(Amount in ` crore)

Occupation

As on March 31

State Bank of India & its Associates

Nationalised Banks

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

(1)

(2)

(3)

(4)

(5)

(6)

I. AGRICULTURE

10702289

110156

92293

18437047

236942

204037

1. Direct Finance

10492467

90543

77289

17102000

158408

139642

2. Indirect Finance

209822

19613

15004

1335047

78534

64395

II. INDUSTRY

519452

589502

361498

1562519

1053342

740779

   1. Mining & Quarrying

10359

23421

15434

11510

30195

21738

   2. Food Manufacturing & Processing

107036

47011

32766

186343

60100

43591

      (a) Rice Mills Flour & Dal Mills

26723

12269

9537

50937

13421

10159

      (b) Sugar

799

8046

6811

1139

14677

11314

      (c) Edible Oils & Vanaspati

5831

8720

4883

16263

7264

5016

      (d) Tea Processing

685

673

472

7086

2672

1716

      (e) Processing of Fruits & Vegetables

1805

1144

876

1513

883

618

      (f) Others

71193

16159

10187

109405

21182

14768

   3. Beverage & Tobacco

3242

4524

3584

3355

7445

5816

   4. Textiles

94628

61293

44846

311158

107873

70775

      (a) Cotton Textiles

17186

25746

18841

69227

51197

35144

      (b) Jute & Other Natural Fibre Textiles

4053

611

430

5519

1666

982

      (c) Handloom Textiles & Khadi

15207

1757

1388

28127

2337

1831

      (d) Other Textiles & Textile Products

58182

33178

24187

208285

52672

32817

    5. Paper Paper Products & Printing

17118

9653

7019

36368

18366

14498

    6. Woods and Wood Products

14064

1585

1213

37631

2665

2118

    7. Leather & Leather Products

8940

2662

2067

43767

6669

3786

    8. Gems and Jewellery

11809

20473

9570

53032

26250

12583

    9. Rubber & Plastic Products

12152

10593

6549

35251

15148

10848

   10. Chemicals & Chemical Products

21996

38366

23929

62096

59377

33998

        (a) Heavy Industrial Chemicals

2186

6518

4153

4333

10992

6781

        (b) Fertilisers

638

3967

2590

2035

5541

2817

        (c) Drugs & Pharmaceuticals

3320

10397

7258

23267

28211

14815

        (d) Non-Edible Oils

989

966

730

577

803

528

        (e) Other Chemicals & Chemical Products

14863

16518

9198

31884

13829

9057

    11. Petroleum Coal Products & Nuclear Fuels

1090

39389

29376

2288

31516

23038

    12. Manufacture of Cement & Cement Products

9740

6765

4355

14674

20934

16229

    13. Basic Metals & Metal Products

36724

85544

53893

136886

166212

108027

         (a) Iron & Steel

10040

68751

43102

14312

104754

71321

         (b) Non-Ferrous Metals

3689

10031

6004

4402

13405

9614

         (c) Metal Products

22995

6762

4787

118172

48053

27092

     14. Engineering

48225

73869

28444

208532

83431

54726

         (a) Heavy Engineering

4223

6259

4426

