RBI/   2007-08/35 
        DBOD No.   Rajbhasha BC. 5/06.11.04/2007-08 
      July 2, 
        11th   Ashadha1929 (S) 
      Chairman & Managing   Director 
        All Public   Sector Banks 
      Dear Sir,  
      Master   Circular - Use of Hindi in banks 
      Please refer   to the Master Circular DBOD No. Rajbhasha.BC.12/ 06.11.04/2006-07 dated 1st July   2006 consolidating instructions/ directives issued by Reserve Bank of India   regarding use of Hindi in public sector banks till 30th June 2006. Updated   instructions up to June 30, 2007 are available in this Master   Circular. The circular has also been placed on RBI website   (http://www.rbi.org.in). 
      2. It may be   noted that all the instructions contained in the circulars listed in the   Appendix have been consolidated.  
      Yours   faithfully, 
      (Vinay   Baijal) 
        Chief General   Manager  
    Contents 
     
    
    
  
    MASTER CIRCULAR ON USE  OF HINDI IN BANKS 
    Use  of Hindi in Public Sector Banks 
    1. Introduction 
    Use of Hindi in Public Sector Banks is  governed by the Official Languages Act (OLA), 1963 (as amended in 1967) and the  Official Language Rules (OLR), 1976 (framed under the Act by the Ministry of  Home Affairs, Department of Official language (DOL), Government of India  (GOI).  As provided under the Act and  Rules, GOI, Ministry of Home Affairs, DOL prepares the broad guidelines and  also the annual programme for progressive use of Hindi.  Monitoring the progress in use of Hindi in  Public Sector Banks is done by the Department of Banking Operations and Development  (DBOD), Central Office, Reserve Bank of India.   At the instance of GOI, Ministry of Finance (Banking Division), an  Official Language Implementation Committee (OLIC) of Public Sector Banks, with  the Chief General Manager of DBOD as its ex-officio Chairman and Senior  Executives of the rank of General Managers of Public Sector Banks as members,  has been constituted in 1976; it reviews the progress in implementation of the  Official Language Policy (OLP) through the quarterly meetings. 
         
      Based on the guidelines/instructions received from GOI, as also the decisions  taken at the quarterly meetings of OLIC, DBOD issues the  guidelines/instructions to Public Sector Banks to fulfill the requirements and  achieve the targets set by GOI.  The  instructions/guidelines issued by DBOD in this regard are furnished in the  following paragraphs. (Incidentally, the Official Language Policy is not  applicable to banks other than Public Sector Banks though some instructions had  been issued to private sector banks also to do the customer service in Hindi.  As such, in the following paragraphs, Public  Sector Banks have been referred to as “banks” only). 
      2. Correspondence in Hindi 
    a) i) All communications, received in Hindi from  the Central Government Offices   and the State Governments     and the members of the public in Hindi  should be entertained and invariably be replied to in Hindi irrespective of the  region in which the bank or its office/branch is located. 
      (ii) All communications received in Hindi should  be disposed of expeditiously. 
    b) As per Govt. of India instructions,  English translation of letters received in Hindi is to be discouraged unless  they are of legal and technical nature. However, the simple letters received in  Hindi should not be sent to the Hindi Section for English translation as a  matter of routine. 
      c) Hindi may be used for writing  addresses on the envelopes etc.  sent by  banks’ offices to Hindi speaking areas.   [This decision has been extended to region ‘B’ also (vide O.M. No.  12024/4/90-OL (B-2) dated 16th May 1990 of GOI, Ministry of Home affairs, DOL)] 
    3. Acceptance  of cheques drawn and signed in Hindi 
         
      (i) The offices of banks situated in Hindi speaking areas should display  prominently in their Banking Halls notice-boards in Hindi and English  indicating that the bank accepts cheques drawn/ signed in Hindi. 
      (ii) Cheques drawn, endorsed and signed  in Hindi should be accepted for payment without observance of any additional  formality. 
  (iii) The drawing officers of the Government offices whose  specimen signatures are registered with the offices of the banks, should be  permitted to use only one language, i.e. either Hindi or English, for the  purpose of signing cheques. 
      4. Signature in  Hindi on official documents  
         
    a) Official documents drawn up in English  can be signed in Hindi. However, name of the signatory may be typed in English  below the signature.  Documents of  financial nature (including pay bills) can also be signed in Hindi; the officer, should, however, record his  signature in one script only on such documents in order to obviate chances of  confusion or fraud.  
     
b) The term “Official Documents” will include all notes, drafts/ fair copies of  letters, sanctions/registers etc. wherein a person signs in his official  capacity instead of his personal/individual capacity.  
 
c) The official documents/correspondence can be signed in any language as the  signature of a particular person is merely a symbol and it can be in any  language. 
    5. Implementation of the Section 3(3) of  Official Languages Act, 1963  
           
      i) In terms of Section 3(3) of Official Languages Act, 1963,  the following documents should invariably be issued in Hindi and English  simultaneously:  
       
      a)   Resolutions, General Orders   and Press Communiques/ releases / Notes  
      b)   Notices,    
      c)   Rules,  administrative and other reports etc.   which may be required to be laid before either of the Houses of the  Parliament.  
      d)   Notifications etc. to be published in  the Gazette of India, and  
      e)   All types of contracts and agreements  executed by the banks.  
   
      ii) Banks should furnish data/information as per the revised definitions/  clarifications (issued in October 1991) in the Quarterly Progress Reports  required to be submitted by them. 
    6. Issuing advertisements  bilingually  
           
      a) Advertisements, Press  Communiques/Releases etc. meant for all-India coverage and for Hindi speaking  areas, should be issued in Hindi and English simultaneously (Hindi  advertisements in Hindi newspapers and English advertisements in English  newspapers).  
       
      b) Notices issued by/on behalf of the Central Government or a Corporation or a  Company owned or controlled by Central Government or any other office of such  corporation or company should be both in Hindi and English languages. 
     7. Bilingualisation  of Annual Reports 
         
      Annual reports should be simultaneously brought out in Hindi and English. This  report should contain a separate chapter or section regarding the progress made  in the use of Hindi during the year under report. 
     8. Hindi  version of the term ‘A Government of India Undertaking’ 
         
      Banks should use the term “Bharat Sarkar ka Upkram” in Hindi as Hindi version  of the English term “A Govt. of India Undertaking”. 
   
