REGIONAL RURAL BANKS

(Amount in Rs. lakh)

As on 31st March

Marathwada

Marudhar

Marwar

Mayurakshi

Mewar

Gramin Bank

Kshetriya Gramin Bank

Gramin Bank

Gramin Bank

Anchalik Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(221)

(222)

(223)

(224)

(225)

(226)

(227)

(228)

(229)

(230)

1.

Capital

84

100

75

96

75

88

75

100

75

88

(0.3)

(0.3)

(1.9)

(1.8)

(0.4)

(0.3)

(0.7)

(0.7)

(1.3)

(1.1)

2.

Reserves and Surplus

-

-

-

6

-

-

-

-

-

-

-

-

-

(0.1)

-

-

-

-

-

-

2.1.

Statutory Reserves

-

-

-

-

-

-

-

-

-

-

2.2.

Capital Reserves

-

-

-

-

-

-

-

-

-

-

2.3.

Share Premium

-

-

-

-

-

-

-

-

-

-

2.4.

Revenue and other Reserves

-

-

-

6

-

-

-

-

-

-

2.5.

Balance of Profit

-

-

-

-

-

-

-

-

-

-

3.

Deposits

20346

25510

3232

4420

15966

21049

7772

10569

4508

6530

(70.1)

(72.9)

(81.4)

(83.8)

(83.1)

(82.2)

(75.7)

(75.4)

(80.4)

(82.3)

3.1.

Demand Deposits

1549

2232

168

217

915

1237

137

114

162

269

(i)

From Banks

-

-

-

-

-

-

-

-

-

-

(ii)

From Others

1549

2232

168

217

915

1237

137

114

162

269

3.2.

Savings Deposits

11611

14079

839

1042

4682

5897

3076

3587

1250

1651

3.3.

Term Deposits

7186

9199

2225

3161

10369

13915

4559

6868

3096

4610

(i)

From Banks

-

-

-

-

-

-

-

-

-

-

(ii)

From Others

7186

9199

2225

3161

10369

13915

4559

6868

3096

4610

3.A.

Deposits of branches in India

20346

25510

3232

4420

15966

21049

7772

10569

4508

6530

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-

4.

Borrowings

4684

5118

276

313

1161

1621

1000

1110

476

513

(16.1)

(14.6)

(6.9)

(5.9)

(6.0)

(6.3)

(9.7)

(7.9)

(8.4)

(6.5)

4.1.

Borrowings in India

4684

5118

276

313

1161

1621

1000

1110

476

513

(i)

From Reserve Bank of India

-

-

-

-

-

-

-

-

-

-

(ii)

From other Banks

1093

815

75

18

74

116

1000

46

34

20

(iii)

From other Institutions and Agencies

3590

4303

201

295

1086

1505

-

1064

442

493

4.2.

Borrowings outside India

-

-

-

-

-

-

-

-

-

-

5.

Other liabilities

3912

4275

389

441

2003

2852

1426

2236

547

802

(13.5)

(12.2)

(9.8)

(8.4)

(10.4)

(11.1)

(13.9)

(16.0)

(9.7)

(10.1)

5.1.

Bills Payable

210

236

2

1

-

-

-

-

3

5

5.2.

Inter-office Adjustments

-

96

19

4

18

-

58

95

493

62

5.3.

Interest Accrued

988

1311

28

37

1390

2221

707

1194

331

547

5.4.

Others (including provisions)

2714

2632

341

398

595

631

661

948

165

187

Total Liabilities

29025

35002

3972

5275

19205

25609

10273

14016

5607

7934

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

As on 31st March

Marathwada

Marudhar

Marwar

Mayurakshi

Mewar Anchalik

Gramin Bank

Kshetriya Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(221)

(222)

(223)

(224)

(225)

(226)

(227)

(228)

(229)

(230)

1.

Cash in hand

458

598

36

57

452

559

75

99

48

81

(1.6)

(1.7)

(0.9)

(1.1)

(2.4)

(2.2)

(0.7)

(0.7)

(0.8)

(1.0)

2.

Balances with RBI

600

710

99

137

508

722

248

341

154

210

(2.1)

(2.0)

(2.5)

(2.6)

(2.6)

(2.8)

(2.4)

(2.4)

(2.7)

(2.6)

3.

Balances with banks in India

879

7548

182

1244

4905

5770

2653

3723

1988

3129

(3.0)

(21.6)

(4.6)

(23.6)

(25.5)

(22.5)

(25.8)

(26.6)

(35.5)

(39.4)

4.

