(Amount in Rs. crore)

Item

2007-08

2008-09

Variation

Absolute

Percentage

1

2

3

4

5

A.

Income (i+ii)

1,54,004

1,97,318

43,315

28.1

(100.0)

(100.0)

i) Interest Income

1,34,606

1,72,601

37,995

28.2

(87.4)

(87.5)

of which: Interest on Advances

96,218

1,29,550

33,333

34.6

Income on Investments

34,832

39,966

5,133

14.7

Interest on Recapitalisation Bonds

473

–

-473

-100.0

ii) Other Income

19,398

24,718

5,320

27.4

(12.6)

(12.5)

of which: Commission & Brokerage

6,525

8,011

1,486

22.8

B.

Expenditure (i+ii+iii)

1,37,147

1,75,679

38,532

28.1

(100.0)

(100.0)

i) Interest Expended

93,729

1,21,371

27,642

29.5

(68.3)

(69.1)

of which: Interest on Deposits

87,329

1,12,731

25,402

29.1

ii) Provisions and Contingencies

14,707

20,544

5,837

39.7

(10.7)

(11.7)

of which: Provision for NPAs

5,512

6,182

670

12.2

iii) Operating Expenses

28,711

33,764

5,053

17.6

(20.9)

(19.2)

of which : Wage Bill

17,983

21,350

3,366

18.7

C.

Profit

i) Operating Profit

31,563

42,184

10,620

33.7

ii) Net Profit

16,856

21,639

4,783

28.4

D.

Net Interest Income/Margin

40,877

51,230

10,353

25.3

E.

Total Assets

18,80,271

23,14,102

4,33,832

23.1

Note : Figures in parentheses are percentage shares to the respective total.
Source : Balance sheets of respective banks.