NORTH-EASTERN REGION (Contd.)

STATE : ASSAM

(Amount in Rupees Lakh)

OCCUPATION 

STATE BANK OF INDIA AND
ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

89,321

578,84

473,86

1,54,736

1067,25

890,60

-

-

-

1. Direct Finance

87,909

522,49

431,28

1,50,871

870,30

720,82

-

-

-

2. Indirect Finance

1,412

56,35

42,58

3,865

196,95

169,78

-

-

-

II.

INDUSTRY

10,539

1549,30

802,08

23,812

2572,64

1805,27

4

21,97

16,95

1. Mining & Quarrying

134

171,60

14,01

167

36,92

28,63

-

-

-

2. Food Manufacturing & Processing

2,451

124,42

87,00

2,440

569,22

383,37

-

-

-

  (a) Rice Mills, Flour & Dal Mills

275

22,67

16,80

964

63,30

50,69

-

-

-

  (b) Sugar

5

16

13

1

5

-

-

-

-

  (c) Edible Oils & Vanaspati

39

3,88

2,53

147

15,17

12,77

-

-

-

  (d) Tea Processing

265

42,05

28,40

344

407,47

270,98

-

-

-

  (e) Processing of Fruits & Vegetables

40

3,54

3,12

13

12,50

2,15

-

-

-

  (f) Others

1,827

52,12

36,02

971

70,74

46,78

-

-

-

3. Beverage & Tobacco

57

42,69

36,92

82

41,47

34,27

1

10,00

6,00

4. Textiles

1,897

40,56

28,49

4,852

141,13

124,00

-

-

-

  (a) Cotton Textiles

129

2,15

1,82

662

19,33

18,66

-

-

-

  (b) Jute & Other Natural Fibre Textiles

124

3,80

3,46

262

5,87

4,88

-

-

-

  (c) Handloom Textiles & Khadi

823

9,87

8,38

2,408

19,82

14,29

-

-

-

  (d) Other Textiles & Textile Products

821

24,73

14,83

1,520

96,10

86,17

-

-

-

5. Paper, Paper Products & Printing

246

19,70

14,36

474

59,68

51,22

1

1,47

1,47

6. Woods and Wood Products

234

5,66

5,20

880

19,87

15,10

-

-

-

7. Leather & Leather Products

76

1,61

1,35

120

4,69

3,25

-

-

-

8. Gems and Jewellery

35

93

83

103

2,79

2,14

-

-

-

9. Rubber & Plastic Products

86

51,13

37,21

330

75,67

61,08

-

-

-

10. Chemicals & Chemical Products

123

25,84

11,36

764

107,15

80,75

-

-

-

  (a) Heavy Industrial Chemicals

9

3,09

2,47

14

7,57

6,56

-

-

-

  (b) Fertilisers

3

5

3

28

7,72

7,67

-

-

-

  (c) Drugs & Pharmaceuticals

34

4,51

2,96

385

23,62

16,74

-

-

-

  (d) Non-Edible Oils

4

61

51

14

31,22

16,85

-

-

-

  (e) Other Chemicals & Chemical Products

73

17,58

5,38

323

37,02

32,92

-

-

-

11. Petroleum, Coal Products & Nuclear Fuels

31

310,53

28,57

37

247,13

26,85

-

-

-

12. Manufacture of Cement & Cement Products

297

259,07

151,90

492

280,01

212,34

-

-

-

13. Basic Metals & Metal Products

481

255,06

187,25

789

241,84

208,42

2

10,50

9,48

  (a) Iron & Steel

106

244,14

178,35

65

176,45

156,70

1

5,00

3,98

  (b) Non-Ferrous Metals

23

3,89

2,83

17

21,34

17,89

-

-

-

  (c) Metal Products

352

7,03

6,08

707

44,06

33,84

1

5,50

5,50

14. Engineering

513

35,54

23,92

1,560

140,61

114,74

-

-

-

  (a) Heavy Engineering

11

5,58

3,50

79

24,18

18,65

-

-

-

  (b) Light Engineering

372

18,13

12,26

1,156

19,46

17,41

-

-

-

  (c) Electrical Machinery & Goods

83

10,21

6,62

150

33,74

25,64

-

-

-

  (d) Electronic Machinery & Goods

47

1,62

1,53

175

63,24

53,04

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

88

8,25

7,55

197

28,47

24,16

-

-

-

16. Other Industries

1,532

30,80

24,56

9,053

234,47

185,10

-

-

-

17. Electricity, Gas & Water

17

23,29

22,52

77

104,77

45,40

-

-

-

  (a) Electricity Generation & Transmission

8

22,53

21,83

11

48,91

22,67

-

-

-

  (b) Non-Conventional Energy

1

6

6

3

4,20

4,19

-

-

-

  (c) Gas, Steam & Water Supply

8

70

63

63

51,66

18,54

-

-

-

18. Construction

2,241

142,62

119,07

1,395

236,75

204,46

-

-

-

  (a) Other than Infrastructure

219

44,76

30,90

1,045

138,69

115,78

-

-

-

  (b) Infrastructure Construction

2,022

97,85

88,17

350

98,06

88,67

-

-

-

III.

