Appendix Table IV.4: Bank-wise Major Indicators of Financial Performance as Proportion to Assets of Scheduled Urban Co-operative Banks - ربی - Reserve Bank of India
Appendix Table IV.4: Bank-wise Major Indicators of Financial Performance as Proportion to Assets of Scheduled Urban Co-operative Banks
|
|||||||
(Per cent) |
|||||||
Sr. |
Name of the Bank |
Operating Profit |
Net Profit |
Interest Income |
|||
No. |
|||||||
2002-03 |
2003-04 |
2002-03 |
2003-04 |
2002-03 |
2003-04 |
||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
1 |
A P Mahesh Co-op Urban Bank Ltd. |
7.73 |
2.03 |
2.57 |
1.20 |
13.58 |
9.36 |
2 |
Abhyudaya Co-op Bank Ltd. |
3.07 |
4.77 |
0.67 |
0.71 |
9.84 |
8.85 |
3 |
Ahmedabad Mercantile Co-op Bank Ltd. |
3.54 |
2.89 |
0.73 |
0.65 |
11.62 |
8.78 |
4 |
Akola Janata Commercial Co-op Bank Ltd. |
1.97 |
1.86 |
0.51 |
0.84 |
10.60 |
9.02 |
5 |
Akola Urban Co-op Bank Ltd. |
1.57 |
1.97 |
0.66 |
0.66 |
13.89 |
11.63 |
6 |
Amanath Co-op Bank Ltd.# |
0.44 |
0.27 |
0.44 |
0.27 |
8.90 |
6.46 |
7 |
Bassein Catholic Co-op Bank Ltd. |
2.21 |
2.53 |
1.28 |
1.55 |
9.64 |
9.01 |
8 |
Bharat Co-op Bank (Mumbai) Ltd. |
2.57 |
2.36 |
0.97 |
1.01 |
10.50 |
9.38 |
9 |
Bharati Sahakari Bank Ltd. |
1.08 |
2.34 |
0.32 |
0.62 |
10.45 |
8.13 |
10 |
Bombay Mercantile Co-op Bank Ltd. |
1.28 |
1.41 |
1.28 |
1.29 |
5.73 |
4.28 |
11 |
Charminar Co-op Urban Bank Ltd.# |
-2.30 |
0.89 |
-3.03 |
-0.76 |
3.54 |
4.06 |
12 |
Citizencredit Co-op Bank Ltd. |
1.58 |
1.03 |
1.01 |
0.95 |
8.05 |
6.86 |
13 |
Co-operative Bank of Ahmedabad |
-2.97 |
-0.36 |
-6.92 |
-4.69 |
6.81 |
6.54 |
14 |
Cosmos Co-op Bank Ltd. |
3.17 |
3.44 |
1.07 |
2.24 |
9.41 |
8.48 |
15 |
Dombivli Nagari Sahakari Bank Ltd. |
2.19 |
2.97 |
0.87 |
0.81 |
9.81 |
9.37 |
16 |
Goa Urban Co-op Bank Ltd. |
2.73 |
1.19 |
0.44 |
0.60 |
8.99 |
7.29 |
17 |
Greater Bombay Co-op Bank Ltd. |
2.38 |
2.54 |
1.41 |
1.19 |
9.53 |
6.85 |
18 |
Ichalkaranji Janata Sahakari Bank Ltd. |
1.70 |
0.87 |
0.85 |
0.37 |
9.61 |
8.51 |
19 |
Indian Mercantile Co-op Bank Ltd. |
1.71 |
2.16 |
1.71 |
2.16 |
9.47 |
8.80 |
20 |
Jalgaon Janata Sahakari Bank Ltd. |
1.76 |
0.50 |
0.58 |
0.34 |
8.27 |
