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Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Loans andAdvances of Scheduled Commercial Banks According to Occupation (Part 2 of 2)

March 2001

(Amount in Rupees Lakh)


   

15% AND ABOVE BUT

16% AND ABOVE BUT

   

LESS THAN 16%


LESS THAN 17%


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

   

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


   

19

20

21

22

23

24


I.

AGRICULTURE

46,997

3500,84

2939,04

34,038

3099,00

2525,38

 

1. Direct Finance

43,315

2159,76

1892,71

30,278

2064,37

1739,94

 

2. Indirect Finance

3,682

1341,08

1046,34

3,760

1034,64

785,44

II.

INDUSTRY

80,445

48016,44

37935,97

93,959

41079,97

31093,41

 

1. Mining & Quarrying

1,506

1273,74

820,40

1,683

688,65

354,41

 

2. Food Manufacturing & Processing

8,919

5565,30

4531,08

9,552

3835,05

3015,56

 

(a)

Rice Mills, Flour & Dal Mills

4,312

1252,01

943,56

4,143

840,67

650,13

 

(b)

Sugar

349

1576,80

1364,95

281

984,74

882,82

 

(c)

Edible Oils & Vanaspati

1,083

816,64

690,60

1,104

487,24

357,21

 

(d)

Tea Processing

368

440,09

353,50

346

332,49

206,85

 

(e)

Processing of Fruits & Vegetables

227

124,65

89,94

357

92,12

67,13

 

(f)

Others

2,580

1355,11

1088,54

3,321

1097,80

851,42

 

3. Beverage & Tobacco

605

631,67

416,95

825

495,10

393,45

 

4. Textiles

11,671

5951,09

4834,72

15,692

5788,07

4849,51

 

(a)

Cotton Textiles

3,956

2310,05

1962,30

5,547

2816,39

2306,13

 

(b)

Jute Textiles

153

122,86

74,42

142

71,78

45,13

 

(c)

Handloom Textiles & Khadi

677

109,83

95,90

679

92,52

83,82

 

(d)

Other Textiles

6,885

3408,36

2702,11

9,324

2807,38

2414,43

 

5. Paper, Paper Products & Printing

3,896

1383,58

1095,79

5,206

1347,47

1089,62

 

6. Leather & Leather Products

1,004

396,40

333,21

1,185

345,37

308,40

 

7. Rubber & Rubber Products

1,509

556,48

466,97

1,599

434,06

333,51

 

8. Chemicals & Chemical Products

8,923

6746,03

5196,18

11,036

5176,65

3829,59

 

(a)

Heavy Industrial Chemicals

873

1174,32

866,10

982

560,89

453,85

 

(b)

Fertilisers

314

1092,23

896,31

288

602,58

363,79

 

(c)

Drugs & Pharmaceuticals

1,633

1741,12

1321,47

2,107

1417,34

1132,23

 

(d)

Non-Edible Oils

140

54,31

39,86

188

64,23

62,60

 

(e)

Other Chemicals & Chemical Products

5,963

2684,06

2072,45

7,471

2531,61

1817,13

 

9. Petroleum, Coal Products & Nuclear Fuels

645

1729,01

1255,84

714

1487,04

1023,38

 

10. Manufacture of Cement & Cement Products

853

1120,26

993,01

921

745,26

620,89

 

11. Basic Metals & Metal Products

9,138

5889,16

5143,53

9,564

5246,46

4253,08

 

(a)

Iron & Steel

3,826

4031,32

3614,06

3,997

3537,09

2985,65

 

(b)

Non-Ferrous Metals

672

480,00

356,20

816

428,73

294,80

 

(c)

Other Metal Products

4,640

1377,84

1173,27

4,751

1280,65

972,63

 

12. Engineering

8,889

7681,81

5709,10

10,611

6010,88

4264,11

 

(a)

Heavy Engineering

1,556

2149,45

1682,58

1,840

1738,75

1168,28

 

(b)

Light Engineering

2,869

2070,94

1336,84

3,870

1479,30

981,82

 

(c)

Electrical Machinery & Goods

2,807

1824,89

1345,51

2,878

1376,64

1001,52

 

(d)

Electronic Machinery & Goods

1,657

1636,54

1344,16

2,023

1416,19

1112,49

 

13. Vehicles, Vehicle Parts & Transport Equipments

2,927

1587,40

1161,77

3,136

1709,46

1000,01

 

14. Other Industries

17,169

4952,89

3897,55

17,861

4330,42

3188,31

 

15. Electricity, Gas & Water

419

1498,18

1245,84

606

1725,67

1165,42

 

(a)

Electricity Generation & Transmission

263

1361,06

1131,15

314

1504,79

1064,68

 

(b)

Non-Conventional Energy

32

34,03

31,72

73

32,18

18,82

 

(c)

Gas, Steam & Water Supply

124

103,09

82,98

219

188,71

81,92

 

16. Construction

2,372

1053,45

834,02

3,768

1714,36

1404,15

III.

