(Amount in Rs. lakh)

As on 31st March

Chambal Kshetriya

Champaran Kshetriya

Chandrapur

Chhatrasal

Chhindwara Seoni

Chikmagalur Kodagu

Gramin Bank

Gramin Bank

Gadchiroli

Gramin Bank

Kshetriya

Gramin Bank

Items

Gramin Bank

Gramin Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(73)

(74)

(75)

(76)

(77)

(78)

(79)

(80)

(81)

(82)

(83)

(84)

1.

Capital

100

100

75

100

75

100

1255

1255

100

100

754

754

(2.2)

(1.6)

(0.5)

(0.6)

(1.5)

(1.2)

(10.5)

(9.2)

(1.3)

(1.2)

(10.9)

(9.1)

2.

Reserves and Surplus

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3.

Deposits

3194

5263

11693

14273

4268

6948

8335

9861

5765

7569

4276

5318

(69.8)

(83.2)

(85.3)

(86.3)

(87.6)

(86.4)

(69.4)

(72.2)

(77.8)

(90.7)

(62.0)

(64.4)

3.1.

Demand deposits

122

199

259

280

99

118

491

520

527

593

96

166

3.2.

Savings bank deposits

951

1585

5206

6806

2287

3522

4621

5403

2117

3081

1680

1963

3.3.

Term deposits

2122

3479

6228

7186

1883

3308

3223

3939

3122

3895

2500

3190

4.

Borrowings

91

204

450

524

316

585

947

1055

116

187

1669

1946

(2.0)

(3.2)

(3.3)

(3.2)

(6.5)

(7.3)

(7.9)

(7.7)

(1.6)

(2.2)

(24.2)

(23.6)

4.1.

From banks*

-

-

-

-

19

34

80

106

-

-

401

422

4.2.

From others

91

204

450

524

298

551

867

949

116

187

1268

1524

5.

Other liabilities

1189

761

1487

1650

215

412

1466

1497

1427

491

197

242

(26.0)

(12.0)

(10.9)

(10.0)

(4.4)

(5.1)

(12.2)

(10.9)

(19.3)

(5.9)

(2.9)

(2.9)

5.1.

Bills Payable

-

-

-

-

3

2

17

13

-

-

2

2

5.2.

Inter-office adjustments

-

-

-

29

-

-

79

21

-

-

-

-

5.3.

Interest accrued

15

22

6

7

4

7

16

10

-

-

14

12

5.4.

Others (including provisions)

1174

739

1481

1614

208

403

1354

1453

1427

491

181

229

Total Liabilities

4575

6328

13706

16546

4875

8045

12004

13668

7408

8347

6896

8260

1.

Cash in hand

65

53

352

317

149

148

146

132

216

171

143

249

(1.4)

(0.8)

(2.6)

(1.9)

(3.1)

(1.8)

(1.2)

(1.0)

(2.9)

(2.0)

(2.1)

(3.0)

2.

Balances with RBI

90

165

345

420

121

208

220

288

184

202

121

145

(2.0)

(2.6)

(2.5)

(2.5)

(2.5)

(2.6)

(1.8)

(2.1)

(2.5)

(2.4)

(1.8)

(1.8)

3.

Balances with banks in India

520

1116

4597

6208

829

1839

5152

6048

2207

2628

1436

2194

(11.4)

(17.6)

(33.5)

(37.5)

(17.0)

(22.9)

(42.9)

(44.3)

(29.8)

(31.5)

(20.8)

(26.6)

4.

Money at call and short notice

792

786

-

-

-

-

-

-

-

592

-

-

(17.3)

(12.4)

-

-

-

-

-

-

-

(7.1)

-

-

5.

Investments

28

309

-

109

985

1642

1715

2004

-

-

782

547

(0.6)

(4.9)

-

(0.7)

(20.2)

(20.4)

(14.3)

(14.7)

-

-

(11.3)

(6.6)

6.

Advances

1810

2458

3804

4021

1364

2323

3068

3485

2911

2541

3854

4790

(39.6)

(38.8)

(27.8)

(24.3)

(28.0)

(28.9)

(25.6)

(25.5)

(39.3)

(30.4)

(55.9)

(58.0)

6.1.

Bills purchased and discounted

-

-

-

-

3

2

-

8

13

39

4

20

6.2.

Cash credits, overdrafts & loans

187

319

515

593

51

844

522

596

693

845

1021

1481

6.3.

Term loans

1624

2138

3289

3428

1309

1476

2546

2881

2204

1658

2829

3288

7.

Fixed Assets

16

18

15

14

10

17

10

19

18

18

19

31

(0.4)

(0.3)

(0.1)

(0.1)

(0.2)

(0.2)

(0.1)

(0.1)

(0.2)

(0.2)

(0.3)

(0.4)

8.

Other Assets

1253

1423

4592

5458

1417

1869

1693

1692

1872

2196

542

305

(27.4)

(22.5)

(33.5)

(33.0)

(29.1)

(23.2)

(14.1)

(12.4)

(25.3)

(26.3)

(7.9)

(3.7)

8.1.

Inter - office adjustments (net)

8

-

28

-

65

91

-

-

104

166

27

26

8.2.

Interest accrued

33

128

378

404

54

91

227

338

-

-

39

37

8.3.

