

(6.1)

(19.1)

(16.1)

4.1.

Borrowings in India

1865

1768

1434

1731

1302

1220

1248

1158

1274

1411

(i)

From Reserve Bank of India

-

-

232

-

-

-

-

-

-

-

(ii)

From other Banks

136

173

1202

240

119

119

1181

-

140

169

(iii)

From other Institutions and Agencies

1729

1595

-

190

1183

1101

66

1158

1134

1242

4.2.

Borrowings outside India

-

-

-

-

-

-

-

-

-

-

5.

Other liabilities

1237

1335

768

1270

794

1337

661

2910

923

1317

(5.9)

(5.3)

(9.0)

(11.4)

(14.2)

(20.9)

(4.9)

(15.4)

(13.9)

(15.1)

5.1.

Bills Payable

53

42

193

94

1

-

27

17

7

4

5.2.

Inter-office Adjustments

10

31

-

-

-

36

-

-

26

31

5.3.

Interest Accrued

28

28

8

9

424

631

58

-

375

670

5.4.

Others (including provisions)

1146

1234

566

1164

369

670

575

2893

514

613

Total Liabilities

21078

25078

8562

11148

5581

6402

13492

18930

6655

8745

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Avadh

Baitarani

Balasore

Ballia Kshetriya

Banaskantha Mehsana

Gramin Bank

Gramin Bank

Gramya Bank

Gramin Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(21)

(22)

(23)

(24)

(25)

(26)

(27)

(28)

(29)

(30)

1.

Cash in hand

215

272

105

135

43

43

70

118

91

92

(1.0)

(1.1)

(1.2)

(1.2)

(0.8)

(0.7)

(0.5)

(0.6)

(1.4)

(1.1)

2.

Balances with RBI

541

661

201

259

102

116

325

408

140

198

(2.6)

(2.6)

(2.4)

(2.3)

(1.8)

(1.8)

(2.4)

(2.2)

(2.1)

(2.3)

3.

Balances with banks in India

9318

12288

1436

2016

289

221

4963

7564

848

1857

(44.2)

(49.0)

(16.8)

(18.1)

(5.2)

(3.4)

(36.8)

(40.0)

(12.7)

(21.2)

4.

Money at call and short notice

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

5.

Balances with banks outside India

-

-

-

-

-

-

-

-

-

-

6.

Investments

5302

5964

1350

1575

-

-

2000

2878

1097

1298

(25.2)

(23.8)

(15.8)

(14.1)

-

-

(14.8)

(15.2)

(16.5)

(14.8)

6.A.

Investments in India

5302

5964

1350

1575

-

-

2000

2878

1097

1298

(i)

Government securities

1598

1099

200

1275

-

-

-

-

551

550

(ii)

Other approved securities

2104

1990

-

300

-

-

-

-

-

-

(iii)

Shares

-

-

-

-

-

-

-

-

-

-

(iv)

Debentures and Bonds

1600

2875

850

-

-

-

-

-

546

748

(v)

Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(vi)

Others

-

-

300

-

-

-

2000

2878

-

-

6.B.

Investments outside India

-

-

-

-

-

-

-

-

-

-

(i)

Government securities

-

-

-

-

-

-

-

-

-

-

(ii)

Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(iii)

Others

-

-

-

-

-

-

-

-

-

-

7.

Advances

4552

4610

2742

3713

2996

3020

5258

5435

2534

2827

(21.6)

(18.4)

(32.0)

(33.3)

(53.7)

(47.2)

(39.0)

(28.7)

(38.1)

(32.3)

7.1.

Bills purchased and discounted

-

-

-

-

3

7

-

-

-

-

7.2.

Cash credits, overdrafts & loans

720

197

2742

3713

647

652

417

487

482

503

7.3.

Term loans

3832

4414

-

-

2346

2360

4841

4947

2052

2324

8.

Fixed Assets

38

36

6

8

17

15

14

14

9

14

(0.2)

(0.1)

(0.1)

-

(0.3)

(0.2)

(0.1)

(0.1)

(0.1)

(0.2)

8.1.

Premises

-

-

-

-

-

-

-

-

-

-

8.2.

Other Fixed assets

38

36

6

8

17

15

14

14

9

14

9.

Other Assets

1112

1246

2721

3441

2134

2987

861

2513

1937

2459

(5.3)

(5.0)

(31.8)

(30.9)

(38.2)

(46.7)

(6.4)

(13.3)

(29.1)

(28.1)

9.1.

Inter - office adjustments (net)

-

-

171

176

78

-

13

-

-

-

9.2.

Interest accrued

1022

1119

-

-

10

9

632

-

91

138

9.3.

Tax paid

1

10

7

-

-

-

-

-

3

1

9.4.

Stationery and Stamps

6

5

4

4

5

5

6

10

3

3

9.5.

Others

84

111

2539

326

2041

2974

210

2503

1840

2317

Total Assets

21078

25078

8562

11148

5581

6402

13492

18930

6655

8745

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.

Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97

(Amount in Rs. lakh)

As on 31st March

Bara Banki

Bardhaman

Bareilly Kshetriya

Bastar Kshetriya

Basti

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(31)

(32)

(33)

(34)

(35)

(36)

(37)

(38)

(39)

(40)

1.

Capital

75

100

921

921

59

100

100

100

100

100

(0.5)

(0.5)

(6.6)

(5.2)

(0.8)

(1.0)

(2.1)

(2.0)

(0.7)

(0.5)

2.

Reserves and Surplus

52

453

-

-

-

-

-

-

217

73

(0.4)

(2.5)

-

-

-

-

-

-

(1.4)

(0.4)

2.1.

Statutory Reserves

52

70

-

-

-

-

-

-

73

73

2.2.

Capital Reserves

-

-

-

-

-

-

-

-

-

-

2.3.

Share Premium

-

383

-

-

-

-

-

-

-

-

2.4.

Revenue and other Reserves

-

-

-

-

-

-

-

-

144

-

2.5.

Balance of Profit

-

-

-

-

-

-

-

-

-

-

3.

Deposits

12541

15536

10055

13490

6436

8812

3997

4127

11156

13452

(85.9)

(85.2)

(72.3)

(75.9)

(82.3)

(83.9)

(83.4)

(81.4)

(73.7)

(72.2)

3.1.

Demand Deposits

523

747

76

94

193

348

219

343

266

334

(i)

From Banks

-

-

-

-

-

-

-

-

-

-

(ii)

From Others

523

747

76

94

193

348

219

343

266

334

3.2.

Savings Deposits

6934

8256

4888

5569

3315

4490

2271

1795

6913

7658

3.3.

Term Deposits

5084

6533

5091

7827

2927

3975

1506

1988

3977

5459

(i)

From Banks

-

-

-

-

-

-

-

-

-

-

(ii)

From Others

5084

6533

5091

7827

2927

3975

1506

1988

3977