Appendix Table II.5(E) : Financial Performance of Old Private Sector Banks - ربی - Reserve Bank of India
Appendix Table II.5(E) : Financial Performance of Old Private Sector Banks
(Amount in Rs.crore) |
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Item |
1999-2000 |
2000-01 |
Variation of Col. (3) over Col.(2) |
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Absolute |
Percentage |
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|
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1 |
2 |
3 |
4 |
5 |
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|
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A. |
Income |
8,282.11 |
9,091.21 |
809.10 |
9.77 |
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(i+ii) |
(100.00) |
(100.00) |
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i) |
Interest Income |
7,065.08 |
8,052.11 |
987.03 |
13.97 |
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(85.31) |
(88.57) |
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ii) |
Other Income |
1,217.03 |
1,039.10 |
-177.93 |
-14.62 |
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(14.69) |
(11.43) |
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B. |
Expenditure |
7,690.43 |
8,568.37 |
877.94 |
11.42 |
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(i+ii+iii) |
(100.00) |
(100.00) |
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i) |
Interest Expended |
5,362.85 |
5,931.92 |
569.07 |
10.61 |
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(69.73) |
(69.23) |
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ii) |
Provisions and Contingencies |
741.74 |
957.13 |
215.39 |
29.04 |
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(9.64) |
(11.17) |
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iii) |
Operating Expenses |
1,585.84 |
1,679.32 |
93.48 |
5.89 |
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(20.62) |
(19.60) |
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of which : Wage Bill |
1,017.48 |
1,037.49 |
20.01 |
1.97 |
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(13.23) |
(12.11) |
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C. |
Profit |
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i) |
Operating Profit |
1,333.42 |
1,479.97 |
146.55 |
10.99 |
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ii) |
Net Profit |
591.68 |
522.84 |
-68.84 |
-11.63 |
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D. |
Total Assets |
73,122.94 |
84,604.62 |
11,481.68 |
15.70 |
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E. |
Financial Ratios (per cent) @ |
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i) |
Operating Profit |
1.82 |
1.75 |
-0.07 |
— |
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ii) |
Net Profit |
0.81 |
0.62 |
-0.19 |
— |
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iii) |
Income |
11.33 |
10.75 |
-0.58 |
— |
||
iv) |
Interest Income |
9.66 |
9.52 |
-0.14 |
— |
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v) |
Other Income |
1.66 |
1.23 |
-0.43 |
— |
||
vi) |
Expenditure |
10.52 |
10.13 |
-0.39 |
— |
||
vii) |
Interest Expended |
7.33 |
7.01 |
-0.32 |
— |
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viii) |
Operating Expenses |
2.17 |
1.98 |
-0.19 |
— |
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ix) |
Wage Bill |
1.39 |
1.23 |
-0.16 |
— |
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x) |
Provisions and Contingencies |
1.01 |
1.13 |
0.12 |
— |
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xi) |
Spread (Net Interest Income) |
2.33 |
2.51 |
0.18 |
— |
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@ Ratios to Total Assets. |
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Note : Figures in brackets are percentage to the respective total. |