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Table No.5.4 - Size of Credit Limit-Wise Classification of Outstanding Credit ofScheduled Commercial Banks According to Occupation (Part 2 of 2)

March 2001

(Amount in Rupees Lakh)


   

ABOVE Rs. 50 LAKH AND UPTO

ABOVE Rs. 1 CRORE AND UPTO

   

Rs. 1 CRORE


Rs. 4 CRORE


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

   

Accounts


Limit


Outstanding


Accounts


Limit Outstanding


   

19

20

21

22

23

24


I.

AGRICULTURE

1,721

1232,06

900,83

1,113

2245,23

1859,51

 

1. Direct Finance

686

509,34

409,30

526

1023,80

836,89

 

2. Indirect Finance

1,035

722,72

491,53

587

1221,43

1022,62

II.

INDUSTRY

23,156

17692,61

13761,21

25,971

54329,48

42550,56

 

1. Mining & Quarrying

312

237,41

180,46

329

671,83

535,58

 

2. Food Manufacturing & Processing

2,858

2151,75

1596,49

2,450

5116,64

3950,72

 

(a)

Rice Mills, Flour & Dal Mills

1,214

895,47

623,69

471

885,49

625,42

 

(b)

Sugar

119

96,47

82,78

267

658,23

543,17

 

(c)

Edible Oils & Vanaspati

327

253,35

198,96

413

864,55

731,61

 

(d)

Tea Processing

237

177,94

136,33

338

703,49

512,81

 

(e)

Processing of Fruits & Vegetables

55

40,71

30,31

66

151,48

114,43

 

(f)

Others

906

687,80

524,43

895

1853,40

1423,27

 

3. Beverage & Tobacco

211

163,79

127,78

330

712,33

575,23

 

4. Textiles

4,755

3650,04

2855,20

5,403

11167,16

8733,08

 

(a)

Cotton Textiles

1,784

1374,27

1099,62

2,200

4609,01

3609,01

 

(b)

Jute Textiles

50

38,00

43,67

67

137,74

94,16

 

(c)

Handloom Textiles & Khadi

111

82,19

67,11

117

218,61

183,70

 

(d)

Other Textiles

2,810

2155,58

1644,80

3,019

6201,80

4846,20

 

5. Paper, Paper Products & Printing

838

631,44

500,62

869

1749,44

1399,40

 

6. Leather & Leather Products

663

505,43

352,97

563

1173,53

874,71

 

7. Rubber & Rubber Products

377

281,77

233,47

427

883,23

684,19

 

8. Chemicals & Chemical Products

3,107

2382,09

1875,09

3,775

7947,00

6073,72

 

(a)

Heavy Industrial Chemicals

389

295,81

217,58

541

1163,63

906,95

 

(b)

Fertilisers

157

125,70

148,43

262

570,35

479,73

 

(c)

Drugs & Pharmaceuticals

779

605,26

473,13

1,123

2381,29

1784,33

 

(d)

Non-Edible Oils

58

43,96

45,22

62

129,49

107,40

 

(e)

Other Chemicals & Chemical Products

1,724

1311,37

990,72

1,787

3702,24

2795,30

 

9. Petroleum, Coal Products & Nuclear Fuels

230

177,08

144,05

330

694,41

544,29

 

10. Manufacture of Cement & Cement Products

265

204,54

158,28

416

889,21

738,31

 

11. Basic Metals & Metal Products

2,545

1948,91

1631,88

2,937

5998,99

5170,96

 

(a)

Iron & Steel

1,377

1055,60

916,41

1,798

3709,80

3350,37

 

(b)

Non-Ferrous Metals

226

172,65

135,83

246

513,22

441,28

 

(c)

Other Metal Products

942

720,66

579,63

893

1775,97

1379,30

 

12. Engineering

2,691

2067,75

1575,13

3,440

7368,55

5593,85

 

(a)

Heavy Engineering

619

483,93

367,17

862

1843,19

1351,82

 

(b)

Light Engineering

637

486,46

360,43

715

1523,54

1125,45

 

(c)

Electrical Machinery & Goods

858

653,11

485,93

1,013

2184,46

1685,38

 

(d)

Electronic Machinery & Goods

577

444,25

361,60

850

1817,37

1431,20

 

13. Vehicles, Vehicle Parts & Transport Equipments

743

575,15

414,98

950

2066,97

1529,63

 

14. Other Industries

2,679

2046,10

1555,89

2,788

5838,83

4481,26

 

15. Electricity, Gas & Water

183

136,15

116,03

248

564,14

450,21

 

(a)

Electricity Generation & Transmission

133

98,88

91,27

207

471,74

376,83

 

(b)

Non-Conventional Energy

18

13,70

12,08

14

31,89

21,72

 

(c)

Gas, Steam & Water Supply

32

23,58

12,68

27

60,50

51,66

 

16. Construction

699

533,21

442,89

716

1487,23

1215,43

III.

