Appendix Table III.15 (G) Financial Performance of Old Private Sector Banks - ربی - Reserve Bank of India
Appendix Table III.15 (G) Financial Performance of Old Private Sector Banks
(Amount in Rs. crore) |
|||||||
Item |
2003-04 |
2004-05 |
Variation |
||||
Absolute |
Percentage |
||||||
1 |
2 |
3 |
4 |
5 |
|||
A. |
Income (i+ii) |
11,555.03 |
10,508.96 |
-1,046.07 |
-9.05 |
||
(100.00) |
(100.00) |
||||||
i) |
Interest Income |
9,120.90 |
9,275.29 |
154.39 |
1.69 |
||
(78.93) |
(88.26) |
||||||
of which: |
Interest on Advances |
4,890.85 |
5,435.78 |
544.93 |
11.14 |
||
Income on Investments |
3,833.78 |
3,457.55 |
-376.23 |
-9.81 |
|||
ii) |
Other Income |
2,434.13 |
1,233.67 |
-1,200.46 |
-49.32 |
||
(21.07) |
(11.74) |
||||||
of which: |
Commission and Brokerage |
518.22 |
555.94 |
37.72 |
7.28 |
||
B. |
Expenditure (i+ii+iii) |
10,108.55 |
10,073.15 |
-35.40 |
-0.35 |
||
(100.00) |
(100.00) |
||||||
i) |
Interest Expended |
5,981.88 |
5,672.84 |
-309.04 |
-5.17 |
||
(59.18) |
(56.32) |
||||||
of which: |
Interest on Deposits |
5,668.46 |
5,382.51 |
-285.95 |
-5.04 |
||
ii) |
Provisions and Contingencies |
1,745.18 |
1,803.13 |
57.95 |
3.32 |
||
(17.26) |
(17.90) |
||||||
of which: |
Provision for NPAs |
821.66 |
465.62 |
-356.04 |
-43.33 |
||
iii) |
Operating Expenses |
2,381.49 |
2,597.18 |
215.69 |
9.06 |
||
(23.56) |
(25.78) |
||||||
of which: |
Wage Bill |
1,400.22 |
1,460.96 |
60.74 |
4.34 |
||
C. |
Profit |
||||||
i) |
Operating Profit |
3,191.66 |
2,238.94 |
-952.72 |
-29.85 |
||
ii) |
Net Profit |
1,446.48 |
435.81 |
-1,010.67 |
-69.87 |
||
D. |
Net Interest Income/Margin |
3,139.02 |
3,602.45 |
463.43 |
14.76 |
||
E. |
Total Assets |
1,20,723.75 |
1,33,494.06 |
12,770.31 |
10.58 |
||
Note : Figures in brackets are percentage shares to the respective total. |