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Table 49 : Liabilities and Assets of Regional Rural Banks - 1997-98
(Part 11 of 17)


 
 
 
 
 
 
 
 
 
 
 
 
 

(Amount in Rs. lakh)


     

As on 31st March


     

Mewar Anchalik

Mithila Kshetriya

Mizoram Rural

Monghyr Kshetriya

Murshidabad

Muzaffarnagar

Items

 

Gramin Bank


Gramin Bank


Bank


Gramin Bank


Gramin Bank


Gramin Bank


     

1997


1998


1997


1998


1997


1998


1997


1998


1997


1998


1997


1998


 
 
 

(229)


(230)


(231)


(232)


(233)


(234)


(235)


(236)


(237)


(238)


(239)


(240)


1.

Capital

88

100

93

100

-

746

91

1811

-

100

339

381

     

(1.1)

(1.0)

(1.0)

(0.9)

 

(12.6)

(0.5)

(8.2)

 

(1.4)

(7.7)

(6.4)

                             

2.

Reserves and Surplus

-

-

-

-

 

-

1711

-

 

-

-

-

     

-

-

-

-

 

-

(9.0)

-

 

-

-

-

                             

3.

Deposits

6530

8472

6837

8970

 

3978

13982

18167

 

5684

3334

4828

     

(82.3)

(81.0)

(76.6)

(81.2)

 

(67.2)

(73.3)

(81.9)

 

(79.8)

(75.9)

(80.8)

 

3.1.

Demand deposits

269

410

159

471

 

743

888

1166

 

106

14

24

 

3.2.

Savings bank deposits

1651

2069

3114

3980

 

1999

6813

8783

 

1701

1852

3202

 

3.3.

Term deposits

4610

5993

3564

4518

 

1237

6281

8219

 

3876

1467

1602

                             

4.

Borrowings

513

645

431

336

 

407

332

386

 

571

513

503

     

(6.5)

(6.2)

(4.8)

(3.0)

N

(6.9)

(1.7)

(1.7)

N

(8.0)

(11.7)

(8.4)

 

4.1.

From banks*

20

15

83

51

o

22

332

-

o

-

513

88

 

4.2.

From others

493

630

348

286

t

385

-

386

t

571

-

416

                             

5.

Other liabilities

802

1245

1560

1634

a

788

2949

1821

a

 

208

262

     

(10.1)

(11.9)

(17.5)

(14.8)

v

(13.3)

(15.5)

(8.2)

v

(10.8)

(4.7)

(4.4)

 

5.1.

Bills Payable

5

20

-

-

a

-

35

24

a

-

2

1

 

5.2.

Inter-office adjustments

62

36

-

42

i

323

-

-

i

-

18

46

 

5.3.

Interest accrued

547

984

13

18

l

82

421

187

l

36

8

16

 

5.4.


Others (including provisions)


187


205


1547


1574


a

383


2493


1610


a

733


180


199


 
 

Total Liabilities


7934


10461


8920


11040


b

5919


19066


22185


b

7124


4393


5974


1.

Cash in hand

81

85

75

81

l

72

230

312

l

 

72

114

     

(1.0)

(0.8)

(0.8)

(0.7)

e

(1.2)

(1.2)

(1.4)

e

(0.8)

(1.6)

(1.9)

                             

2.

Balances with RBI

210

295

192

270

 

132

405

495

 

172

102

156

     

(2.6)

(2.8)

(2.2)

(2.4)

 

(2.2)

(2.1)

(2.2)

 

(2.4)

(2.3)

(2.6)

                             

3.

Balances with banks in India

3129

4392

2822

4411

 

1718

7129

8481

 

138

207

2388

     

(39.4)

(42.0)

(31.6)

(39.9)

 

(29.0)

(37.4)

(38.2)

 

(1.9)

(4.7)

(40.0)

                             

4.

Money at call and short notice

-

-

-

-

 

-

-

-

 

971

1313

-

     

-

-

-

-

 

-

-

-

 

(13.6)

(29.9)

-

                             

5.

