B1. Liabilities and Assets of Scheduled Commercial Banks: 2002 and 2003 (Part 5 of 10) - ربی - Reserve Bank of India
B1. Liabilities and Assets of Scheduled Commercial Banks: 2002 and 2003 (Part 5 of 10)
(Amount in Rs. lakh) | ||||||
As on March 31 | ||||||
Items | Barclays Bank | BNP Paribas | Chinatrust Commercial Bank | |||
2002 | 2003 | 2002 | 2003 | 2002 | 2003 | |
(25) | (26) | (27) | (28) | (29) | (30) | |
1. Capital | 26260 | 26260 | 3528 | 6283 | 3546 | 3546 |
(33.1) | (35.6) | (1.0) | (2.3) | (28.5) | (27.7) | |
2. Reserves and Surplus | 4229 | 7143 | 16801 | 17136 | 226 | 620 |
(5.3) | (9.7) | (4.5) | (6.3) | (1.8) | (4.9) | |
2.1. Statutory Reserves | 1036 | 1992 | 3481 | 3481 | 58 | 125 |
2.2. Capital Reserves | 5 | 5 | 583 | 583 | - | - |
2.3. Share Premium | - | - | - | - | - | - |
2.4. Investments Fluctuations Reserves | 350 | 1483 | - | - | 3 | 74 |
2.5. Revenue and other Reserves | 300 | 131 | 15985 | 15868 | 8 | 133 |
2.6. Balance of Profit | 2539 | 3532 | -3248 | -2796 | 157 | 288 |
3. Deposits | 16727 | 10775 | 163428 | 157956 | 7501 | 6522 |
(21.1) | (14.6) | (44.2) | (58.0) | (60.3) | (51.0) | |
Type-wise | ||||||
3A.1. Demand deposits | 974 | 415 | 43196 | 33523 | 358 | 1283 |
(i) From banks | 6 | 13 | 66 | 55 | - | - |
(ii) From others | 968 | 403 | 43130 | 33468 | 358 | 1283 |
3A.2. Savings bank deposits | - | 84 | 6502 | 4210 | 152 | 177 |
3A.3. Term deposits | 15753 | 10276 | 113730 | 120222 | 6990 | 5061 |
(i) From banks | 4257 | 4257 | 14335 | 14320 | - | - |
(ii) From others | 11496 | 6019 | 99395 | 105902 | 6990 | 5061 |
Location-wise | ||||||
3B.1. Deposits of branches in India | 16727 | 10775 | 163428 | 157956 | 7501 | 6522 |
3B.2. Deposits of branches outside India | - | - | - | - | - | - |
4. Borrowings | 28989 | 24474 | 165920 | 70645 | 594 | 1718 |
(36.5) | (33.2) | (44.9) | (26.0) | (4.8) | (13.4) | |
4.1. Borrowings in India | 28800 | 20200 | 162571 | 59053 | 594 | 1718 |
(i) From Reserve Bank of India | - | - | 1200 | 887 | 294 | - |
(ii) From other banks | 27800 | 20200 | 135250 | 47300 | - | 1000 |
(iii) From other institutions and agencies | 1000 | - | 26121 | 10866 | 300 | 718 |
4.2. Borrowings outside India | 189 | 4274 | 3349 | 11592 | - | - |
Secured borrowing included in 4. | - | - | - | - | - | - |
5. Other liabilities | 3113 | 5159 | 19947 | 20126 | 573 | 378 |
(3.9) | (7.0) | (5.4) | (7.4) | (4.6) | (3.0) | |
5.1. Bills Payable | 50 | 58 | 3018 | 4129 | 272 | 58 |
5.2. Inter-office adjustments | - | - | 120 | 30 | - | - |
5.3. Interest accrued | 189 | 84 | 3680 | 3206 | 150 | 62 |
5.4. Others (including provisions) | 2874 | 5016 | 13129 | 12761 | 151 | 259 |
Total Liabilities | 79318 | 73810 | 369624 | 272146 | 12440 | 12785 |
(100.0) | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) | |
Note: Figures in brackets indicate percent share in total. | ||||||
Source: Annual accounts of banks of respective years. |
