B2 : Earnings and Expenses Of Scheduled Commercial Banks : 2003-04 and 2004-05 (Part 2 of 3) - ربی - Reserve Bank of India
B2 : Earnings and Expenses Of Scheduled Commercial Banks : 2003-04 and 2004-05 (Part 2 of 3)
(Amount in Rs. lakh) |
||||||||||
As on March 31 |
||||||||||
Arab Bangladesh |
Bank International |
Bank |
of |
Bank of Bahrain & |
||||||
Bank |
Indonesia |
America |
Kuwait |
|||||||
Items |
||||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
|||
(9) |
(10) |
(11) |
(12) |
(13) |
(14) |
(15) |
(16) |
|||
Income |
||||||||||
I. |
Interest Earned |
362 |
299 |
375 |
355 |
28015 |
25718 |
3963 |
3432 |
|
a) |
Interest/discount on advances/bills |
122 |
110 |
118 |
84 |
16358 |
15357 |
2073 |
1633 |
|
b) |
Income on Investments |
43 |
33 |
199 |
188 |
10092 |
8537 |
1819 |
1318 |
|
c) |
Interest on balances with |
197 |
156 |
58 |
83 |
1316 |
977 |
71 |
103 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
— |
— |
— |
— |
249 |
847 |
— |
378 |
|
II. |
Other income |
395 |
368 |
14 |
(35) |
8138 |
11873 |
1440 |
247 |
|
a) |
Commission, exchange and brokerage |
300 |
289 |
10 |
4 |
2900 |
2992 |
316 |
284 |
|
b) |
Net Profit (loss) on sale of investments |
— |
— |
(4) |
(106) |
396 |
(1654) |
737 |
(269) |
|
c) |
Net Profit (loss) on revaluation of |
36 |
— |
— |
— |
— |
— |
— |
— |
|
investments |
||||||||||
d) |
Net Profit (loss) on sale of land, building & |
— |
— |
— |
— |
52 |
87 |
(1) |
1 |
|
other assets |
||||||||||
e) |
Net Profit (loss) on exchange transaction |
— |
38 |
10 |
(14) |
1945 |
6952 |
106 |
74 |
|
f) |
Miscellaneous income |
59 |
41 |
(2) |
81 |
2845 |
3496 |
282 |
157 |
|
Total (I+II) |
757 |
667 |
389 |
320 |
36153 |
37591 |
5403 |
3679 |
||
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
58 |
52 |
75 |
69 |
16271 |
12757 |
3236 |
2178 |
|
a) |
Interest on deposits |
49 |
28 |
47 |
40 |
6451 |
4920 |
2589 |
1756 |
|
b) |
Interest on RBI/inter-bank borrowings |
9 |
24 |
24 |
27 |
9820 |
7837 |
592 |
369 |
|
c) |
Others |
— |
— |
4 |
2 |
— |
— |
55 |
53 |
|
IV. |
Operating expenses |
174 |
190 |
307 |
286 |
7924 |
9100 |
1319 |
1319 |
|
a) |
Payments to and provisions for employees |
55 |
60 |
57 |
69 |
3344 |
4338 |
530 |
507 |
|
b) |
Rent, taxes and lighting |
13 |
9 |
34 |
14 |
879 |
901 |
270 |
251 |
|
c) |
Printing and stationery |
13 |
6 |
11 |
12 |
116 |
118 |
14 |
13 |
|
d) |
Advertisement and publicity |
4 |
7 |
1 |
1 |
— |
— |
2 |
2 |
|
e) |
Depreciation on Bank’s property |
17 |
17 |
66 |
68 |
1018 |
719 |
172 |
176 |
|
f) |
Directors’ fees, allowances and expenses |
1 |
1 |
— |
— |
5 |
— |
5 |
1 |
|
g) |
Auditors’ fees and expenses |
1 |
1 |
3 |
3 |
13 |
9 |
6 |
5 |
|
h) |
Law charges |
1 |
— |
— |
— |
77 |
38 |
30 |
6 |
|
i) |
Postage, telegrams, telephones, etc. |
19 |
20 |
24 |
28 |
496 |
455 |
52 |
46 |
|
j) |
Repairs and maintenance |
8 |
9 |
52 |
23 |
302 |
248 |
14 |
58 |
|
k) |
Insurance |
3 |
3 |
4 |
4 |
83 |
140 |
22 |
32 |
|
l) |
Other expenditure |
39 |
57 |
55 |
64 |
1591 |
2134 |
202 |
222 |
|
V. |
Provisions and contingencies |
216 |
179 |
27 |
51 |
5540 |
7691 |
765 |
2448 |
|
Total expenses @ |
