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Appendix Table III.37: Credit-Deposit Ratio and Investment plus Credit-Deposit Ratio of Scheduled Commercial Banks - Region/State-wise

(Amount in Rs. crore)

Sr. No.

Region/State/Union Territory

Credit-Deposit Ratio

Investment plus Credit-Deposit Ratio @

 

 

March 2003

March 2004

March 2005

March 2006

March 2004

March 2005

 

 

As per

As per

As per

As per

As per

As per

As per

As per

As per

As per

As per

 

 

Sanction

Utilisation

Sanction

Utilisation

Sanction

Utilisation

Sanction

Sanction

Utilisation

Sanction

Utilisation

1

2

3

4

5

6

7

8

9

10

11

12

13

 

ALL INDIA

59.2

59.2

58.2

58.2

66.0

66.0

72.5

66.5

66.5

73.4

73.4

1.

NORTHERN REGION

56.0

55.5

54.8

56.8

59.5

62.2

65.5

60.6

62.6

64.7

67.4

 

Haryana

44.0

58.3

47.6

59.6

51.4

63.2

57.4

57.3

69.3

60.4

72.1

 

Himachal Pradesh

24.8

37.7

29.7

42.7

36.3

50.9

40.5

50.2

63.2

56.5

71.1

 

Jammu and Kashmir

36.5

39.0

37.4

41.7

46.7

50.9

44.9

48.0

52.4

55.9

60.0

 

Punjab

41.5

43.4

43.1

45.7

50.1

49.7

Feb-00

50.3

52.9

57.6

57.2

 

Rajasthan

50.8

55.3

55.7

62.8

68.7

76.5

78.4

78.9

86.0

89.6

97.4

 

Chandigarh

109.7

107.6

105.3

107.0

88.9

97.0

80.2

105.3

107.0

88.9

97.0

 

Delhi

65.8

59.2

59.9

57.9

62.4

62.5

68.9

59.9

58.0

62.5

62.6

2.

NORTH-EASTERN REGION

27.4

48.2

29.8

33.7

35.0

44.6

39.3

51.2

55.1

53.1

62.7

 

Arunachal Pradesh

16.6

22.1

16.1

25.2

22.0

30.0

25.1

29.3

38.5

34.3

42.4

 

Assam

29.3

61.6

31.8

35.7

35.3

41.9

42.0

50.6

54.6

50.2

56.9

 

Manipur

29.8

30.0

31.6

31.8

42.4

42.6

50.6

74.8

75.0

76.6

76.8

 

Meghalaya

29.0

31.8

34.6

42.6

43.6

85.7

39.3

52.1

60.0

59.4

101.5

 

Mizoram

27.5

30.5

34.8

39.7

47.8

59.1

51.4

71.1

75.9

83.0

94.3

 

Nagaland

13.2

13.3

15.0

15.2

22.9

23.2

22.3

60.7

60.9

71.8

72.1

 

Tripura

26.1

23.7

25.2

24.7

28.6

29.0

31.6

44.8

44.4

46.6

46.9

3.

EASTERN REGION

39.6

42.8

41.8

45.2

45.5

50.4

49.7

54.6

58.0

57.5

62.4

 

Bihar

23.1

23.7

24.9

26.9

27.7

31.4

30.2

41.7

43.6

42.7

46.3

 

Jharkhand

25.1

30.9

26.3

26.9

29.6

30.6

33.7

31.1

31.7

34.8

35.8

 

Orissa

48.2

56.9

53.7

58.6

61.8

74.7

65.2

77.8

82.8

80.2

93.2

 

Sikkim

17.1

19.3

22.4

23.0

29.5

29.3

45.3

36.3

37.0

44.3

44.1

 

West Bengal

47.9

50.0

49.5

53.8

52.3

56.8

57.2

60.2

64.4

63.4

67.8

 

Andaman and Nicobar Islands

20.3

49.7

26.1

42.2

26.8

43.8

27.9

26.1

42.2

26.8

43.8

4.

CENTRAL REGION

33.3

38.6

35.6

39.9

40.8

45.8

45.2

48.3

52.6

52.6

57.5

 

Chhattisgarh

35.1

43.8

40.0

44.9

43.6

49.9

50.2

46.4

51.2

50.2

56.6

 

Madhya Pradesh

46.6

51.7

46.9

50.1

54.7

61.2

60.0

61.7

65.0

68.2

74.8

 

Uttar Pradesh

30.6

36.0

33.1

38.0

37.9

42.2

42.0

46.1

50.9

49.9

54.2

 

Uttaranchal

19.4

21.4

21.1

23.4

24.3

29.1

25.8

31.7

34.0

34.3

39.0

5.

WESTERN REGION

81.0

71.5

72.0

63.2

83.5

71.8

91.5

76.6

67.8

87.6

75.9

 

Goa

24.2

27.8

21.7

27.3

25.1

30.3

23.0

27.4

32.9

30.6

35.8

 

Gujarat

44.8

56.0

42.2

54.8

46.5

60.9

56.4

51.5

64.1

55.2

69.6

 

Maharashtra

93.7

77.4

81.8

66.5

94.9

75.9

101.5

85.1

69.9

97.8

78.8

 

Dadra and Nagar Haveli

22.9

168.7

15.6

118.8

34.8

110.8

49.8

15.6

118.8

34.8

110.8

 

Daman and Diu

9.2

66.1

11.6

49.8

11.5

48.3

11.1

11.6

49.8

11.5

48.3

6.

SOUTHERN REGION

66.3

71.2

68.5

72.7

78.1

83.9

83.6

77.7

81.9

86.3

92.1

 

Andhra Pradesh

62.4

69.3

65.9

70.9

74.8

83.3

82.0

79.6

84.7

85.8

94.4

 

Karnataka

62.3

71.1

63.1

69.0

73.8

80.5

76.8

70.0

75.9

80.3

86.9

 

Kerala

42.8

43.6

45.5

47.8

54.6

57.5

61.7

54.5

56.8

63.6

66.5

 

Tamil Nadu

90.7

93.1

93.1

96.1

101.2

105.4

105.9

100.8

103.9

108.4

112.7

 

Lakshadweep

4.6

5.9

8.0

10.0

9.7

23.7

11.5

8.0

10.0

9.7

23.7

 

Pondicherry

32.0

39.6

34.5

42.6

38.3

43.9

44.8

34.5

42.6

38.6

44.2

@ : Banks State-wise investment represent their holdings of State-level securities, such as, State Government loans and shares, bonds, debentures, etc. of regional rural banks, co-operative institutions, state electricity boards, municipal corporations, municipalities and port trusts, state financial corporations, housing boards, state industrial development corporations, road transport corporations and other Government and quasi-Government bodies. All-India investment plus credit-deposit ratio is worked out by excluding investments in Central Government and other securities not mentioned above.
Note :
1. Deposits and Credit (as per place of sanction and utilisation) data for 2003, 2004 and 2005 are based on BSR-1 and 2 Surveys as on March 31.
2. The investment data are based on BSR-5 Survey as on March 31, 2004 and 2005. Revised investment data of March 31, 2004 have been considered.
3. Data on C-D ratio for 2005 and 2006 (as per sanction) are based on BSR 7 Survey.

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