  9. Bilingualisation of stationery items 
   
  a)  (i) As per Rule  11(3) of the Official Language Rules, 1976, all registers, file covers etc.  should be bilingualised and Hindi version should precede the English version;  
   
      (ii) Letter-heads etc. should be printed in both Hindi and English and Hindi  version should precede the English version therein. The entire matter including  the emblem in the letter-heads, and not only the names of the banks, should be  printed bilingually;  
   
      (iii) Envelopes being used by the banks should carry their names and addresses  in bilingual form, Hindi version preceding the English version;  
   
      (iv) Seals and rubber stamps should be prepared in bilingual form. 
   
      Although the clearing house stamps may be prepared in bilingual form, if all  the member banks unanimously agree, the same may be prepared only in Hindi in  Region ‘A’;  
   
      (v) Diaries, wall-calendars, desk-calendars etc., should be printed bilingually.  It is desirable that not only the legends  but also the description, if any, may be printed bilingually thereon.  
   
      b) (i) Banks   should,  as   per  the official language  policy,   get their stationery items printed bilingually in Hindi and English and,  if necessary, trilingually, i.e., in Hindi, English and regional language. 
       
      (ii) As regards  the use of regional language in correspondence with the public, Government had  explained that Hindi had been declared as the Official Language of the Union  under Article 343(1) of the Constitution. The Official Languages Act, 1963 had  been passed by the Parliament (after an ordinance was promulgated by the  President in 1960) and the same was amended by the Parliament in 1967.  It is clear from the constitutional and the  statutory provisions that use of Hindi and English, but not of any regional  language, has been authorised for the official work of the Union.  Further, Article 345 of the Constitution  authorises use of regional languages for the official work of the States. 
   
    10. Display of name-boards, designation boards, counter boards, sign boards  etc.  
   
a) All sign boards, counter boards, name boards of the bank  and other boards, placards etc. should be displayed in Hindi, besides English  in Hindi speaking areas. 
    b) Banks should prominently display notice  boards at branches in Hindi speaking areas to the effect that forms etc. filled  in Hindi are entertained by them.  
         
      c) The name/designation boards of the offices/officials of the banks, as also  the name-boards of the Departments/ Divisions, etc. should be displayed  bilingually in the offices in Regions ‘A’ and ‘B’ 
    11. Use of Hindi for Internal Circulars, Office  Orders, Invitation Cards etc.  
           
      i) General Orders, circulars, standing instructions, etc.  relating to the staff in banks’ offices in Regions ‘A’ and ‘B’, should be  issued bilingually.  
       
      ii) To begin with, bilingual issue of show cause notices and charge sheets to  the staff of the banks should be restricted to Region ‘A’ only.  
   
      iii) The invitation cards, etc. for official function should be issued both in  Hindi and English.  Such invitation  cards may be printed in trilingual form, including the regional language  concerned, wherever required.  In  trilingual form of such cards, the order of the language should be i) Regional  Language, ii) Hindi and iii) English. 
    12. Issue of bilingual agenda notes  and  proceedings of all-India  conferences 
       
      The agenda notes and proceedings may be  issued both in Hindi and English simultaneously in respect of the conferences  attended, inter-alia, by ministers and non-officials from Hindi speaking States  and conferences convened to discuss matters relating to Hindi to which  non-officials are also invited.  The  agenda notes and proceedings of all-India conferences of public interest which  are, inter-alia, attended by ministers and non-officials from Region ‘A’ may  also be issued bilingually. 
   
    13. Setting up of Hindi Depts./ Sections/ Cells etc. 
   
      Hindi Cells/Sections/Departments with adequate complement of staff viz. Hindi  Officers, Translators, clerical staff, Hindi Typists, Hindi Stenographers etc.  should be set up in the offices of the banks.   These Cells etc. should be provided with sufficient number of Hindi  typewriters and all Rajbhasha officers should be provided with PCs with proper  bilingual softwares. Rajbhasha departments at Head Offices and Zonal/ Regional  offices and training colleges should also be provided with internet  connections. 
    14.  Formation of Hindi cadre and filling up of Hindi Posts  
         
    a) Banks should take effective steps to  ensure posting of Rajbhasha officers at different levels as per staffing  pattern laid down by the Government of India, Ministry of Finance (Banking  Division). 
    b) Banks should take necessary steps to  form an Official Language Cadre and fill up the related vacancies as desired by  the Committee of Parliament on Official Language  . 
         
        15.   Duties of Hindi Officers 
         
        Hindi Officers should take more interest  to ensure compliance of the provisions of the Official Languages Act and the  Official Language Rules. The work to be  attended to by the Hindi Officer would be as follows:  
   
      i) Translation and vetting of translation both in Hindi and English and  supervising the arrangements for such translations;  
      ii) Ensuring the use of Hindi for obligatory purposes as required by Official  Languages Act;  
      iii) Implementation of the instructions received regarding the progressive use  of Hindi for various official purposes;  
      iv) Effective functioning of OLICs both at the Departmental and HO level;  
      v) Catering to the needs of research, reference and co-ordination work for  progressive use of Hindi in the official work by preparing reference  literature, arranging workshops, training and giving necessary help and  guidance to the officers/staff for learning Hindi and using it in the official  work. 
   
