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Appendix Table V.14: Asset Quality of Primary Co-operative Agriculture and Rural Development Banks

(Amount in ₹ crore)
Item At end-March Percentage Variation
2023 2024P 2022-23 2023-24
1 2 3 4 5
A. Total NPAs (i+ii+iii) 6,371 6,144 -5.9 -3.6
i. Sub-standard 2,552 2,408 -12.8 -5.6
  -40.1 -39.2    
ii. Doubtful 3,784 3,635 -0.7 -3.9
  -59.4 -59.2    
iii. Loss 36 101 17.9 181.4
  -0.6 -1.6    
B. Gross NPA Ratio (%) 39.7 38.6    
C. Recovery to Demand Ratio (%) 39.1 43.1    
P: Provisional.
*: Recovery for the financial year is taken as on 30th June.
Notes: 1. Figures in parentheses are proportions to total NPAs.
2. Y-o-y variations could be slightly different because absolute numbers have been rounded off to `1 crore in the table.
3. Components may not add up to the exact total due to rounding off.
4. Data for financial year 2022-23 are available in respect of 607 of 608 reported PCARDBs and data for financial year 2023-24 are available in respect of 608 of 609 reported PCARDBs.
Source: NABARD.

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