TRANSPORT OPERATORS

6,480

139,42

107,68

6,615

137,65

105,71

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

2,706

167,54

132,24

14,824

727,88

580,13

2

20

20

1. Professional Services

181

7,29

6,72

3,749

80,70

58,80

1

17

17

2. Tourism, Hotel & Restaurants

408

24,04

17,34

1,099

66,64

57,86

-

-

-

3. Recreation services

121

19,26

15,59

173

39,17

35,97

-

-

-

4. IT and Telecommunications

84

8,69

7,38

73

42,12

10,01

-

-

-

5. Others

1,912

108,26

85,21

9,730

499,24

417,49

1

3

3

V.

PERSONAL LOANS

3,59,265

5933,49

4670,84

1,39,256

2045,94

1658,73

20

84

84

1. Housing

31,625

1116,52

925,73

28,531

918,09

791,29

4

70

70

2. Consumer Durables

5,590

36,02

27,38

24,064

182,92

120,00

-

-

-

3. Vehicles

24,370

523,07

397,52

11,762

161,70

128,14

-

-

-

4. Education

4,973

162,67

110,56

4,044

91,79

77,16

-

-

-

5. Personal Credit Cards

-

-

-

1,332

7,51

5,90

-

-

-

6. Others

2,92,707

4095,21

3209,65

69,523

683,94

536,25

16

14

14

VI.

TRADE

16,404

593,95

478,76

55,732

1539,87

1212,99

29

56,08

39,21

1. Wholesale Trade

448

144,84

107,49

4,416

278,05

228,46

4

4,65

3,04

2. Retail Trade

15,956

449,10

371,27

51,316

1261,82

984,53

25

51,43

36,17

VII.

FINANCE

91

2,74

1,36

1,053

322,65

218,68

1

3

3

VIII.

ALL OTHERS

1,009

33,07

31,77

26,150

308,47

273,07

-

-

-

TOTAL BANK CREDIT

4,85,815

8998,33

6698,59

4,22,178

8722,35

6745,18

56

79,12

57,22

TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING
CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2009

STATE : ASSAM

 (Amount in Rupees Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

1,04,062

283,09

225,35

2,014

52,66

46,73

3,50,133

1981,83

1636,54

1. Direct Finance

1,03,119

264,01

210,09

1,950

42,12

39,87

3,43,849

1698,91

1402,06

2. Indirect Finance

943

19,08

15,26

64

10,54

6,86

6,284

282,92

234,48

II.