11877

12728

9530

         (b) Light Engineering

32036

51103

11802

139016

36581

19833

         (c) Electrical Machinery & Goods

8849

10252

7484

45267

22797

15742

         (d) Electronic Machinery & Goods

3117

6255

4732

12372

11324

9621

     15. Vehicles Vehicle Parts & Transport Equipments

11830

20024

13625

35255

33289

24671

     16. Other Industries

87056

14313

9966

254986

36895

25700

     17. Electricity, Gas & Water

1942

42715

20616

4803

152660

118917

          (a) Electricity Generation & Transmission

812

38550

18120

2525

142312

110187

          (b) Non-Conventional Energy

242

1759

1090

699

5245

4308

          (c) Gas, Steam & Water Supply

888

2406

1406

1579

5103

4422

      18. Construction

21501

87304

54246

124584

194317

149720

           (a) Other than Infrastructure

4217

13527

9247

55477

41258

32873

           (b) Infrastructure Construction

17284

73777

44999

69107

153058

116847

III. TRANSPORT OPERATORS

107698

17341

12839

221259

50171

43620

IV.PROFESSIONAL AND OTHER SERVICES

226621

50366

34013

1385563

237860

186937

   1. Professional Services

22088

2243

1602

276177

31585

26023

   2. Tourism, Hotel & Restaurants

24199

10388

7365

75949

19388

14589

   3. Recreation services

7230

2081

1518

13003

8302

6663

   4. IT and Telecommunications

2341

6750

3268

5218

31894

24294

   5. Others

170763

28904

20260

1015216

146691

115367

V. PERSONAL LOANS

9437486

236067

178777

9876294

241964

199877

   1. Housing

2235035

127260

99610

2506984

141399

121148

   2. Consumer Durables

173073

1191

861

355722

2841

2312

   3. Vehicles

826393

20975

15755

664989

12127

9929

   4. Education

640582

18201

12410

1109206

23723

19225

   5. Personal Credit Cards

3

-

-

692379

3456

2538

   6. Others

5562400

68440

50142

4547014

58418

44726

VI. TRADE

1338212

178824

68761

2827893

197088

150662

    1. Wholesale Trade

41239

136620

35983

253817

94810

73781

    2. Retail Trade

1296973

42204

32778

2574076

102278

76881

VII. FINANCE

34896

30826

23293

203979

182195

149226

     ALL OTHERS

105714

2572

2055

2269258

79696

62787

     TOTAL BANK CREDIT

22472368

1215652

773529

36783812

2279258

1737925

Note : Data reported here cover Bank's branches in India and include bills rediscounted under the New Bill Market scheme as also dues from banks.

Source : Basic Statistical Returns of Scheduled Commwecial Banks in India, Volume 39, March 2010

TABLE 5.1 : BANK GROUP-WISE DISTRIBUTION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - 2010 (Contd.)

(Amount in ` crore)

Occupation

As on March 31

Foreign Banks

Regional Rural Banks

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

(7)

(8)

(9)

(10)

(11)

(12)

