Banking Statistics - Summary Tables - March 1997 (Part 3 of 5) - ربی - Reserve Bank of India
Banking Statistics - Summary Tables - March 1997 (Part 3 of 5)
Table No.1.9 - Distribution of Outstanding Credit of Scheduled Commercial Banks According to Occupation
March 1997
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(Amount in Rupees Lakh) |
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No. of |
Credit |
Amount |
||||||
OCCUPATION |
Accounts |
Limit |
Outstanding |
|||||
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|
|
|
1 |
2 |
3 |
|
I. |
AGRICULTURE |
225,24,364 |
36980,55 |
31634,15 |
||||
1. |
Direct Finance |
222,24,763 |
30946,21 |
27217,36 |
||||
2. |
Indirect Finance |
2,99,601 |
6034,34 |
4416,80 |
||||
II. |
INDUSTRY |
44,27,994 |
178266,83 |
140313,60 |
||||
1. |
Mining & Quarrying |
17,631 |
5483,42 |
3787,07 |
||||
2. |
Food Manufacturing & Processing |
1,27,220 |
15190,12 |
11524,91 |
||||
(a) |
Rice Mills, Flour & Dal Mills |
38,284 |
2702,66 |
2103,62 |
||||
(b) |
Sugar |
1,579 |
2768,04 |
2276,47 |
||||
(c) |
Edible Oils & Vanaspati |
16,812 |
3019,00 |
2178,91 |
||||
(d) |
Tea Processing |
1,605 |
1764,32 |
1170,46 |
||||
(e) |
Processing of Fruits & Vegetables |
2,324 |
362,61 |
270,54 |
||||
(f) |
Others |
66,616 |
4573,49 |
3524,90 |
||||
3. |
Beverage & Tobacco |
6,084 |
2262,24 |
1709,81 |
||||
4. |
Textiles |
1,42,787 |
29068,36 |
22338,75 |
||||
(a) |
Cotton Textiles |
36,960 |
11831,74 |
9234,85 |
||||
(b) |
Jute Textiles |
1,759 |
559,95 |
426,74 |
||||
(c) |
Handloom Textiles & Khadi |
11,502 |
512,09 |
425,86 |
||||
(d) |
Other Textiles |
92,566 |
16164,58 |
12251,29 |
||||
5. |
Paper, Paper Products & Printing |
43,648 |
4650,91 |
3793,85 |
||||
6. |
Leather & Leather Products |
15,882 |
2738,56 |
2202,70 |
||||
7. |
Rubber & Rubber Products |
13,063 |
2811,05 |
2325,19 |
||||
8. |
Chemicals & Chemical Products |
76,599 |
25391,33 |
19521,58 |
||||
(a) |
Heavy Industrial Chemicals |
8,092 |
4764,46 |
3413,94 |
||||
(b) |
Fertilisers |
2,197 |
3338,86 |
2452,25 |
||||
(c) |
Drugs & Pharmaceuticals |
15,028 |
7317,25 |
5836,61 |
||||
(d) |
Non-Edible Oils |
1,749 |
339,25 |
294,99 |
||||
(e) |
Other Chemicals & Chemical Products |
49,533 |
9631,51 |
7523,79 |
||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
5,785 |
3629,34 |
3042,47 |
||||
10. |
Manufacture of Cement & Cement Products |
9,541 |
2836,83 |
2331,07 |
||||
11. |
Basic Metals & Metal Products |
86,975 |
21294,90 |
17303,52 |
||||
(a) |
Iron & Steel |
28,676 |
15075,81 |
12388,83 |
||||
(b) |
Non-Ferrous Metals |
6,159 |
1570,15 |
1250,82 |
||||
(c) |
Other Metal Products |
52,140 |
4648,94 |
3663,87 |
||||
12. |
Engineering |
1,02,645 |
27446,94 |
21559,15 |
||||
(a) |
Heavy Engineering |
14,659 |
7618,37 |
5757,90 |
||||
(b) |
Light Engineering |
42,200 |
6607,72 |
5108,94 |
||||
(c) |
Electrical Machinery & Goods |
26,592 |
6998,66 |