TRANSPORT OPERATORS

20,204

1296,57

983,77

17,430

1244,05

923,74

IV.

PROFESSIONAL AND OTHER SERVICES

19,945

3694,59

2758,96

17,358

3635,68

2839,93

V.

PERSONAL LOANS

82,950

4119,20

3158,53

87,716

4031,07

3300,14

 

1. Loans for Purchase of Consumer Durables

6,888

229,32

192,52

4,824

159,51

126,75

 

2. Loans for Housing

14,584

1084,35

924,10

16,988

1141,28

1027,72

 

3. Rest of the Personal Loans

61,478

2805,54

2041,91

65,904

2730,28

2145,67

VI.

TRADE

 

55,399

7601,64

6381,22

77,848

10176,08

8139,93

 

1. Wholesale Trade

21,584

4094,44

3283,61

30,163

5166,22

4187,68

 

2. Retail Trade

33,815

3507,20

3097,61

47,685

5009,86

3952,25

VII.

FINANCE

2,746

4664,56

2257,55

2,571

4160,67

2156,49

VIII.

ALL OTHERS

18,047

5719,46

4432,82

20,644

4813,70

3783,67


TOTAL LOANS AND ADVANCES

3,26,733

78613,29

60847,86

3,51,564

72240,21

54762,70

OF WHICH :

1. Artisans & Village Industries

1,649

126,47

109,48

1,739

122,56

106,47

  

2. Other Small Scale Industries

38,603

7766,78

6163,54

43,376

8245,54

6711,62




   

17% AND ABOVE BUT

18% AND ABOVE BUT

   

LESS THAN 18%


LESS THAN 20%


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

   

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


   

25

26

27

28

29

30


I.

AGRICULTURE

17,148

1677,69

1169,97

10,142

862,05

672,16

 

1. Direct Finance

15,990

1380,58

925,97

9,374

629,44

497,35

 

2. Indirect Finance

1,158

297,11

244,00

768

232,61

174,80

II.

INDUSTRY

31,166

13932,18

11676,89

24,006

10134,78

8635,12

 

1. Mining & Quarrying

480

198,79

184,14

403

95,36

79,77

 

2. Food Manufacturing & Processing

3,095

1269,03

990,21

1,999

825,33

710,63

 

(a)

Rice Mills, Flour & Dal Mills

1,173

228,77

164,79

684

129,45

99,02

 

(b)

Sugar

136

336,24

258,86

66

145,50

132,44

 

(c)

Edible Oils & Vanaspati

409

161,18

118,70

332

191,50

162,62

 

(d)

Tea Processing

176

146,35

118,81

77

60,72

51,76

 

(e)

Processing of Fruits & Vegetables

95

31,19

30,24

73

36,11

33,03

 

(f)

Others

1,106

365,31

298,80

767

262,05

231,76

 

3. Beverage & Tobacco

230

242,95

231,77

181

166,58

94,86

 

4. Textiles

4,847

2039,77

1782,00

4,113

1589,53

1385,03

 

(a)

Cotton Textiles

1,888

989,25

853,21

1,512

696,09

575,49

 

(b)

Jute Textiles

62

18,12

14,90

42

13,46

14,95

 

(c)

Handloom Textiles & Khadi

180

21,01

18,95

185

52,50

35,57

 

(d)

Other Textiles

2,717

1011,39

894,94

2,374

827,49

759,03

 

5. Paper, Paper Products & Printing

1,690

444,45

377,54

1,269

368,37

308,67

 

6. Leather & Leather Products

421

112,86

92,54

348

128,47

123,92

 

7. Rubber & Rubber Products

507

189,89

167,78

422

121,80

110,80

 

8. Chemicals & Chemical Products

3,315

1779,17

1614,70

2,389

1126,93

988,95

 

(a)

Heavy Industrial Chemicals

307

275,47

243,60

228

137,46

136,36

 

(b)

Fertilisers

90

205,97

191,87

67

74,03

59,86

 

(c)

Drugs & Pharmaceuticals

649

402,02

359,59

484

308,26

254,17

 

(d)

Non-Edible Oils

53

20,61

12,45

56

13,73

15,31

 

(e)

Other Chemicals & Chemical Products

2,216

875,10

807,19

1,554

593,45

523,24

 

9. Petroleum, Coal Products & Nuclear Fuels

226

327,61

241,24

144

99,32

97,49

 

