(Amount in Rs. crore)

Year

Operating

Net

Income

Interest

Other

Expenditure

Interest

Operating Expenses

Provisions

Spread

Profit(3+11)

Profit(4-7)

(5+6)

Income

Income

(8+9+11)

Expended

Total

of which: Wage Bill

and Contin- gencies

(NII)

1

2

3

4

5

6

7

8

9

10

11

12

Scheduled Commercial Banks

2005-06

54,393.72

24,581.77

2,20,755.70

1,85,387.90

35,367.80

1,96,173.93

1,07,161.17

59,200.81

33,460.72

29,811.94

78,226.73

(1.95)

(0.88)

(7.92)

(6.65)

(1.27)

(7.04)

(3.85)

(2.13)

(1.20)

(1.07)

(2.81)

2006-07

65,977.19

31,202.61

2,74,716.32

2,31,675.28

43,041.04

2,43,513.71

1,42,419.87

66,319.26

36,148.19

34,774.58

89,255.42

(1.91)

(0.90)

(7.94)

(6.70)

(1.24)

(7.04)

(4.12)

(1.92)

(1.04)

(1.01)

(2.58)

2007-08

83,664.88

42,725.86

3,68,885.74

3,09,570.26

59,315.48

3,26,159.88

2,08,000.75

77,220.11

39,805.96

40,939.02

1,01,569.51

(1.93)

(0.99)

(8.53)

(7.16)

(1.37)

(7.54)

(4.81)

(1.78)

(0.92)

(0.95)

(2.35)

Public Sector Banks

2005-06

37,967.21

16,538.66

1,59,779.73

1,37,874.45

21,905.28

1,43,241.08

80,504.22

41,308.30

27,378.16

21,428.55

57,370.23

(1.88)

(0.82)

(7.93)

(6.84)

(1.09)

(7.11)

(4.00)

(2.05)

(1.36)

(1.06)

(2.85)

2006-07

42,654.92

20,152.18

1,87,869.34

1,64,184.92

23,684.42

1,67,717.16

1,01,959.90

43,254.52

27,802.87

22,502.74

62,225.02

(1.75)

(0.83)

(7.70)

(6.73)

(0.97)

(6.87)

(4.18)

(1.77)

(1.14)

(0.92)

(2.55)

2007-08

50,440.51

26,591.73

2,45,940.50

2,14,024.76

31,915.74

2,19,348.78

1,48,902.15

46,597.85

28,562.30

23,848.79

65,122.61

(1.67)

(0.88)

(8.14)

(7.08)

(1.06)

(7.26)

(4.93)

(1.54)

(0.95)

(0.79)

(2.15)

Nationalised Banks

2005-06

22,139.88

10,021.29

94,292.03

83,193.13

11,098.90

84,270.75

47,463.29

24,688.87

16,394.57

12,118.59

35,729.84

(1.79)

(0.81)

(7.64)

(6.74)

(0.90)

(6.83)

(3.84)

(2.00)

(1.33)

(0.98)

(2.89)

2006-07

27,456.37

12,949.84

1,17,611.58

1,04,374.66

13,236.92

1,04,661.75

63,665.91

26,489.30

17,049.80

14,506.54

40,708.75

(1.79)

(0.85)

(7.68)

(6.82)

(0.86)

(6.84)

(4.16)

(1.73)

(1.11)

(0.95)

(2.66)

2007-08

31,663.48

16,856.47

1,54,038.75

1,35,576.21

18,462.53

1,37,182.28

93,728.91

28,646.36

17,883.47

14,807.01

41,847.30

(1.68)

(0.90)

(8.19)

(7.21)

(0.98)

(7.30)

(4.98)

(1.52)

(0.95)

(0.79)

(2.23)

State Bank Group

2005-06

15,026.47

5,956.48

58,826.53

49,300.60

9,525.93

52,870.05

28,040.10

15,759.95

10,665.09

9,069.99

21,260.50

(2.17)

(0.86)

(8.50)

(7.13)

(1.38)

(7.64)

(4.05)

(2.28)

(1.54)

(1.31)

(3.07)

2006-07

14,291.90

6,572.04

62,885.16

53,464.84

9,420.32

56,313.12

32,606.50

15,986.75

10,470.18

7,719.86

20,858.34

(1.77)

(0.82)

(7.80)

(6.64)

(1.17)

(6.99)

(4.05)

(1.98)

(1.30)

(0.96)

(2.59)

2007-08

17,443.92

9,005.80

82,245.45

70,427.71

11,817.74

73,239.65

47,808.82

16,992.71

10,294.23

8,438.12

22,618.88

(1.73)

(0.89)

(8.13)

(6.96)

(1.17)

(7.24)

(4.73)

(1.68)

(1.02)

(0.83)

(2.24)

Appendix Table III. 16: Important Financial Indicators - Bank Group-wise (Concluded)

(Amount in Rs. crore)

Year

Operating

Net

Income

Interest

Other

Expenditure

Interest

Operating Expenses

Provisions

Spread

Profit(3+11)

Profit(4-7)

(5+6)

Income

Income

(8+9+11)

