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دسمبر 29, 2025
Appendix Table V.13: Financial Performance of Primary Co-operative Agriculture and Rural Development Banks
| (Amount in ₹ crore) | ||||
| Item | During | Percentage Variation | ||
| 2022-23 | 2023-24P | 2022-23 | 2023-24 | |
| 1 | 2 | 3 | 4 | 5 |
| A. Income (i+ii) | 3,524 | 3,166 | 22.5 | -10.2 |
| (100) | (100) | |||
| i. Interest Income | 1,957 | 2,031 | 7.3 | 3.8 |
| (55.5) | (64.1) | |||
| ii. Other Income | 1,567 | 1,135 | 48.9 | -27.6 |
| (44.5) | (35.9) | |||
| B. Expenditure (i+ii+iii) | 3,293 | 3,367 | -5 | 2.3 |
| (100) | (100) | |||
| i. Interest Expended | 1,676 | 1,668 | -1.5 | -0.5 |
| (50.9) | (49.5) | |||
| ii. Provisions and Contingencies | 1,014 | 873 | -4.9 | -13.9 |
| (30.8) | (25.9) | |||
| iii. Operating Expenses | 603 | 827 | -13.7 | 37.1 |
| (18.3) | (24.5) | |||
| Of which, Wage Bill | 228 | 230 | -53.7 | 0.6 |
| (6.9) | (6.8) | |||
| C. Profits | ||||
| i. Operating Profits | 1,246 | 672 | 160.7 | -46 |
| ii. Net Profits | 231 | -201 | ||
| P: Provisional. | ||||
| Notes: 1. Figures in parentheses are proportion to total income/expenditure (in per cent). | ||||
| 2. Y-o-y variations could be slightly different because absolute numbers have been rounded off to `1 crore in the table. | ||||
| 3. Components may not add up to the exact total due to rounding off. | ||||
| 4. Data for financial year 2022-23 are available in respect of 607 of 608 reported PCARDBs and data for financial year 2023-24 are available in respect of 608 of 609 reported PCARDBs. | ||||
| Source: NABARD. | ||||
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