232 |
242 |
382 |
355 |
24195 |
21857 |
4555 |
3497 |
||
VI. |
Profit (loss) |
309 |
246 |
(20) |
(86) |
6418 |
8043 |
83 |
(2266) |
|
Total (III+IV+V+VI) |
757 |
667 |
389 |
320 |
36153 |
37591 |
5403 |
3679 |
||
Notes @:Excluding ‘Provisions and Contingencies’. 1.Figures in brackets indicate loss. Source: Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
||||||||||
As on March 31 |
||||||||||
Bank |
of |
Bank of |
Bank |
of |
Barclays |
|||||
Ceylon |
Nova |
Scotia |
Tokyo Mitsubishi |
Bank |
||||||
Items |
||||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
|||
(17) |
(18) |
(19) |
(20) |
(21) |
(22) |
(23) |
(24) |
|||
Income |
||||||||||
I. |
Interest Earned |
1033 |
848 |
14095 |
15896 |
7771 |
5703 |
3029 |
3134 |
|
a) |
Interest/discount on advances/bills |
806 |
550 |
8484 |
10242 |
3549 |
2923 |
12 |
59 |
|
b) |
Income on Investments |
216 |
152 |
5100 |
4499 |
1598 |
1632 |
2630 |
2537 |
|
c) |
Interest on balances with |
11 |
146 |
152 |
800 |
1259 |
611 |
107 |
149 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
— |
— |
359 |
355 |
1365 |
537 |
280 |
389 |
|
II. |
Other income |
501 |
582 |
4903 |
5192 |
7938 |
5731 |
11814 |
12647 |
|
a) |
Commission, exchange and brokerage |
219 |
236 |
900 |
819 |
495 |
547 |
325 |
1427 |
|
b) |
Net Profit (loss) on sale of investments |
53 |
— |
770 |
54 |
6260 |
— |
2415 |
675 |
|
c) |
Net Profit (loss) on revaluation of |
— |
— |
— |
— |
— |
— |
— |
— |
|
investments |
||||||||||
d) |
Net Profit (loss) on sale of land, building & |
— |
— |
(2) |
4 |
(7) |
(46) |
(6) |
(1) |
|
other assets |
||||||||||
e) |
Net Profit (loss) on exchange transaction |
181 |
221 |
1658 |
2540 |
952 |
1097 |
(452) |
1256 |
|
f) |
Miscellaneous income |
48 |
125 |
1577 |
1775 |
238 |
4133 |
9532 |
9290 |
|
Total (I+II) |
1534 |
1430 |
18998 |
21088 |
15709 |
11434 |
14843 |
15781 |
||
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
624 |
531 |
9695 |
10754 |
2055 |
1584 |
728 |
857 |
|
a) |
Interest on deposits |
620 |
530 |
8545 |
9270 |
1571 |
1090 |
137 |
321 |
|
b) |
Interest on RBI/inter-bank borrowings |
4 |
1 |
1031 |
1246 |
6 |
21 |
570 |
415 |
|
c) |
Others |
— |
— |
119 |
238 |
478 |
473 |
21 |
121 |
|
IV. |
Operating expenses |
311 |
241 |
3215 |
3462 |
4101 |
3384 |
2488 |
3136 |
|
a) |
Payments to and provisions for employees |
67 |
79 |
1183 |
1304 |
2455 |
1485 |
1886 |
1823 |
|
b) |
Rent, taxes and lighting |
38 |
35 |
475 |
461 |
483 |
498 |
137 |
203 |
|
c) |
Printing and stationery |
4 |
5 |
49 |
55 |
49 |
44 |
8 |
13 |
|
d) |
Advertisement and publicity |
1 |
2 |
3 |
3 |
2 |
3 |
2 |
9 |
|
e) |
Depreciation on Bank’s property |
11 |
11 |
155 |
170 |
345 |
315 |
229 |
357 |
|
f) |
Directors’ fees, allowances and expenses |
— |
— |
— |
— |
— |
— |
10 |
— |
|
g) |
Auditors’ fees and expenses |
1 |
1 |
13 |
11 |
7 |
5 |
13 |
9 |
|
h) |
Law charges |
24 |
10 |
113 |
60 |
33 |
31 |
10 |
4 |
|
i) |
Postage, telegrams, telephones, etc. |
40 |
36 |
136 |
142 |
86 |
73 |
165 |
170 |
|
j) |
Repairs and maintenance |
9 |
9 |
188 |
207 |
176 |
163 |
49 |
46 |
|
k) |
Insurance |
1 |
1 |
47 |
110 |
41 |
63 |
9 |
7 |