I. AGRICULTURE

1073

1530

732

10781781

52997

44706

1. Direct Finance

110

700

275

10604706

50744

42845

2. Indirect Finance

963

829

457

177075

2253

1861

II. INDUSTRY

36803

171371

63728

584579

4021

3018

   1. Mining & Quarrying

490

3514

2135

1138

95

71

   2. Food Manufacturing & Processing

1429

5213

1327

121353

880

500

      (a) Rice Mills Flour & Dal Mills

754

455

217

22799

291

215

      (b) Sugar

20

61

32

23

1

1

      (c) Edible Oils & Vanaspati

56

2055

261

27884

268

44

      (d) Tea Processing

5

-

-

2583

31

29

      (e) Processing of Fruits & Vegetables

15

148

138

178

13

9

      (f) Others

579

2494

678

67886

276

202

   3. Beverage & Tobacco

334

5317

3291

211

15

11

   4. Textiles

3819

21349

4046

48323

298

233

      (a) Cotton Textiles

1464

4183

1118

6521

96

75

      (b) Jute & Other Natural Fibre Textiles

2

104

4

2106

15

12

      (c) Handloom Textiles & Khadi

7

151

17

24035

103

80

     (d) Other Textiles & Textile Products

2346

16911

2908

15661

84

65

    5. Paper Paper Products & Printing

1236

6672

2209

3545

39

31

    6. Woods and Wood Products

56

269

108

12118

67

52

    7. Leather & Leather Products

214

1053

365

21887

51

30

    8. Gems and Jewellery

262

1187

689

73346

153

132

    9. Rubber & Plastic Products

1275

2413

1414

8814

39

30

   10. Chemicals & Chemical Products

4339

27067

11407

5606

58

46

        (a) Heavy Industrial Chemicals

1485

4704

2117

40

13

10

        (b) Fertilisers

57

532

271

1507

10

8

        (c) Drugs & Pharmaceuticals

877

14014

5708

2739

10

9

        (d) Non-Edible Oils

8

74

50

11

1

1

        (e) Other Chemicals & Chemical Products

1912

7742

3262

1309

22

18

    11. Petroleum Coal Products & Nuclear Fuels

198

13367

3941

68

10

8

    12. Manufacture of Cement & Cement Products

138

2214

1276

2253

26

22

    13. Basic Metals & Metal Products

3375

19719

7369

5584

87

72

         (a) Iron & Steel

772

7011

2157

74

20

17

         (b) Non-Ferrous Metals

590

8677

3073

13

1

1

         (c) Metal Products

2013

4031

2140

5497

67

54

     14. Engineering

5345

20079

7922

8677

95

79

         (a) Heavy Engineering

697

2292

1340

354

16

14

         (b) Light Engineering

2191

6594

2349

3709

38

32

         (c) Electrical Machinery & Goods

1975

10222

3650

2187

24

19

         (d) Electronic Machinery & Goods

482

971

583

2427

17

14

     15. Vehicles Vehicle Parts & Transport Equipments

2380

10755

6550

12763

90

69

     16. Other Industries

2932

11334

2172

226171

854

645

     17. Electricity, Gas & Water

85

1370

939

415

92

87

          (a) Electricity Generation & Transmission

31

924

774

29

53

52

          (b) Non-Conventional Energy

4

140

18

324

34

31

          (c) Gas, Steam & Water Supply

50

306

148

62

5

4

      18. Construction

8896

18480

6568

32307

1070

901

           (a) Other than Infrastructure

2001

4269

2749

17071

920

776

           (b) Infrastructure Construction

6895

14210

3819

15236

150

125

III. TRANSPORT OPERATORS

1434

2663

1878

133551

1631

1262

IV.PROFESSIONAL AND OTHER SERVICES

54323

35138

23558

592803

3124

2521

   1. Professional Services

11745

6824

6090

158210

765

595

   2. Tourism, Hotel & Restaurants

399

1597

1077

23894

223

180

   3. Recreation services

720

785

516

11176

47

42

   4. IT and Telecommunications

680

5558

3274

98

7

7

   5. Others

40779

20375

12600

399425

2083

1698

V. PERSONAL LOANS

6583637

77230

34490

2408748

18365

13924

   1. Housing

97301

20020

16078

299314

5197

4269

   2. Consumer Durables

249

5

3

243976

1932

1338

   3. Vehicles

4033

117

46

107894

956

729

   4. Education

11

-

-

58364

705

607

   5. Personal Credit Cards

5844688

42849

8389

46

-

-

   6. Others

637355

14239

9974

1699154

9574

6981

VI. TRADE

237978

33505

16421

1836982

9112

7078

    1. Wholesale Trade

29960

17651

7861

111121

952

717

    2. Retail Trade

208018

15854

8560

1725861

8160

6361

VII. FINANCE

4239

28439

19300

782084

4716

3497

     ALL OTHERS

14964

12113

4848

1510157

7983

6756

     TOTAL BANK CREDIT

6934451

361988

164955

18630685

101950

82762

Note : Data reported here cover Bank's branches in India and include bills rediscounted under the New Bill Market scheme as also dues from banks.

Source : Basic Statistical Returns of Scheduled Commwecial Banks in India, Volume 39, March 2010

TABLE 5.1 : BANK GROUP-WISE DISTRIBUTION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - 2010 (Concld.)

(Amount in ` crore)

Occupation

As on March 31

Private Sector Banks

All Scheduled Commercial Banks

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

(13)

(14)

(15)

(16)

(17)

(18)