(Amount in Rs. lakh) | ||||||
As on March 31 | ||||||
Items | Barclays Bank | BNP Paribas | Chinatrust Commercial Bank | |||
2002 | 2003 | 2002 | 2003 | 2002 | 2003 | |
(25) | (26) | (27) | (28) | (29) | (30) | |
1. Cash in hand | 5 | 6 | 322 | 232 | 18 | 21 |
(0.0) | (0.0) | (0.1) | (0.1) | (0.1) | (0.2) | |
2. Balances with RBI | 985 | 246 | 11646 | 11411 | 495 | 315 |
(1.2) | (0.3) | (3.2) | (4.2) | (4.0) | (2.5) | |
3. Balances with banks in India | 22 | 67 | 5956 | 1264 | 84 | 65 |
(0.0) | (0.1) | (1.6) | (0.5) | (0.7) | (0.5) | |
4. Money at call and short notice | 4392 | 1000 | 24400 | 2329 | - | - |
(5.5) | (1.4) | (6.6) | (0.9) | - | - | |
5. Balances with banks outside India | 34408 | 32 | 853 | - | 50 | 58 |
(43.4) | (0.0) | (0.2) | - | (0.4) | (0.5) | |
6. Investments | 31879 | 48389 | 148524 | 91786 | 5142 | 4238 |
(40.2) | (65.6) | (40.2) | (33.7) | (41.3) | (33.2) | |
6.1. Investments in India | 31879 | 48389 | 148524 | 91786 | 5142 | 4238 |
(i) Government securities | 13613 | 34858 | 91877 | 68880 | 3357 | 2838 |
(ii)Other approved securities | 275 | 275 | - | - | - | - |
(iii) Shares | - | - | 1 | 1 | - | - |
(iv) Debentures and Bonds | 17991 | 10920 | 52718 | 22905 | 1600 | 1400 |
(v) Subsidiaries and/or joint ventures | - | - | - | - | - | - |
(vi) Others | - | 2336 | 3928 | - | 186 | - |
6.2. Investments outside India | - | - | - | - | - | - |
(i) Government securities | - | - | - | - | - | - |
(ii) Subsidiaries and/or joint ventures | - | - | - | - | - | - |
(iii) Others | - | - | - | - | - | - |
7. Advances | 685 | 230 | 152142 | 142271 | 5841 | 7297 |
(0.9) | (0.3) | (41.2) | (52.3) | (47.0) | (57.1) | |
Type-wise | ||||||
7A.1. Bills purchased and discounted | - | - | 24664 | 31346 | 604 | 869 |
7A.2. Cash credits, overdrafts & loans | 412 | 6 | 40295 | 41215 | 1345 | 1982 |
7A.3. Term loans | 273 | 224 | 87183 | 69709 | 3893 | 4447 |
Security-wise | ||||||
7B.1. Secured by tangible assets | 641 | 191 | 44604 | 61795 | 4988 | 7056 |
7B.2. Covered by Bank/ Government Guarantees | - | - | 21172 | 26762 | - | - |
7B.3. Unsecured | 45 | 39 | 86366 | 53714 | 853 | 242 |
Sector-wise | ||||||
7C. I. Advances in India | 685 | 230 | 152142 | 142271 | 5841 | 7297 |
(i) Priority sectors | 137 | 6 | 46958 | 44092 | 1298 | 2409 |
(ii) Public sectors | - | - | 19835 | 1000 | - | - |
(iii) Banks | - | - | 37 | 1 | - | - |
(iv) Others | 548 | 224 | 85312 | 97178 | 4544 | 4888 |
7C.II. Advances outside India | - | - | - | - | - | - |
8. Fixed Assets | 1078 | 343 | 10570 | 9536 | 160 | 93 |
(1.4) | (0.5) | (2.9) | (3.5) | (1.3) | (0.7) | |
8.1. Premises | 906 | 5 | 8122 | 8372 | 31 | 19 |
8.2. Fixed assets under construction | - | - | 28 | 52 | - | - |
8.2. Other Fixed assets | 171 | 339 | 2420 | 1112 | 129 | 74 |
9. Other Assets | 5864 | 23498 | 15211 | 13319 | 651 | 697 |
(7.4) | (31.8) | (4.1) | (4.9) | (5.2) | (5.4) | |
9.1. Inter - office adjustments (net) | - | - | - | - | - | - |
