OTHER SCHEDULED COMMERCIAL BANKS

(Amount in Rs. lakh)

As on 31st March

Items

Times Bank

United Western Bank

UTI Bank

Vysya Bank

1997

1998

1997

1998

1997

1998

1997

1998

(61)

(62)

(63)

(64)

(65)

(66)

(67)

(68)

1.

Capital

10000

10000

2989

2989

11500

11500

1464

1608

(6.6)

(4.1)

(1.3)

(1.0)

(6.8)

(3.6)

(0.2)

(0.2)

2.

Reserves and Surplus

1960

4371

10755

13241

2854

4456

45875

46893

(1.3)

(1.8)

(4.7)

(4.5)

(1.2)

(1.4)

(7.7)

(7.1)

2.1.

Statutory Reserves

355

837

2378

3478

571

891

9607

11516

2.2.

Capital Reserves

-

-

-

-

230

494

1344

1454

2.3.

Share Premium

-

-

5473

5473

-

-

10078

11970

2.4.

Revenue and other Reserves

1605

3534

2904

4291

-

-

24842

21945

2.5.

Balance of Profit

-

-

-

-

2053

3071

4

7

3.

Deposits

131569

221439

204375

266838

140866

273055

506945

574873

(87.3)

(91.1)

(88.6)

(89.8)

(82.8)

(86.1)

(84.6)

(86.9)

3.1.

Demand deposits

10914

27842

24704

32711

18201

23465

45133

50112

(i) From banks

-

102

1723

1779

9

18

2283

3239

(ii) From others

10914

27741

22981

30932

18192

23447

42851

46874

3.2.

Savings bank deposits

4369

10630

37503

41016

1364

6270

39386

46903

3.3.

Term deposits

116286

182967

142168

193111

121301

243321

422426

477857

(i) From banks

17006

22280

10805

17098

26642

26768

21010

53821

(ii) From others

99280

160687

131362

176013

94658

216553

401415

424036

3.A.

Deposits of branches in India

131569

221439

204375

266838

140866

273055

506945

574873

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

4.

Borrowings

327

305

4406

4621

5709

15593

13569

8827

(0.2)

(0.1)

(1.9)

(1.6)

(0.4)

(4.9)

(2.3)

(1.3)

4.1.

Borrowings in India

327

305

4406

4621

5349

15593

13049

8827

(i) From Reserve Bank of India

-

-

-

-

-

-

-

-

(ii) From other banks

3

-

9

-

2688

13063

4001

1044

(iii) From other institutions and agencies

324

305

4396

4621

2661

2530

9048

7783

4.2.

Borrowings outside India

-

-

-

-

358

-

521

-

5.

Other liabilities

6858

6963

8073

9526

9289

12682

31370

29211

(4.6)

(2.9)

(3.5)

(3.2)

(5.8)

(4.0)

(5.2)

(4.4)

5.1.

Bills payable

2312

1888

3159

1212

677

4250

13173

14136

5.2.

Inter-office adjustments

5

5

-

-

5175

524

1655

1469

5.3.

Interest accrued

1909

3820

1959

2262

16

198

5208

1161

5.4.

Others (including provisions)

2633

1250

2956

6052

3420

7711

11334

12445

Total Liabilities

150714

243079

230597

297215

170218

317287

599222

661411

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Items

Times Bank

United Western Bank

UTI Bank

Vysya Bank

1997

1998

1997

1998

1997

1998

1997

1998

(61)

(62)

(63)

(64)

(65)

(66)

(67)

(68)

1.

Cash in hand

290

415

3242

3675

272

447

5688

6662

(0.2)

(0.2)

(1.4)

(1.2)

(0.2)

(0.1)

(0.9)

(1.0)

2.

Balances with RBI

14689

22603

26097

31354

16340

27808

55349

50665

(9.7)

(9.3)

(11.3)

(10.5)

(9.9)

(8.8)

(9.2)

(7.7)

3.

Balances with banks in India

519

7563

6054

11160

480

1728

23710

62590

(0.3)

(3.1)

(2.6)

(3.8)

(0.3)

(0.5)

(4.0)

(9.5)

4.

