(Amount in Rs. crore)

Item

2004-05

2005-06

Variation

Absolute

Percentage

1

2

3

4

5

A.

Income (i+ii)

53,531.58

58,909.69

5,378.11

10.05

(100.00)

(100.00)

i)

Interest Income

44,051.46

49,115.96

5,064.50

11.50

(82.29)

(83.38)

of which: Interest on Advances

18,919.55

25,517.75

6,598.20

34.88

Income on Investments

21,332.58

19,089.26

-2,243.32

-10.52

ii)

Other Income

9,480.12

9,793.73

313.61

3.31

(17.71)

(16.62)

of which: Commission and Brokerage

4,793.00

5,310.38

517.38

10.79

B.

Expenditure (i+ii+iii)

47,855.72

52,953.21

5,097.49

10.65

(100.00)

(100.00)

i)

Interest Expended

24,842.07

27,808.94

2,966.87

11.94

(51.91)

(52.52)

of which: Interest on Deposits

23,275.67

25,017.51

1,741.84

7.48

ii)

Provisions and Contingencies

9,603.32

9,373.42

-229.90

-2.39

(20.07)

(17.70)

of which: Provision for NPAs

1,309.49

470.48

-839.01

-64.07

iii)

Operating Expenses

13,410.33

15,770.84

2,360.51

17.60

(28.02)

(29.78)

of which : Wage Bill

9,042.53

10,665.09

1,622.55

17.94

C.

Profit 5,681.81 6,253.65

i)

Operating Profit

15,279.17

15,329.90

50.73

0.33

ii)

Net Profit

5,675.86

5,956.48

280.62

4.94

D.

Net Interest Income/Margin

19,209.39

21,307.01

2,097.63

10.92

E.

Total Assets

6,27,117.14

6,91,871.17

64,754.03

10.33

Note : Figures in brackets are percentage shares to the respective total.
Source :
Balance sheets of respective banks.