(Amount in Rs. crore) |
Item |
2006-07 |
2007-08 |
Variation |
|
|
|
|
Absolute |
Percentage |
1 |
2 |
3 |
4 |
5 |
A. |
Income (i+ii) |
|
24,967.57 |
34,946.76 |
9,979.19 |
39.97 |
|
|
|
|
(100.00) |
(100.00) |
|
|
|
|
|
|
|
|
|
|
|
i) |
Interest Income |
17,923.83 |
24,416.69 |
6,492.87 |
36.22 |
|
|
|
|
(71.79) |
(69.87) |
|
|
|
|
of which: |
Interest on Advances |
10,944.88 |
15,711.51 |
4,766.63 |
43.55 |
|
|
|
Income on Investments |
5,333.55 |
7,017.03 |
1,683.47 |
31.56 |
|
ii) |
Other Income |
7,043.74 |
10,530.06 |
3,486.32 |
49.50 |
|
|
|
|
(28.21) |
(30.13) |
|
|
|
|
of which: |
Commission & Brokerage |
3,949.28 |
5,356.80 |
1,407.52 |
35.64 |
|
|
|
|
|
|
|
|
B. |
Expenditure |
(i+ii+iii) |
20,382.41 |
28,334.52 |
7,952.11 |
39.01 |
|
|
|
|
(100.00) |
(100.00) |
|
|
|
i) |
Interest Expended |
7,603.49 |
10,603.88 |
3,000.39 |
39.46 |
|
|
|
|
(37.30) |
(37.42) |
|
|
|
|
of which: |
Interest on Deposits |
4,746.70 |
7,278.87 |
2,532.17 |
53.35 |
|
ii) |
Provisions and Contingencies |
5,034.31 |
7,375.72 |
2,341.41 |
46.51 |
|
|
|
|
(24.70) |
(26.03) |
|
|
|
|
of which: |
Provision for NPAs |
371.28 |
708.32 |
337.04 |
90.78 |
|
iii) |
Operating Expenses |
7,744.62 |
10,354.93 |
2,610.31 |
33.70 |
|
|
|
|
(38.00) |
(36.55) |
|
|
|
|
of which : |
Wage Bill |
3,081.11 |
4,130.62 |
1,049.51 |
34.06 |
|
|
|
|
|
|
|
|
C. |
Profit |
|
|
|
|
|
|
i) |
Operating Profit |
9,619.47 |
13,987.96 |
4,368.49 |
45.41 |
|
ii) |
Net Profit |
4,585.16 |
6,612.24 |
2,027.08 |
44.21 |
|
|
|
|
|
|
|
|
D. |
Net Interest Income/Margin |
10,320.34 |
13,812.82 |
3,492.48 |
33.84 |
|
|
|
|
|
|
|
|
E. |
Total Assets |
|
2,74,392.14 |
3,64,099.21 |
89,707.07 |
32.69 |
Note : Figures in parentheses are percentage shares to the respective total.
Source: Balance sheets of respective banks. |
|