TRANSPORT OPERATORS

338

252,58

196,82

262

518,22

401,79

IV.

PROFESSIONAL AND OTHER SERVICES

1,944

1474,82

1104,68

1,646

3320,27

2492,33

V.

PERSONAL LOANS

632

456,11

330,49

262

529,51

448,60

 

1. Loans for Purchase of Consumer Durables

-

-

-

-

-

-

 

2. Loans for Housing

380

278,59

208,27

252

516,41

432,40

 

3. Rest of the Personal Loans

252

177,51

122,21

10

13,10

16,21

VI.

TRADE

 

6,159

4682,49

3552,24

4,214

8478,14

6087,84

 

1. Wholesale Trade

3,391

2614,88

1879,64

2,620

5404,00

3851,07

 

2. Retail Trade

2,768

2067,61

1672,60

1,594

3074,14

2236,77

VII.

FINANCE

978

772,52

559,56

1,399

3088,87

2322,95

VIII.

ALL OTHERS

3,968

3006,38

2308,68

3,120

6175,64

4733,55


TOTAL BANK CREDIT

38,896

29569,57

22714,52

37,987

78685,36

60897,14

OF WHICH :

1. Artisans & Village Industries

-

-

-

-

-

-

  

2. Other Small Scale Industries

8,354

6276,75

4639,47

5,443

10567,99

7911,32




   

ABOVE Rs. 4 CRORE AND UPTO

ABOVE Rs. 6 CRORE AND UPTO

   

Rs. 6 CRORE


Rs. 10 CRORE


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

   

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


   

25

26

27

28

29

30


I.

AGRICULTURE

168

830,39

700,48

132

1036,53

800,21

 

1. Direct Finance

61

307,15

297,67

50

377,73

311,76

 

2. Indirect Finance

107

523,24

402,81

82

658,80

488,45

II.

INDUSTRY

4,480

22347,38

17012,68

3,737

30161,86

22354,26

 

1. Mining & Quarrying

65

320,90

209,46

57

458,39

333,25

 

2. Food Manufacturing & Processing

404

2017,14

1541,43

351

2772,34

2148,83

 

(a)

Rice Mills, Flour & Dal Mills

45

221,04

147,64

28

233,83

189,01

 

(b)

Sugar

94

486,54

430,41

91

719,79

634,11

 

(c)

Edible Oils & Vanaspati

66

317,30

249,13

52

408,48

325,22

 

(d)

Tea Processing

39

194,83

138,09

45

348,85

234,65

 

(e)

Processing of Fruits & Vegetables

16

74,42

33,24

7

47,95

38,22

 

(f)

Others

144

723,00

542,92

128

1013,43

727,63

 

3. Beverage & Tobacco

71

360,56

277,47

59

491,95

313,31

 

4. Textiles

786

3918,45

3193,31

540

4280,74

3300,02

 

(a)

Cotton Textiles

382

1901,06

1462,23

262

2068,98

1555,25

 

(b)

Jute Textiles

13

64,08

41,40

9

69,55

45,22

 

(c)

Handloom Textiles & Khadi

10

48,24

236,27

3

24,72

22,52

 

(d)

Other Textiles

381

1905,07

1453,43

266

2117,49

1677,03

 

5. Paper, Paper Products & Printing

122

602,98

456,50

90

716,07

520,22

 

6. Leather & Leather Products

77

389,46

250,78

52

405,14

255,09

 

7. Rubber & Rubber Products

72

368,31

282,15

56

455,96

340,91

 

8. Chemicals & Chemical Products

684

3412,40

2475,99

584

4712,68

3455,34

 

(a)

Heavy Industrial Chemicals

96

476,88

411,18

95

757,27

573,46

 

(b)

Fertilisers

70

346,03

259,01

66

538,50

413,59

 

(c)

Drugs & Pharmaceuticals

213

1076,42

746,22

183

1486,27

1024,46

 

(d)

Non-Edible Oils

6

32,75

18,33

6

50,83

39,87

 

(e)