8.22 |
21 |
Janakalyan Sahakari Bank Ltd. |
1.83 |
1.68 |
0.46 |
0.41 |
8.96 |
7.38 |
22 |
Janalaxmi Co-op Bank Ltd. |
2.31 |
2.51 |
0.43 |
0.63 |
11.60 |
10.17 |
23 |
Janata Sahakari Bank Ltd. |
0.18 |
0.44 |
-1.33 |
0.32 |
6.90 |
5.40 |
24 |
Kalupur Commercial Co-op Bank Ltd. |
4.16 |
3.46 |
1.75 |
1.14 |
10.86 |
8.27 |
25 |
Kalyan Janata Sahakari Bank Ltd. |
2.60 |
1.98 |
0.51 |
0.77 |
8.13 |
6.91 |
26 |
Kapol Co-op Bank Ltd. |
1.51 |
1.30 |
0.89 |
0.93 |
7.82 |
7.91 |
27 |
Karad Urban Co-op Bank Ltd. |
1.75 |
1.26 |
0.83 |
0.35 |
9.09 |
8.74 |
28 |
Khamgaon Urban Co-op Bank Ltd. |
1.25 |
0.63 |
0.41 |
0.07 |
14.09 |
12.06 |
29 |
Madhavpura Mercantile Co-op Bank Ltd.# |
0.00 |
-1.74 |
0.00 |
-1.74 |
1.21 |
0.97 |
30 |
Mahanagar Co-op Bank Ltd. |
1.30 |
2.01 |
0.31 |
0.76 |
9.91 |
9.30 |
31 |
Mandvi Co-op Bank Ltd. |
1.00 |
0.90 |
0.54 |
0.53 |
9.10 |
8.89 |
32 |
Mapusa Urban Co-op Bank of Goa Ltd. |
-1.95 |
-3.56 |
-4.19 |
-3.90 |
5.12 |
2.98 |
33 |
Mehsana Urban Co-op Bank Ltd. |
3.46 |
2.11 |
0.87 |
0.90 |
14.13 |
11.24 |
34 |
Nagar Urban Co-op Bank Ltd.# |
2.18 |
2.66 |
1.07 |
0.73 |
13.80 |
9.77 |
35 |
Nagpur Nagrik Sahakari Bank Ltd. |
2.35 |
2.42 |
0.54 |
0.54 |
9.35 |
8.53 |
36 |
Nasik Merchant's Co-op Bank Ltd. |
2.10 |
2.52 |
0.60 |
0.79 |
10.63 |
8.52 |
37 |
New India Co-op Bank Ltd. |
2.78 |
2.38 |
1.95 |
1.87 |
9.87 |
8.57 |
38 |
North Kanara G.S.B. Co-op Bank Ltd. |
1.71 |
1.89 |
0.98 |
1.15 |
9.62 |
8.79 |
39 |
Nutan Nagarik Sahakari Bank Ltd. |
3.11 |
2.36 |
1.97 |
1.66 |
10.10 |
8.24 |
40 |
Parsik Janata Sahakari Bank Ltd. |
3.01 |
3.29 |
1.68 |
1.71 |
9.13 |
8.20 |
41 |
Pravara Sahakari Bank Ltd. |
3.27 |
2.12 |
0.44 |
0.39 |
11.79 |
10.48 |
42 |
Punjab & Maharashtra Co-op Bank Ltd. |
1.70 |
1.64 |
1.29 |
1.11 |
10.20 |
8.90 |
43 |
Rajkot Nagrik Sahakari Bank Ltd. |
2.22 |
2.17 |
1.12 |
1.06 |
7.84 |
6.17 |
44 |
Rupee Co-op Bank Ltd. |
-1.54 |
0.23 |
-7.47 |
-1.51 |
6.43 |
5.37 |
45 |
Sangli Urban Co-op Bank Ltd. |
1.85 |
1.26 |
0.33 |
0.33 |
9.23 |
7.99 |
46 |
Saraswat Co-op Bank Ltd. |
2.10 |
2.32 |
0.57 |
1.04 |
7.95 |
6.76 |
47 |
Sardar Bhiladwala Pardi |
||||||
People's Co-op Bank Ltd. |