  16. Re-designation of Hindi  Cells/Sections/Departments  and Hindi  Officers 
       
      Hindi Cells/ Sections / Departments and Hindi  Officers of the banks may be redesignated as O.L. Cells / Sections /  Departments and O.L. Officers. 
   
  17. Submission of quarterly progress reports and  other reports  
   
  a) Region-wise quarterly reports regarding  the progressive use of Hindi should be  submitted (in hard copy as well as floppy) to the Reserve Bank of India, Dept.  of Banking Operations and Development, Central Office in the computerised  proforma prescribed by RBI, DBOD vide DBOD. BC. No. 185/ 06.11.04/ 99-2000  dated 21st June 2000 and No. 10/ 06.11.04/2000-01 dated 25th July 2000.  However, the report pertaining to the Head Office of the bank should be sent to  the Banking Division, Ministry of Finance, Govt. of India and a copy thereof  may be endorsed to the DBOD, Central Office. The quarterly progress reports for  the quarters ending March, June, September and December should be sent within  six weeks following the quarter to which the reports relate. However, the  annual report should be submitted to the Banking Divisions, Ministry of  Finance, Govt. of India within a month after the completion of the year to  which it relates. 
   
      b) Banks should incorporate the data relating to  Head/Central Office in the report for the region in which it may be situated. 
   
      Further the data, which is required to be furnished annually, should be  incorporated in the reports for January-March quarter only.  
   
      c)  Banks should exclude the letters  sent in regional languages (i.e. other than Hindi and English) from the total  number of letters sent by their offices/branches while reporting the same in  Quarterly Progress Reports to be sent to the Reserve Bank.  
   
      d) Banks should take into account the data of correspondence as well as  internal work of their computerised branches while arriving at consolidated  figures of these items, as advised vide BC.55 dated 27.11.2000.  
   
      e) Banks should indicate the number of files opened during the respective quarter  under the item regarding number of files in quarterly  progress report.         
   
      f)  The difficulties faced by banks in  reporting performance in the quarterly progress report were discussed in the  110th meeting of Banking Division & 107th meeting of public sector banks  held at Indore on 24th April 2006 & a sub-committee was set up for the  purpose of revising the proforma. 
    The recommendations and the explanations of the  subcommittee have been finalised by the Government of India, Ministry of Home  Affairs, Rajbhasha Department and a new proforma has been forwarded to all  banks/financial institutions on 7th June 2007 vide its letter No.  11011/3/2006-Hindi. All the banks were apprised of the changes made in the  proforma vide letter No. DBOD. Ra.bha. No. 494/06.03.01/2006-07 dated 20th June  2007 & they were advised to send the information w.e.f. quarter ended 30th  June 2007 in the revised proforma. 
    18. Official Language Implementation  Committees         
         
      a) i)  The Official Language  implementation Committees should be set up at the Headquarters of each bank and  at its all offices/branches.  
   
      ii) The Officer-in-charge of the office/branch should be ex-officio Chairman of  the Committee.  The Hindi Officer or, in  his absence, any officer nominated by the bank, should be the Member-Secretary  of the Committee.  Other members of the  Committee should be drawn from different departments.  The total number of the members should not be too large.  
   
      iii) The Committee will be responsible for effective and expeditious implementation  of the Government’s Official Language Policy/ Programmes and instructions  issued from time to time in relation thereto.   It should formulate time-bound programmes in phased manner for this  purpose, wherever necessary. 
    iv) The Committee should  meet at least once in a quarter to review:  
         
      a) the compliance with the provisions of the Official Languages Act, 1963 as  amended ;  
      b) progressive use of Hindi for official purposes;  
      c) periodical reports;  
      d) progress of in-service training in Hindi language/ typewriting and  stenography; and  
      e) progress of Hindi translation of statutory/non-statutory documents,  procedural literature etc. A copy of the minutes (bilingual) of the meetings of  the Official Language Implementation Committee at Head Office is required to be  sent to the Central Office of DBOD as soon as they are prepared.  
   
      b) The banks should ensure that the OLIC meetings convened by the Reserve Bank  are attended by officers at sufficiently high level/ Chairman of OLIC in  respective banks, along with the officer-in-charge of the Official Language  Department/Section / Cell. 
   
    19. Setting up of Hindi Libraries  
   
  a) To enable the staff members to sustain and improve their  knowledge of Hindi, libraries with Hindi books of general interest may be set  up.  
      b) Hindi newspapers and magazines should be supplied to the officers so as to  increase their interest in Hindi.  
      c) The banks should ensure and confirm that the budgetary allocation made is  fully utilised for purchase of Hindi books for promotion of use of Hindi among  the staff of banks. The banks are required (as per recommendation of the  Committee of Parliament on Official language) to allocate at least 50 percent  of the amount of the library budget, excluding journals and standard reference  books, for the books in Hindi. 
   
    20. Publication of periodicals in Hindi  
   
a) All publications/booklets of the banks intended for the  members of the public should be issued both in Hindi and English. In case of  smaller publications, the feasibility of publishing the material in diglot  form, i.e. one side in Hindi and other side in English, may be examined.  Various periodicals and ad-hoc publications may be brought out in Hindi also.  The number of copies of such publications in Hindi should not be less than the  number of copies in English. 
    21. Adding of Hindi sections in House  Magazines  
         
    a) Hindi sections should be included in the house magazines  published by banks. The Hindi section in the house journals of the banks should  precede the English one.  
     
b) Banks should ensure not only to increase the number of pages in Hindi  sections in the house   journals/publications but also to ensure that they precede English  sections.  
 
c) More and more material on banking subjects may be included and the articles  etc. should be presented in more fluid language to increase the acceptability  and readership. 
 