INDUSTRY

16,485

229,00

192,53

1,490

662,99

474,18

52,330

5035,91

3291,01

1. Mining & Quarrying

6

59

53

4

51,55

8,45

311

260,65

51,62

2. Food Manufacturing & Processing

557

51,35

41,92

59

195,83

125,78

5,507

940,83

638,08

  (a) Rice Mills, Flour & Dal Mills

268

13,60

11,53

2

2,70

1,68

1,509

102,26

80,70

  (b) Sugar

1

2

1

-

-

-

7

23

15

  (c) Edible Oils & Vanaspati

15

2,77

2,16

-

-

-

201

21,82

17,46

  (d) Tea Processing

6

3,99

3,99

27

190,16

121,54

642

643,66

424,91

  (e) Processing of Fruits & Vegetables

7

1,68

1,47

-

-

-

60

17,72

6,74

  (f) Others

260

29,30

22,76

30

2,98

2,56

3,088

155,13

108,12

3. Beverage & Tobacco

12

3,75

3,28

1

1,00

69

153

98,91

81,16

4. Textiles

5,799

25,13

21,30

40

4,87

4,71

12,588

211,69

178,50

  (a) Cotton Textiles

643

4,22

3,31

1

9

7

1,435

25,79

23,86

  (b) Jute & Other Natural Fibre Textiles

12

40

38

-

-

-

398

10,07

8,72

  (c) Handloom Textiles & Khadi

4,178

15,72

13,53

-

-

-

7,409

45,42

36,20

  (d) Other Textiles & Textile Products

966

4,79

4,09

39

4,78

4,64

3,346

130,41

109,72

5. Paper, Paper Products & Printing

138

6,39

4,52

26

5,09

3,14

885

92,33

74,72

6. Woods and Wood Products

213

3,41

2,93

35

29,31

20,07

1,362

58,24

43,30

7. Leather & Leather Products

11

25

24

-

-

-

207

6,55

4,83

8. Gems and Jewellery

24

49

38

-

-

-

162

4,21

3,35

9. Rubber & Plastic Products

6

71

67

36

3,68

3,48

458

131,18

102,44

10. Chemicals & Chemical Products

86

97

73

19

11,49

9,59

992

145,45

102,42

  (a) Heavy Industrial Chemicals

-

-

-

3

3,00

1,74

26

13,65

10,77

  (b) Fertilisers

4

2

1

1

1,20

1,25

36

8,98

8,96

  (c) Drugs & Pharmaceuticals

12

18

11

2

48

57

433

28,79

20,37

  (d) Non-Edible Oils

2

18

12

1

15

-

21

32,17

17,49

  (e) Other Chemicals & Chemical Products

68

59

49

12

6,67

6,03

476

61,86

44,82

11. Petroleum, Coal Products & Nuclear Fuels

2

7

7

5

10,17

5,71

75

567,90

61,21

12. Manufacture of Cement & Cement Products

130

2,09

1,85

101

61,45

65,87

1,020

602,62

431,97

13. Basic Metals & Metal Products

194

2,77

2,30

37

2,40

1,00

1,503

512,58

408,45

  (a) Iron & Steel

2

5

5

4

10

5

178

425,75

339,11

  (b) Non-Ferrous Metals

1

2

1

1

95

2

42

26,21

20,75

  (c) Metal Products

191

2,69

2,24

32

1,35

93

1,283

60,62

48,58

14. Engineering

164

2,33

2,01

296

130,30

97,19

2,533

308,78

237,86

  (a) Heavy Engineering

8

49

43

69

94,97

82,18

167

125,23

104,76

  (b) Light Engineering

39

89

73

222

29,06

11,28

1,789

67,54

41,68

  (c) Electrical Machinery & Goods

51

27

24

4

3,59

1,20

288

47,80

33,71

  (d) Electronic Machinery & Goods

66

68

62

1

2,67

2,52

289

68,20

57,72

15. Vehicles, Vehicle Parts & Transport Equipments

252

1,80

1,34

21

9,17

4,67

558

47,69

37,72

16. Other Industries

7,102

48,13

36,65

125

37,13

34,01

17,812

350,53

280,32

17. Electricity, Gas & Water

3

33

27

-

-

-

97

128,40

68,19

  (a) Electricity Generation & Transmission

1

3

3

-

-

-

20

71,47

44,53

  (b) Non-Conventional Energy

-

-

-

-

-

-

4

4,26

4,25

  (c) Gas, Steam & Water Supply

2

30

25

-

-

-

73

52,66

19,41

18. Construction

1,786

78,44

71,53

685

109,57

89,81

6,107

567,37

484,87

  (a) Other than Infrastructure

1,715

69,05

63,50

417

92,34

75,71

3,396

344,84

285,89

  (b) Infrastructure Construction

71

9,39

8,03

268

17,23

14,10

2,711

222,53

198,98

III.

TRANSPORT OPERATORS

6,160

41,34

29,99

2,692

151,84

123,02

21,947

470,24

366,40

IV.

PROFESSIONAL AND OTHER SERVICES

13,177

76,89

62,58

4,004

140,13

85,36

34,713

1112,64

860,51

1. Professional Services

7,736

28,68

22,81

130

9,79

4,85

11,797

126,63

93,35

2. Tourism, Hotel & Restaurants

130

4,67

3,91

58

21,54

17,15

1,695

116,89

96,26

3. Recreation services

8

31

29

1

4

-

303

58,78

51,85

4. IT and Telecommunications

6

68

56

4

1,30

1,11

167

52,79

19,05

5. Others

5,297

42,56

35,01

3,811

107,46

62,26

20,751

757,54

599,99

V.

PERSONAL LOANS

92,216

753,34

575,13

48,645

714,90

449,78

6,39,402

9448,51

7355,33

1. Housing

15,864

309,12

244,94

948

91,94

78,51

76,972

2436,38

2041,18

2. Consumer Durables

11,906

78,30

57,33

59

45

37

41,619

297,69

205,07

3. Vehicles

4,572

37,40

25,86

37,506

469,46

279,52

78,210

1191,62

831,04

4. Education

239

2,11

1,64

35

1,14

89

9,291

257,71

190,24

5. Personal Credit Cards

-

-

-

112

3,52

1,31

1,444

11,03

7,21

6. Others

59,635

326,42

245,37

9,985

148,38

89,18

4,31,866

5254,08

4080,59

VI.

TRADE

42,325

247,83

200,49

1,299

114,55

85,49

1,15,789

2552,29

2016,94

1. Wholesale Trade

1,439

19,60

17,56

194

48,29

36,34

6,501

495,43

392,89

2. Retail Trade

40,886

228,23

182,93

1,105

66,27

49,15

1,09,288

2056,86

1624,05

VII.

FINANCE

24,869

91,91

71,13

124

19,94

9,93

26,138

437,26

301,12

VIII.

ALL OTHERS

40,220

150,48

121,36

3,163

73,38

41,28

70,542

565,40

467,49

TOTAL BANK CREDIT

3,39,514

1873,88

1478,56

63,431

1930,40

1315,77

13,10,994

21604,09

16295,34