Expended

Total

Wage Bill

and Contin- gencies

(NII)

1

2

3

4

5

6

7

8

9

10

11

12

Other Public Sector Banks

2005-06

800.86

560.89

6,661.17

5,380.72

1,280.45

6,100.28

5,000.82

859.48

318.51

239.97

379.89

(0.90)

(0.63)

(7.52)

(6.08)

(1.45)

(6.89)

(5.65)

(0.97)

(0.36)

(0.27)

(0.43)

2006-07

906.65

630.31

7,372.60

6,345.42

1,027.18

6,742.29

5,687.49

778.47

282.90

276.34

657.93

(0.87)

(0.61)

(7.10)

(6.11)

(0.99)

(6.49)

(5.48)

(0.75)

(0.27)

(0.27)

(0.63)

2007-08

1,333.11

729.46

9,656.31

8,020.84

1,635.47

8,926.85

7,364.41

958.78

384.61

603.66

656.43

(1.02)

(0.56)

(7.39)

(6.14)

(1.25)

(6.83)

(5.63)

(0.73)

(0.29)

(0.46)

(0.50)

Old Private Sector Banks

2005-06

2,257.18

865.66

11,592.88

10,372.05

1,220.83

10,727.22

6,246.73

3,088.97

1,766.94

1,391.52

4,125.32

(1.51)

(0.58)

(7.73)

(6.92)

(0.81)

(7.15)

(4.17)

(2.06)

(1.18)

(0.93)

(2.75)

2006-07

3,020.64

1,121.87

13,042.31

11,474.07

1,568.23

11,920.44

7,054.55

2,967.12

1,692.75

1,898.78

4,419.53

(1.88)

(0.70)

(8.12)

(7.15)

(0.98)

(7.42)

(4.39)

(1.85)

(1.05)

(1.18)

(2.75)

2007-08

3,604.78

1,977.64

16,798.57

14,694.15

2,104.42

14,820.93

9,959.87

3,233.93

1,803.04

1,627.14

4,734.29

(1.85)

(1.02)

(8.63)

(7.55)

(1.08)

(7.62)

(5.12)

(1.66)

(0.93)

(0.84)

(2.43)

New Private Sector Banks

2005-06

7,510.89

4,108.85

31,721.02

24,850.58

6,870.44

27,612.17

15,260.73

8,949.41

2,310.45

3,402.03

9,589.85

(1.78)

(0.97)

(7.52)

(5.89)

(1.63)

(6.55)

(3.62)

(2.12)

(0.55)

(0.81)

(2.27)

2006-07

10,682.16

5,343.40

48,837.10

38,092.46

10,744.64

43,493.70

25,801.93

12,353.01

3,571.46

5,338.76

12,290.53

(1.83)

(0.91)

(8.35)

(6.51)

(1.84)

(7.44)

(4.41)

(2.11)

(0.61)

(0.91)

(2.10)

2007-08

15,631.63

7,544.26

71,199.92

56,434.66

14,765.26

63,655.66

38,534.87

17,033.41

5,310.00

8,087.38

17,899.79

(2.10)

(1.01)

(9.55)

(7.57)

(1.98)

(8.54)

(5.17)

(2.28)

(0.71)

(1.08)

(2.40)

Foreign Banks

2005-06

6,658.44

3,068.60

17,662.07

12,290.82

5,371.25

14,593.47

5,149.50

5,854.13

2,005.17

3,589.84

7,141.33

(3.34)

(1.54)

(8.86)

(6.17)

(2.69)

(7.32)

(2.58)

(2.94)

(1.01)

(1.80)

(3.58)

2006-07

9,619.47

4,585.16

24,967.57

17,923.83

7,043.74

20,382.41

7,603.49

7,744.62

3,081.11

5,034.31

10,320.34

(3.51)

(1.67)

(9.10)

(6.53)

(2.57)

(7.43)

(2.77)

(2.82)

(1.12)

(1.83)

(3.76)

2007-08

13,987.96

6,612.24

34,946.76

24,416.69

10,530.06

28,334.52

10,603.88

10,354.93

4,130.62

7,375.72

13,812.82

(3.84)

(1.82)

(9.60)

(6.71)

(2.89)

(7.78)

(2.91)

(2.84)

(1.13)

(2.03)

(3.79)

Note
: 1.The number of scheduled commercial banks in 2005-06, 2006-07 and 2007-08 were 85, 82 and 79 respecitvely.
2.The number of old private banks in 2005-06, 2006-07 and 2007-08 were 20, 17 and 15, respectively.
3.The number of new private banks in 2005-06, 2006-07 and 2007-08 were 8 in each year.
4.The number of foreign banks in 2005-06, 2006-07 and 2007-08 were 29, 29 and 28, respectively.
5.Figures in parentheses are percentages to total assets.
6.NII- Net Interest Income.
7.Scheduled commercial banks data for 2006-07 are as reported in the balance sheets for 2007-08 and hence may not tally with those reported in the Report on Trend and Progress of Banking in India, 2006-07, to the extent the figures of 2006-07 were revised by some banks.
Source:Balance sheets of respective banks.