|
l) |
Other expenditure |
115 |
52 |
853 |
939 |
424 |
704 |
(30) |
495 |
|
V. |
Provisions and contingencies |
527 |
443 |
4293 |
8049 |
1294 |
5409 |
4440 |
5538 |
|
Total expenses @ |
935 |
772 |
12910 |
14216 |
6156 |
4968 |
3216 |
3993 |
||
VI. |
Profit (loss) |
72 |
215 |
1795 |
(1177) |
8259 |
1057 |
7188 |
6250 |
|
Total (III+IV+V+VI) |
1534 |
1430 |
18998 |
21088 |
15709 |
11434 |
14843 |
15781 |
||
Notes @: Excluding ‘Provisions and Contingencies’. 1.Figures in brackets indicate loss. Source: Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
||||||||||
As on March 31 |
||||||||||
BNP |
Calyon |
Chinatrust |
Chohung |
|||||||
Paribas |
Bank |
Commercial Bank |
Bank |
|||||||
Items |
||||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
|||
(25) |
(26) |
(27) |
(28) |
(29) |
(30) |
(31) |
(32) |
|||
Income |
||||||||||
I. |
Interest Earned |
17775 |
17623 |
5827 |
11704 |
1267 |
909 |
1015 |
1265 |
|
a) |
Interest/discount on advances/bills |
9228 |
8101 |
1127 |
4998 |
843 |
595 |
398 |
439 |
|
b) |
Income on Investments |
8112 |
9004 |
3783 |
6289 |
418 |
297 |
264 |
348 |
|
c) |
Interest on balances with |
395 |
422 |
884 |
417 |
6 |
17 |
352 |
452 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
40 |
96 |
33 |
— |
— |
— |
1 |
26 |
|
II. |
Other income |
4431 |
6760 |
(655) |
2246 |
135 |
142 |
443 |
494 |
|
a) |
Commission, exchange and brokerage |
1229 |
1996 |
517 |
1007 |
58 |
45 |
320 |
275 |
|
b) |
Net Profit (loss) on sale of investments |
(1622) |
(2808) |
(436) |
348 |
(33) |
— |
30 |
(12) |
|
c) |
Net Profit (loss) on revaluation of |
— |
(18) |
— |
(1371) |
— |
— |
— |
— |
|
investments |
||||||||||
d) |
Net Profit (loss) on sale of land, building & |
— |
1612 |
(2) |
20 |
— |
— |
— |
— |
|
other assets |
||||||||||
e) |
Net Profit (loss) on exchange transaction |
3730 |
3769 |
(757) |
2127 |
36 |
22 |
80 |
209 |
|
f) |
Miscellaneous income |
1094 |
2209 |
23 |
115 |
74 |
75 |
13 |
22 |
|
Total (I+II) |
22206 |
24383 |
5172 |
13950 |
1402 |
1051 |
1458 |
1759 |
||
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
9944 |
9062 |
3840 |
9792 |
400 |
331 |
213 |
288 |
|
a) |
Interest on deposits |
7041 |
5621 |
460 |
7727 |
355 |
228 |
77 |
123 |
|
b) |
Interest on RBI/inter-bank borrowings |
2109 |
2812 |
3380 |
2020 |
18 |
98 |
11 |
13 |
|
c) |
Others |
794 |
629 |
— |
45 |
27 |
5 |
125 |
152 |
|
IV. |
Operating expenses |
8734 |
9665 |
1524 |
5301 |
422 |
451 |
373 |
441 |
|
a) |
Payments to and provisions for employees |
4151 |
4634 |
582 |
2037 |
130 |
130 |
105 |
120 |
|
b) |
Rent, taxes and lighting |
598 |
620 |
64 |
143 |
112 |
116 |
107 |
101 |
|
c) |
Printing and stationery |
134 |
127 |
5 |
27 |
4 |
2 |
4 |
6 |
|
d) |
Advertisement and publicity |
42 |
115 |
2 |
117 |
1 |
1 |
1 |
1 |
|
e) |
Depreciation on Bank’s property |
602 |
596 |
198 |
307 |
64 |
61 |
20 |
26 |
|
f) |
Directors’ fees, allowances and expenses |
1 |
— |
1 |
— |
— |
— |
1 |
— |
|
g) |
Auditors’ fees and expenses |
3 |
4 |
3 |
3 |
5 |
5 |
2 |
2 |
|
h) |
Law charges |
60 |
20 |
15 |
32 |
19 |
19 |
1 |
— |
|
i) |
Postage, telegrams, telephones, etc. |
286 |