Money at call and short notice

400

1000

-

3800

19400

11500

-

-

(0.3)

(0.4)

(0.0)

(1.3)

(11.7)

(3.6)

(0.0)

(0.0)

5.

Balances with banks outside India

3998

11590

1822

688

2198

1398

2718

15076

(2.7)

(4.8)

(0.8)

(0.2)

(1.3)

(0.4)

(0.5)

(2.3)

6.

Investments

38066

79569

66424

93075

52239

97138

190342

208612

(25.3)

(32.7)

(28.8)

(31.3)

(31.6)

(30.6)

(31.8)

(31.5)

6.A.

Investments in India

38066

79569

66424

93075

52239

96428

190342

208612

(i)

Government securities

31647

48749

46008

60901

30346

62563

147948

121166

(ii)

Other approved securities

1120

1204

4686

5017

200

-

12445

12100

(iii)

Shares

603

3133

1749

3490

1366

2117

952

1743

(iv)

Debentures and bonds

4497

24171

10504

19745

1636

7412

27959

38256

(v)

Subsidiaries and joint ventures

-

-

1

1

-

-

875

875

(vi)

Others

200

2313

3476

3922

18691

24336

163

34471

6.B.

Investments outside India

-

-

-

-

-

710

-

-

(i)

Government securities

-

-

-

-

-

-

-

-

(ii)

Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

(iii)

Others

-

-

-

-

-

710

-

-

7.

Advances

81354

105886

107627

136965

68921

162730

262366

257280

(54.0)

(43.6)

(46.7)

(46.1)

(38.7)

(51.3)

(43.8)

(38.9)

7.1.

Bills purchased and discounted

39603

36309

17196

21693

16415

91767

32189

48074

7.2.

Cash credits, overdrafts & loans

30607

49523

68610

89395

38892

57617

144700

116745

7.3.

Term loans

11144

20053

21821

25876

13614

13346

85477

92460

8.

Fixed Assets

4854

6249

7899

7538

4830

6000

25785

21952

(3.2)

(2.6)

(3.4)

(2.5)

(2.9)

(1.9)

(4.3)

(3.3)

8.1.

Premises

2178

3063

3721

3726

498

704

4664

4556

8.2.

Fixed assets under construction

347

96

-

-

-

-

-

-

8.3.

Other fixed assets

2329

3090

4178

3812

4332

5296

21120

17396

9.

Other Assets

6544

8204

11432

8961

5537

8539

33265

38576

(4.3)

(3.4)

(5.0)

(3.0)

(3.4)

(2.7)

(5.6)

(5.8)

9.1.

Inter - office adjustments (net)

-

-

4483

941

-

-

-

-

9.2.

Interest accrued

1325

2115

3110

3597

1487

194

4541

7122

9.3.

Tax paid

403

127

1566

1562

708

1093

5469

5628

9.4.

Stationery and stamps

-

14

248

227

13

21

108

93

9.5.

Others

4816

5948

2025

2635

3329

7231

23146

25733

Total Assets

150714

243079

230597

297215

170218

317287

599222

661411

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

FOREIGN BANKS

(Amount in Rs. lakh)

As on 31st March

Items

ABN AMRO

Abu-Dhabi

American Express

Arab Bangladesh

Bank International

Bank

Commercial Bank

Bank

Bank

Indonesia

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

(9)

(10)

1.

Capital

1500

1500

20

20

1568

1568

1254

2434

4683

4683

(0.8)

(0.5)

-

-

(0.6)

(0.5)

(41.2)

(54.4)

(14.3)

(18.5)

2.

Reserves and Surplus

15915

23436

2073

2395

36073

42887

52

128

233

76

(8.5)

(8.4)

(4.4)

(4.9)

(14.2)

(13.3)

(1.7)

(2.9)

(0.7)

(0.3)

2.1.

Statutory Reserves

2850

4151

411

452

7858

9221

3

19

76

76

2.2.

Capital Reserves

287

301

12

12

398

797

-

-

-

-

2.3.

Share Premium

-

-

-

-

-

-

-

-

-

-

2.4.

Revenue and other Reserves

2876

3890

1183

1300

1139

741

-

-

-

-

2.5.