Other Chemicals & Chemical Products

299

1480,31

1041,25

234

1879,81

1403,97

 

9. Petroleum, Coal Products & Nuclear Fuels

59

293,47

208,96

85

723,09

506,37

 

10. Manufacture of Cement & Cement Products

86

432,07

365,48

96

789,84

657,66

 

11. Basic Metals & Metal Products

494

2458,14

2046,62

369

2962,68

2342,56

 

(a)

Iron & Steel

302

1512,83

1318,25

257

2082,54

1714,53

 

(b)

Non-Ferrous Metals

60

298,14

271,60

30

239,26

143,58

 

(c)

Other Metal Products

132

647,18

456,77

82

640,88

484,45

 

12. Engineering

625

3115,10

2290,82

556

4479,81

3099,05

 

(a)

Heavy Engineering

141

697,80

460,14

123

983,01

628,94

 

(b)

Light Engineering

138

690,28

547,30

120

952,65

618,92

 

(c)

Electrical Machinery & Goods

187

932,08

657,97

148

1193,68

851,77

 

(d)

Electronic Machinery & Goods

159

794,94

625,41

165

1350,48

999,43

 

13. Vehicles, Vehicle Parts & Transport Equipments

210

1045,41

732,67

167

1359,19

929,37

 

14. Other Industries

502

2503,26

1856,91

474

3843,71

2856,79

 

15. Electricity, Gas & Water

81

410,02

288,23

101

853,57

660,90

 

(a)

Electricity Generation & Transmission

66

335,32

237,98

97

821,17

636,55

 

(b)

Non-Conventional Energy

6

29,82

17,61

2

18,00

18,03

 

(c)

Gas, Steam & Water Supply

9

44,87

32,64

2

14,40

6,31

 

16. Construction

142

699,72

535,91

100

856,68

634,60

III.

TRANSPORT OPERATORS

50

246,61

180,12

40

366,50

250,63

IV.

PROFESSIONAL AND OTHER SERVICES

245

1232,47

914,32

190

1600,63

1163,09

V.

PERSONAL LOANS

49

241,66

198,42

25

221,69

183,60

 

1. Loans for Purchase of Consumer Durables

-

-

-

-

-

-

 

2. Loans for Housing

49

241,66

198,42

25

221,69

183,60

 

3. Rest of the Personal Loans

-

-

-

-

-

-

VI.

TRADE

 

576

2871,84

2083,11

435

3538,15

2496,63

 

1. Wholesale Trade

405

2015,15

1395,76

336

2761,23

1884,51

 

2. Retail Trade

171

856,69

687,35

99

776,92

612,12

VII.

FINANCE

365

1828,76

1368,25

395

3400,24

2161,39

VIII.

ALL OTHERS

405

2003,46

1532,44

348

2815,69

2090,45


TOTAL BANK CREDIT

6,338

31602,57

23989,82

5,302

43141,28

31500,26

OF WHICH :

1. Artisans & Village Industries

-

-

-

-

-

-

  

2. Other Small Scale Industries

550

2742,82

1893,54

397

3140,72

2204,38




   

ABOVE Rs. 10 CRORE AND UPTO

ABOVE Rs. 25 CRORE

   

Rs. 25 CRORE


 

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

   

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


   

31

32

33

34

35

36


I.

AGRICULTURE

94

1516,11

1122,32

67

5532,31

3528,89

 

1. Direct Finance

23

326,41

258,72

13

1035,70

501,99

 

2. Indirect Finance

71

1189,70

863,61

54

4496,61

3026,91

II.

INDUSTRY

3,036

48528,66

35087,01

1,440

98466,64

65378,38

 

1. Mining & Quarrying

56

1004,30

754,49

51

6659,77

3906,88

 

2. Food Manufacturing & Processing

256

4001,03

2925,79

94

4616,36

3402,17

 

(a)

Rice Mills, Flour & Dal Mills

35

568,63

478,16

24

1621,37

1186,96

 

(b)

Sugar

87

1452,11

1139,87

31

1181,84

948,17

 

(c)

Edible Oils & Vanaspati

28

397,29

220,74

7

359,33

289,19

 

(d)

Tea Processing

26

363,06

248,41

3

85,50

83,44

 

(e)

Processing of Fruits & Vegetables

5

71,00

62,84

4

224,54

209,59

 

(f)

Others

75

1148,94

775,78

25

1143,78

684,82

 

3. Beverage & Tobacco

45

719,60

760,45

8

367,22

259,79

 