292 |
46 |
93 |
8 |
7 |
11 |
12 |
|
j) |
Repairs and maintenance |
427 |
585 |
83 |
158 |
8 |
9 |
27 |
22 |
|
k) |
Insurance |
81 |
144 |
19 |
44 |
9 |
9 |
4 |
10 |
|
l) |
Other expenditure |
2349 |
2528 |
506 |
2340 |
62 |
92 |
90 |
141 |
|
V. |
Provisions and contingencies |
4837 |
4178 |
(543) |
438 |
434 |
1163 |
458 |
451 |
|
Total expenses @ |
18678 |
18727 |
5364 |
15093 |
822 |
782 |
586 |
729 |
||
VI. |
Profit (loss) |
(1309) |
1478 |
354 |
(1581) |
146 |
(894) |
414 |
579 |
|
Total (III+IV+V+VI) |
22206 |
24383 |
5175 |
13950 |
1402 |
1051 |
1458 |
1759 |
||
Notes @: Excluding ‘Provisions and Contingencies’. 1.Figures in brackets indicate loss. Source: Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
||||||||||
As on March 31 |
||||||||||
Citibank |
Credit |
DBS |
Deutsche |
|||||||
Lyonnais # |
Bank |
Bank |
||||||||
Items |
||||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
|||
(33) |
(34) |
(35) |
(36) |
(37) |
(38) |
(39) |
(40) |
|||
Income |
||||||||||
I. |
Interest Earned |
227951 |
220270 |
10704 |
2962 |
3454 |
30091 |
39016 |
||
a) |
Interest/discount on advances/bills |
138470 |
151187 |
4692 |
1433 |
1098 |
9275 |
12446 |
||
b) |
Income on Investments |
74878 |
55242 |
5867 |
745 |
1744 |
14536 |
10998 |
||
c) |
Interest on balances with |
14258 |
12728 |
145 |
784 |
612 |
6090 |
15482 |
||
RBI and other inter-bank funds |
||||||||||
d) |
Others |
345 |
1113 |
— |
— |
— |
190 |
90 |
||
II. |
Other income |
88706 |
94379 |
3100 |
284 |
356 |
60469 |
40808 |
||
a) |
Commission, exchange and brokerage |
46235 |
60719 |
703 |
238 |
289 |
8061 |
10525 |
||
b) |
Net Profit (loss) on sale of investments |
9328 |
(11052) |
(202) |
(48) |
(34) |
10344 |
476 |
||
c) |
Net Profit (loss) on revaluation of |
— |
— |
— |
— |
— |
— |
— |
||
investments |
||||||||||
d) |
Net Profit (loss) on sale of land, building & |
7 |
78 |
— |
(3) |
(22) |
(2) |
429 |
||
other assets |
||||||||||
e) |
Net Profit (loss) on exchange transaction |
30369 |
39312 |
2270 |
97 |
123 |
40694 |
27250 |
||
f) |
Miscellaneous income |
2767 |
5322 |
329 |
— |
— |
1372 |
2128 |
||
Total (I+II) |
316657 |
314649 |
13804 |
3246 |
3810 |
90560 |
79824 |
|||
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
92374 |
75210 |
8440 |
1356 |
852 |
22834 |
30470 |
||
a) |
Interest on deposits |
79445 |
61737 |
8323 |
859 |
456 |
3306 |
4445 |
||
b) |
Interest on RBI/inter-bank borrowings |
8703 |
9190 |
86 |
497 |
396 |
19500 |
26015 |
||
c) |
Others |
4226 |
4283 |
31 |
— |
— |
28 |
10 |
||
IV. |
Operating expenses |
100953 |
122288 |
3198 |
698 |
1846 |
17193 |
27473 |
||
a) |
Payments to and provisions for employees |
25208 |
24391 |
1601 |
353 |
1040 |
6362 |
7632 |
||
b) |
Rent, taxes and lighting |
5693 |
7711 |
286 |
90 |
164 |
1185 |
1244 |
||
c) |
Printing and stationery |
2454 |
2847 |
14 |
3 |
6 |
164 |
181 |
||
d) |
Advertisement and publicity |
11405 |
16377 |
53 |
1 |
9 |
45 |
161 |
||
e) |
Depreciation on Bank’s property |
7377 |
8260 |
159 |
54 |
161 |
1118 |
1171 |
||
f) |
Directors’ fees, allowances and expenses |
5 |
— |
2 |
— |
— |
8 |
— |
||
g) |
Auditors’ fees and expenses |
