Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Loans andAdvances of Scheduled Commercial Banks According to Occupation (Part 1 of 2) - ఆర్బిఐ - Reserve Bank of India
Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Loans andAdvances of Scheduled Commercial Banks According to Occupation (Part 1 of 2)
March 2001 | |||||||||||
(Amount in Rupees Lakh) | |||||||||||
LESS THAN 6% | 6% AND ABOVE BUT | ||||||||||
| LESS THAN 10% | ||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||||
Accounts | Limit | Outstanding | Accounts | Limit | Outstanding | ||||||
1 | 2 | 3 | 4 | 5 | 6 | ||||||
I. | AGRICULTURE | 4 | 7,84 | 6,24 | 287 | 117,64 | 97,74 | ||||
1. Direct Finance | — | — | — | 172 | 22,66 | 17,92 | |||||
2. Indirect Finance | 4 | 7,84 | 6,24 | 115 | 94,98 | 79,82 | |||||
II. | INDUSTRY | 3 | 54 | 14 | 1,233 | 1695,52 | 1246,00 | ||||
1. Mining & Quarrying | — | — | — | 62 | 26,61 | 12,80 | |||||
2. Food Manufacturing & Processing | — | — | — | 78 | 81,49 | 79,79 | |||||
(a) | Rice Mills, Flour & Dal Mills | — | — | — | 10 | 2,25 | 2,63 | ||||
(b) | Sugar | — | — | — | 2 | 64 | 45 | ||||
(c) | Edible Oils & Vanaspati | — | — | — | 31 | 16,09 | 11,61 | ||||
(d) | Tea Processing | — | — | — | 2 | 16 | 16 | ||||
(e) | Processing of Fruits & Vegetables | — | — | — | 1 | 85 | 70 | ||||
(f) | Others | — | — | — | 32 | 61,49 | 64,24 | ||||
3. Beverage & Tobacco | — | — | — | 5 | 25 | 15 | |||||
4. Textiles | — | — | — | 465 | 345,14 | 263,74 | |||||
(a) | Cotton Textiles | — | — | — | 80 | 119,07 | 98,22 | ||||
(b) | Jute Textiles | — | — | — | 2 | 2,00 | 1,73 | ||||
(c) | Handloom Textiles & Khadi | — | — | — | 15 | 4,66 | 2,26 | ||||
(d) | Other Textiles | — | — | — | 368 | 219,41 | 161,53 | ||||
5. Paper, Paper Products & Printing | — | — | — | 13 | 25,10 | 26,73 | |||||
6. Leather & Leather Products | — | — | — | 117 | 115,48 | 69,24 | |||||
7. Rubber & Rubber Products | — | — | — | 7 | 3,18 | 2,97 | |||||
8. Chemicals & Chemical Products | — | — | — | 103 | 127,60 | 108,86 | |||||
(a) | Heavy Industrial Chemicals | — | — | — | 16 | 12,45 | 10,80 | ||||
(b) | Fertilisers | — | — | — | 7 | 20,88 | 20,55 | ||||
(c) | Drugs & Pharmaceuticals | — | — | — | 28 | 68,24 | 55,43 | ||||
(d) | Non-Edible Oils | — | — | — | 1 | 85 | 71 | ||||
(e) | Other Chemicals & Chemical Products | — | — | — | 51 | 25,18 | 21,37 | ||||
9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | 16 | 225,46 | 95,75 | |||||
10. Manufacture of Cement & Cement Products | — | — | — | 5 | 11,39 | 10,18 | |||||
