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Table No. 4.2 - Interest Rate Range and Type of Account-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks March 1997

 
 
 
 
 
 
 

(Amount in Rupees Lakh)


 

CASH CREDIT


OVERDRAFTS


DEMAND LOANS


 

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

INTEREST RATE RANGE

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

 
 
 

standing


 
 

standing


 
 

standing


 

1


2


3


4


5


6


7


8


9


Less than 6%

9

8,00

6,27

5

61

60

24

6,58

5,04

          

6% and above but less than 10%

1,483

88,42

74,31

328

137,18

109,93

1,247

66,63

56,12

          

10% and above but less than 12%

4,003

275,96

224,86

2,486

194,53

146,19

4,954

154,29

142,95

          

12% and above but less than 14%

48,603

3522,56

2198,18

67,763

2304,09

1474,21

1,08,733

1910,95

1552,63

          

14% and above but less than 15%

3,48,411

6223,06

4952,66

1,08,333

2351,12

1833,46

2,05,492

2702,12

2249,03

          

15% and above but less than 16%

86,203

8342,99

6313,96

83,834

3915,40

3011,27

1,22,330

3751,97

3108,18

          

16% and above but less than 17%

67,422

10092,23

7948,49

21,523

1351,90

971,52

23,664

3850,81

3119,96

          

17% and above but less than 18%

1,22,304

21677,65

17149,29

43,369

2987,76

2076,11

55,831

6742,10

5443,27

          

18% and above but less than 20%

1,24,017

35265,29

26804,19

44,603

5066,37

4114,80

1,26,430

11778,29

10319,33

          

20% and above


67,139


13808,72


11501,70


54,310


6170,29


5139,15


42,152


5043,87


4491,50


Total Loans & Advances


8,69,594


99304,88


77173,92


4,26,554


24479,25


18877,25


6,90,857


36007,61


30488,02


 
 
 
 
 
 
 
 
 
 
 

MEDIUM TERM LOANS


LONG TERM LOANS


PACKING CREDIT


 

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

INTEREST RATE RANGE

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

 
 
 

standing


 
 

standing


 
 

standing


 

10


11


12


13


14


15


16


17


18


Less than 6%

2,618

43,31

31,57

2,45,115

2767,86

2438,16

-

-

-

          

6% and above but less than 10%

11,318

117,32

94,96

39,729

561,32

496,43

395

381,84

327,34

          

10% and above but less than 12%

19,515

295,95

236,23

1,28,543

2404,45

2238,61

132

35,71

28,51

          

12% and above but less than 14%

1,37,938

2531,43

2378,80

1,65,323

3873,51

3463,11

14,045

16297,66

12480,12

          

14% and above but less than 15%

4,65,477

4774,79

4073,45

9,89,588

12720,77

10539,51

6,371

313,72

241,58

          

15% and above but less than 16%

1,45,545

2682,68

2310,47

2,92,553

6824,51

5740,65

1,872

1039,31

671,68

          

16% and above but less than 17%

46,175

1909,80

1725,06

87,850

4686,80

4109,80

815

584,74

429,31

          

17% and above but less than 18%

1,03,183

5861,73

5514,44

1,65,476

8629,83

7389,77

969

470,97

316,65

          

18% and above but less than 20%

73,045

6255,08

5643,27

1,29,315

11691,19

10071,81

3,255

2371,07

1847,36

          

20% and above


1,11,755


3372,86


3108,95


64,430


5956,51


5435,81


220


57,64


39,59


Total Loans & Advances


11,16,569


27844,95


25117,21


23,07,922


60116,77


51923,66


28,074


21552,66


16382,15


See Notes on Tables

         

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