I. AGRICULTURE

2847639

64204

48530

42769829

465828

390298

1. Direct Finance

2802354

48583

36798

41001637

348978

296850

2. Indirect Finance

45285

15620

11732

1768192

116850

93449

II. INDUSTRY

550721

274325

186209

3254074

2092561

1355232

   1. Mining & Quarrying

2029

7481

3987

25526

64705

43363

   2. Food Manufacturing & Processing

36856

16774

11733

453017

129978

89917

      (a) Rice Mills Flour & Dal Mills

5743

3045

2316

106956

29481

22445

      (b) Sugar

239

1736

1221

2220

24521

19379

      (c) Edible Oils & Vanaspati

3906

2034

1474

53940

20341

11679

      (d) Tea Processing

3366

1195

718

13725

4572

2935

      (e) Processing of Fruits & Vegetables

395

648

519

3906

2835

2160

      (f) Others

23207

8116

5484

272270

48227

31318

   3. Beverage & Tobacco

695

2763

2246

7837

20064

14949

   4. Textiles

74338

23456

16023

532266

214269

135923

      (a) Cotton Textiles

28554

12518

8833

122952

93740

64011

      (b) Jute & Other Natural Fibre Textiles

744

306

233

12424

2703

1661

      (c) Handloom Textiles & Khadi

8819

276

194

76195

4624

3511

      (d) Other Textiles & Textile Products

36221

10356

6763

320695

113201

66740

    5. Paper Paper Products & Printing

12352

6068

4664

70619

40799

28421

    6. Woods and Wood Products

5305

1163

850

69174

5750

4341

    7. Leather & Leather Products

5395

1581

1047

80203

12016

7295

    8. Gems and Jewellery

11732

3306

2492

150181

51369

25465

    9. Rubber & Plastic Products

6471

5693

3494

63963

33886

22335

   10. Chemicals & Chemical Products

28975

26757

18668

123012

151625

88048

        (a) Heavy Industrial Chemicals

877

2865

1731

8921

25093

14792

        (b) Fertilisers

423

8254

7586

4660

18304

13273

        (c) Drugs & Pharmaceuticals

8374

8101

5511

38577

60734

33300

        (d) Non-Edible Oils

85

168

134

1670

2013

1443

        (e) Other Chemicals & Chemical Products

19216

7370

3705

69184

45481

25240

    11. Petroleum Coal Products & Nuclear Fuels

624

12046

6387

4268

96329

62750

    12. Manufacture of Cement & Cement Products

5792

6308

4221

32597

36247

26104

    13. Basic Metals & Metal Products

18979

26904

18617

201548

298467

187978

         (a) Iron & Steel

3755

16959

11923

28953

197494

128520

         (b) Non-Ferrous Metals

739

3202

2164

9433

35317

20856

         (c) Metal Products

14485

6743

4530

163162

65655

38602

     14. Engineering

35332

15667

8792

306111

193141

99963

         (a) Heavy Engineering

1984

2653

1775

19135

23948

17086

         (b) Light Engineering

15347

4405

3051

192299

98721

37067

         (c) Electrical Machinery & Goods

4223

5204

2915

62501

48499

29810

         (d) Electronic Machinery & Goods

13778

3405

1051

32176

21972

16000

     15. Vehicles Vehicle Parts & Transport Equipments

13808

18966

12850

76036

83124

57766

     16. Other Industries

186793

13493

8674

757938

76890

47157

     17. Electricity, Gas & Water

916

19296

11628

8161

216132

152187

          (a) Electricity Generation & Transmission

531

17496

10747

3928

199335

139880

          (b) Non-Conventional Energy

160

888

597

1429

8065

6043

          (c) Gas, Steam & Water Supply

225

912

284

2804

8732

6264

      18. Construction

104329

66602

49837

291617

367772

261272

           (a) Other than Infrastructure

61104

30816

22497

139870

90790

68142

           (b) Infrastructure Construction

43225

35786

27340

151747

276982

193130

III. TRANSPORT OPERATORS

498474

42979

26158

962416

114785

85757

IV.PROFESSIONAL AND OTHER SERVICES

2256516

96623

58346

4515826

423111

305375

   1. Professional Services

94729

9037

6583

562949

50454

40893

   2. Tourism, Hotel & Restaurants

20332

6619

4219

144773

38214

27431

   3. Recreation services

2150

2908

2103

34279

14123

10841

   4. IT and Telecommunications

1785

8439

5977

10122

52648

36820

   5. Others

2137520

69620

39465

3763703

267672

189390

V. PERSONAL LOANS

22380410

232818

131827

50686575

806443

558895

   1. Housing

899152

82746

65201

6037786

376623

306307

   2. Consumer Durables

137444

1717

1245

910464

7686

5759

   3. Vehicles

2666800

35900

18176

4270109

70074

44634

   4. Education

232204

7188

6139

2040367

49817

38380

   5. Personal Credit Cards

12965876

54806

10881

19502992

101112

21807

   6. Others

5478934

50461

30186

17924857

201131

142008

VI. TRADE

566102

95203

62560

6807167

513732

305482

    1. Wholesale Trade

67726

37917

23660

503863

287951

142002

    2. Retail Trade

498376

57286

38899

6303304

225781

163480

VII. FINANCE

42078

61382

47823

1067276

307558

243139

     ALL OTHERS

4684626

42315

24544

8584719

144679

100990

     TOTAL BANK CREDIT

33826566

909849

585998

118647882

4868697

3345169

Note : Data reported here cover Bank's branches in India and include bills rediscounted under the New Bill Market scheme as also dues from banks.

Source : Basic Statistical Returns of Scheduled Commwecial Banks in India, Volume 39, March 2010