11. Basic Metals & Metal Products | — | — | — | 80 | 455,91 | 359,34 | |||||
(a) | Iron & Steel | — | — | — | 27 | 423,21 | 334,01 | ||||
(b) | Non-Ferrous Metals | — | — | — | 28 | 25,01 | 19,18 | ||||
(c) | Other Metal Products | — | — | — | 25 | 7,69 | 6,15 | ||||
12. Engineering | — | — | — | 65 | 52,51 | 50,64 | |||||
(a) | Heavy Engineering | — | — | — | 20 | 19,96 | 20,80 | ||||
(b) | Light Engineering | — | — | — | 14 | 1,76 | 1,69 | ||||
(c) | Electrical Machinery & Goods | — | — | — | 16 | 27,35 | 24,95 | ||||
(d) | Electronic Machinery & Goods | — | — | — | 15 | 3,43 | 3,21 | ||||
13. Vehicles, Vehicle Parts & Transport Equipments | — | — | — | 26 | 57,74 | 48,22 | |||||
14. Other Industries | — | — | — | 163 | 139,98 | 94,05 | |||||
15. Electricity, Gas & Water | 2 | 4 | — | 7 | 14,57 | 8,10 | |||||
(a) | Electricity Generation & Transmission | 2 | 4 | — | 7 | 14,57 | 8,10 | ||||
(b) | Non-Conventional Energy | — | — | — | — | — | — | ||||
(c) | Gas, Steam & Water Supply | — | — | — | — | — | — | ||||
16. Construction | 1 | 50 | 14 | 21 | 13,12 | 15,44 | |||||
III. | TRANSPORT OPERATORS | 1 | 2 | 1 | 66 | 204,10 | 201,68 | ||||
IV. | PROFESSIONAL AND OTHER SERVICES | — | — | — | 161 | 77,94 | 66,78 | ||||
V. | PERSONAL LOANS | 18,868 | 711,92 | 641,81 | 2,620 | 169,77 | 145,10 | ||||
1. Loans for Purchase of Consumer Durables | — | — | — | — | — | — | |||||
2. Loans for Housing | 17,894 | 683,66 | 615,08 | 1,992 | 153,39 | 132,26 | |||||
3. Rest of the Personal Loans | 974 | 28,26 | 26,73 | 628 | 16,39 | 12,84 | |||||
VI. | TRADE | — | — | — | 500 | 276,80 | 214,35 | ||||
1. Wholesale Trade | — | — | — | 263 | 193,18 | 161,15 | |||||
2. Retail Trade | — | — | — | 237 | 83,62 | 53,20 | |||||
VII. | FINANCE | 18 | 18,05 | 15,87 | 166 | 90,81 | 86,88 | ||||
VIII. | ALL OTHERS | 78 | 86,51 | 40,23 | 373 | 126,89 | 104,23 | ||||
TOTAL LOANS AND ADVANCES | 18,972 | 824,88 | 704,30 | 5,406 | 2759,47 | 2162,77 | |||||
OF WHICH : | 1. Artisans & Village Industries | — | — | — | 16 | 2,43 | 2,44 | ||||
2. Other Small Scale Industries | — | — | — | 553 | 307,04 | 242,44 | |||||
10% AND ABOVE BUT | 12% AND ABOVE BUT | ||||||||||
LESS THAN 12% | LESS THAN 13% | ||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||||
Accounts | Limit | Outstanding | Accounts | Limit | Outstanding | ||||||
7 | 8 | 9 | 10 | 11 | 12 | ||||||
I. | AGRICULTURE | 7,057 | 3226,12 | 2031,31 | 20,346 | 2940,11 | 2282,02 | ||||
1. Direct Finance | 5,671 | 586,26 | 458,03 | 18,402 | 840,52 | 707,62 | |||||
2. Indirect Finance | 1,386 | 2639,86 | 1573,29 | 1,944 | 2099,60 | 1574,39 | |||||
