(Amount in Rs. crore)

Item

2000-01

2001-02

Variation of Col. (3) over Col.(2)

Absolute

Percentage

1

2

3

4

5

A.

Income

39,372.84

44,762.80

5,389.96

13.69

(i+ii)

(100.00)

(100.00)

i) Interest Income

34,152.08

38,746.03

4,593.95

13.45

(86.74)

(86.56)

of which: Interest on Advances

15,019.04

15,309.12

290.08

1.93

(38.15)

(34.20)

ii) Other Income

5,220.76

6,016.77

796.01

15.25

(13.26)

(13.44)

of which: Commission & Brokerage

3,511.93

3,715.22

203.29

5.79

(8.92)

(8.30)

B.

Expenditure

37,150.99

41,313.31

4,162.32

11.20

(i+ii+iii)

(100.00)

(100.00)

i) Interest Expended

22,903.55

26,555.91

3,652.36

15.95

(61.65)

(64.28)

of which: Interest on Deposits

21,535.14

25,114.24

3,579.10

16.62

(57.97)

(60.79)

ii) Provisions and Contingencies

3,517.77

5,270.19

1,752.42

49.82

(9.47)

(12.76)

of which: Provision for NPAs

2,172.41

3,036.45

864.04

39.77

(5.85)

(7.35)

iii) Operating Expenses

10,729.67

9,487.21

-1,242.46

-11.58

(28.88)

(22.96)

of which: Wage Bill

7,786.39

6,728.83

-1,057.56

-13.58

(20.96)

(16.29)

C.

Profit

i) Operating Profit

5,739.62

8,719.68

2,980.06

51.92

ii) Net Profit

2,221.85

3,449.49

1,227.64

55.25

D.

Spread (Net Interest Income)

11,248.53

12,190.12

941.59

8.37

(Interest Income - Interest Expended)

E.

Total Assets

4,02,984.37

4,49,508.76

46,524.39

11.54

Note : Figures in brackets are percentage to the respective total.