Investments

1125

1175

-

218

 

1605

2053

3626

 

2476

1075

1493

     

(14.2)

(11.2)

-

(2.0)

 

(27.1)

(10.8)

(16.3)

 

(34.8)

(24.5)

(25.0)

                             

6.

Advances

1910

2308

2586

2639

 

1331

5007

5686

 

1910

1081

1176

     

(24.1)

(22.1)

(29.0)

(23.9)

 

(22.5)

(26.3)

(25.6)

 

(26.8)

(24.6)

(19.7)

 

6.1.

Bills purchased and discounted

1

1

2

1

 

-

775

1413

 

-

4

-

 

6.2.

Cash credits, overdrafts & loans

615

255

309

364

 

438

556

554

 

512

114

108

 

6.3.

Term loans

1295

2052

2276

2275

 

894

3677

3719

 

1398

963

1068

                             

7.

Fixed Assets

13

15

12

15

 

14

23

27

 

9

15

15

     

(0.2)

(0.1)

(0.1)

(0.1)

 

(0.2)

(0.1)

(0.1)

 

(0.1)

(0.4)

(0.2)

                             

8.

Other Assets

1466

2191

3232

3406

 

1047

4219

3558

 

1392

528

632

     

(18.5)

(20.9)

(36.2)

(30.8)

 

(17.7)

(22.1)

(16.0)

 

(19.5)

(12.0)

(10.6)

 

8.1.

Inter - office adjustments (net)

-

-

72

-

 

-

915

216

 

18

-

-

 

8.2.

Interest accrued

176

758

220

13

 

225

-

-

 

17

120

255

 

8.3.


Others


1290


1434


2940


3393


 

822


3304


3342


 

1357


408


377


   

Total Assets

7934

10461

8920

11040

 

5919

19066

22185

 

7124

4393

5974

 
 
 

(100.0)


(100.0)


(100.0)


(100.0)


 

(100.0)


(100.0)


(100.0)


 

(100.0)


(100.0)


(100.0)



 
 
 
 
 
 
 
 
 
 
 
 
 

(Amount in Rs. lakh)


     

As on 31st March


     

Nadia

Nagaland

Nagarjuna

Nainital Almora

Nalanda

Netravati

     

Gramin Bank

Gramin Bank

Gramin Bank

Kshetriya

Gramin Bank

Gramin Bank

Items

   
 
 

Gramin Bank


 
 
     

1997


1998


1997


1998


1997


1998


1997


1998


1997


1998


1997


1998


 
 
 

(241)


(242)


(243)


(244)


(245)


(246)


(247)


(248)


(249)


(250)


(251)


(252)


1.

Capital

96

1238

312

312

100

705

100

100

75

100

100

377

     

(0.8)

(8.6)

(44.5)

(35.8)

(0.5)

(2.8)

(1.3)

(1.0)

(0.8)

(0.9)

(4.7)

(12.9)

                             

2.

Reserves and Surplus

-

-

-

-

-

-

912

998

-

-

-

-

     

-

-

-

-

-

-

(11.9)

(10.2)

-

-

-

-

                             

3.

Deposits

7541

9607

294

467

13396

16357

5497

7264

7947

10133

1409

1812

     

(65.8)

(66.5)

(42.0)

(53.5)

(63.4)

(65.6)

(71.9)

(74.4)

(87.8)

(88.2)

(66.0)

(61.9)

 

3.1.

Demand deposits

93

165

40

146

780

1095

230

204

438

449

33

46

 

3.2.

Savings bank deposits

3223

4140

161

202

5728

6286

1983

2888

3206

4294

433

493

 

3.3.

Term deposits

4225

5301

92

118

6888

8977

3285

4173

4302

5391

943

1272

                             

4.

Borrowings

1813

2241

9

6

3472

3739

884

1089

186

240

531

609

     

(15.8)

(15.5)

(1.3)

(0.7)

(16.4)

(15.0)

(11.6)

(11.1)

(2.1)

(2.1)

(24.9)

(20.8)

 

4.1.

From banks*

1813

-

-

-

878

1075

89

100

93

98

63

63

 

4.2.

From others

-

2241

9

6

2593

2664

796

989

93

142

468

546

                             

5.