II. | INDUSTRY | 16,290 | 32210,51 | 21326,34 | 14,286 | 39015,68 | 30206,86 | ||||
1. Mining & Quarrying | 384 | 967,32 | 415,44 | 308 | 4138,95 | 3105,37 | |||||
2. Food Manufacturing & Processing | 1,162 | 2696,22 | 2011,46 | 1,270 | 1675,47 | 1182,93 | |||||
(a) | Rice Mills, Flour & Dal Mills | 323 | 882,21 | 759,84 | 534 | 671,49 | 461,87 | ||||
(b) | Sugar | 26 | 212,23 | 144,47 | 82 | 311,78 | 205,35 | ||||
(c) | Edible Oils & Vanaspati | 96 | 239,68 | 162,24 | 145 | 56,58 | 38,17 | ||||
(d) | Tea Processing | 55 | 185,47 | 123,27 | 31 | 39,60 | 32,27 | ||||
(e) | Processing of Fruits & Vegetables | 37 | 31,77 | 24,60 | 22 | 44,10 | 27,85 | ||||
(f) | Others | 625 | 1144,85 | 797,04 | 456 | 551,92 | 417,42 | ||||
3. Beverage & Tobacco | 75 | 395,09 | 280,26 | 109 | 167,41 | 383,67 | |||||
4. Textiles | 4,929 | 5596,35 | 4331,64 | 2,142 | 1994,17 | 1509,72 | |||||
(a) | Cotton Textiles | 1,237 | 2213,96 | 1700,34 | 578 | 872,71 | 647,51 | ||||
(b) | Jute Textiles | 57 | 122,84 | 58,82 | 31 | 12,08 | 9,46 | ||||
(c) | Handloom Textiles & Khadi | 135 | 204,96 | 315,40 | 175 | 40,81 | 25,67 | ||||
(d) | Other Textiles | 3,500 | 3054,60 | 2257,08 | 1,358 | 1068,56 | 827,08 | ||||
5. Paper, Paper Products & Printing | 215 | 142,14 | 114,26 | 561 | 461,93 | 334,15 | |||||
6. Leather & Leather Products | 994 | 689,72 | 559,54 | 194 | 120,89 | 110,05 | |||||
7. Rubber & Rubber Products | 220 | 292,34 | 232,54 | 245 | 337,49 | 257,23 | |||||
8. Chemicals & Chemical Products | 1,614 | 4528,25 | 2992,16 | 1,502 | 3666,55 | 2668,29 | |||||
(a) | Heavy Industrial Chemicals | 229 | 348,73 | 328,27 | 115 | 500,02 | 435,34 | ||||
(b) | Fertilisers | 120 | 639,12 | 417,50 | 82 | 947,67 | 751,46 | ||||
(c) | Drugs & Pharmaceuticals | 412 | 1382,66 | 749,72 | 420 | 785,24 | 469,94 | ||||
(d) | Non-Edible Oils | 16 | 66,61 | 42,18 | 14 | 60,95 | 61,17 | ||||
(e) | Other Chemicals & Chemical Products | 837 | 2091,13 | 1454,48 | 871 | 1372,67 | 950,39 | ||||
9. Petroleum, Coal Products & Nuclear Fuels | 149 | 1624,65 | 942,81 | 176 | 5468,90 | 4034,88 | |||||
10. Manufacture of Cement & Cement Products | 101 | 474,52 | 340,41 | 210 | 1183,90 | 987,07 | |||||
11. Basic Metals & Metal Products | 1,477 | 4505,19 | 1882,57 | 1,329 | 5090,16 | 4497,00 | |||||
(a) | Iron & Steel | 490 | 3625,05 | 1346,26 | 496 | 4221,87 | 3840,88 | ||||
(b) | Non-Ferrous Metals | 180 | 312,94 | 155,57 | 111 | 236,93 | 186,77 | ||||
(c) | Other Metal Products | 807 | 567,20 | 380,74 | 722 | 631,36 | 469,36 | ||||
