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Appendix Table IV.1: Progress of Co-operative Credit Movement in India

(Amount in Rs. crore, ratio in per cent)

Sr. No.

Type of Institution

Item

2002-03

2003-04

2004-05 P

2005-06 P

1

2

3

4

5

6

7

1.

Urban Co-operative Banks (UCBs)

Number

1,941

1,926

1,872

1,853

 

 

Owned Funds

9,830

12,348

13,604

13,640

 

 

Deposits

1,01,546

1,10,256

1,05,021

1,12,237

 

 

Borrowings

1,590

1,484

1,782

1,799

 

 

Working Capital

1,11,746

N.A.

N.A.

N.A.

 

 

Loans Outstanding

64,880

67,930

66,874

70,379

 

 

C-D Ratio

64

62

65

64

2.

State Co-operative Banks (StCBs)*

Number

30

31

31

31

 

 

Owned Funds

7,540

8,473

9,495

N.A.

 

 

Deposits

39,384

43,586

44,316

45,833

 

 

Borrowings

13,374

12,457

14,608

17,054

 

 

Working Capital

57,134

57,936

65,879

N.A.

 

 

Loans Issued

38,534

33,961

44,452

43,837

 

 

Loans Outstanding

34,754

35,105

37,346

39,967

 

 

Recovery Performance

 

 

 

 

 

 

(as per cent to demand)

80

83

84

N.A.

 

 

C-D Ratio

88

81

84

87

 

 

 

 

 

 

 

3.

District Central Co-operative Banks

Number

367

365

367

365

 

(DCCBs)*

Owned Funds

14,695

19,131

20,495

N.A.

 

 

Deposits

73,858

79,153

82,098

86,855

 

 

Borrowings

19,641

20,256

22,568

24,622

 

 

Working Capital

1,06,187

1,14,702

1,11,970

N.A.

 

 

Loans Issued

58,802

58,708

66,266

64,276

 

 

Loans Outstanding

64,126

67,152

73,091

80,090

 

 

Recovery Performance

 

 

 

 

 

 

(as per cent to demand)

61

63

71

N.A.

 

 

C-D Ratio

87

85

89

92

4.

State Co-operative Agriculture and

Number

20

20

20

20

 

Rural Development Banks (SCARDBs)@

Owned Funds

3,199

4,403

5,022

N.A.

 

 

Deposits #

501

524

566

502

 

 

Borrowings

15,904

16,933

17,118

16,964

 

 

Working Capital

20,473

22,038

23,187

N.A.

 

 

Loans Issued

2,959

2,837

3,292

2,819

 

 

Loans Outstanding

15,365

16,263

17,425

17,895

 

 

Recovery Performance

 

 

 

 

 

 

(as per cent to demand)

49

44

44

N.A.

5.

Primary Co-operative Development

Number

768

768

727

697

 

Banks (PCARDBs)@

Owned Funds

2,729

3,856

3,494

N.A.

 

 

Deposits #

254

395

365

298

 

 

Borrowings

11,235

11,879

12,873

13,238

 

 

Working Capital

15,352

15,812

17,143

N.A.

 

 

Loans Issued

2,177

2,164

2,569

2,184

 

 

Loans Outstanding

10,814

11,311

12,763

12,792

 

 

Recovery Performance

 

 

 

 

 

 

(as per cent to demand)

44

44

51

N.A.

P : Provisional. N.A. : Not Available.
#  : Deposits of SCARDBs and PCARDBs include advance repayment received by the PCARDBs.
*   : Data for Manipur and Jammu and Kashmir StCBs and DCCBs in Jammu and Kashmir repeated from previous year.
@ : Data for Manipur SCARDB and PCARDBs in Tamil Nadu repeated from previous year.
Source : The Reserve Bank for UCBs and NABARD for rural co-operatative banks.

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