22. Hindi Teaching Schemes  
 
a) With a view to encouraging learning of Hindi by the staff  of banks, the banks may formulate their own Hindi Teaching Schemes, depute  their staff to the Hindi classes organised under the Hindi Teaching Scheme of  the Government of India or advise them to take up the correspondence courses  conducted by the Central Hindi Directorate, Ministry of Education and Social  Welfare, West Block-VII, R. K. Puram, New Delhi 110 022.  Further, the banks should make entries in  the service records of the staff on their passing Prabodh, Praveen, Pragya and  other recognised Hindi examinations. 
 
b) For overcoming the reluctance on the part of some offices/branches of banks  in deputing their officers/employees for Hindi classes conducted under the  Hindi Teaching Scheme of the Government, banks should note that it is  obligatory that eligible bank employees are deputed for such trainings either  imparted in their own bank or, at such centres where the facility is available,  conducted under the scheme of the Government.   
 
c) The issue as to what action could be taken against the employees who do not  take interest in acquiring knowledge of new systems, procedures, Hindi language,  etc. was discussed in the 39th Meeting of OLIC held in Delhi on 16th December  1988. The Secretary, Indian Banks’ Association (IBA), informed the participants  that IBA had taken a decision in terms of which action would be taken by banks  against the employees who did not take interest in learning Hindi or in  attending the Hindi classes, as well as taking Hindi examinations, according to  tripartite settlement. In keeping with this decision, henceforth an employee  would render himself liable for disciplinary action if he refused to attend  Hindi training or, did not evince sufficient interest in the training for which  he was deputed as it would be construed as a deliberate disregard to the  management’s lawful and proper orders. However, in genuine cases, if even after  taking sufficient interest, an employee fails to acquire proficiency in Hindi  or is not able to pass the Hindi examination, no action should be taken against  him. 
    d)  As per the Office memorandum No. 14013/1,85 OL(D) dated 27th March 1986 of the  Government of India the employees who had passed  Matriculation or an equivalent examination with Hindi as a  subject from non-Hindi speaking states but the marks secured by them in Hindi  are less than 50% should not be treated as exempted from the compulsory Hindi  Teaching Scheme. The employees who had passed Matriculation or equivalent  examination with Hindi, securing less than 50% marks in Hindi but possess  knowledge of Hindi enabling them to do their official work in Hindi, may be  exempted from the compulsory Hindi Teaching Scheme if they make a declaration,  in writing in the format given in the Official Language Rules, 1976 despite the  fact that they have secured less than 50% marks in Hindi in the above mentioned  examinations.  
         
      e) It has been clarified as per Ministry of Homa Affairs, Rajbhasha  Department's letter No. 21034/05/2003 R.D. (training) dated 23-7-2003 that  under the Hindi Teaching Scheme if an employee has studied Hindi as a second,  third or along with any other language as a combined subject till matriculation  level and afterwards passed the B.A. examination by taking Hindi only as second  or optional language, his knowledge of Hindi cannot be treated as equivalent to  Pragya level. 
Only if an employee passes B.A. examination taking Hindi as a subject, his  knowledge of Hindi will be treated as equivalent to Pragya level. It is further  clarified vide Ministry of Home Affairs, Rajbhasha Department's letter No.  21034/9/2002-R.D. (training) dated 10.10.2005 that the level of knowledge of Hindi  of employees who have passed an examination which is at a level higher than  matriculation but lower than B.A., with Hindi as a subject from non-Hindi  speaking states/union territories will be treated as equivalent to  matriculation and it will be compulsory for them also to pass the Pragya  examination and on passing the Pragya examination
they  will also be given financial incentives on completion of certain conditions as  per rules.  
     
    f) The banks were advised to provide the working knowledge of Hindi to all the  staff-members by the end of 2008 in Regions ‘A’, ‘B’ and ‘C’. Therefore, those  banks who have not achieved the targets so far, should expedite the process of  such training.
    23. Banking training  through Hindi medium  
       
  a) The following recommendations made by the Central OLIC in  the meeting held on 11th September 1987 regarding use of Hindi in training  institutes should be made effective for the training;  
   
  (i) Irrespective of the location of training institute, teaching material  should be in bilingual form i.e. Hindi and English. 
  (ii) In case of  any examinations conducted by banks, the question papers may be bilingual with  option to participants to answer either in Hindi or in English. 
  (iii) Where participants in a training programme  are from regions ‘A’ and ‘B’, the training may be imparted in Hindi.  But if the majority of the participants  desires to have it in English, arrangements may be made accordingly. 
  (iv) The training for the trainees  exclusively from region ‘C’ or for those from all the regions may be imparted  in English.  But if adequate number of  trainees wish to have it in Hindi, necessary arrangements may be made to meet  the demand. 
  (v) In the mixed group of trainees, lecturers conversant with Hindi and English  may be deputed/invited so that trainees are able to ask questions in any  language of their choice. 
  (vi)  Arrangements may be made for running short duration intensive Hindi training  courses for those of the instructors at training institutes who do not possess  working knowledge of both Hindi and English languages. 
  (vii) In the event of non-availability of  qualified instructors for imparting training in Hindi in an institute where  training is required to be imparted in Hindi, as a via-media, training may be  imparted with mixture of Hindi and English.  
   
  b) As per decision based on the discussions which the Evidence and Records  Sub-Committee of the Committee of Parliament on Official Languages had with the  then Governor, Reserve Bank and Chairmen of banks, the banks are required to  make arrangements for imparting training through Hindi medium in their training  institutions. 
   
  c) Banks may depute the officers in required  number for the banking training programmes through Hindi medium conducted by  the Training Colleges of Reserve Bank of India.  
   
  d)  Banks may conduct the training  programmes on innovative banking through Hindi medium. 
   