16 |
28 |
3 |
4 |
2 |
17 |
20 |
||
h) |
Law charges |
614 |
151 |
1 |
1 |
19 |
19 |
55 |
||
i) |
Postage, telegrams, telephones, etc. |
6213 |
8339 |
52 |
71 |
121 |
1165 |
2070 |
||
j) |
Repairs and maintenance |
5825 |
7843 |
27 |
4 |
11 |
669 |
847 |
||
k) |
Insurance |
1736 |
1461 |
14 |
7 |
13 |
143 |
370 |
||
l) |
Other expenditure |
34407 |
44880 |
986 |
110 |
300 |
6298 |
13722 |
||
V. |
Provisions and contingencies |
66167 |
57149 |
1198 |
1990 |
212 |
23268 |
14163 |
||
Total expenses @ |
193327 |
197498 |
11638 |
2054 |
2698 |
40027 |
57943 |
|||
VI. |
Profit (loss) |
57163 |
60002 |
968 |
(798) |
900 |
27265 |
7718 |
||
Total (III+IV+V+VI) |
316657 |
314649 |
13804 |
3246 |
3810 |
90560 |
79824 |
|||
Notes @:Excluding ‘Provisions and Contingencies’. #:See ‘Explanatory Notes’. 1.Figures in brackets indicate loss. Source: Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
||||||||||
As on March 31 |
||||||||||
Hongkong |
& Shanghai |
ING |
JP Morgan Chase |
Krung |
Thai |
|||||
Banking Corporation |
Bank |
Bank |
Bank |
|||||||
Items |
||||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
|||
(41) |
(42) |
(43) |
(44) |
(45) |
(46) |
(47) |
(48) |
|||
Income |
||||||||||
I. |
Interest Earned |
141396 |
162683 |
182 |
259 |
3738 |
3996 |
330 |
372 |
|
a) |
Interest/discount on advances/bills |
74930 |
87408 |
110 |
2 |
— |
7 |
133 |
134 |
|
b) |
Income on Investments |
63406 |
69476 |
23 |
— |
3246 |
1799 |
56 |
145 |
|
c) |
Interest on balances with |
2422 |
3735 |
49 |
79 |
387 |
504 |
140 |
93 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
638 |
2064 |
— |
178 |
105 |
1686 |
1 |
— |
|
II. |
Other income |
70537 |
66107 |
316 |
132 |
2070 |
9270 |
16 |
27 |
|
a) |
Commission, exchange and brokerage |
26150 |
35284 |
175 |
— |
6 |
12 |
17 |
19 |
|
b) |
Net Profit (loss) on sale of investments |
15310 |
(8204) |
(10) |
— |
1677 |
(180) |
— |
(1) |
|
c) |
Net Profit (loss) on revaluation of |
— |
— |
— |
— |
13 |
— |
— |
— |
|
investments |
||||||||||
d) |
Net Profit (loss) on sale of land, building & |
346 |
(396) |
— |
— |
2 |
4 |
(2) |
— |
|
other assets |
||||||||||
e) |
Net Profit (loss) on exchange transaction |
17913 |
25157 |
— |
— |
(1323) |
1835 |
(2) |
8 |
|
f) |
Miscellaneous income |
10818 |
14266 |
151 |
132 |
1695 |
7599 |
3 |
1 |
|
Total (I+II) |
211933 |
228790 |
498 |
391 |
5808 |
13266 |
346 |
399 |
||
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
72282 |
64444 |
134 |
— |
907 |
1626 |
28 |
57 |
|
a) |
Interest on deposits |
50218 |
43075 |
134 |
— |
660 |
1506 |
28 |
57 |
|
b) |
Interest on RBI/inter-bank borrowings |
19042 |
16114 |
— |
— |
146 |
59 |
— |
— |
|
c) |
Others |
3022 |
5255 |
— |
— |
101 |
61 |
— |
— |
|
IV. |
Operating expenses |
62425 |
67848 |
295 |
53 |
2325 |
2695 |
223 |
242 |
|
a) |
Payments to and provisions for employees |
23146 |
23538 |
43 |
— |
1241 |
1308 |
54 |
60 |
|
b) |
Rent, taxes and lighting |
4737 |
4073 |
19 |
— |
158 |
152 |
97 |
87 |
|
c) |
Printing and stationery |
1107 |
1436 |
4 |
— |
17 |
12 |
1 |
2 |
|
d) |
Advertisement and publicity |
1622 |
3050 |
— |
— |
4 |
3 |