12. Engineering | 1,350 | 3603,60 | 2480,75 | 1,776 | 4190,68 | 3009,43 | |||||
(a) | Heavy Engineering | 324 | 1387,11 | 949,35 | 366 | 1923,43 | 1290,66 | ||||
(b) | Light Engineering | 382 | 490,53 | 341,67 | 667 | 719,11 | 594,66 | ||||
(c) | Electrical Machinery & Goods | 351 | 866,24 | 687,63 | 475 | 1113,72 | 817,93 | ||||
(d) | Electronic Machinery & Goods | 293 | 859,72 | 502,10 | 268 | 434,42 | 306,17 | ||||
13. Vehicles, Vehicle Parts & Transport Equipments | 473 | 1478,08 | 850,45 | 536 | 2104,29 | 1605,77 | |||||
14. Other Industries | 2,578 | 3546,77 | 2668,25 | 3,084 | 3455,40 | 2555,06 | |||||
15. Electricity, Gas & Water | 151 | 1080,91 | 837,17 | 178 | 4242,53 | 3386,14 | |||||
(a) | Electricity Generation & Transmission | 123 | 981,61 | 781,90 | 134 | 4045,51 | 3267,28 | ||||
(b) | Non-Conventional Energy | 6 | 4,12 | 2,02 | 5 | 78,68 | 27,02 | ||||
(c) | Gas, Steam & Water Supply | 22 | 95,18 | 53,26 | 39 | 118,34 | 91,84 | ||||
16. Construction | 418 | 589,37 | 386,62 | 666 | 716,96 | 580,10 | |||||
III. | TRANSPORT OPERATORS | 851 | 190,93 | 159,61 | 5,139 | 2419,91 | 2090,39 | ||||
IV. | PROFESSIONAL AND OTHER SERVICES | 1,812 | 1128,51 | 797,57 | 4,245 | 2545,92 | 1999,21 | ||||
V. | PERSONAL LOANS | 1,22,389 | 5240,08 | 4818,13 | 91,606 | 4611,22 | 4039,69 | ||||
1. Loans for Purchase of Consumer Durables | 632 | 20,73 | 19,05 | 610 | 20,69 | 16,45 | |||||
2. Loans for Housing | 98,462 | 4218,16 | 4004,89 | 58,041 | 3108,36 | 2825,29 | |||||
3. Rest of the Personal Loans | 23,295 | 1001,18 | 794,19 | 32,955 | 1482,18 | 1197,95 | |||||
VI. | TRADE | 10,403 | 33942,56 | 31750,58 | 13,844 | 14458,13 | 14232,76 | ||||
1. Wholesale Trade | 3,938 | 32115,32 | 30148,52 | 4,185 | 13226,89 | 13316,61 | |||||
2. Retail Trade | 6,465 | 1827,25 | 1602,05 | 9,659 | 1231,24 | 916,15 | |||||
VII. | FINANCE | 871 | 3776,79 | 2706,22 | 1,776 | 11100,28 | 9393,57 | ||||
VIII. | ALL OTHERS | 4,589 | 2647,35 | 2151,23 | 7,614 | 5411,95 | 4514,31 | ||||
TOTAL LOANS AND ADVANCES | 1,64,262 | 82362,85 | 65740,99 | 1,58,856 | 82503,22 | 68758,80 | |||||
OF WHICH : | 1. Artisans & Village Industries | 198 | 21,13 | 18,03 | 419 | 21,29 | 16,83 | ||||
2. Other Small Scale Industries | 5,647 | 3515,45 | 2732,29 | 5,562 | 1138,87 | 904,03 | |||||
13% AND ABOVE BUT | 14% AND ABOVE BUT | ||||||||||
LESS THAN 14% | LESS THAN 15% | ||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||||
Accounts | Limit | Outstanding | Accounts | Limit | Outstanding | ||||||
13 | 14 | 15 | 16 | 17 | 18 | ||||||