  24. Learning of Hindi Typewriting /  Stenography   by Typists and  Stenographers of banks  
   
  a) Based on the instructions contained in O.M. No. E.  12033/2972-H.T. dated 12th April 1973, issued by Ministry of Home Affairs  regarding grant of lump-sum rewards for passing Hindi typewriting / stenography  examinations and Reserve Bank’s Scheme for providing incentive to the typists  for learning Hindi typewriting,  banks  are required to evolve suitable scheme for the purpose.  
   
  b) Banks are also required to take note  of the decision of IBA to the effect that they may grant lump-sum reward to  their stenographers/ typists who work both in Hindi and English, as well as  regional languages. 
  Such  reward should be paid to only those employees who agree in writing to attend to  the work of stenography/typing in Hindi and/or in the regional language as the  case may be, in addition to English.  
   
  c) Banks should purchase electronic equipments with facility/ provision for  both Hindi and English. 
25. Hindi Workshops 
With a view to imparting training in making noting and drafting of letters,  etc. in Hindi to the employees having
working knowledge of Hindi, banks should  organise Hindi workshops and all the staff having working knowledge of Hindi  should be trained in Hindi workshops and the help material should be provided  to the participants. 
 
    26. Printing of forms and translation of Codes, Manuals etc. 
       
      a) All forms meant for the members of the public in their dealings with banks  should be printed bilingually, in Hindi and English, for use in the offices in  Hindi speaking areas and in Hindi, English and the respective regional language  for use in the offices in non-Hindi speaking areas.  In case the forms are lengthy, they may be printed separately in  different languages.  
       
  b) Banks should complete the translation of  codes, manuals, forms, rubber stamps, seals, sign boards etc. in Hindi as early  as possible and prepare a phased programme for completing the task. 
   
    27. Notification under Rule 10(4) and specifying under Rule 8(4) of the  Official Language Rules, 1976  
     
  a) Banks may notify their Zonal/Regional Offices/ Branches  as one unit under Rule 10(4) of the Official Language Rules, 1976 provided 80%  staff members attached to that office have acquired the working knowledge of  Hindi.  
   
  b) All banks should forward to the Central Office, DBOD, three copies, both in  Hindi and English separately of the list of branches/offices which may be  notified by the Government under Rule 10(4) of the OLR, 1976.  
   
  c) Banks should specify their offices under Rule 8(4) and instruct the staff  having proficiency in Hindi to do specified work in Hindi. A letter to  this effect has to be issued individually to  such staff /officers by the appropriate authority. 
   
    28. Making entries in Hindi in the ledgers and registers 
     
    Banks' branches located in rural/semi urban areas in Region ‘A’ should make a  beginning for making entries in Hindi in their ledgers and registers.  The banks should make such entries in Region  ‘B’ also. 
     
    29. Submission of Inspection Reports forwarded by the officials of Rajbhasha  Vibhag  
     
    a) The points raised in the Inspection Reports submitted by  the officials of Rajbhasha Vibhag after their inspection may be discussed by  the banks in the meetings of their OLIC with a view to considering the ways and  means to rectify the discrepancies pointed out in the Inspection Reports.
    b) In the case of internal inspections of  bank-branches, the inspection teams should also inter-alia, comment, in the  inspection report, upon the progress made by the branch in the use of Hindi  vis-à-vis the target fixed in the Annual Implementation Programme framed by the  Government of India. 
     
      30. Submission of reports on implementation of Official Language Policy to the  Board of Directors 
       
  Banks should submit a report on the  implementation of the Official Language Policy to their Board of Directors  periodically, say, at an interval of six months and forward a copy thereof to  the Central Office, DBOD, Reserve Bank of India. 
   
    31. Capsule Course 
   
  Banks may chalk out suitable capsule courses for the non-Hindi speaking  officers being posted in Hindi speaking areas. 
32. Induction courses of the banks 
   
Banks should prepare some of their Induction Courses in Hindi for the  beginners. 
 
33. Publication of balance sheets by banks bilingually  
 
a) The amended bilingual format of the balance sheet, as given by the Govt. of  India should be used by all banks to ensure uniformity in various terminologies  used therein.  Banks should publish  their balance sheets in bilingual form.  
 
b) Banks should use the bilingual format of Profit and Loss Accounts, as  prescribed in the Banking Regulation Act, 1949. 
 
34. Granting of awards for books and essays originally written in Hindi on  financial, banking and economic subjects 
 
Banks should implement the provisions of two schemes formulated by the Govt. of  India for granting of awards for essays and books originally written in Hindi  on financial subjects. 
 
35. Participation in meetings of Town Official Language  Implementation Committees (TOLICs)  
 
a) Banks should participate in the meetings of the Town  Official Language Implementation Committees. The Officer-in-Charge in the town  should attend the Committee’s meetings and when due to unavoidable  circumstances it is not possible for him to attend a meeting, he should depute  the next senior-most officer.  Further,  when the Officer-in-charge or in his absence, the next senior most officer  attends a meeting, Hindi Officer or officer associated with official languages  work, may accompany him.  It is  indicated that deputation of Hindi Officers only to such meetings is not  considered desirable. 
b) In certain cities separate TOLICs have been  constituted for the banks, wherein banks should ensure their participation as  stated at (a) above. 
     
      36.  Naming of new bank  subsidiaries/schemes in Hindi  or other  Indian languages 
   
  As advised by the Government of India (vide their letter O.M.No. 120021/4/83  O.L. (B-1) dated 24th December 1983) and reiterated in the 58th meeting of  OLIC, banks may name in Hindi or in Indian languages the new  subsidiaries/schemes that may be set up/formulated.  They should also render in Hindi (or other Indian languages) the  English names of their subsidiaries/schemes in vogue. 
   