9.2. Interest accrued | 1049 | 878 | 3093 | 1841 | 250 | 168 |
9.3. Tax paid | 1075 | - | 3963 | 3605 | 177 | 188 |
9.4. Stationery and Stamps | 0 | 616 | 2 | 2 | - | - |
9.5. Others | 3740 | 22003 | 8153 | 7871 | 223 | 341 |
Total Assets | 79318 | 73810 | 369624 | 272146 | 12440 | 12785 |
(100.0) | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) |
(Amount in Rs. lakh) | ||||||
As on March 31 | ||||||
Items | Cho Hung Bank | Citibank | Commerz Bank # | |||
2002 | 2003 | 2002 | 2003 | 2002 | 2003 | |
(31) | (32) | (33) | (34) | (35) | (36) | |
1. Capital | 3454 | 3454 | 16746 | 16746 | 7435 | |
(19.3) | (22.6) | (0.8) | (0.7) | (105.6) | ||
2. Reserves and Surplus | 1253 | 2664 | 156721 | 195965 | -461 | |
(7.0) | (17.4) | (7.3) | (7.8) | -(6.5) | ||
2.1. Statutory Reserves | 1114 | 2541 | 40232 | 50020 | 107 | |
2.2. Capital Reserves | - | - | 573 | 573 | 6 | |
2.3. Share Premium | - | - | - | - | - | |
2.4. Investments Fluctuations Reserves | 37 | - | 6100 | 21108 | - | |
2.5. Revenue and other Reserves | 1 | 76 | 104816 | 124265 | - | |
2.6. Balance of Profit | 101 | 48 | 5000 | - | -574 | |
3. Deposits | 7616 | 5581 | 1524245 | 1774250 | - | |
(42.6) | (36.5) | (70.9) | (70.3) | - | ||
Type-wise | ||||||
3A.1. Demand deposits | 1871 | 2335 | 304778 | 362634 | - | |
(i) From banks | - | - | 2647 | 3171 | - | |
(ii) From others | 1871 | 2335 | 302131 | 359463 | - | |
3A.2. Savings bank deposits | 31 | 54 | 160520 | 229482 | - | |
3A.3. Term deposits | 5713 | 3192 | 1058947 | 1182134 | - | |
(i) From banks | - | - | 356889 | 356909 | - | |
(ii) From others | 5713 | 3192 | 702058 | 825225 | - | |
Location-wise | ||||||
3B.1. Deposits of branches in India | 7616 | 5581 | 1524245 | 1774250 | - | |
3B.2. Deposits of branches outside India | - | - | - | - | - | |
4. Borrowings | 1800 | 500 | 302244 | 338844 | - | |
(10.1) | (3.3) | (14.1) | (13.4) | - | ||
4.1. Borrowings in India | 1800 | 500 | 301639 | 164072 | - | |
(i) From Reserve Bank of India | - | - | 27416 | - | - | |
(ii) From other banks | 500 | 500 | 185278 | 130967 | - | |
(iii) From other institutions and agencies | 1300 | - | 88945 | 33105 | - | |
4.2. Borrowings outside India | - | - | 605 | 174772 | - | |
Secured borrowing included in 4. | - | - | - | - | - | |
5. Other liabilities | 3764 | 3093 | 149730 | 198152 | 70 | |
(21.0) | (20.2) | (7.0) | (7.9) | (1.0) | ||
5.1. Bills Payable | 189 | 80 | 48768 | 73053 | - | |
5.2. Inter-office adjustments | - | - | 2940 | 247 | 3 | |
5.3. Interest accrued | 43 | 38 | 16599 | 14301 | - | |
5.4. Others (including provisions) | 3532 | 2975 | 81423 | 110551 | 67 | |
Total Liabilities | 17886 | 15292 | 2149686 | 2523958 | 7044 |
(Amount in Rs. lakh) | ||||||
As on March 31 | ||||||
Items | Cho Hung Bank | Citibank | Commerz Bank # | |||
2002 | 2003 | 2002 | 2003 | 2002 | 2003 | |
(31) | (32) | (33) | (34) | (35) | (36) | |
1. Cash in hand | 9 | 22 | 6338 | 5422 | - | |