I. | AGRICULTURE | 38,829 | 2552,85 | 2151,26 | 78,817 | 4390,46 | 3464,18 | ||||
1. Direct Finance | 36,886 | 1322,57 | 1121,34 | 74,214 | 2745,22 | 2375,37 | |||||
2. Indirect Finance | 1,943 | 1230,28 | 1029,92 | 4,603 | 1645,24 | 1088,80 | |||||
II. | INDUSTRY | 48,717 | 30081,44 | 21830,24 | 50,887 | 37259,44 | 28287,00 | ||||
1. Mining & Quarrying | 753 | 699,09 | 476,83 | 1,622 | 615,83 | 439,92 | |||||
2. Food Manufacturing & Processing | 5,798 | 2321,49 | 1723,50 | 6,716 | 3246,25 | 2591,38 | |||||
(a) | Rice Mills, Flour & Dal Mills | 3,081 | 872,10 | 666,73 | 3,661 | 963,28 | 709,68 | ||||
(b) | Sugar | 82 | 438,69 | 320,50 | 169 | 504,16 | 396,34 | ||||
(c) | Edible Oils & Vanaspati | 667 | 224,89 | 167,05 | 785 | 461,24 | 468,49 | ||||
(d) | Tea Processing | 128 | 238,54 | 183,11 | 213 | 310,55 | 271,15 | ||||
(e) | Processing of Fruits & Vegetables | 71 | 33,28 | 33,20 | 139 | 53,23 | 46,50 | ||||
(f) | Others | 1,769 | 513,99 | 352,92 | 1,749 | 953,79 | 699,21 | ||||
3. Beverage & Tobacco | 235 | 219,30 | 178,93 | 357 | 415,49 | 319,51 | |||||
4. Textiles | 7,126 | 2930,90 | 2148,71 | 7,394 | 3705,93 | 3177,26 | |||||
(a) | Cotton Textiles | 2,003 | 942,01 | 717,33 | 2,398 | 1723,51 | 1485,59 | ||||
(b) | Jute Textiles | 58 | 9,15 | 6,74 | 116 | 51,91 | 43,03 | ||||
(c) | Handloom Textiles & Khadi | 657 | 55,26 | 46,51 | 513 | 57,79 | 50,45 | ||||
(d) | Other Textiles | 4,408 | 1924,49 | 1378,13 | 4,367 | 1872,72 | 1598,19 | ||||
5. Paper, Paper Products & Printing | 2,362 | 725,68 | 626,05 | 2,249 | 933,26 | 733,67 | |||||
6. Leather & Leather Products | 648 | 142,01 | 105,69 | 597 | 248,23 | 204,83 | |||||
7. Rubber & Rubber Products | 999 | 392,36 | 295,98 | 908 | 895,99 | 463,29 | |||||
8. Chemicals & Chemical Products | 5,650 | 4524,96 | 2913,71 | 5,464 | 5399,98 | 4223,37 | |||||
(a) | Heavy Industrial Chemicals | 325 | 655,48 | 285,33 | 510 | 788,01 | 623,20 | ||||
(b) | Fertilisers | 167 | 1063,70 | 781,28 | 182 | 1188,84 | 1107,61 | ||||
(c) | Drugs & Pharmaceuticals | 809 | 874,18 | 591,01 | 1,032 | 1430,52 | 860,90 | ||||
(d) | Non-Edible Oils | 110 | 41,95 | 28,97 | 112 | 59,43 | 50,95 | ||||
(e) | Other Chemicals & Chemical Products | 4,239 | 1889,66 | 1227,13 | 3,628 | 1933,18 | 1580,70 | ||||
9. Petroleum, Coal Products & Nuclear Fuels | 379 | 3674,77 | 2831,15 | 372 | 1655,45 | 1311,33 | |||||
10. Manufacture of Cement & Cement Products | 571 | 962,49 | 783,37 | 509 | 758,19 | 648,63 | |||||
11. Basic Metals & Metal Products | 6,036 | 3300,21 | 1997,96 | 5,206 | 4669,61 | 2732,42 | |||||