1.03 |
2.72 |
0.04 |
1.25 |
9.15 |
8.86 |
|
48 |
Shamrao Vithal Co-op Bank Ltd. |
2.13 |
2.62 |
0.96 |
0.96 |
10.08 |
9.25 |
49 |
Shikshak Sahakari Bank Ltd. |
0.69 |
1.87 |
-1.92 |
0.73 |
8.88 |
7.69 |
50 |
Solapur Janata Sahakari Bank Ltd. |
1.70 |
2.08 |
0.52 |
0.54 |
11.77 |
10.94 |
51 |
Surat People's Co-op Bank Ltd. |
3.42 |
3.15 |
1.08 |
1.29 |
10.72 |
9.32 |
52 |
Thane Bharat Sahakari Bank Ltd. |
1.77 |
1.90 |
0.97 |
0.80 |
9.39 |
8.11 |
53 |
Thane Janata Sahakari Bank Ltd. |
2.20 |
2.19 |
1.57 |
1.45 |
10.17 |
9.01 |
54 |
Vasavi Co-operative Urban Bank Ltd.# |
-2.35 |
1.84 |
-14.38 |
1.84 |
12.07 |
10.52 |
55 |
Zoroastrian Co-op Bank Ltd. |
1.93 |
2.64 |
0.48 |
0.44 |
9.70 |
8.83 |
TOTAL |
1.52 |
1.78 |
-1.06 |
0.62 |
8.45 |
7.29 |
Appendix Table IV.4: Bank-wise Major Indicators of Financial |
|||||
(Per cent) |
|||||
Sr. |
Name of the Bank |
Interest Expended |
Provision & Contingencies |
||
No. |
|||||
2002-03 |
2003-04 |
2002-03 |
2003-04 |
||
1 |
2 |
9 |
10 |
11 |
12 |
1 |
A P Mahesh Co-op Urban Bank Ltd. |
9.17 |
5.65 |
5.17 |
0.83 |
2 |
Abhyudaya Co-op Bank Ltd. |
5.29 |
4.33 |
2.40 |
4.05 |
3 |
Ahmedabad Mercantile Co-op Bank Ltd. |
6.57 |
4.46 |
2.82 |
2.24 |
4 |
Akola Janata Commercial Co-op Bank Ltd. |
8.40 |
6.94 |
1.46 |
1.02 |
5 |
Akola Urban Co-op Bank Ltd. |
12.42 |
10.47 |
0.91 |
1.31 |
6 |
Amanath Co-op Bank Ltd.# |
7.15 |
5.95 |
0.00 |
0.00 |
7 |
Bassein Catholic Co-op Bank Ltd. |
6.55 |
5.84 |
0.93 |
0.98 |
8 |
Bharat Co-op Bank (Mumbai) Ltd. |
6.00 |
5.11 |
1.60 |
1.35 |
9 |
Bharati Sahakari Bank Ltd. |
7.64 |
6.64 |
0.76 |
1.72 |
10 |
Bombay Mercantile Co-op Bank Ltd. |
4.52 |
3.03 |
0.00 |
0.12 |
11 |
Charminar Co-op Urban Bank Ltd.# |
4.62 |
2.12 |
0.72 |
1.66 |
12 |
Citizencredit Co-op Bank Ltd. |
5.85 |
4.87 |
0.57 |
0.08 |
13 |
Co-operative Bank of Ahmedabad |
7.62 |
4.36 |
3.95 |
4.33 |
14 |
Cosmos Co-op Bank Ltd. |
6.98 |
6.14 |
2.11 |
1.20 |
15 |
Dombivli Nagari Sahakari Bank Ltd. |
6.11 |
5.00 |
1.33 |
2.16 |
16 |
Goa Urban Co-op Bank Ltd. |
6.57 |
5.27 |
2.29 |
0.59 |
17 |
Greater Bombay Co-op Bank Ltd. |
7.45 |
5.18 |
0.97 |
1.35 |
18 |
Ichalkaranji Janata Sahakari Bank Ltd. |