    37. Inclusion in corporate plan  
   
  i)   Banks should  prepare the action plan in respect of :  
   
  a) providing working knowledge of Hindi to the members of staff and arranging  Hindi workshops for them.  
  b) arranging training in Hindi stenography and typing for stenographers and  typists.  
  c) conducting banking training programme through Hindi medium, and  
  d) achieving the various targets set by the Govt. of India.  
   
  ii) They should also include the subject pertaining to use of Hindi  in the corporate plans of the banks. 
38. Use of Hindi in customer service 
   
Hindi and other Indian languages should be used for improving the quality of  customer service. 
 
39. a) Providing statement of accounts to the account holders in Hindi by the  computerised branches 
 
As decided in the 62nd meeting of OLIC of banks,  held on 28th December 1994, banks may take necessary steps to ensure that the  computerised branches provide the statements of accounts to the account holders  in Hindi also. Banks should also strive to get the banking software prepared  for doing data processing in Hindi on their computers installed in the  branches.  
 
b)  Provision of bilingual software 
 
Banks are also required to provide the bilingual  software on all personal computers and do maximum word processing etc. work in  Hindi on the PCs. 
  40. Use of Hindi in the branches of Indian banks functioning in foreign  countries 
   
  Banks should use Hindi and the local language, along with English, (if it is  other than English)  in the stationery  items (e.g. letter heads, file covers, envelopes, seals, stamps, nameplates,  signboards, etc.)  They may also write  the word “Swagatam” in Hindi on the main gate of such foreign branches. 
   
    41. Honourable Prime Minister's directions for increasing use of Hindi in the  official work 
   
  As per the suggestions of The Honourable Prime Minister, banks should follow  the following steps to create a congenial atmosphere for increasing the use of  Hindi :  
   
  (i)  Discussions be held in Hindi in the  highest administrative meetings and proceedings of such meetings in Hindi may  be encouraged. 
   
  (ii) Officers violating the provisions of Section 3(3) of the Official Language  Act and Rule 5 of the Official Language Rules should be advised in writing to  refrain from such tendencies in future. 
   
  (iii) Appreciable work done in Hindi should be mentioned in the Confidential  Reports of the concerned staff. 
   
  (iv) Speeches should be delivered in Hindi on the occasions of national and  international importance. The members of Indian delegation to foreign countries  should also use Hindi. 
   
  (v) Commendable work done by officers/employees in Hindi may be mentioned in  their Annual Confidential Reports under column 'Communication skill'. 
   
  42. Hindi  in internal work of Banks - Recommendations of the Group on Reporting system 
   
  As per the decision taken in the 90th meeting of Official Language  Implementation Committee held on 11th January 2002 at Mumbai, a Group was  constituted to suggest the yardsticks for reporting performance in the  quarterly progress report (QPR) and make the procedure simple for reporting the  data in a realistic and more reliable manner. 
   
  The recommendations and the explanations of the Group have been finalized by  the Government of India, Ministry of Home Affairs, Rajbhasha Department. The recommendations  were sent to banks vide DBOD. No. BC.16/06/11/04/2002-03 dated 9th August 2002  for implementation and reporting the data under various items of QPR – Part I. 
43. Work in Hindi on Computers 
   
  I)  Consolidated guidelines on work in  Hindi on computers 
 
As per the decision taken in the 90th meeting of  OLIC held on 11th January 2002, Reserve Bank of India, DBOD, Central Office has  consolidated instructions /guidelines (vide DBOD. BC. No. 83/ 06.11.04/2001-02  dated 27th March 2002) issued to banks from time to time on use of computers to  increase the work in Hindi to improve customer service through Hindi and other  Indian languages. The guidelines covered the following areas : a) Use of Hindi  and other Indian Languages in Customer Service b) Internal work on Computers c)  Computer Training through Hindi medium d) Necessary Infrastructure /  arrangements e) List of 33 items of work (as per Annexure ) which could be done  on computers in Hindi. Banks should follow these instructions scrupulously. 
 
II)  Bilingual  Data Processing Software/Core Banking Solutions  
 
a) As per discussion in the meeting of the Chief Executives  of public sector banks on 2nd September 1999, banks should initiate action to  get a suitable Bilingual Data Processing Software developed and installed in  their branches, wherever this is necessary from the customer's point of view.  
 
b) As decided in the 93rd meeting held  on 4th October 2002, banks should implement the following decisions on data  processing in Hindi:  
 
i) Presently, in branches where data  processing is done through English softwares or the entire work is being done  on computer only in English (where there is TBA), interface facility may be  provided for taking out bilingual or Hindi print and whenever the software is  replaced in future, only bilingual software be installed.  
ii)   Bilingual software should be  installed in the branches to be computerised in future from the beginning.  
iii) As some of the banks are progressing towards Core Banking Solution (in  future other banks may also go for Core Banking Solution), it is suggested that  bilingual facility should be provided from the beginning in Core Banking  Solution.  
iv) As some of the banks are adopting the option of cluster banking, i.e.  connectivity is being given (or to be given) by connecting branches through  LAN, MAN or WAN, facility of connectivity in Hindi may also be provided in such  branches.  
v)  The manufacturers/developers of the  software used for giving bilingual print through interface may be requested by  the concerned banks to provide facility of data entry in Devanagari (and  regional languages as per requirement). Banks may take their own decision  regarding facility of third language as per their customer service  requirements.  
vi) The bilingual software to be installed should have interconnectivity  facility and compatibility with other softwares. 
c) Banks should initiate early action on the  following decisions taken at the 89th meeting of OLIC held on 9.10.2001. 
   
