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Appendix Table V.4: Salient Indicators of Financial Health of District Central Co-operative Banks

(At end-March)
(Amount in ₹ lakh)
Sr.No. Region/State/UT 2023-24 2024-25P 2024 2025P
No. of DCCBs Profit Loss No. of DCCBs Profit Loss NPA to Loans Ratio
(per cent)
Recovery to Demand Ratio
(per cent)*
NPA to Loans Ratio
(per cent)
Recovery to Demand Ratio
(per cent)*
No. of DCCBs Amount No of DCCBs Amount No. of DCCBs Amount No of DCCBs Amount
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16
  Northern region 73 65 29,841 8 15,330 73 49 35,208 24 36,842 8.5 73.6 8.3 72.4
1 Haryana 19 19 7,122 - - 19 18 9,234 1 19 5.8 60.2 6.7 61.2
2 Himachal Pradesh 2 2 8,399 - - 2 2 13,789 - - 21 70.5 17.2 69.9
3 Jammu & Kashmir 3 2 443 1 639 3 2 269 1 690 20.4 35.4 24.7 42.9
4 Punjab 20 14 7,255 6 11,410 20 10 6,965 10 11,163 10.7 75.9 10.5 73.4
5 Rajasthan 29 28 6,622 1 3,282 29 17 4,952 12 24,970 5.2 83.7 5 80.9
  Eastern region 58 52 28,422 6 9,150 58 51 27,369 7 11,286 8.8 76.6 8.5 78
6 Bihar 23 19 2,558 4 3,228 23 18 3,375 5 9,870 12.2 51.8 9.6 52.5
7 Jharkhand 1 1 146 - - 1 1 99 - - 28.1 66.6 16.8 64.7
8 Odisha 17 17 11,946 - - 17 17 10,277 - - 7.3 78.2 7.2 80.7
9 West Bengal 17 15 13,772 2 5,922 17 15 13,619 2 1,416 10.1 79 10.4 76.3
  Central region 104 89 62,991 15 63,188 104 94 72,981 10 76,221 15.7 66.4 14.9 68
10 Chhattisgarh 6 6 19,635 - - 6 6 24,989 - - 9.7 78.7 10.1 79.5
11 Madhya Pradesh 38 29 22,174 9 59,041 38 28 17,833 10 76,221 22.7 57.9 21.8 59.6
12 Uttar Pradesh 50 44 11,446 6 4,147 50 50 18,564 - - 6.3 79.3 5.8 81.2
13 Uttarakhand 10 10 9,736 - - 10 10 11,595 - - 7.6 73.3 8 67.5
  Western region 49 46 129,124 3 5,585 49 45 143,109 4 5,477 10.3 75.2 10.3 73.6
14 Gujarat 18 18 44,729 - - 18 18 51,873 - - 3 94.4 2.3 94.5
15 Maharashtra 31 28 84,395 3 5,585 31 27 91,236 4 5,477 13.2 66 13.7 62.7
  Southern region 67 60 79,359 7 47,093 67 62 88,319 5 29,513 5.8 88.8 5.7 87.3
16 Andhra Pradesh 13 11 13,126 2 30,855 13 12 16,457 1 5,905 4.8 88.1 6.2 84.2
17 Karnataka 21 18 26,726 3 12,123 21 19 33,463 2 9,214 7.2 91.8 7.1 91.9
18 Kerala 1 - - 1 3,869 1 - - 1 10,471 15.4 66.1 16 68
19 Tamil Nadu 23 23 27,200 - - 23 23 26,815 - - 5.5 88.6 4.5 86.5
20 Telangana 9 8 12,307 1 246 9 8 11,584 1 3,923 3.2 84.7 2.5 86.2
  All India 351 312 329,737 39 140,346 351 301 366,986 50 159,339 8.9 76.8 8.7 76.4
P: Provisional.
:- nil/negligible
*: Recovery for the financial year is as on 30th June.
Note: Components may not add up to the exact total due to rounding off.
Source: NABARD.

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