7.87 |
7.28 |
0.84 |
0.51 |
19 |
Indian Mercantile Co-op Bank Ltd. |
7.01 |
5.66 |
0.00 |
0.00 |
20 |
Jalgaon Janata Sahakari Bank Ltd. |
7.02 |
6.36 |
1.18 |
0.16 |
21 |
Janakalyan Sahakari Bank Ltd. |
7.71 |
7.11 |
1.37 |
1.27 |
22 |
Janalaxmi Co-op Bank Ltd. |
8.02 |
7.10 |
1.88 |
1.88 |
23 |
Janata Sahakari Bank Ltd. |
6.47 |
5.05 |
1.52 |
0.12 |
24 |
Kalupur Commercial Co-op Bank Ltd. |
6.00 |
3.94 |
2.41 |
2.32 |
25 |
Kalyan Janata Sahakari Bank Ltd. |
5.59 |
4.61 |
2.09 |
1.20 |
26 |
Kapol Co-op Bank Ltd. |
6.43 |
5.40 |
0.62 |
0.37 |
27 |
Karad Urban Co-op Bank Ltd. |
7.65 |
6.43 |
0.92 |
0.91 |
28 |
Khamgaon Urban Co-op Bank Ltd. |
12.15 |
10.80 |
0.84 |
0.55 |
29 |
Madhavpura Mercantile Co-op Bank Ltd.# |
2.47 |
2.50 |
0.00 |
0.00 |
30 |
Mahanagar Co-op Bank Ltd. |
6.53 |
5.55 |
0.99 |
1.25 |
31 |
Mandvi Co-op Bank Ltd. |
7.18 |
6.51 |
0.46 |
0.37 |
32 |
Mapusa Urban Co-op Bank of Goa Ltd. |
5.82 |
4.54 |
2.25 |
0.34 |
33 |
Mehsana Urban Co-op Bank Ltd. |
9.84 |
7.81 |
2.59 |
1.21 |
34 |
Nagar Urban Co-op Bank Ltd.# |
11.09 |
7.45 |
1.11 |
1.93 |
35 |
Nagpur Nagrik Sahakari Bank Ltd. |
7.05 |
6.21 |
1.81 |
1.89 |
36 |
Nasik Merchant's Co-op Bank Ltd. |
6.82 |
5.46 |
1.50 |
1.74 |
37 |
New India Co-op Bank Ltd. |
5.01 |
4.33 |
0.83 |
0.51 |
38 |
North Kanara G.S.B. Co-op Bank Ltd. |
6.69 |
5.88 |
0.73 |
0.74 |
39 |
Nutan Nagarik Sahakari Bank Ltd. |
6.65 |
4.86 |
1.14 |
0.70 |
40 |
Parsik Janata Sahakari Bank Ltd. |
5.52 |
4.40 |
1.33 |
1.58 |
41 |
Pravara Sahakari Bank Ltd. |
8.10 |
8.07 |
2.83 |
1.73 |
42 |
Punjab & Maharashtra Co-op Bank Ltd. |
7.08 |
5.96 |
0.41 |
0.53 |
43 |
Rajkot Nagrik Sahakari Bank Ltd. |
5.43 |
4.71 |
1.10 |
1.11 |
44 |
Rupee Co-op Bank Ltd. |
6.79 |
5.63 |
5.92 |
1.74 |
45 |
Sangli Urban Co-op Bank Ltd. |
6.68 |
6.41 |
1.52 |
0.93 |
46 |
Saraswat Co-op Bank Ltd. |
5.39 |
4.12 |
1.53 |
1.28 |
47 |
Sardar Bhiladwala Pardi People's Co-op Bank Ltd. |
6.44 |
5.15 |
1.00 |
1.47 |
48 |
Shamrao Vithal Co-op Bank Ltd. |
6.66 |
5.84 |
1.17 |
1.66 |
49 |
Shikshak Sahakari Bank Ltd. |
8.81 |
6.56 |
2.61 |
1.13 |
50 |
Solapur Janata Sahakari Bank Ltd. |
7.96 |
6.85 |
1.18 |
1.54 |
51 |