1 |
1 |
|
e) |
Depreciation on Bank’s property |
5914 |
4995 |
— |
— |
48 |
83 |
11 |
25 |
|
f) |
Directors’ fees, allowances and expenses |
8 |
— |
— |
— |
1 |
— |
1 |
— |
|
g) |
Auditors’ fees and expenses |
10 |
10 |
4 |
6 |
10 |
8 |
3 |
2 |
|
h) |
Law charges |
295 |
355 |
— |
— |
12 |
9 |
6 |
1 |
|
i) |
Postage, telegrams, telephones, etc. |
3251 |
4020 |
8 |
— |
82 |
96 |
5 |
5 |
|
j) |
Repairs and maintenance |
1703 |
2109 |
7 |
— |
89 |
57 |
9 |
12 |
|
k) |
Insurance |
1216 |
1798 |
— |
— |
10 |
43 |
1 |
1 |
|
l) |
Other expenditure |
19416 |
22464 |
210 |
47 |
653 |
924 |
34 |
46 |
|
V. |
Provisions and contingencies |
37848 |
60808 |
74 |
809 |
968 |
4259 |
16 |
98 |
|
Total expenses @ |
134707 |
132292 |
429 |
53 |
3232 |
4321 |
251 |
299 |
||
VI. |
Profit (loss) |
39378 |
35690 |
(5) |
(471) |
1608 |
4686 |
79 |
2 |
|
Total (III+IV+V+VI) |
211933 |
228790 |
498 |
391 |
5808 |
13266 |
346 |
399 |
||
Notes @:Excluding ‘Provisions and Contingencies’. 1.Figures in brackets indicate loss. Source: Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
||||||||||
As on March 31 |
||||||||||
Mashreq |
Mizuho |
Corporate |
Oman |
Societe |
||||||
Bank |
Bank |
International Bank |
Generale |
|||||||
Items |
||||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
|||
(49) |
(50) |
(51) |
(52) |
(53) |
(54) |
(55) |
(56) |
|||
Income |
||||||||||
I. |
Interest Earned |
3443 |
2883 |
2005 |
1726 |
2115 |
1790 |
2960 |
3746 |
|
a) |
Interest/discount on advances/bills |
640 |
133 |
1380 |
1154 |
138 |
49 |
654 |
802 |
|
b) |
Income on Investments |
2426 |
2359 |
269 |
561 |
922 |
1074 |
1863 |
2745 |
|
c) |
Interest on balances with |
340 |
304 |
356 |
9 |
1052 |
644 |
443 |
199 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
37 |
87 |
— |
2 |
3 |
23 |
— |
— |
|
II. |
Other income |
246 |
367 |
307 |
622 |
668 |
169 |
2013 |
1031 |
|
a) |
Commission, exchange and brokerage |
193 |
292 |
167 |
488 |
63 |
53 |
694 |
597 |
|
b) |
Net Profit (loss) on sale of investments |
— |
— |
— |
— |
421 |
4 |
332 |
152 |
|
c) |
Net Profit (loss) on revaluation of |
— |
— |
— |
— |
— |
— |
— |
— |
|
investments |
||||||||||
d) |
Net Profit (loss) on sale of land, building & |
(1) |
(1) |
— |
3 |
2 |
— |
(1) |
1 |
|
other assets |
||||||||||
e) |
Net Profit (loss) on exchange transaction |
36 |
70 |
140 |
131 |
100 |
84 |
53 |
59 |
|
f) |
Miscellaneous income |
18 |
6 |
— |
— |
82 |
28 |
935 |
222 |
|
Total (I+II) |
3689 |
3250 |
2312 |
2348 |
2783 |
1959 |
4973 |
4777 |
||
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
2615 |
2459 |
680 |
582 |
2304 |
1484 |
1581 |
1986 |
|
a) |
Interest on deposits |
2606 |
2454 |
263 |
273 |
2147 |
1394 |
665 |
1814 |
|
b) |
Interest on RBI/inter-bank borrowings |
9 |
5 |
329 |
223 |
157 |
90 |
915 |
172 |
|
c) |
Others |
— |
— |
88 |
86 |
— |
— |
1 |
— |
|
IV. |
Operating expenses |
439 |
365 |
765 |
815 |
567 |
520 |
1476 |
1658 |
|
a) |
Payments to and provisions for employees |
129 |
96 |
338 |
375 |
154 |
138 |
646 |
754 |
|
b) |
Rent, taxes and lighting |
102 |
87 |
164 |
163 |
44 |
36 |
113 |
120 |
|
c) |
Printing and stationery |