10. Manufacture of Cement & Cement Products

284

250,58

216,80

243

128,17

102,31

 

11. Basic Metals & Metal Products

2,572

1582,21

1401,74

2,103

1294,80

1225,07

 

(a)

Iron & Steel

1,051

945,29

846,69

945

907,52

854,45

 

(b)

Non-Ferrous Metals

182

159,28

125,57

128

83,53

81,89

 

(c)

Other Metal Products

1,339

477,64

429,48

1,030

303,75

288,73

 

12. Engineering

3,458

1847,43

1444,82

2,717

1254,69

1044,06

 

(a)

Heavy Engineering

645

475,13

334,05

512

297,57

228,89

 

(b)

Light Engineering

1,164

373,63

312,59

841

230,04

169,15

 

(c)

Electrical Machinery & Goods

924

428,48

327,65

772

412,38

350,38

 

(d)

Electronic Machinery & Goods

725

570,19

470,52

592

314,71

295,63

 

13. Vehicles, Vehicle Parts & Transport Equipments

1,165

551,71

338,77

686

253,26

171,50

 

14. Other Industries

6,483

1750,90

1529,55

4,651

1467,70

1246,60

 

15. Electricity, Gas & Water

255

636,67

496,49

135

415,02

295,34

 

(a)

Electricity Generation & Transmission

157

604,98

471,09

62

400,50

282,74

 

(b)

Non-Conventional Energy

27

18,31

17,21

18

6,49

7,05

 

(c)

Gas, Steam & Water Supply

71

13,38

8,19

55

8,03

5,55

 

16. Construction

2,138

708,17

566,80

2,203

799,46

650,09

III.

TRANSPORT OPERATORS

8,524

710,61

449,79

7,288

580,86

445,70

IV.

PROFESSIONAL AND OTHER SERVICES

7,018

1393,40

1065,33

5,003

1914,14

1768,49

V.

PERSONAL LOANS

26,264

1417,17

1057,80

18,748

1083,03

847,40

 

1. Loans for Purchase of Consumer Durables

2,108

68,12

49,18

1,028

34,59

26,72

 

2. Loans for Housing

3,149

362,79

319,65

2,177

335,82

297,84

 

3. Rest of the Personal Loans

21,007

986,26

688,97

15,543

712,63

522,85

VI.

TRADE

 

22,176

2868,03

2295,89

17,957

2505,95

1760,39

 

1. Wholesale Trade

8,880

1385,80

1099,50

6,766

1173,05

814,67

 

2. Retail Trade

13,296

1482,23

1196,39

11,191

1332,90

945,72

VII.

FINANCE

1,218

1780,15

1408,13

1,041

1052,34

811,08

VIII.

ALL OTHERS

6,562

1556,65

1176,10

4,479

1075,00

808,40


TOTAL LOANS AND ADVANCES

1,20,076

25335,87

20299,90

88,664

19208,15

15748,74

OF WHICH :

1. Artisans & Village Industries

663

52,64

46,53

418

35,93

31,92

  

2. Other Small Scale Industries

13,418

2569,98

2088,88

9,566

1844,48

1561,75




   

20% AND ABOVE


TOTAL


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

   

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


   

31

32

33

34

35

36


I.

AGRICULTURE

1,666

251,27

223,10

2,55,331

22625,87

17562,40

 

1. Direct Finance

1,436

177,30

155,11

2,35,738

11928,67

9891,37

 

2. Indirect Finance

230

73,98

67,98

19,593

10697,21

7671,03

II.

INDUSTRY

9,019

6701,46

4783,80

3,70,011

260127,95

197021,77

 

1. Mining & Quarrying

128

111,83

79,04

7,329

8816,17

5968,14

 

2. Food Manufacturing & Processing

646

620,75

532,89

39,235

22136,37

17369,43

 

(a)

Rice Mills, Flour & Dal Mills

174

41,19

41,65

18,095

5883,41

4499,90

 

(b)

Sugar

34

128,99

119,06

1,227

4639,76

3825,24

 

(c)

Edible Oils & Vanaspati

136

146,42

92,45

4,788

2801,47

2269,14

 

(d)

Tea Processing

30

26,87

16,57

1,426

1780,84

1357,45

 

(e)

Processing of Fruits & Vegetables

29

163,32

161,35

1,051

610,62

514,54

 

(f)

Others

243

113,96

101,81

12,648

6420,27

4903,16

 

3. Beverage & Tobacco

89

69,34

63,05

2,711

2803,18

2362,60

 

4. Textiles

1,365

715,43

525,61

59,744

30656,39

24807,95

 

(a)

Cotton Textiles

496

367,33

271,17

19,695

13050,38

10617,28

 