(0.1) | (0.1) | (0.3) | (0.2) | - | ||
2. Balances with RBI | 243 | 325 | 109888 | 117898 | 262 | |
(1.4) | (2.1) | (5.1) | (4.7) | (3.7) | ||
3. Balances with banks in India | 19 | 35 | 22547 | 45329 | 32 | |
(0.1) | (0.2) | (1.0) | (1.8) | (0.5) | ||
4. Money at call and short notice | 646 | 1067 | - | - | 4350 | |
(3.6) | (7.0) | - | - | (61.8) | ||
5. Balances with banks outside India | 475 | 58 | 129185 | 213633 | 118 | |
(2.7) | (0.4) | (6.0) | (8.5) | (1.7) | ||
6. Investments | 3781 | 3037 | 600686 | 703593 | - | |
(21.1) | (19.9) | (27.9) | (27.9) | - | ||
6.1. Investments in India | 3781 | 3037 | 600686 | 703593 | - | |
(i) Government securities | 1981 | 1737 | 481399 | 566258 | - | |
(ii)Other approved securities | - | - | 1725 | 1686 | - | |
(iii) Shares | - | - | 357 | 356 | - | |
(iv) Debentures and Bonds | 1800 | 1300 | 117205 | 128079 | - | |
(v) Subsidiaries and/or joint ventures | - | - | - | - | - | |
(vi) Others | - | - | - | 7214 | - | |
6.2. Investments outside India | - | - | - | - | - | |
(i) Government securities | - | - | - | - | - | |
(ii) Subsidiaries and/or joint ventures | - | - | - | - | - | |
(iii) Others | - | - | - | - | - | |
7. Advances | 9813 | 7525 | 1138520 | 1262869 | 1260 | |
(54.9) | (49.2) | (53.0) | (50.0) | (17.9) | ||
Type-wise | ||||||
7A.1. Bills purchased and discounted | 100 | 232 | 112770 | 110989 | - | |
7A.2. Cash credits, overdrafts & loans | 4203 | 4143 | 260339 | 285987 | 1260 | |
7A.3. Term loans | 5510 | 3150 | 765411 | 865893 | - | |
Security-wise | ||||||
7B.1. Secured by tangible assets | 9803 | 7075 | 516631 | 604484 | 1260 | |
7B.2. Covered by Bank/ Government Guarantees | - | 450 | 221302 | 212953 | - | |
7B.3. Unsecured | 10 | - | 400587 | 445432 | - | |
Sector-wise | ||||||
7C. I. Advances in India | 9813 | 7525 | 1138520 | 1262869 | 1260 | |
(i) Priority sectors | - | - | 249689 | 268368 | - | |
(ii) Public sectors | - | - | 41764 | 9380 | - | |
(iii) Banks | - | - | - | 4749 | - | |
(iv) Others | 9813 | 7525 | 847067 | 980372 | 1260 | |
7C.II. Advances outside India | - | - | - | - | - | |
8. Fixed Assets | 58 | 53 | 50217 | 52554 | 36 | |
(0.3) | (0.3) | (2.3) | (2.1) | (0.5) | ||
8.1. Premises | - | - | 28445 | 23115 | - | |
8.2. Fixed assets under construction | - | - | 876 | 355 | - | |
8.2. Other Fixed assets | 58 | 53 | 20896 | 29084 | 36 | |
9. Other Assets | 2841 | 3170 | 92305 | 122661 | 986 | |
(15.9) | (20.7) | (4.3) | (4.9) | (14.0) | ||
9.1. Inter - office adjustments (net) | - | - | - | - | - | |
9.2. Interest accrued | 363 | 251 | 29488 | 27425 | 7 | |
9.3. Tax paid | 2237 | 2717 | - | 5281 | 487 | |
9.4. Stationery and Stamps | - | - | 2 | 0 | - | |
9.5. Others | 241 | 202 | 62815 | 89954 | 492 | |
Total Assets | 17886 | 15292 | 2149686 | 2523958 | 7044 | |
(100.0) | (100.0) | (100.0) | (100.0) | (100.0) |
(Amount in Rs. lakh) | ||||||
As on March 31 | ||||||