Others

1211

1295

4186

5053

1297

1687

1466

1354

1769

2030

476

242

Total Assets

4575

6328

13706

16546

4875

8045

12004

13668

7408

8347

6896

8260

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Chitradurga

Cuttack

Damoh Panna Sagar

Devipatan Kshetriya

Dewas Shajapur

Dhenkanal

Gramin Bank

Gramin Bank

Kshetriya

Gramin Bank

Kshetriya

Gramin Bank

Items

Gramin Bank

Gramin Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(85)

(86)

(87)

(88)

(89)

(90)

(91)

(92)

(93)

(94)

(95)

(96)

1.

Capital

1869

1872

100

3728

100

804

1497

1497

100

100

873

873

(14.9)

(12.8)

(0.4)

(14.8)

(1.4)

(7.8)

(10.1)

(7.5)

(1.4)

(1.0)

(9.5)

(7.5)

2.

Reserves and Surplus

-

-

6

6

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3.

Deposits

7116

8975

13986

17108

6036

7939

11470

16378

6332

8679

5393

7145

(56.7)

(61.2)

(52.5)

(67.9)

(81.9)

(77.3)

(77.3)

(81.9)

(88.6)

(89.0)

(58.9)

(61.7)

3.1.

Demand deposits

286

318

282

295

386

602

1198

2291

214

259

121

186

3.2.

Savings bank deposits

2157

2683

5665

7018

2035

2960

6459

9269

2207

3422

1344

1704

3.3.

Term deposits

4672

5974

8039

9795

3615

4377

3813

4818

3911

4999

3929

5256

4.

Borrowings

2759

3316

1968

2130

536

621

823

879

399

572

1908

2489

(22.0)

(22.6)

(7.4)

(8.5)

(7.3)

(6.0)

(5.5)

(4.4)

(5.6)

(5.9)

(20.8)

(21.5)

4.1.

From banks*

588

652

167

267

536

72

43

36

4

8

474

426

4.2.

From others

2171

2664

1801

1863

-

549

780

843

395

563

1434

2063

5.

Other liabilities

796

503

10598

2227

700

910

1045

1245

312

403

984

1075

(6.4)

(3.4)

(39.8)

(8.8)

(9.5)

(8.9)

(7.0)

(6.2)

(4.4)

(4.1)

(10.7)

(9.3)

5.1.

Bills Payable

383

135

67

38

-

-

14

24

2

6

18

14

5.2.

Inter-office adjustments

82

15

158

55

27

68

-

-

-

5

67

106

5.3.

Interest accrued

78

88

1711

1690

568

702

18

27

7

11

156

142

5.4.

Others (including provisions)

254

265

8662

445

105

140

1013

1194

303

381

743

813

Total Liabilities

12540

14666

26658

25200

7373

10273

14834

20000

7144

9754

9158

11581

1.

Cash in hand

145

129

230

266

63

83

278

230

143

124

114

123

(1.2)

(0.9)

(0.9)

(1.1)

(0.9)

(0.8)

(1.9)

(1.2)

(2.0)

(1.3)

(1.2)

(1.1)

2.

Balances with RBI

215

276

509

562

198

258

334

485

177

256

165

217

(1.7)

(1.9)

(1.9)

(2.2)

(2.7)

(2.5)

(2.3)

(2.4)

(2.5)

(2.6)

(1.8)

(1.9)

3.

Balances with banks in India

3809

3269

6591

9010

3599

5284

5971

8983

1953

2490

1928

2240

(30.4)

(22.3)

(24.7)

(35.8)

(48.8)

(51.4)

(40.3)

(44.9)

(27.3)

(25.5)

(21.1)

(19.3)

4.

Money at call and short notice

-

-

700

-

-

-

-

-

-

-

-

-

-

-

(2.6)

-

-

-

-

-

-

-

-

-

5.

Investments

1020

1837

1710

2146

-

509

3000

4288

1325

2378

1680

2186

(8.1)

(12.5)

(6.4)

(8.5)

-

(5.0)

(20.2)

(21.4)

(18.5)

(24.4)

(18.3)

(18.9)

6.

Advances

5326

7247

9451

5279

1063

1380

2994

3424

1849

2667

3569

5380

(42.5)

(49.4)

(35.5)

(20.9)

(14.4)

(13.4)

(20.2)

(17.1)

(25.9)

(27.3)

(39.0)

(46.5)

6.1.

Bills purchased and discounted

2

-

55

32

-

-

-

-

-

-

4

1

6.2.

Cash credits, overdrafts & loans

3647

4856

896

425

417

581

338

210

405

525

498

799

6.3.

Term loans

1677

2391

8500

4822

646

798

2656

3214

1444

2142

3066

4581

7.

Fixed Assets

23

36

46

48

12

11

25

29

8

12

11

18

(0.2)

(0.2)

(0.2)

(0.2)

(0.2)

(0.1)

(0.2)

(0.1)

(0.1)

(0.1)

(0.1)

(0.2)

8.

Other Assets

2003

1872

7422

7889

2437

2748

2232

2560

1689

1826

1691

1417

(16.0)

(12.8)

(27.8)

(31.3)

(33.1)

(26.8)

(15.0)

(12.8)