(Amount in Rs.crore)

Item

1999-2000

2000-01

Variation of Col. (3) over Col.(2)

Absolute

Percentage

1

2

3

4

5

A.

Income

34,014.58

39,372.41

5,357.83

15.75

(i+ii)

(100.00)

(100.00)

i)

Interest Income

29,179.67

34,016.87

4,837.20

16.58

(85.79)

(86.40)

ii)

Other Income

4,834.91

5,355.54

520.63

10.77

(14.21)

(13.60)

B.

Expenditure

31,335.40

37,150.56

5,815.16

18.56

(i+ii+iii)

(100.00)

(100.00)

i)

Interest Expended

19,897.06

22,903.11

3,006.05

15.11

(63.50)

(61.65)

ii)

Provisions and Contingencies

3,159.96

3,517.77

357.81

11.32

(10.08)

(9.47)

iii)

Operating Expenses

8,278.38

10,729.68

2,451.30

29.61

(26.42)

(28.88)

of which : Wage Bill

5,926.39

7,786.39

1,860.00

31.39

(18.91)

(20.96)

C.

Profit

i)

Operating Profit

5,839.14

5,739.62

-99.52

-1.70

ii)

Net Profit

2,679.18

2,221.85

-457.33

-17.07

D.

Total Assets

3,36,394.33

4,02,877.47

66,483.14

19.76

E.

Financial Ratios (per cent) @

i)

Operating Profit

1.74

1.42

-0.32

—

ii)

Net Profit

0.80

0.55

-0.25

—

iii)

Income

10.11

9.77

-0.34

—

iv)

Interest Income

8.67

8.44

-0.23

—

v)

Other Income

1.44

1.33

-0.11

—

vi)

Expenditure

9.32

9.22

-0.10

—

vii)

Interest Expended

5.91

5.68

-0.23

—

viii)

Operating Expenses

2.46

2.66

0.20

—

ix)

Wage Bill

1.76

1.93

0.17

—

x)

Provisions and Contingencies

0.94

0.87

-0.07

—

xi)

Spread (Net Interest Income)

2.76

2.76

0.00

—

@ Ratios to Total Assets.

Note : Figures in brackets are percentage to the respective total.