Surat People's Co-op Bank Ltd. |
6.20 |
5.02 |
2.34 |
1.86 |
52 |
Thane Bharat Sahakari Bank Ltd. |
7.39 |
5.98 |
0.80 |
1.10 |
53 |
Thane Janata Sahakari Bank Ltd. |
6.55 |
5.36 |
0.63 |
0.74 |
54 |
Vasavi Co-operative Urban Bank Ltd.# |
11.36 |
6.37 |
12.02 |
0.00 |
55 |
Zoroastrian Co-op Bank Ltd. |
6.25 |
4.88 |
1.45 |
2.20 |
TOTAL |
6.46 |
5.17 |
2.58 |
1.16 |
Appendix Table IV.4: Bank-wise Major Indicators of Financial |
|||||
(Per cent) |
|||||
Sr. |
Name of the Bank |
Operating Expenses |
Spread |
||
No. |
|||||
2002-03 |
2003-04 |
2002-03 |
2003-04 |
||
1 |
2 |
13 |
14 |
15 |
16 |
1 |
A P Mahesh Co-op Urban Bank Ltd. |
3.24 |
2.74 |
4.41 |
3.71 |
2 |
Abhyudaya Co-op Bank Ltd. |
2.40 |
2.63 |
4.55 |
4.52 |
3 |
Ahmedabad Mercantile Co-op Bank Ltd. |
1.66 |
1.66 |
5.05 |
4.33 |
4 |
Akola Janata Commercial Co-op Bank Ltd. |
5.67 |
5.15 |
2.46 |
2.09 |
5 |
Akola Urban Co-op Bank Ltd. |
1.64 |
1.38 |
1.48 |
1.16 |
6 |
Amanath Co-op Bank Ltd.# |
2.06 |
2.40 |
1.75 |
0.50 |
7 |
Bassein Catholic Co-op Bank Ltd. |
1.49 |
1.63 |
3.09 |
3.16 |
8 |
Bharat Co-op Bank (Mumbai) Ltd. |
2.68 |
2.76 |
4.49 |
4.27 |
9 |
Bharati Sahakari Bank Ltd. |
1.90 |
1.68 |
2.82 |
1.50 |
10 |
Bombay Mercantile Co-op Bank Ltd. |
2.53 |
2.12 |
1.21 |
1.25 |
11 |
Charminar Co-op Urban Bank Ltd.# |
1.23 |
1.20 |
-1.08 |
1.94 |
12 |
Citizencredit Co-op Bank Ltd. |
1.75 |
1.56 |
2.20 |
1.99 |
13 |
Co-operative Bank of Ahmedabad |
3.35 |
2.86 |
-0.81 |
2.18 |
14 |
Cosmos Co-op Bank Ltd. |
1.65 |
1.75 |
2.43 |
2.34 |
15 |
Dombivli Nagari Sahakari Bank Ltd. |
1.73 |
1.64 |
3.70 |
4.37 |
16 |
Goa Urban Co-op Bank Ltd. |
2.49 |
2.92 |
2.42 |
2.02 |
17 |
Greater Bombay Co-op Bank Ltd. |
2.65 |
2.35 |
2.08 |
1.67 |
18 |
Ichalkaranji Janata Sahakari Bank Ltd. |
1.96 |
2.10 |
1.74 |
1.23 |
19 |
Indian Mercantile Co-op Bank Ltd. |
1.76 |
2.63 |
2.45 |
3.15 |
20 |
Jalgaon Janata Sahakari Bank Ltd. |
2.44 |
2.75 |
1.24 |
1.86 |
21 |
Janakalyan Sahakari Bank Ltd. |
1.72 |
1.82 |
1.25 |
0.27 |
22 |
Janalaxmi Co-op Bank Ltd. |
6.38 |
6.69 |
3.58 |
3.07 |
23 |
Janata Sahakari Bank Ltd. |
1.60 |
1.43 |
0.43 |
0.34 |
24 |
Kalupur Commercial Co-op Bank Ltd. |