  (i)    Computer system may be used to increase the use of Hindi. 
  (ii) Bilingual data processing software  for branch banking may be installed   (A  reference is invited to our circular No. DBOD. BC. 90/ 06.11.04/99- 2000 dated  18th September 1999). 
  (iii) In order to enable the staff members to  work in Hindi on computers (a) necessary training should be provided to them  and (b) more computer training programmes may be conducted through Hindi  medium. 
  (iv) Arrangements should be made to carry  out various items of work in Hindi  on  computers as identified in 88th meeting of OLIC held on 19th July 2001 at  Thiruvanantpuram. 
  (v) The quarterly data on the use of  Hindi in computer in the prescribed proforma (enclosed as Annexure II to the  minutes of the 89th meeting of banks) should be furnished regularly. 
  (vi)  Internet facility should be provided to  Rajbhasha Officers at administrative offices and training establishments. This  facility could be extended to other centres also if the banks feel it  necessary.  Further, all the Rajbhasha  Officers may be provided with computers.  
iii) Internal standing working group 
   
Banks should constitute internal standing working groups at Head Office as well  as at Regional Office level to increase the use of Hindi in computers in  branches/ offices at all levels. The working group should consist of Rajbhasha  specialist, I.T. specialist as well as practical banker.The progress may be  reported to RBI at half yearly intervals.               
 
iv)  Use of only bilingual electronic  equipments 
 
Computers etc. would be considered bilingual only when : 
 
(a) There are facilities for data entry in Hindi alongwith English. 
(b) Any employee can use it in either  English or Hindi. For this it is necessary to have such facility in the machine  so that the employee can display in either English or Hindi on the monitor at  will. 
(c) The output of the system (report, letter  etc.) could be produced by the person working on the machine either in Hindi or  English at will. 
 
44. Miscellaneous  instructions  
 
a) Banks should have the data/information regarding use of  Hindi in banks computerised as per the pro-forma forwarded to them by the  Reserve Bank so that, as and when required, it could be retrieved. 
b) Simple Hindi should be  used in transacting official business. Officers/members of the staff should  freely use English technical and designational terms in Devanagari script.  For this purpose, it would be useful if the  following points are kept in mind.  
 
i) More and more common words should be used in official work and there need  not be any hesitation in using words that are commonly used in other languages.  
 
ii) Wherever it is felt that the reader may find it difficult to understand the  technical or designational terms in Hindi, it would be useful to write English  version thereof within brackets.  
 
iii) Instead of an artificial translation, the English names which are commonly  used for modern machinery, various types of equipment and modern articles,  should be written in Devnagari script.  
 
iv) While writing Hindi, only easy and commonly used words should be used,  avoiding highly Sanskritised words. The syntax should be according to the  nature of Hindi language.  It may not be  proper to load it with difficult Sanskrit words. It should not also be a mere  verbatim translation of original English.   Instead of translating the English drafts into Hindi, it would be better  if they are prepared originally in Hindi itself, keeping in view the nature of  Hindi language.  This will not only make  the language natural and fluent, but also make it intelligible in spite of new  and unknown words being used in between.  
 
v) Offices of the banks may purchase at least one copy of the Hindi Telephone  Directory as it would provide a handy glossary of Hindi names of offices and  designations of officers.  
 
c) Gift Cheques, Travellers Cheques, Cash Certificates etc. should be printed  bilingually.  
 
d) Badges on uniforms and name plates on cars may be displayed bilingually in  Regions ‘A’ and ‘B’  
 
e) Only International form of numerals (1,2,3,4 ….) should be used in the application  forms and other literature which are printed in Hindi.  
 
f) The standard forms of all numerals from 1 to 100 approved by the working  group of Ministry of Law, Justice and Company Affairs and published by the  Hindi Directorate, Ministry of Education and Culture, Government of India, were  forwarded to banks.  Banks should advise  all their offices and branches to use, spellings of numerals while writing  Hindi numerals in words to ensure uniformity in writing, typing and printing  thereof.  
g)  The Statistical Pocket Books and other statistical material brought out by  banks may be published bilingually.  In  the case of bulky publications, their Hindi and English versions may be  published separately.  
   
h) Banks should include Hindi as a subject in the courses of their Training  Institutions. 
i)  Banks may, with a view to encouraging the use of Hindi, have a scheme of  holding competition among the Zonal/Regional offices and awarding a Shield to  the winner.  However, it is left to the  individual banks to formulate their own schemes to suit their requirements.  
     
  j) As decided in the 28th Meeting of OLIC, banks should introduce a Trophy to  be awarded to the branch/es doing maximum work in Hindi.  
   
  k) At least one function in a year may be organised for distribution of  certificates to the employees of the banks who pass ‘Prabodh’, ‘Praveen’ and  ‘Pragya’ examinations conducted under the Hindi Teaching Scheme of the  Government of India.  
   
  l) The Hindi Transliteration of the existing telegraphic addresses are being  registered by the Post and Telegraph Department without any extra cost and, as  such, banks may get the Hindi Transliteration of their telegraphic addresses  duly registered.  
   
  m) Emphasis should be given to display hoardings for the publicity of new  schemes etc. in North-Eastern states in Hindi also. 
 