Items | Credit Agricole Indosuez | Credit Lyonnais | DBS Bank | |||
2002 | 2003 | 2002 | 2003 | 2002 | 2003 | |
(37) | (38) | (39) | (40) | (41) | (42) | |
1. Capital | 9447 | 9818 | 11115 | 18309 | 4954 | 4954 |
(6.8) | (10.0) | (8.2) | (12.7) | (9.3) | (14.7) | |
2. Reserves and Surplus | 1285 | 1638 | 2747 | 4939 | 2697 | 3377 |
(0.9) | (1.7) | (2.0) | (3.4) | (5.1) | (10.1) | |
2.1. Statutory Reserves | 1638 | 1727 | 2233 | 2448 | 696 | 865 |
2.2. Capital Reserves | - | - | - | - | 51 | 51 |
2.3. Share Premium | - | - | - | - | - | - |
2.4. Investments Fluctuations Reserves | 71 | 121 | 289 | 649 | 80 | 152 |
2.5. Revenue and other Reserves | 399 | 395 | 1 | 1337 | - | 6 |
2.6. Balance of Profit | -823 | -605 | 224 | 506 | 1870 | 2304 |
3. Deposits | 76139 | 68209 | 101420 | 99440 | 13293 | 12404 |
(54.5) | (69.2) | (74.5) | (69.1) | (24.9) | (36.9) | |
Type-wise | ||||||
3A.1. Demand deposits | 11618 | 21654 | 3976 | 3639 | 261 | 1114 |
(i) From banks | 311 | 227 | 15 | 50 | 74 | 493 |
(ii) From others | 11307 | 21426 | 3961 | 3589 | 187 | 620 |
3A.2. Savings bank deposits | 3460 | 2017 | 51 | 183 | 93 | 128 |
3A.3. Term deposits | 61061 | 44538 | 97393 | 95617 | 12939 | 11162 |
(i) From banks | 34244 | 34244 | 83076 | 83076 | 7000 | 7852 |
(ii) From others | 26817 | 10294 | 14317 | 12541 | 5939 | 3310 |
Location-wise | ||||||
3B.1. Deposits of branches in India | 76139 | 68209 | 101420 | 99440 | 13293 | 12404 |
3B.2. Deposits of branches outside India | - | - | - | - | - | - |
4. Borrowings | 50300 | 14000 | 12550 | 3000 | 31149 | 12000 |
(36.0) | (14.2) | (9.2) | (2.1) | (58.4) | (35.7) | |
4.1. Borrowings in India | 50300 | 14000 | 12550 | 3000 | 31139 | 12000 |
(i) From Reserve Bank of India | 300 | - | 350 | - | 339 | - |
(ii) From other banks | 43500 | 14000 | 8700 | 3000 | 28800 | 12000 |
(iii) From other institutions and agencies | 6500 | - | 3500 | - | 2000 | - |
4.2. Borrowings outside India | - | - | - | - | 10 | - |
Secured borrowing included in 4. | - | - | - | - | - | - |
5. Other liabilities | 2508 | 4887 | 8261 | 18252 | 1259 | 850 |
(1.8) | (5.0) | (6.1) | (12.7) | (2.4) | (2.5) | |
5.1. Bills Payable | 317 | 216 | 522 | 334 | 49 | 24 |
5.2. Inter-office adjustments | - | - | - | - | - | - |
5.3. Interest accrued | 1104 | 2890 | 1826 | 1798 | 151 | 94 |
5.4. Others (including provisions) | 1087 | 1781 | 5913 | 16121 | 1059 | 732 |
Total Liabilities | 139679 | 98552 | 136093 | 143940 | 53352 | 33585 |
(100.0) | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) |
(Amount in Rs. lakh) | ||||||
As on March 31 | ||||||
Items | Credit Agricole Indosuez | Credit Lyonnais | DBS Bank | |||
2002 | 2003 | 2002 | 2003 | 2002 | 2003 | |
(37) | (38) | (39) | (40) | (41) | (42) | |
1. Cash in hand | 61 | 52 | - | 0 | 25 | 20 |
(0.0) | (0.1) | - | (0.0) | (0.0) | (0.1) | |
2. Balances with RBI | 4941 | 2514 | 3177 | 3254 | 666 | 570 |
(3.5) | (2.6) | (2.3) | (2.3) | (1.2) | (1.7) | |