6 |
5 |
7 |
2 |
5 |
4 |
12 |
12 |
|
d) |
Advertisement and publicity |
— |
— |
1 |
1 |
3 |
1 |
2 |
1 |
|
e) |
Depreciation on Bank’s property |
29 |
31 |
52 |
59 |
132 |
124 |
316 |
326 |
|
f) |
Directors’ fees, allowances and expenses |
— |
— |
1 |
— |
1 |
1 |
2 |
— |
|
g) |
Auditors’ fees and expenses |
2 |
2 |
3 |
3 |
9 |
6 |
2 |
3 |
|
h) |
Law charges |
11 |
7 |
15 |
3 |
32 |
48 |
16 |
4 |
|
i) |
Postage, telegrams, telephones, etc. |
19 |
3 |
20 |
34 |
20 |
13 |
111 |
108 |
|
j) |
Repairs and maintenance |
24 |
20 |
13 |
22 |
27 |
23 |
54 |
52 |
|
k) |
Insurance |
5 |
5 |
3 |
2 |
19 |
25 |
16 |
46 |
|
l) |
Other expenditure |
112 |
109 |
148 |
151 |
121 |
101 |
186 |
232 |
|
V. |
Provisions and contingencies |
27 |
54 |
161 |
(20) |
119 |
1342 |
417 |
(390) |
|
Total expenses @ |
3054 |
2824 |
1445 |
1397 |
2871 |
2004 |
3057 |
3644 |
||
VI. |
Profit (loss) |
608 |
372 |
706 |
971 |
(207) |
(1387) |
1499 |
1523 |
|
Total (III+IV+V+VI) |
3689 |
3250 |
2312 |
2347 |
2783 |
1959 |
4973 |
4777 |
||
Notes @: Excluding ‘Provisions and Contingencies’. 1.Figures in brackets indicate loss. Source: Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
||||||||||
As on March 31 |
||||||||||
Sonali |
Standard |
State Bank of |
Sumitomo |
Mitsui |
||||||
Bank |
Chartered Bank |
Mauritius |
Bank |
# |
||||||
Items |
||||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
|||
(57) |
(58) |
(59) |
(60) |
(61) |
(62) |
(63) |
(64) |
|||
Income |
||||||||||
I. |
Interest Earned |
138 |
143 |
252319 |
249295 |
2945 |
3613 |
4475 |
||
a) |
Interest/discount on advances/bills |
52 |
65 |
152870 |
167479 |
1617 |
2057 |
2632 |
||
b) |
Income on Investments |
50 |
45 |
89312 |
70199 |
1149 |
778 |
1137 |
||
c) |
Interest on balances with |
8 |
21 |
2758 |
3688 |
168 |
778 |
595 |
||
RBI and other inter-bank funds |
||||||||||
d) |
Others |
28 |
12 |
7379 |
7929 |
11 |
— |
111 |
||
II. |
Other income |
428 |
486 |
69936 |
52543 |
1439 |
208 |
612 |
||
a) |
Commission, exchange and brokerage |
385 |
400 |
37058 |
43523 |
194 |
110 |
488 |
||
b) |
Net Profit (loss) on sale of investments |
— |
— |
6390 |
(25746) |
979 |
(33) |
— |
||
c) |
Net Profit (loss) on revaluation of |
— |
— |
— |
705 |
— |
— |
(52) |
||
investments |
||||||||||
d) |
Net Profit (loss) on sale of land, building & |
— |
— |
623 |
— |
— |
2 |
— |
||
other assets |
||||||||||
e) |
Net Profit (loss) on exchange transaction |
40 |
83 |
22383 |
33314 |
233 |
96 |
174 |
||
f) |
Miscellaneous income |
3 |
3 |
3482 |
747 |
33 |
33 |
2 |
||
Total (I+II) |
566 |
629 |
322255 |
301838 |
4384 |
3821 |
5087 |
|||
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
88 |
81 |
107064 |
110744 |
1651 |
2264 |
1211 |
||
a) |
Interest on deposits |
58 |
67 |
71457 |
70037 |
944 |
1001 |
468 |
||
b) |
Interest on RBI/inter-bank borrowings |
— |
— |
21007 |
17767 |
707 |
1263 |
742 |
||
c) |
Others |
30 |
14 |
14600 |
22940 |
— |
— |
1 |
||
IV. |
Operating expenses |
253 |
300 |
77493 |
84219 |
468 |
460 |
1425 |
||
a) |
Payments to and provisions for employees |
136 |
160 |
22037 |
28578 |
163 |
136 |
594 |
||
b) |
Rent, taxes and lighting |