    Annexure 
         
        [ Ref. paragraph No.  43.I ] 
         
        List of items  of work which could be done on computers in Hindi  
          [Forwarded with the minutes of 88th meeting] 
         
        (Consolidated on  the basis of the suggestions received from all banks)
       
    1.   Correspondence 
      2.   Various items of Management Information System 
      3.   Name boards /plates 
      4.   Various items of Section 3 (3) of the O. L. Act 
      5.   Training material (including presentation in Power Point ) 
      6.   Salary slips and salary sheets 
      7.   Welcome letter to new account holders 
      8.   Letter of thanks to introducer of new account holders 
      9.   Entries in pass books 
      10.  Statement of account to customers 
      11.  Work related to payment of various bills and  allowances  
      12.  Meeting advices, agenda and minutes  
      13.  All the works relating to  Establishment and Staff  
      14.  Advices relating to Group Insurance  
      15.  Policy Guidelines  
      16.  All types of publicity material  
      17.  Periodical reports  
      18.  Returns  
      19.  Branch Banking  
      20.  Reminder for loan recovery  
      21.  Provident Fund and Pension details  
      22.  Loan sanction advices  
      23.  Banker cheques and drafts  
      24.  Payment orders/ deposit orders  
      25.  Fixed Deposit Receipts  
      26.  Deposit maturity advices  
      27.  Preparation of cheque list 
      28.  All written works regarding branch officers meeting with customers  
      29. Demand drafts  
      30. Memo of cheque returns  
      31. More and more material in Hindi on websites  
      32. E-mail messaging in Hindi (Devanagari) on Internet and through corporate  e-mail  
      33. Credit processing notes  
       
      
        
             | 
          Appendix  | 
             | 
         
        
          1.  | 
          DBOD.Rabha .1722/C.486/53-91  | 
          29.06.1991  | 
         
        
          2.  | 
          DBOD.Rabha .240/C.486/53-91  | 
          24.10.1991  | 
         
        
          3.  | 
          DBOD.Rabha.BC 65/C.486/53-91  | 
          27.12.1991  | 
         
        
          4.  | 
          DBOD.BC.122/06.02.06/92  | 
          23.04.1992  | 
         
        
          5.  | 
          DBOD.Rabha 1/06.02.01/92  | 
          01.07.1992  | 
         
        
          6.  | 
          DBOD.BC.No. 27/06.02.01/94  | 
          08.03.1994  | 
         
        
          7.  | 
          DBOD.BC.No. 286/06.02.01/95  | 
          30.01.1995  | 
         
        
          8.  | 
          DBOD.BC.No. 51/06.02.01/98  | 
          02.06.1998  | 
         
        
          9.  | 
          DBOD.No.06/06.02.01/98  | 
          04.07.1998  | 
         
        
          10.  | 
          DBOD.BC.No. 60/06.11.04/98-99  | 
          08.06.1999  | 
         
        
          11.  | 
          DBOD.BC.No. 68/06.11.04/98-99  | 
          07.07.1999  | 
         
        
          12.  | 
          DBOD.No.38/06.11.04/99-2000  | 
          26.07.1999  | 
         
        
          13.  | 
          DBOD.No.51/06.03.05/99-2000  | 
          03.08.1999  | 
         
        
          14.  | 
          DBOD.BC.No.90/06.11.04/99-2000  | 
          18.09.1999  | 
         
        
          15.  | 
          DBOD.No.94/06.07.03/99-2000  | 
          30.09.1999  | 
         
        
          16.  | 
          DBOD.BC.No. 01/06.11.04/99-2000  | 
          06.01.2000  | 
         
        
          17.  | 
          DBOD.No.747/06.11.04/99-2000  | 
          29.02.2000  | 
         
        
          18.  | 
          DBOD.BC.No. 146/06.11.04/99-2000  | 
          08.03.2000  | 
         
        
          19.  | 
          DBOD.BC.No. 162/06.11.04/99-2000  | 
          03.04.2000  | 
         
        
          20.  | 
          DBOD.BC.No. 185/06.11.04/99-2000  | 
          21.06.2000  | 
         
        
          21.  | 
          DBOD.BC.No.10/06.11.04/2000-2001  | 
          25.07.2000  | 
         
        
          22.  | 
          DBOD.No.155/06.02.01/2000-2001  | 
          08.09.2000  | 
         
        
          23.  | 
          DBOD.No.160/06.11.04/2000-2001  | 
          12.09.2000  | 
         
        
          24.  | 
          DBOD.BC.No. 55/06.11.04/2000-2001  | 
          27.11.2000  | 
         
        
          25.  | 
          DBOD.BC.No. 89/06.11.04/2000-2001  | 
          15.03.2001  | 
         
        
          26.  | 
          DBOD.BC.No. 40/06.11.04/2001-2002  | 
          31.10.2001  | 
         
        
          27.  | 
          DBOD.No.257/06.11.04/2001-2002  | 
          10.12.2001  | 
         
        
          28.  | 
          DBOD.No.308/06.02.01/2001-2002  | 
          18.01.2002  | 
         
        
          29.  | 
          DBOD.No.83/06.11.04/2001-2002  | 
          27.03.2002  | 
         
        
          30.  | 
          DBOD.BC.No. 16/06.11.04/2002-2003  | 
          09.08.2002  | 
         
        
          31.  | 
          DBOD.BC.No. 49/06.11.04/2002-2003  | 
          13.12.2002  | 
         
        
          32.  | 
          DBOD.BC.No. 77/06.11.04/2002-2003  | 
          05.03.2003  | 
         
        
          33.  | 
          DBOD.No.610/06.02.01/2002-2003  | 
          12.04.2003  | 
         
        
          34.  | 
          DBOD.No.14/06.02.10/2003-2004  | 
          16.07.2003  | 
         
        
          35.  | 
          DBOD.No.121/06.02.01/2003-2004  | 
          30.09.2003  | 
         
        
          36.  | 
          DBOD.No.250/06.11.04/2003-2004  | 
          30.12.2003  | 
         
        
          37.  | 
          DBOD.No.344/06.02.01/2004-2005  | 
          05.04.2005  | 
         
        
          38.  | 
          DBOD.No.375/06.02.01/2004-2005  | 
          06.05.2005  | 
         
       
       
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