3. Balances with banks in India | 31 | 14935 | 232 | 280 | 10300 | 5021 |
(0.0) | (15.2) | (0.2) | (0.2) | (19.3) | (15.0) | |
4. Money at call and short notice | - | 5974 | 15616 | - | 1464 | - |
- | (6.1) | (11.5) | - | (2.7) | - | |
5. Balances with banks outside India | 27259 | 3820 | 1446 | 2764 | 3926 | 384 |
(19.5) | (3.9) | (1.1) | (1.9) | (7.4) | (1.1) | |
6. Investments | 50276 | 36225 | 34927 | 62805 | 12400 | 7630 |
(36.0) | (36.8) | (25.7) | (43.6) | (23.2) | (22.7) | |
6.1. Investments in India | 50276 | 36225 | 34927 | 62805 | 12400 | 7630 |
(i) Government securities | 29960 | 26610 | 26219 | 50647 | 9000 | 6830 |
(ii)Other approved securities | - | - | 100 | 40 | - | - |
(iii) Shares | 2 | 303 | - | - | - | - |
(iv) Debentures and Bonds | 16420 | 9313 | 8608 | 12118 | 3400 | 800 |
(v) Subsidiaries and/or joint ventures | - | - | - | - | - | - |
(vi) Others | 3894 | - | - | - | - | - |
6.2. Investments outside India | - | - | - | - | - | - |
(i) Government securities | - | - | - | - | - | - |
(ii) Subsidiaries and/or joint ventures | - | - | - | - | - | - |
(iii) Others | - | - | - | - | - | - |
7. Advances | 43725 | 23207 | 75695 | 65802 | 23833 | 19174 |
(31.3) | (23.5) | (55.6) | (45.7) | (44.7) | (57.1) | |
Type-wise | ||||||
7A.1. Bills purchased and discounted | 2624 | 515 | 4047 | 1663 | 1697 | 2616 |
7A.2. Cash credits, overdrafts & loans | 758 | 112 | 48238 | 46847 | 12710 | 8676 |
7A.3. Term loans | 40343 | 22580 | 23410 | 17292 | 9426 | 7882 |
Security-wise | ||||||
7B.1. Secured by tangible assets | 10580 | 6458 | 28454 | 27178 | 20879 | 18420 |
7B.2. Covered by Bank/ Government Guarantees | 1952 | 465 | 6728 | 5766 | 970 | - |
7B.3. Unsecured | 31194 | 16285 | 40513 | 32857 | 1984 | 754 |
Sector-wise | ||||||
7C. I. Advances in India | 43725 | 23207 | 75695 | 65802 | 23833 | 19174 |
(i) Priority sectors | 6882 | 3385 | 17718 | 13657 | 3680 | 3099 |
(ii) Public sectors | - | - | - | 2501 | - | - |
(iii) Banks | 242 | - | 49 | 200 | - | - |
(iv) Others | 36601 | 19822 | 57928 | 49444 | 20153 | 16075 |
7C.II. Advances outside India | - | - | - | - | - | - |
8. Fixed Assets | 3556 | 3216 | 581 | 386 | 89 | 120 |
(2.5) | (3.3) | (0.4) | (0.3) | (0.2) | (0.4) | |
8.1. Premises | 2833 | 2740 | - | - | - | - |
8.2. Fixed assets under construction | - | - | - | - | - | - |
8.2. Other Fixed assets | 724 | 477 | 581 | 386 | 89 | 120 |
9. Other Assets | 9829 | 8608 | 4419 | 8649 | 649 | 667 |
(7.0) | (8.7) | (3.2) | (6.0) | (1.2) | (2.0) | |
9.1. Inter - office adjustments (net) | - | - | - | - | - | - |
9.2. Interest accrued | 2216 | 1677 | 1708 | 1218 | 241 | 332 |
9.3. Tax paid | 4592 | 5240 | - | - | 192 | 157 |
9.4. Stationery and Stamps | 0 | 0 | - | - | - | - |
9.5. Others | 3021 | 1690 | 2711 | 7431 | 216 | 178 |
Total Assets | 139679 | 98552 | 136093 | 143940 | 53352 | 33585 |
(100.0) | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) |