54 |
56 |
3875 |
4382 |
30 |
26 |
406 |
||
c) |
Printing and stationery |
3 |
5 |
2826 |
2848 |
4 |
5 |
35 |
||
d) |
Advertisement and publicity |
1 |
2 |
2947 |
3988 |
4 |
3 |
— |
||
e) |
Depreciation on Bank’s property |
6 |
4 |
5780 |
2684 |
67 |
88 |
84 |
||
f) |
Directors’ fees, allowances and expenses |
— |
— |
— |
— |
— |
— |
— |
||
g) |
Auditors’ fees and expenses |
2 |
3 |
32 |
37 |
2 |
2 |
8 |
||
h) |
Law charges |
— |
1 |
3749 |
2162 |
9 |
8 |
23 |
||
i) |
Postage, telegrams, telephones, etc. |
14 |
22 |
4267 |
4810 |
52 |
61 |
28 |
||
j) |
Repairs and maintenance |
1 |
1 |
5239 |
7719 |
24 |
27 |
100 |
||
k) |
Insurance |
3 |
4 |
1045 |
1611 |
8 |
16 |
7 |
||
l) |
Other expenditure |
33 |
42 |
25696 |
25400 |
105 |
88 |
140 |
||
V. |
Provisions and contingencies |
106 |
107 |
78051 |
46717 |
1691 |
549 |
9718 |
||
Total expenses @ |
341 |
381 |
184557 |
194963 |
2119 |
2724 |
2636 |
|||
VI. |
Profit (loss) |
119 |
141 |
59647 |
60158 |
574 |
548 |
(7267) |
||
Total (III+IV+V+VI) |
566 |
629 |
322255 |
301838 |
4384 |
3821 |
5087 |
|||
Notes @:Excluding ‘Provisions and Contingencies’. #:See ‘Explanatory Notes’. 1.Figures in brackets indicate loss. Source: Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
||||
As on March 31 |
||||
UFJ |
||||
Bank |
||||
Items |
||||
2005 |
2004 |
|||
(65) |
(66) |
|||
Income |
||||
I. |
Interest Earned |
1653 |
1627 |
|
a) |
Interest/discount on advances/bills |
921 |
533 |
|
b) |
Income on Investments |
284 |
370 |
|
c) |
Interest on balances with |
448 |
— |
|
RBI and other inter-bank funds |
||||
d) |
Others |
— |
724 |
|
II. |
Other income |
379 |
514 |
|
a) |
Commission, exchange and brokerage |
149 |
175 |
|
b) |
Net Profit (loss) on sale of investments |
— |
(3) |
|
c) |
Net Profit (loss) on revaluation of |
— |
— |
|
investments |
||||
d) |
Net Profit (loss) on sale of land, building & |
— |
— |
|
other assets |
||||
e) |
Net Profit (loss) on exchange transaction |
198 |
325 |
|
f) |
Miscellaneous income |
32 |
17 |
|
Total (I+II) |
2032 |
2141 |
||
Expenditure & Provisions |
||||
III. |
Interest expended |
224 |
199 |
|
a) |
Interest on deposits |
195 |
144 |
|
b) |
Interest on RBI/inter-bank borrowings |
14 |
1 |
|
c) |
Others |
15 |
54 |
|
IV. |
Operating expenses |
593 |
595 |
|
a) |
Payments to and provisions for employees |
190 |
211 |
|
b) |
Rent, taxes and lighting |
185 |
168 |
|
c) |
Printing and stationery |
13 |
12 |
|
d) |
Advertisement and publicity |
1 |
1 |
|
e) |
Depreciation on Bank’s property |
57 |
56 |
|
f) |
Directors’ fees, allowances and expenses |
— |
— |
|
g) |
Auditors’ fees and expenses |
3 |
3 |
|
h) |
Law charges |
2 |
2 |
|
i) |
Postage, telegrams, telephones, etc. |
7 |
7 |
|
j) |
Repairs and maintenance |
33 |
29 |
|
k) |
Insurance |
2 |
1 |
|
l) |
Other expenditure |
100 |
105 |
|
V. |
Provisions and contingencies |
625 |
665 |
|
Total expenses @ |
817 |
794 |
||
VI. |
Profit (loss) |
590 |
682 |
|
Total (III+IV+V+VI) |
2032 |
2141 |
||
Notes @: Excluding ‘Provisions and Contingencies’. 1.Figures in brackets indicate loss. Source: Annual accounts of banks of respective years. |