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Appendix Table IV.11 : Credit-Deposit Ratio and Investment plus Credit-Deposit Ratio of Scheduled Commercial Banks - Region/State-wise

 (Per cent)

Sr.
No.

Region/State/Union Territory

Credit-Deposit Ratio

Investment plus Credit-Deposit Ratio @

Investment plus Credit plus
RIDF-Deposit Ratio @

March
2009

March
2010

March 2011

March
2009

March
2010

March
2010

As per
Sanction

As per
Utilisation

As per
Sanction

As per
Utilisation

As per
Sanction

As per
Sanction

As per
Utilisation

As per
Sanction

As per
Utilisation

As per
Sanction

As per
Utilisation

1

2

3

4

5

6

7

8

9

10

11

12

13

 

ALL INDIA

72.6

72.6

73.3

73.3

75.1

78.6

78.6

79.8

79.8

81.2

81.2

1

NORTHERN REGION

68.9

71.1

74.4

74.9

82.7

73.3

75.5

79.4

80.0

82.2

82.7

 

Haryana

61.4

74.0

63.3

76.1

71.5

67.3

80.0

70.1

82.9

71.1

83.9

 

Himachal Pradesh

38.6

47.1

42.2

51.1

39.6

60.6

69.1

64.2

73.0

67.8

76.6

 

Jammu & Kashmir

47.2

47.3

46.4

47.8

37.2

59.8

60.0

58.3

59.7

62.4

63.8

 

Punjab

65.7

65.5

71.5

73.0

77.3

75.0

74.8

82.7

84.2

84.9

86.3

 

Rajasthan

80.6

87.5

88.4

96.6

90.0

96.2

103.0

105.7

114.0

108.2

116.4

 

Chandigarh

115.0

119.9

131.1

133.7

129.3

115.0

119.9

131.1

133.7

131.1

133.7

 

Delhi

68.9

68.8

74.6

70.6

87.1

69.0

68.8

74.6

70.6

77.9

73.9

2

NORTH-EASTERN REGION

36.0

39.2

35.5

39.1

32.8

46.9

50.1

45.7

49.3

48.0

51.6

 

Arunachal Pradesh

25.5

33.9

27.5

34.4

22.5

32.0

40.3

33.5

40.3

40.4

47.2

 

Assam

38.5

41.5

37.8

40.5

35.6

48.4

51.4

46.5

49.2

48.1

50.8

 

Manipur

36.0

37.1

42.1

44.8

32.8

56.5

57.5

66.7

69.5

67.5

70.3

 

Meghalaya

28.3

34.6

25.6

32.7

24.0

37.2

43.5

34.1

41.2

36.3

43.3

 

Mizoram

57.9

60.2

53.2

57.7

43.0

80.5

82.8

72.9

77.5

76.5

81.1

 

Nagaland

30.8

31.6

30.3

40.2

25.6

54.5

55.3

56.2

66.1

60.6

70.5

 

Tripura

30.7

31.5

30.7

31.6

31.4

37.8

38.6

37.9

38.7

40.4

41.3

3

EASTERN REGION

48.8

50.8

50.8

53.5

51.2

57.2

59.2

59.9

62.6

61.1

63.8

 

Bihar

26.8

26.6

29.0

29.7

29.0

35.0

34.8

38.1

38.8

39.7

40.4

 

Jharkhand

32.0

35.7

35.1

36.8

35.0

37.5

41.2

42.8

44.5

44.6

46.3

 

Orissa

50.8

55.7

54.4

58.1

51.3

55.3

60.2

57.8

61.5

59.6

63.4

 

Sikkim

41.6

53.7

37.2

49.5

37.7

142.7

154.7

52.1

64.4

55.5

67.8

 

West Bengal

60.7

62.2

61.5

64.8

63.7

71.1

72.6

72.6

75.9

73.4

76.6

 

Andaman & Nicobar Islands

31.7

38.1

36.5

41.1

37.8

31.7

38.1

36.5

41.1

36.5

41.1

4

CENTRAL REGION

44.3

48.7

47.3

51.0

47.4

52.9

57.3

55.6

59.4

57.2

60.9

 

Chhattisgarh

46.3

52.3

52.3

55.1

52.3

48.9

54.9

55.4

58.3

56.7

59.5

 

Madhya Pradesh

57.4

61.9

60.6

63.7

59.7

66.7

71.2

69.9

73.1

72.3

75.4

 

Uttar Pradesh

42.2

46.5

43.3

47.4

43.6

51.5

55.8

51.9

56.0

53.1

57.2

 

Uttaranchal

25.3

28.6

33.7

38.2

35.2

32.9

36.3

43.4

47.9

45.4

49.8

5

WESTERN REGION

85.6

77.0

79.1

74.7

78.1

89.5

81.0

83.1

78.8

83.6

79.3

 

Goa

26.7

26.6

26.5

27.9

29.0

31.8

31.7

31.8

33.2

32.3

33.7

 

Gujarat

63.7

74.6

65.3

75.2

66.3

73.4

84.3

75.9

85.8

77.9

87.8

 

Maharashtra

91.2

78.7

82.9

75.8

81.3

94.1

81.6

85.8

78.6

86.0

78.9

 

Dadra & Nagar Haveli

18.1

87.7

60.0

92.9

34.8

18.1

87.7

60.0

92.9

60.0

92.9

 

Daman & Diu

19.3

49.1

20.2

44.7

20.9

19.3

49.1

20.2

44.7

20.2

44.7

6

SOUTHERN REGION

87.9

94.1

92.7

94.8

94.1

95.5

101.7

101.6

103.7

102.7

104.8

 

Andhra Pradesh

96.4

104.9

105.1

109.7

110.0

106.2

114.8

117.1

121.6

118.9

123.4

 

Karnataka

77.3

82.8

77.6

80.4

72.5

82.2

87.7

82.7

85.6

83.4

86.2

 

Kerala

59.7

61.7

63.1

64.5

72.0

68.8

70.8

73.5

74.9

74.3

75.7

 

Tamil Nadu

108.1

115.2

113.8

113.5

114.1

115.5

122.7

123.1

122.8

124.3

124.0

 

Lakshadweep

5.4

7.5

7.3

7.7

8.2

5.4

7.5

7.3

7.7

7.3

7.7

 

Puducherry

51.4

55.8

57.2

59.2

61.3

64.0

68.4

71.7

73.7

71.7

73.7

@:   Bank's State-wise investment represent their holdings of state-level securities, such as, state Government loans and shares, bonds, debentures, etc. of regional rural banks, co-operative institutions, state electricity boards, municipal corporations, municipalities and port trusts, state financial corporations, housing boards, state industrial development  corporations, road transport corporations and other government and quasi-government bodies.

All-India investments plus credit-deposit ratio is worked out by excluding investments in Central Government and other securities not mentioned above.

Note: 1. Deposits and Credit (as per place of sanction and utilisation) data for  2009 and 2010 are based on BSR-1 and 2 Surveys as on March 31.

2. Deposits and credit data (as per sanction) for 2010 are based on BSR 7 as on March 31,2010.

3. The investment figures are based on BSR-5 survey as on March 31,2009 and March 31,2010.

4. RIDF outstanding data are based on information provided by NABARD.

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