Balance of Profit

9901

15094

467

631

26677

32129

49

109

156

-

3.

Deposits

112058

145874

32480

41163

194064

198111

1731

1848

12107

14095

(60.0)

(52.3)

(69.0)

(84.8)

(76.2)

(61.5)

(56.8)

(41.3)

(37.1)

(55.7)

3.1.

Demand deposits

21721

21330

5770

7493

30912

30392

1082

1382

1376

1932

(i) From banks

921

1393

95

310

3099

3206

480

799

-

-

(ii) From others

20801

19938

5675

7183

27813

27186

602

583

1376

1932

3.2.

Savings bank deposits

3916

4861

2313

2654

9100

9874

14

40

27

22

3.3.

Term deposits

86420

119683

24397

31017

154052

157846

635

426

10704

12141

(i) From banks

-

-

-

-

145

1653

-

-

1455

5405

(ii) From others

86420

119683

24397

31017

153907

156193

635

426

9250

6736

3.A.

Deposits of branches in India

112058

145874

32480

41163

194064

198111

1731

1848

12107

14095

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-

4.

Borrowings

46792

99559

9432

1000

37

60025

-

-

14736

5753

(25.1)

(35.7)

(20.0)

(2.1)

-

(18.6)

-

-

(45.1)

(22.7)

4.1.

Borrowings in India

36377

65113

9432

1000

17

60025

-

-

11691

1793

(i) From Reserve Bank of India

10606

6059

-

-

-

4200

-

-

3491

1293

(ii) From other banks

13937

34200

9432

1000

-

40000

-

-

7700

500

(iii) From other institutions and agencies

11835

24854

-

-

17

15825

-

-

500

-

4.2.

Borrowings outside India

10415

34446

-

-

20

-

-

-

3045

3960

5.

Other liabilities

10516

8534

3085

3944

22774

19644

11

61

910

681

(5.6)

(3.1)

(6.6)

(8.1)

(8.9)

(6.1)

(0.4)

(1.4)

(2.8)

(2.7)

5.1.

Bills payable

1276

1829

472

82

3893

1800

-

-

92

68

5.2.

Inter-office adjustments

1507

328

133

235

1576

1417

-

-

-

-

5.3.

Interest accrued

2711

2570

1694

2817

10550

8456

4

34

278

351

5.4.

Others (including provisions)

5022

3806

785

809

6755

7971

7

27

539

262

Total Liabilities

186781

278904

47090

48523

254516

322236

3048

4471

32669

25288

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Items

ABN AMRO

Abu-Dhabi Commercial

American Express

Arab Bangladesh

Bank International

Bank

Bank

Bank

Bank

Indonesia

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

(9)

(10)

1.

Cash in hand

248

244

25

36

626

653

21

22

11

15

(0.1)

(0.1)

(0.1)

(0.1)

(0.2)

(0.2)

(0.7)

(0.5)

-

(0.1)

2.

Balances with RBI

11986

13933

1914

1953

20670

23522

88

150

2041

2534

(6.4)

(5.0)

(4.1)

(4.0)

(8.1)

(7.3)

(2.9)

(3.4)

(6.2)

(10.0)

3.

Balances with banks in India

101

114

3275

1204

1444

460

523

1190

40

21

(0.1)

-

(7.0)

(2.5)

(0.6)

(0.1)

(17.1)

(26.6)

(0.1)

(0.1)

4.

Money at call and short notice

-

-

-

-

6652

57140

611

1207

3073

494

-

-

-

-

(2.6)

(17.7)

(20.0)

(27.0)

(9.4)

(2.0)

5.

Balances with banks outside India

11466

33593

5192

9796

3871

6431

66

92

65

1804

(6.1)

(12.0)

(11.0)

(20.2)

(1.5)

(2.0)

(2.2)

(2.1)

(0.2)

(7.1)

6.

Investments

34544

58954

11405

11133

88776

98434

358

512

8456

7801

(18.5)

(21.1)

(24.2)

(22.9)

(34.9)

(30.5)

(11.8)

(11.4)

(25.9)

(30.8)

6.A.

Investments in India

34544

58954