Appendix Table III.15 (I) Financial Performance of Foreign Banks in India - ربی - Reserve Bank of India
Appendix Table III.15 (I) Financial Performance of Foreign Banks in India
(Amount in Rs. crore) |
|||||||
Item |
2003-04 |
2004-05 |
Variation |
||||
Absolute |
Percentage |
||||||
1 |
2 |
3 |
4 |
5 |
|||
A. |
Income (i+ii) |
13,008.35 |
13,034.44 |
26.09 |
0.20 |
||
(100.00) |
(100.00) |
||||||
i) |
Interest Income |
9,137.04 |
9,170.85 |
33.81 |
0.37 |
||
(70.24) |
(70.36) |
||||||
of which: |
Interest on Advances |
5,044.29 |
5,535.22 |
490.93 |
9.73 |
||
Income on Investments |
3,551.24 |
2,946.83 |
-604.41 |
-17.02 |
|||
ii) |
Other Income |
3,871.31 |
3,863.59 |
-7.72 |
-0.20 |
||
(29.76) |
(29.64) |
||||||
of which: |
Commission and Brokerage |
1,632.21 |
2,140.73 |
508.52 |
31.16 |
||
B. |
Expenditure (i+ii+iii) |
10,765.28 |
11,032.05 |
266.77 |
2.48 |
||
(100.00) |
(100.00) |
||||||
i) |
Interest Expended |
4,268.52 |
4,039.91 |
-228.61 |
-5.36 |
||
(39.65) |
(36.62) |
||||||
of which: |
Interest on Deposits |
2,901.81 |
2,594.47 |
-307.34 |
-10.59 |
||
ii) |
Provisions and Contingencies |
2,742.46 |
2,594.87 |
-147.59 |
-5.38 |
||
(25.48) |
(23.52) |
||||||
of which: |
Provision for NPAs |
897.75 |
582.73 |
-315.02 |
-35.09 |
||
iii) |
Operating Expenses |
3,754.30 |
4,397.27 |
642.97 |
17.13 |
||
(34.87) |
(39.86) |
||||||
of which: |
Wage Bill |
1,199.67 |
1,345.30 |
145.63 |
12.14 |
||
C. |
Profit |
||||||
i) |
Operating Profit |
4,985.53 |
4,597.26 |
-388.27 |
-7.79 |
||
ii) |
Net Profit |
2,243.07 |
2,002.39 |
-240.68 |
-10.73 |
||
D. |
Net Interest Income/Margin |
4,868.52 |
5,130.94 |
262.42 |
5.39 |
||
E. |
Total Assets |
1,35,640.12 |
1,54,128.36 |
18,488.24 |
13.63 |
||
Note : Figures in brackets are percentage shares to the respective total. |