(a) | Iron & Steel | 1,199 | 2456,01 | 1367,80 | 1,948 | 3342,42 | 1766,87 | ||||
(b) | Non-Ferrous Metals | 397 | 130,26 | 70,86 | 354 | 154,71 | 107,72 | ||||
(c) | Other Metal Products | 4,440 | 713,94 | 559,30 | 2,904 | 1172,48 | 857,83 | ||||
12. Engineering | 5,090 | 3685,34 | 2616,08 | 5,542 | 4888,62 | 3687,02 | |||||
(a) | Heavy Engineering | 1,115 | 728,16 | 495,95 | 993 | 1316,91 | 948,87 | ||||
(b) | Light Engineering | 1,236 | 948,83 | 672,06 | 1,925 | 884,06 | 681,06 | ||||
(c) | Electrical Machinery & Goods | 1,923 | 1052,97 | 782,75 | 1,686 | 1625,59 | 1211,03 | ||||
(d) | Electronic Machinery & Goods | 816 | 955,38 | 665,31 | 938 | 1062,07 | 846,05 | ||||
13. Vehicles, Vehicle Parts & Transport Equipments | 1,995 | 1280,62 | 932,18 | 2,070 | 1967,31 | 1611,61 | |||||
14. Other Industries | 9,975 | 2577,06 | 1991,46 | 10,301 | 4064,79 | 3153,01 | |||||
15. Electricity, Gas & Water | 331 | 1965,95 | 1642,44 | 490 | 2831,98 | 2216,72 | |||||
(a) | Electricity Generation & Transmission | 252 | 1790,66 | 1495,64 | 352 | 2734,16 | 2158,53 | ||||
(b) | Non-Conventional Energy | 21 | 61,48 | 61,47 | 25 | 12,52 | 5,20 | ||||
(c) | Gas, Steam & Water Supply | 58 | 113,81 | 85,33 | 113 | 85,30 | 52,99 | ||||
16. Construction | 769 | 679,20 | 566,20 | 1,090 | 962,52 | 773,03 | |||||
III. | TRANSPORT OPERATORS | 7,569 | 1332,44 | 1135,03 | 20,674 | 1084,06 | 797,21 | ||||
IV. | PROFESSIONAL AND OTHER SERVICES | 7,376 | 2236,02 | 1616,40 | 13,481 | 2720,32 | 2161,17 | ||||
V. | PERSONAL LOANS | 1,33,046 | 6254,48 | 5531,54 | 65,939 | 3117,39 | 2554,17 | ||||
1. Loans for Purchase of Consumer Durables | 1,320 | 44,27 | 38,30 | 4,136 | 131,68 | 108,19 | |||||
2. Loans for Housing | 95,745 | 4526,28 | 4066,99 | 15,985 | 1146,08 | 957,73 | |||||
3. Rest of the Personal Loans | 35,981 | 1683,94 | 1426,25 | 45,818 | 1839,63 | 1488,25 | |||||
VI. | TRADE | 23,069 | 3793,70 | 3012,05 | 45,072 | 7330,33 | 5862,63 | ||||
1. Wholesale Trade | 8,467 | 2350,36 | 1923,33 | 16,226 | 3140,62 | 2609,79 | |||||
2. Retail Trade | 14,602 | 1443,34 | 1088,72 | 28,846 | 4189,71 | 3252,84 | |||||
VII. | FINANCE | 1,164 | 5683,77 | 4193,23 | 2,971 | 3425,79 | 2310,20 | ||||
VIII. | ALL OTHERS | 10,033 | 3323,64 | 2653,39 | 13,124 | 4105,69 | 3223,68 | ||||
TOTAL LOANS AND ADVANCES | 2,69,803 | 55258,34 | 42123,16 | 2,90,965 | 63433,47 | 48660,24 | |||||
OF WHICH : | 1. Artisans & Village Industries | 759 | 52,19 | 42,23 | 1,143 | 71,66 | 58,74 | ||||
2. Other Small Scale Industries | 33,691 | 4270,24 | 3338,08 | 24,643 | 4829,34 | 3718,48 | |||||