(Amount in Rs. lakh) | ||||||
As on March 31 | ||||||
Items | Deutsche Bank | Dresdner Bank # | Hongkong & Shanghai Bank | |||
2002 | 2003 | 2002 | 2003 | 2002 | 2003 | |
(43) | (44) | (45) | (46) | (47) | (48) | |
1. Capital | 39268 | 39268 | 7180 | 20 | 71503 | |
(7.2) | (6.7) | (87.8) | (0.0) | (3.4) | ||
2. Reserves and Surplus | 31004 | 44567 | 89 | 123107 | 158321 | |
(5.6) | (7.6) | (1.1) | (6.4) | (7.6) | ||
2.1. Statutory Reserves | 12671 | 16937 | 89 | 24667 | 28425 | |
2.2. Capital Reserves | 590 | 590 | - | 57502 | 81740 | |
2.3. Share Premium | - | - | - | - | - | |
2.4. Investments Fluctuations Reserves | 1577 | 4857 | - | 5889 | 13139 | |
2.5. Revenue and other Reserves | 6330 | 6330 | - | 27529 | 35017 | |
2.6. Balance of Profit | 9836 | 15853 | - | 7520 | - | |
3. Deposits | 247651 | 194507 | 604 | 1234116 | 1280121 | |
(45.1) | (33.3) | (7.4) | (64.5) | (61.2) | ||
Type-wise | ||||||
3A.1. Demand deposits | 119801 | 110289 | 604 | 198878 | 209953 | |
(i) From banks | 2518 | 2959 | - | 2846 | 3066 | |
(ii) From others | 117283 | 107329 | 604 | 196032 | 206887 | |
3A.2. Savings bank deposits | 8780 | 7555 | - | 178089 | 224062 | |
3A.3. Term deposits | 119070 | 76664 | - | 857149 | 846106 | |
(i) From banks | - | - | - | - | - | |
(ii) From others | 119070 | 76664 | - | 857149 | 846106 | |
Location-wise | ||||||
3B.1. Deposits of branches in India | 247651 | 194507 | 604 | 1234116 | 1280121 | |
3B.2. Deposits of branches outside India | - | - | - | - | - | |
4. Borrowings | 199259 | 272769 | - | 365864 | 317173 | |
(36.3) | (46.7) | - | (19.1) | (15.2) | ||
4.1. Borrowings in India | 199259 | 272085 | - | 364616 | 293000 | |
(i) From Reserve Bank of India | 20000 | 55000 | - | - | - | |
(ii) From other banks | 129774 | 168207 | - | 318012 | 287355 | |
(iii) From other institutions and agencies | 49485 | 48878 | - | 46604 | 5645 | |
4.2. Borrowings outside India | - | 684 | - | 1248 | 24173 | |
Secured borrowing included in 4. | - | - | - | - | - | |
5. Other liabilities | 31820 | 33209 | 304 | 190809 | 263857 | |
(5.8) | (5.7) | (3.7) | (10.0) | (12.6) | ||
5.1. Bills Payable | 4977 | 8698 | 0 | 43788 | 40338 | |
5.2. Inter-office adjustments | 34 | 7566 | 168 | - | - | |
5.3. Interest accrued | 3510 | 3818 | - | 53152 | 49625 | |
5.4. Others (including provisions) | 23299 | 13126 | 135 | 93869 | 173893 | |
Total Liabilities | 549002 | 584320 | 8176 | 1913916 | 2090974 | |
(100.0) | (100.0) | (100.0) | (100.0) | (100.0) |
(Amount in Rs. lakh) | ||||||
As on March 31 | ||||||
Items | Deutsche Bank | Dresdner Bank # | Hongkong & Shanghai Bank | |||
2002 | 2003 | 2002 | 2003 | 2002 | 2003 | |
(43) | (44) | (45) | (46) | (47) | (48) | |
1. Cash in hand | 263 | 371 | 0 | 5562 | 6550 | |
(0.0) | (0.1) | (0.0) | (0.3) | (0.3) | ||
2. Balances with RBI | 14082 | 15599 | 1860 | 57228 | 85155 | |
(2.6) | (2.7) | (22.7) | (3.0) | (4.1) | ||