1.22 |
1.20 |
4.86 |
4.33 |
25 |
Kalyan Janata Sahakari Bank Ltd. |
1.82 |
1.70 |
2.55 |
2.30 |
26 |
Kapol Co-op Bank Ltd. |
4.03 |
3.69 |
1.39 |
2.50 |
27 |
Karad Urban Co-op Bank Ltd. |
3.22 |
3.12 |
1.44 |
2.31 |
28 |
Khamgaon Urban Co-op Bank Ltd. |
1.67 |
1.64 |
1.93 |
1.25 |
29 |
Madhavpura Mercantile Co-op Bank Ltd.# |
2.78 |
0.22 |
-1.25 |
-1.54 |
30 |
Mahanagar Co-op Bank Ltd. |
2.93 |
2.93 |
3.38 |
3.75 |
31 |
Mandvi Co-op Bank Ltd. |
2.20 |
2.20 |
1.92 |
2.38 |
32 |
Mapusa Urban Co-op Bank of Goa Ltd. |
2.38 |
2.29 |
-0.70 |
-1.56 |
33 |
Mehsana Urban Co-op Bank Ltd. |
1.11 |
1.66 |
4.30 |
3.43 |
34 |
Nagar Urban Co-op Bank Ltd.# |
1.99 |
1.94 |
2.70 |
2.31 |
35 |
Nagpur Nagrik Sahakari Bank Ltd. |
4.75 |
2.06 |
2.20 |
2.32 |
36 |
Nasik Merchant's Co-op Bank Ltd. |
2.05 |
1.88 |
3.81 |
3.07 |
37 |
New India Co-op Bank Ltd. |
3.02 |
3.14 |
4.86 |
4.24 |
38 |
North Kanara G.S.B. Co-op Bank Ltd. |
1.93 |
1.78 |
2.93 |
2.91 |
39 |
Nutan Nagarik Sahakari Bank Ltd. |
2.91 |
2.73 |
3.45 |
3.38 |
40 |
Parsik Janata Sahakari Bank Ltd. |
1.69 |
1.63 |
3.60 |
3.80 |
41 |
Pravara Sahakari Bank Ltd. |
1.88 |
1.89 |
3.70 |
2.41 |
42 |
Punjab & Maharashtra Co-op Bank Ltd. |
2.29 |
2.29 |
3.12 |
2.93 |
43 |
Rajkot Nagrik Sahakari Bank Ltd. |
1.11 |
1.09 |
2.41 |
1.46 |
44 |
Rupee Co-op Bank Ltd. |
1.42 |
1.30 |
-0.36 |
-0.26 |
45 |
Sangli Urban Co-op Bank Ltd. |
2.68 |
2.54 |
2.55 |
1.58 |
46 |
Saraswat Co-op Bank Ltd. |
2.20 |
1.95 |
2.57 |
2.64 |
47 |
Sardar Bhiladwala Pardi People's Co-op Bank Ltd. |
1.95 |
1.80 |
2.71 |
3.71 |
48 |
Shamrao Vithal Co-op Bank Ltd. |
2.42 |
2.25 |
3.42 |
3.41 |
49 |
Shikshak Sahakari Bank Ltd. |
1.53 |
1.45 |
0.07 |
1.13 |
50 |
Solapur Janata Sahakari Bank Ltd. |
2.38 |
2.28 |
3.81 |
4.10 |
51 |
Surat People's Co-op Bank Ltd. |
2.21 |
2.28 |
4.51 |
4.30 |
52 |
Thane Bharat Sahakari Bank Ltd. |
2.11 |
1.68 |
2.00 |
2.12 |
53 |
Thane Janata Sahakari Bank Ltd. |
2.21 |
2.19 |
3.62 |
3.65 |
54 |
Vasavi Co-operative Urban Bank Ltd.# |
3.19 |
2.32 |
0.71 |
4.15 |
55 |
Zoroastrian Co-op Bank Ltd. |
1.74 |
1.63 |
3.45 |
3.95 |
TOTAL |
2.14 |
1.93 |
1.99 |
2.12 |
|
# Unaudited for 2003-04. |