Money at call and short notice

-

-

695

-

1325

2295

-

-

-

-

-

-

(17.5)

-

(6.9)

(9.0)

-

-

-

-

5.

Balances with banks outside India

-

-

-

-

-

-

-

-

-

-

6.

Investments

9647

5565

-

50

5098

6269

1026

1976

725

1125

(33.2)

(15.9)

-

(0.9)

(26.5)

(24.5)

(10.0)

(14.1)

(12.9)

(14.2)

6.A.

Investments in India

9647

5565

-

50

5098

6269

1026

1976

-

1125

(i)

Government securities

-

-

-

-

1100

1100

-

-

-

-

(ii)

Other approved securities

9639

5564

-

-

2460

1529

-

-

100

725

(iii)

Shares

-

-

-

-

-

-

-

-

-

-

(iv)

Debentures and Bonds

-

-

-

50

1537

3640

-

-

625

400

(v)

Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(vi)

Others

8

1

-

-

-

-

1026

1976

-

-

6.B.

Investments outside India

-

-

-

-

-

-

-

-

-

-

(i)

Government securities

-

-

-

-

-

-

-

-

-

-

(ii)

Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(iii)

Others

-

-

-

-

-

-

-

-

-

-

7.

Advances

9660

11040

864

1208

3746

5870

3509

4265

1432

1910

(33.3)

(31.5)

(21.8)

(22.9)

(19.5)

(22.9)

(34.2)

(30.4)

(25.5)

(24.1)

7.1.

Bills purchased and discounted

224

140

23

11

-

-

9

2

-

1

7.2.

Cash credits, overdrafts & loans

1832

2217

348

484

1548

2479

233

483

434

615

7.3.

Term loans

7603

8683

493

713

2198

3390

3267

3780

998

1295

8.

Fixed Assets

44

44

11

10

19

27

11

14

14

13

(0.2)

(0.1)

(0.3)

(0.2)

(0.1)

(0.1)

(0.1)

(0.1)

(0.2)

(0.2)

8.1.

Premises

-

-

-

-

-

-

-

-

-

-

8.2.

Other Fixed assets

44

44

11

10

19

27

11

14

14

13

9.

Other Assets

7737

9496

2085

2570

3152

4098

2751

3599

1246

1466

(26.7)

(27.1)

(52.5)

(48.7)

(16.4)

(16.0)

(26.8)

(25.7)

(22.2)

(18.5)

9.1.

Inter - office adjustments (net)

85

-

-

-

-

85

-

-

-

-

9.2.

Interest accrued

141

278

62

102

708

1548

255

418

86

176

9.3.

Tax paid

-

1

-

-

5

21

2

6

-

-

9.4.

Stationery and Stamps

16

16

7

7

12

12

6

6

4

6

9.5.

Others

7495

9201

2017

2460

2427

2432

2488

3169

1155

1285

Total Assets

29025

35002

3972

5275

19205

25609

10273

14016

5607

7934

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.

Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

As on 31st March

Mithila

Mizoram

Monghyr

Murshidabad

Muzaffarnagar

Kshetriya Gramin Bank

Rural Bank

Kshetriya Gramin Bank

Gramin Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(231)

(232)

(233)

(234)

(235)

(236)

(237)

(238)

(239)

(240)

1.

Capital

71

93

100

1525

91

100

75

339

(1.1)

(1.0)

(2.6)

(10.5)

(0.5)

(2.3)

(2.3)

(7.7)

2.

Reserves and Surplus

-

-

-

-

1711

-

-

-

-

-

-

-

(9.0)

-

-

-

2.1.

Statutory Reserves

-

-

-

-

-

-

-

-

2.2.

Capital Reserves

-

-

-

-

-

-

-

-

2.3.

Share Premium

-

-

-

-

1711

-

-

-

2.4.

Revenue and other Reserves

-

-

-

-

-

-

-

-

2.5.

Balance of Profit

-

-

-

-

-

-

-

-

N

N

3.

Deposits

4894

6837

2833

O

10203

13982

3256

O

2480

3334

(74.8)

(76.6)

(72.7)

T

(70.3)

(73.3)

(73.4)

T

(76.3)

(75.9)

3.1.

Demand Deposits

161

159

379

565

888

34

13

14

(i)

From Banks

-

-

-

A

-

-

-

A

-

-

(ii)

From Others

161

159

379

V

565

888

34

V

13

14

3.2.

Savings Deposits

2297

3114

1639

A

5411

6813

1292

A

1453

1852

3.3.

Term Deposits

2437

3564

815

I

4227

6281

1931

I

1014

1467