Table 5: Bank Group-Wise Income and Expenditure of Scheduled Commercial Banks in India - 1996-97

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ప్రచురించబడిన తేదీ మే 11, 1999

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Table 5: Bank Group-Wise Income and Expenditure of Scheduled Commercial Banks in India - 1996-97

(Amount in Rs. lakh)
				For the year ended 31st March
			Items	State Bank of India		Nationalised Banks		Other Scheduled
				and its Associates				Commercial Banks
				1996	1997	1996	1997	1996	1997
				(1)	(2)	(3)	(4)	(5)	(6)
Number of reporting banks				8	8	19	19	33	34
I.	Interest earned			1711445	1992303	2950582	3398785	553588	622590
	a)	Interest/discount on advances/bills		917292	1120189	1594874	1853650	284239	417332
	b)	Income on Investments		652962	714570	1144748	1339016	238795	176578
	c)	Interest on balances with		107077	92367	181184	178237	28500	25102
		RBI and other inter-bank funds
	d)	Others		34114	65177	29776	27882	2054	3578
II.	Other income			345233	335380	359250	400639	76549	95160
	a)	Commission, exchange and brokerage		229899	235264	216788	219558	35944	43729
	b)	Net Profit (loss) on sale of investments		(5,815)	3,584	1984	19350	3140	9417
		i)	Profit on sale of investments	526	3818	4979	22913	4718	10456
		ii)	Loss on sale of investments	6342	234	2995	3563	1578	1039
	c)	Net Profit (loss) on sale of land, building & other assets		67	62	676	439	69	88
		i)	Profit on sale of land, building & other assets	74	68	691	456	69	112
		ii)	Loss on sale of land, building & other assets	7	6	15	17	-	24
	d)	Net Profit (loss) on exchange transaction		110385	84134	77007	73421	12660	14253
		i)	Profit on exchange transaction	110385	84134	78065	74563	12900	14673
		ii)	Loss on exchange transaction	-	-	1058	1142	241	420
	e)	Miscellaneous income		10697	12336	62794	87871	24737	27673
	Total (I+II)			2056678	2327683	3309832	3799424	630137	717750
III.	Interest expended			1087179	1281944	2008900	2351915	312745	451754
	a)	Interest on deposits		903790	1136342	1771105	2206289	267587	413642
	b)	Interest on RBI/inter-bank borrowings		87937	51874	131269	51782	30118	17082
	c)	Others		95453	93728	106526	93844	15041	21030
IV.	Operating expenses			577176	599958	936366	1003514	111621	138090
	a)	Payments to and provisions for employees		430751	435309	682888	727844	65284	71937
	b)	Rent, taxes and lighting		35122	39642	61696	68463	9022	12249
	c)	Printing and stationery		8478	9848	15471	17794	2415	3052
	d)	Advertisement and publicity		1716	1496	3533	3409	2286	2647
	e)	Depreciation on bank's property		11598	13384	25409	32710	10730	18875
	f)	Directors' fees, allowances and expenses		91	118	212	273	119	216
	g)	Auditors' fees and expenses		1803	2062	4220	4560	271	344
	h)	Law charges		1360	1929	4802	6655	516	524
	i)	Postage, telegrams, telephones, etc.		7473	7792	12159	11777	2915	3751
	j)	Repairs and maintenance		3798	4899	10067	11536	1689	2659
	k)	Insurance		31841	29318	31654	26666	1786	2460
	l)	Other expenditure		43145	54161	84255	91827	14589	19376
V.	Provisions and contingencies			311975	278792	478400	299476	46926	63040
	Total expenses			1976331	2160694	3423666	3654905	471293	652884
VI.	Profit (loss)			80347	166989	(113834)	144519	158845	64866

(Amount in Rs. lakh)
				For the year ended 31st March
			Items	Foreign Banks		Regional Rural Banks		Total
				1996	1997	1996	1997	1996	1997
				(7)	(8)	(9)	(10)	(11)	(12)
Number of reporting banks				30	33	194	191	284	285
I.	Interest earned			496862	611472	140266	198983	5852742	6824133
	a)	Interest/discount on advances/bills		316735	417301	52783	70234	3165922	3878706
	b)	Income on Investments		146730	152430	38932	68063	2222166	2450657
	c)	Interest on balances with		26111	30471	44766	54861	387639	381038
		RBI and other inter-bank funds
	d)	Others		7286	11270	3786	5825	77015	113732
II.	Other income			111428	138432	8840	10192	901300	979803
	a)	Commission, exchange and brokerage		65251	83653	3309	4136	551191	586340
	b)	Net Profit (loss) on sale of investments		4383	9599	2	32	3694	41982
		i)	Profit on sale of investments	5203	9957	2	32	15429	47176
		ii)	Loss on sale of investments	820	358	-	-	11734	5194
	c)	Net Profit (loss) on sale of land, building & other assets		596	-116	19	18	1428	491
		i)	Profit on sale of land, building & other assets	653	41	19	20	1507	697
		ii)	Loss on sale of land, building & other assets	57	157	-	2	78	206
	d)	Net Profit (loss) on exchange transaction		39962	42624	-	-	240013	214432
		i)	Profit on exchange transaction	107384	94947	-	-	308734	268317
		ii)	Loss on exchange transaction	67423	52323	-	-	68721	53885
	e)	Miscellaneous income		1236	2672	5509	6006	104974	136558
	Total (I+II)			608290	749904	149106	209175	6754043	7803936
III.	Interest expended			318364	386644	104777	142163	3831965	4614420
	a)	Interest on deposits		215884	313954	86574	120905	3244939	4191132
	b)	Interest on RBI/inter-bank borrowings		74391	51194	14017	15676	337731	187608
	c)	Others		28090	21496	4186	5582	249295	235680
IV.	Operating expenses			132330	166345	71399	78066	1828893	1985973
	a)	Payments to and provisions for employees		46539	58761	59374	65645	1284836	1359496
	b)	Rent, taxes and lighting		11758	14397	1501	1640	119099	136391
	c)	Printing and stationery		4079	5043	862	1007	31304	36744
	d)	Advertisement and publicity		7310	10195	16	18	14860	17765
	e)	Depreciation on bank's property		10094	12536	463	637	58295	78142
	f)	Directors' fees, allowances and expenses		82	100	10	6	514	713
	g)	Auditors' fees and expenses		159	166	126	165	6579	7297
	h)	Law charges		1464	1707	48	57	8189	10872
	i)	Postage, telegrams, telephones, etc.		8103	10304	391	447	31041	34071
	j)	Repairs and maintenance		6027	7660	158	175	21739	26929
	k)	Insurance		2507	2771	2615	1904	70403	63119
	l)	Other expenditure		34208	42705	5836	6365	182033	214434
V.	Provisions and contingencies			83746	119897	15488	65572	936535	826777
	Total expenses			534440	672886	191664	285801	6597393	7427170
VI.	Profit (loss)			73850	77018	(42558)	(76626)	156650	376766