(b)

Jute Textiles

18

2,71

3,84

681

426,90

273,02

 

(c)

Handloom Textiles & Khadi

24

3,34

3,40

3,240

642,67

677,93

 

(d)

Other Textiles

827

342,06

247,20

36,128

16536,44

13239,72

 

5. Paper, Paper Products & Printing

399

143,37

127,27

17,860

5975,34

4833,75

 

6. Leather & Leather Products

156

102,71

84,35

5,664

2402,14

1991,78

 

7. Rubber & Rubber Products

167

181,49

73,15

6,583

3405,06

2404,22

 

8. Chemicals & Chemical Products

1,132

877,97

608,78

41,128

33954,08

25144,60

 

(a)

Heavy Industrial Chemicals

165

135,75

106,10

3,750

4588,58

3488,95

 

(b)

Fertilisers

31

91,06

33,84

1,348

5926,08

4624,08

 

(c)

Drugs & Pharmaceuticals

272

248,15

227,98

7,846

8657,72

6022,45

 

(d)

Non-Edible Oils

20

72,00

51,26

710

454,66

365,45

 

(e)

Other Chemicals & Chemical Products

644

331,00

189,59

27,474

14327,04

10643,67

 

9. Petroleum, Coal Products & Nuclear Fuels

76

274,97

210,86

2,897

16567,18

12044,74

 

10. Manufacture of Cement & Cement Products

90

120,21

124,80

3,787

5754,98

4827,46

 

11. Basic Metals & Metal Products

916

839,09

493,28

38,421

32872,80

23986,02

 

(a)

Iron & Steel

375

524,16

287,11

14,354

24013,93

17243,79

 

(b)

Non-Ferrous Metals

109

103,00

76,11

2,977

2114,39

1474,67

 

(c)

Other Metal Products

432

211,93

130,05

21,090

6744,48

5267,56

 

12. Engineering

1,118

1050,57

643,45

40,616

34266,13

24949,45

 

(a)

Heavy Engineering

194

357,18

172,45

7,565

10393,64

7291,89

 

(b)

Light Engineering

352

172,76

125,26

13,320

7370,96

5216,81

 

(c)

Electrical Machinery & Goods

265

246,64

164,04

12,097

8974,89

6713,39

 

(d)

Electronic Machinery & Goods

307

274,00

181,70

7,634

7526,64

5727,36

 

13. Vehicles, Vehicle Parts & Transport Equipments

192

96,60

54,55

13,206

11086,47

7774,83

 

14. Other Industries

1,736

732,25

613,47

74,001

27018,15

20937,31

 

15. Electricity, Gas & Water

42

211,67

108,35

2,616

14623,21

11402,02

 

(a)

Electricity Generation & Transmission

24

178,55

92,45

1,690

13616,43

10753,56

 

(b)

Non-Conventional Energy

13

32,96

15,80

220

280,77

186,30

 

(c)

Gas, Steam & Water Supply

5

16

10

706

726,01

462,16

 

16. Construction

767

553,21

440,89

14,213

7790,31

6217,47

III.

TRANSPORT OPERATORS

1,308

91,26

74,18

89,054

9154,81

7261,12

IV.

PROFESSIONAL AND OTHER SERVICES

2,018

486,16

418,11

78,417

19832,68

15491,95

V.

PERSONAL LOANS

25,738

978,08

760,59

6,75,884

31733,41

26854,92

 

1. Loans for Purchase of Consumer Durables

1,009

39,18

33,69

22,555

748,08

610,84

 

2. Loans for Housing

929

152,37

144,78

3,25,946

16912,52

15316,34

 

3. Rest of the Personal Loans

23,800

786,53

582,11

3,27,383

14072,81

10927,74

VI.

TRADE

 

4,594

857,83

664,57

2,70,862

83811,04

74314,37

 

1. Wholesale Trade

1,994

532,60

390,34

1,02,466

63378,47

57935,21

 

2. Retail Trade

2,600

325,23

274,23

1,68,396

20432,57

16379,16

VII.

FINANCE

645

486,55

361,99

15,187

36239,77

25701,21

VIII.

ALL OTHERS

2,092

597,47

524,47

87,635

29464,30

23412,53


TOTAL LOANS AND ADVANCES

47,080

10450,08

7810,80

18,42,381

492989,83

387620,26

OF WHICH :

1. Artisans & Village Industries

122

9,90

11,80

7,126

516,20

444,47

  

2. Other Small Scale Industries

3,083

589,98

517,43

1,78,142

35077,72

27978,52


See Notes on Tables

      

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RbiWasItHelpfulUtility

ఈ పేజీ ఉపయోగకరంగా ఉందా?