4. Textiles

343

5270,67

4000,99

113

5524,33

3531,15

 

(a)

Cotton Textiles

163

2512,39

2026,25

42

1888,41

1292,00

 

(b)

Jute Textiles

7

87,97

47,71

2

60,31

12,21

 

(c)

Handloom Textiles & Khadi

1

22,49

10,47

2

106,00

21,33

 

(d)

Other Textiles

172

2647,81

1916,56

67

3469,62

2205,61

 

5. Paper, Paper Products & Printing

54

796,07

557,98

8

276,16

205,24

 

6. Leather & Leather Products

32

483,60

289,37

6

212,00

187,72

 

7. Rubber & Rubber Products

38

580,59

396,89

14

835,94

336,08

 

8. Chemicals & Chemical Products

471

7624,72

5445,66

172

10001,54

6214,92

 

(a)

Heavy Industrial Chemicals

77

1168,10

858,42

14

1210,38

681,36

 

(b)

Fertilisers

105

1876,19

1487,49

58

2842,80

2062,08

 

(c)

Drugs & Pharmaceuticals

153

2398,15

1631,61

38

2483,77

1214,04

 

(d)

Non-Edible Oils

4

57,19

55,33

4

155,50

105,67

 

(e)

Other Chemicals & Chemical Products

132

2125,09

1412,81

58

3309,09

2151,77

 

9. Petroleum, Coal Products & Nuclear Fuels

88

1503,30

945,59

145

14951,41

10571,26

 

10. Manufacture of Cement & Cement Products

79

1232,57

1035,20

39

2091,53

1727,13

 

11. Basic Metals & Metal Products

334

5341,36

3874,60

171

15202,27

8749,09

 

(a)

Iron & Steel

241

3865,14

3044,78

138

13348,56

7820,93

 

(b)

Non-Ferrous Metals

36

549,38

291,67

14

794,54

197,80

 

(c)

Other Metal Products

57

926,85

538,16

19

1059,18

730,36

 

12. Engineering

489

7957,99

5244,73

208

11908,77

7442,73

 

(a)

Heavy Engineering

138

2264,82

1591,40

80

5497,95

3376,59

 

(b)

Light Engineering

100

1682,73

1096,94

35

1899,14

1093,52

 

(c)

Electrical Machinery & Goods

139

2237,62

1315,40

48

2588,13

1817,28

 

(d)

Electronic Machinery & Goods

112

1772,82

1240,98

45

1923,56

1155,35

 

13. Vehicles, Vehicle Parts & Transport Equipments

151

2459,20

1613,66

75

4266,31

2625,51

 

14. Other Industries

402

6245,71

4579,89

147

8480,22

6228,34

 

15. Electricity, Gas & Water

133

2290,55

1860,07

149

11043,17

8449,29

 

(a)

Electricity Generation & Transmission

124

2169,39

1750,34

137

10405,38

8087,12

 

(b)

Non-Conventional Energy

4

48,90

49,40

3

161,76

94,42

 

(c)

Gas, Steam & Water Supply

5

72,26

60,32

9

476,03

267,75

 

16. Construction

65

1017,40

801,67

40

2029,63

1541,06

III.

TRANSPORT OPERATORS

36

660,25

536,80

36

2935,67

2416,59

IV.

PROFESSIONAL AND OTHER SERVICES

145

2421,75

1917,07

89

5275,72

4186,64

V.

PERSONAL LOANS

41

757,66

642,79

21

1163,55

1045,75

 

1. Loans for Purchase of Consumer Durables

-

-

-

-

-

-

 

2. Loans for Housing

41

757,66

642,79

21

1163,55

1045,75

 

3. Rest of the Personal Loans

-

-

-

-

-

-

VI.

TRADE

 

303

4987,91

3667,05

190

47081,60

44751,03

 

1. Wholesale Trade

232

3855,45

2778,50

153

43903,05

42305,71

 

2. Retail Trade

71

1132,46

888,55

37

3178,55

2445,32

VII.

FINANCE

352

6315,21

4162,20

286

20553,56

14743,98

VIII.

ALL OTHERS

223

3678,49

2979,17

152

10296,00

8837,32


TOTAL BANK CREDIT

4,230

68866,04

50114,42

2,281

191305,06

144888,58

OF WHICH :

1. Artisans & Village Industries

-

-

-

-

-

-

  

2. Other Small Scale Industries

161

1989,49

1438,78

-

-

-


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