3. Balances with banks in India | 126 | 92680 | 8 | 21225 | 14725 | |
(0.0) | (15.9) | (0.1) | (1.1) | (0.7) | ||
4. Money at call and short notice | 123884 | - | - | - | - | |
(22.6) | - | - | - | - | ||
5. Balances with banks outside India | 4885 | 10468 | 221 | 246549 | 11772 | |
(0.9) | (1.8) | (2.7) | (12.9) | (0.6) | ||
6. Investments | 186132 | 245874 | 158 | 627441 | 886955 | |
(33.9) | (42.1) | (1.9) | (32.8) | (42.4) | ||
6.1. Investments in India | 186132 | 245874 | 158 | 627441 | 886955 | |
(i) Government securities | 119878 | 217333 | 158 | 445266 | 714709 | |
(ii)Other approved securities | 4 | 4 | - | 7937 | 7414 | |
(iii) Shares | 315 | 474 | - | 371 | 366 | |
(iv) Debentures and Bonds | 56281 | 25075 | - | 173368 | 160646 | |
(v) Subsidiaries and/or joint ventures | - | - | - | 5 | 6 | |
(vi) Others | 9654 | 2987 | - | 494 | 3814 | |
6.2. Investments outside India | - | - | - | - | - | |
(i) Government securities | - | - | - | - | - | |
(ii) Subsidiaries and/or joint ventures | - | - | - | - | - | |
(iii) Others | - | - | - | - | - | |
7. Advances | 188803 | 160764 | - | 783582 | 820214 | |
(34.4) | (27.5) | - | (40.9) | (39.2) | ||
Type-wise | ||||||
7A.1. Bills purchased and discounted | 31004 | 24290 | - | 117902 | 122985 | |
7A.2. Cash credits, overdrafts & loans | 139335 | 124291 | - | 322269 | 395924 | |
7A.3. Term loans | 18464 | 12183 | - | 343411 | 301305 | |
Security-wise | ||||||
7B.1. Secured by tangible assets | 85480 | 76930 | - | 494524 | 524304 | |
7B.2. Covered by Bank/ Government Guarantees | 25246 | 19951 | - | 106379 | 85170 | |
7B.3. Unsecured | 78077 | 63883 | - | 182679 | 210741 | |
Sector-wise | ||||||
7C. I. Advances in India | 188803 | 160764 | - | 783582 | 820214 | |
(i) Priority sectors | 53319 | 34462 | - | 127620 | 130462 | |
(ii) Public sectors | 5277 | 447 | - | 27400 | 3000 | |
(iii) Banks | 10855 | - | - | 7320 | 585 | |
(iv) Others | 119352 | 125855 | - | 621242 | 686167 | |
7C.II. Advances outside India | - | - | - | - | - | |
8. Fixed Assets | 11704 | 9321 | - | 55436 | 51249 | |
(2.1) | (1.6) | - | (2.9) | (2.5) | ||
8.1. Premises | 9471 | 7554 | - | 41750 | 39296 | |
8.2. Fixed assets under construction | - | - | - | - | - | |
8.2. Other Fixed assets | 2233 | 1767 | - | 13686 | 11953 | |
9. Other Assets | 19123 | 49242 | 5930 | 116893 | 214353 | |
(3.5) | (8.4) | (72.5) | (6.1) | (10.3) | ||
9.1. Inter - office adjustments (net) | - | - | - | - | - | |
9.2. Interest accrued | 5547 | 5049 | 1 | 25002 | 19429 | |
9.3. Tax paid | 7220 | 7123 | - | 8341 | 17636 | |
9.4. Stationery and Stamps | 11 | 7 | - | 110 | 100 | |
9.5. Others | 6345 | 37063 | 5929 | 83440 | 177187 | |
Total Assets | 549002 | 584320 | 8176 | 1913916 | 2090974 | |
(100.0) | (100.0) | (100.0) | (100.0) | (100.0) | ||
Note: Figures in brackets indicate percent share in total. | ||||||
# : See Explanatory Notes | ||||||
Source: Annual accounts of banks of respective years. |