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Table No. 4.2 - Interest Rate Range and Type of Account-Wise Classification of outstanding Loans and Advances of Scheduled Commercial Banks

   March 2001     

(Amount in Rupees Lakh)


 

CASH CREDIT

OVERDRAFTS

 

DEMAND LOANS


INTEREST RATE RANGE

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

 

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

   

standing

  

standing

  

standing


 

1

2

3

4

5

6

7

8

9


Less than 6%

6

12,22

7,13

          

6% and above but less than 10%

323

205,23

99,35

444

130,30

91,00

383

268,82

86,62

          

10% and above but less than 12%

7,500

40549,09

33383,79

9,405

1774,60

1178,07

11,529

7154,02

5703,43

          

12% and above but less than 13%

19,018

25720,07

21455,31

19,321

6218,57

5112,24

13,460

12454,47

10007,83

          

13% and above but less than 14%

59,185

18588,88

12219,76

14,721

3569,87

2351,31

12,690

9063,67

7675,96

          

14% and above but less than 15%

72,828

26771,54

19418,36

20,605

4031,77

2529,24

13,405

8991,21

7473,28

          

15% and above but less than 16%

1,05,199

34183,14

27579,85

29,528

7309,26

4333,01

18,135

9356,22

7663,62

          

16% and above but less than 17%

1,30,365

29618,20

23864,02

36,142

8201,97

4989,50

13,584

10515,88

6628,56

          

17% and above but less than 18%

33,601

9473,30

7646,35

14,735

3025,19

2190,89

6,598

3982,17

3294,68

          

18% and above but less than 20%

25,699

6169,19

5206,04

11,473

3500,41

2873,36

6,238

2741,97

2351,00

          

20% and above

7,228

3201,42

2295,00

6,886

1982,59

1358,96

4,014

2203,92

1401,68


TOTAL LOANS & ADVANCES

4,60,952

194492,29

153174,98

1,63,260

39744,53

27007,56

1,00,036

66732,37

52286,65


 

          

 

MEDIUM TERM LOANS

LONG TERM LOANS

PACKING CREDIT


INTEREST RATE RANGE

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

 

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

   

standing

  

standing

  

standing


 

10

11

12

13

14

15

16

17

18


Less than 6%

241

18,14

14,36

18,725

794,52

682,81

          

6% and above but less than 10%

443

175,68

158,29

2,800

301,36

268,41

1,013

1678,08

1459,11

          

10% and above but less than 12%

10,341

4894,20

3765,52

1,13,249

9166,19

7921,36

12,238

18824,75

13788,82

          

12% and above but less than 13%

16,785

8100,36

6741,93

89,500

27888,76

23709,03

772

2120,98

1732,47

          

13% and above but less than 14%

22,820

4568,61

4011,28

1,59,561

18617,80

15295,33

826

849,52

569,52

          

14% and above but less than 15%

41,870

5658,37

4707,08

1,41,822

17429,91

14085,71

435

550,67

446,57

          

15% and above but less than 16%

50,153

9888,20

7450,42

1,23,125

16880,69

13227,08

593

995,78

593,87

          

16% and above but less than 17%

43,470

6273,37

5120,02

1,25,340

14928,11

12371,32

2,663

2702,67

1789,28

          

17% and above but less than 18%

20,823

2635,96

2300,01

43,823

5664,90

4397,68

496

554,35

470,29

          

18% and above but less than 20%

14,708

2175,72

1849,27

30,336

4326,90

3284,43

210

293,96

184,65

          

20% and above

20,706

1560,69

1371,45

8,246

1501,46

1383,71


TOTAL LOANS & ADVANCES

2,42,360

45949,30

37489,61

8,56,527

117500,60

96626,88

19,246

28570,74

21034,58


See Notes on Tables

         

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