Other liabilities

2017

1364

86

87

4161

4133

249

319

839

1017

94

130

     

(17.6)

(9.4)

(12.2)

(10.0)

(19.7)

(16.6)

(3.3)

(3.3)

(9.3)

(8.8)

(4.4)

(4.5)

 

5.1.

Bills Payable

-

-

-

-

807

653

77

88

-

-

4

31

 

5.2.

Inter-office adjustments

22

78

-

-

218

-

-

-

31

24

-

-

 

5.3.

Interest accrued

64

79

15

12

905

1013

56

66

10

13

4

5

 

5.4.


Others (including provisions)


1931


1207


70


75


2231


2468


116


165


798


979


87


95


 
 

Total Liabilities


11467


14449


700


871


21129


24934


7643


9770


9047


11489


2135


2928


1.

Cash in hand

94

147

5

3

595

689

74

114

170

199

32

26

     

(0.8)

(1.0)

(0.7)

(0.4)

(2.8)

(2.8)

(1.0)

(1.2)

(1.9)

(1.7)

(1.5)

(0.9)

                             

2.

Balances with RBI

231

290

10

10

428

517

164

219

239

303

39

51

     

(2.0)

(2.0)

(1.4)

(1.2)

(2.0)

(2.1)

(2.1)

(2.2)

(2.6)

(2.6)

(1.8)

(1.7)

                             

3.

Balances with banks in India

2737

3934

387

478

4888

6721

2725

3184

1955

2919

463

1011

     

(23.9)

(27.2)

(55.3)

(54.9)

(23.1)

(27.0)

(35.7)

(32.6)

(21.6)

(25.4)

(21.7)

(34.5)

                             

4.

Money at call and short notice

-

-

-

-

-

-

-

-

-

-

-

-

     

-

-

-

-

-

-

-

-

-

-

-

-

                             

5.

Investments

3170

3893

-

5

2040

2276

886

1996

1500

2170

49

49

     

(27.6)

(26.9)

-

(0.6)

(9.7)

(9.1)

(11.6)

(20.4)

(16.6)

(18.9)

(2.3)

(1.7)

                             

6.

Advances

3021

3571

106

128

7282

8069

2530

3010

2504

2516

1125

1369

     

(26.3)

(24.7)

(15.2)

(14.7)

(34.5)

(32.4)

(33.1)

(30.8)

(27.7)

(21.9)

(52.7)

(46.7)

 

6.1.

Bills purchased and discounted

-

-

-

-

-

-

2

7

154

92

-

1

 

6.2.

Cash credits, overdrafts & loans

3

393

82

7

5209

5483

516

663

318

436

177

225

 

6.3.

Term loans

3018

3178

24

120

2073

2586

2012

2340

2032

1988

947

1143

                             

7.

Fixed Assets

16

18

1

1

22

24

15

19

13

13

9

9

     

(0.1)

(0.1)

(0.2)

(0.1)

(0.1)

(0.1)

(0.2)

(0.2)

(0.1)

(0.1)

(0.4)

(0.3)

                             

8.

Other Assets

2198

2596

191

246

5875

6638

1248

1228

2666

3368

417

413

     

(19.2)

(18.0)

(27.2)

(28.3)

(27.8)

(26.6)

(16.3)

(12.6)

(29.5)

(29.3)

(19.5)

(14.1)

 

8.1.

Inter - office adjustments (net)

-

-

-

70

-

409

88

102

-

-

32

31

 

8.2.

Interest accrued

308

405

4

4

617

895

129

169

105

122

13

14

 

8.3.


Others


1891


2190


186


173


5258


5334


1031


957


2561


3246


372


369


   

Total Assets

11467

14449

700

871

21129

24934

7643

9770

9047

11489

2135

2928

 
 
 

(100.0)


(100.0)


(100.0)


(100.0)


(100.0)


(100.0)


(100.0)


(100.0)


(100.0)


(100.0)


(100.0)


(100.0)



Notes

:

1.

Figures in bracket indicate percent share in total.

   

2.

*Including Reserve Bank of India.


-

:

Nil or negligible.

Source

:

Annual accounts of banks.

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