(Amount in Rs. crore) |
Item |
|
2006-07 |
2007-08 |
Variation |
|
|
|
|
|
Absolute |
Percentage |
1 |
|
2 |
3 |
4 |
5 |
A. |
Income (i+ii) |
|
1,87,869.34 |
2,45,940.50 |
58,071.16 |
30.91 |
|
|
|
|
(100.00) |
(100.00) |
|
|
|
i) |
Interest Income |
1,64,184.92 |
2,14,024.76 |
49,839.84 |
30.36 |
|
|
|
|
(87.39) |
(87.02) |
|
|
|
|
of which: |
Interest on Advances |
1,10,543.30 |
1,54,080.70 |
43,537.40 |
39.38 |
|
|
|
Income on Investments |
47,117.69 |
54,089.23 |
6,971.54 |
14.80 |
|
ii) |
Other Income |
23,684.42 |
31,915.74 |
8,231.32 |
34.75 |
|
|
|
|
(12.61) |
(12.98) |
|
|
|
|
of which: |
Commission & Brokerage |
12,534.47 |
14,999.49 |
2,465.02 |
19.67 |
B. |
Expenditure |
(i+ii+iii) |
1,67,717.16 |
2,19,348.78 |
51,631.62 |
30.78 |
|
|
|
|
(100.00) |
(100.00) |
|
|
|
i) |
Interest Expended |
1,01,959.90 |
1,48,902.15 |
46,942.24 |
46.04 |
|
|
|
|
(60.79) |
(67.88) |
|
|
|
|
of which: |
Interest on Deposits |
88,796.23 |
1,32,717.91 |
43,921.68 |
49.46 |
|
ii) |
Provisions and Contingencies |
22,502.74 |
23,848.79 |
1,346.05 |
5.98 |
|
|
|
|
(13.42) |
(10.87) |
|
|
|
|
of which: |
Provision for NPAs |
62.93 |
78.93 |
16.00 |
25.43 |
|
iii) |
Operating |
Expenses |
43,254.52 |
46,597.85 |
3,343.33 |
7.73 |
|
|
|
|
(25.79) |
(21.24) |
|
|
|
|
of which : |
Wage Bill |
27,802.87 |
28,562.30 |
759.43 |
2.73 |
C. |
Profit |
|
|
|
|
|
|
i) |
Operating Profit |
42,654.92 |
50,440.51 |
7,785.59 |
18.25 |
|
ii) |
Net Profit |
|
20,152.18 |
26,591.73 |
6,439.54 |
31.95 |
D. |
Net Interest Income/Margin |
62,225.02 |
65,122.61 |
2,897.60 |
4.66 |
E. |
Total Assets |
|
24,40,165.92 |
30,22,237.21 |
5,82,071.29 |
23.85 |
* :Includes IDBI Bank Ltd.
Note: Figures in parentheses are percentage shares to the respective total.
Source: Balance sheets of respective banks. |
|
