Table 74 : Structure of Interest Rates - ఆర్బిఐ - Reserve Bank of India
Table 74 : Structure of Interest Rates
(Per cent per annum) |
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Year |
Call/ Notice |
Deposit Rates* |
Lending Rates* |
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Savings# |
Term Deposits |
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1-3 yrs |
3-5 yrs |
Above 5 yrs |
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1 |
2 |
3 |
4 |
5 |
6 |
7 |
2000-01 |
9.15 |
4.00 |
8.50-9.50 |
9.50-10.00 |
8.50-10.00 |
11.00-12.00 |
2001-02 |
7.16 |
4.00 |
7.50-8.50 |
8.00-8.50 |
8.00-8.50 |
11.00-12.00 |
2002-03 |
5.89 |
3.50 |
4.25-6.00 |
5.50-6.25 |
5.50-6.25 |
10.75-11.50 |
2003-04 |
4.62 |
3.50 |
4.00-5.25 |
5.25-5.50 |
5.25-5.50 |
10.25-11.00 |
2004-05 |
4.65 |
3.50 |
5.25-5.75 |
5.75-6.25 |
6.25 |
10.25-11.00 |
2005-06 |
5.60 |
3.50 |
6.00-6.75 |
6.25-7.00 |
6.50-7.00 |
10.25-12.75 |
2006-07 |
7.22 |
3.50 |
6.75-8.50 |
7.75-9.50 |
7.75-8.50 |
12.25-14.75 |
2007-08 |
6.07 |
3.50 |
8.00-8.75 |
8.00-8.75 |
8.50-9.00 |
12.25-15.75 |
2008-09 |
7.26 |
3.50 |
8.00-8.75 |
8.00-8.50 |
7.75-8.50 |
11.50-16.75 |
2009-10 |
3.29 |
3.50 |
6.00-7.00 |
6.50-7.50 |
7.00-7.75 |
11.00-15.75 |
2010-11 |
5.89 |
3.50 |
8.25-9.00 |
8.25-8.75 |
8.50-8.75 |
8.25-9.50 |
2011-12 |
8.22 |
4.00 |
9.25 |
9.00-9.25 |
8.50-9.25 |
10.00-10.75 |
2012-13 |
8.09 |
4.00 |
8.75-9.00 |
8.75-9.00 |
8.50-9.00 |
9.70-10.25 |
2013-14 |
8.28 |
4.00 |
8.75-9.25 |
8.75-9.10 |
8.50-9.10 |
10.00-10.25 |
2014-15 @ |
8.27 |
4.00 |
8.75-9.05 |
8.75-9.05 |
8.50-9.05 |
10.00-10.25 |
* : Data on deposit and lending rates relate to five major Public Sector Banks up to 2003-04. For subsequent years, the data relate to five major banks. |