5440,28 |
||||
(d) |
Electronic Machinery & Goods |
19,194 |
6222,19 |
5252,03 |
||||
13. |
Vehicles, Vehicle Parts & Transport Equipment |
33,009 |
6945,62 |
5372,62 |
||||
14. |
Other Industries |
37,11,536 |
19428,30 |
16187,34 |
||||
15. |
Electricity, Gas & Water |
11,393 |
4652,05 |
3452,86 |
||||
(a) |
Electricity Generation & Transmission |
9,809 |
4338,25 |
3204,04 |
||||
(b) |
Non-Conventional Energy |
503 |
155,69 |
125,27 |
||||
(c) |
Gas, Steam & Water Supply |
1,081 |
158,10 |
123,55 |
||||
16. |
Construction |
24,196 |
4436,86 |
3860,73 |
||||
III. |
TRANSPORT OPERATORS |
11,22,131 |
6302,64 |
5202,06 |
||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
21,77,329 |
10854,51 |
8941,84 |
||||
V. |
PERSONAL LOANS |
114,32,406 |
33121,63 |
28201,32 |
||||
1. |
Loans for Purchase of Consumer Durables |
7,68,459 |
1189,49 |
973,61 |
||||
2. |
Loans for Housing |
10,33,802 |
8931,08 |
7945,99 |
||||
3. |
Rest of the Personal Loans |
96,30,145 |
23001,06 |
19281,73 |
||||
VI. |
TRADE |
89,47,094 |
45704,05 |
37440,43 |
||||
1. |
Wholesale Trade |
4,13,569 |
26755,94 |
21283,11 |
||||
of which: Food Procurement |
121 |
8749,98 |
7958,81 |
|||||
2. |
Retail Trade |
85,33,525 |
18948,11 |
16157,32 |
||||
VII. |
FINANCE |
21,970 |
14043,12 |
11293,34 |
||||
VIII. |
ALL OTHERS |
49,64,629 |
25343,34 |
21346,56 |
||||
TOTAL BANK CREDIT |
556,17,917 |
350616,67 |
284373,30 |
|||||
OF WHICH: |
1. |
Artisans & Village Industries |
20,66,264 |
2062,70 |
1824,65 |
|||
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|
|
2. |
Other Small Scale Industries |
17,37,692 |
33638,90 |
26793,32 |
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URBAN |
METROPOLITAN |
|||||||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||||||
OCCUPATION |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
||||||
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|
|
7 |
8 |
9 |
|
10 |
11 |
12 |
||
I. |
AGRICULTURE |
12,10,868 |
3977,81 |
3347,99 |
1,25,107 |
3790,36 |
3092,00 |
|||||
1. |
Direct Finance |
11,72,852 |
2865,23 |
2545,63 |
1,11,397 |
1372,60 |
1235,76 |
|||||
2. |
Indirect Finance |
38,016 |
1112,59 |
802,36 |
13,710 |
2417,76 |
1856,23 |
|||||
II. |
INDUSTRY |
7,47,407 |
32668,63 |
26905,95 |
4,04,127 |
116526,09 |
89464,75 |
|||||
1. |
Mining & Quarrying |
3,389 |
362,26 |
286,65 |
2,156 |
4322,87 |
2912,19 |
|||||
2. |
Manufacturing & Processing |
7,34,252 |
31490,95 |
25957,22 |
3,89,761 |
104698,15 |
80527,15 |
|||||
3. |
Electricity, Gas & Water |
3,336 |
344,35 |
233,87 |
3,854 |
3879,01 |
2894,53 |
|||||
4. |
Construction |
6,430 |
471,07 |
428,21 |
8,356 |
3626,05 |
3130,87 |
|||||
III. |
TRANSPORT OPERATORS |
1,86,126 |
1311,43 |
1105,42 |
80,434 |
1525,32 |
1265,49 |
|||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
3,96,976 |
2079,30 |
1761,66 |
1,85,396 |
6109,37 |
4922,09 |
|||||
V. |
PERSONAL LOANS |
25,79,036 |
7926,75 |
6996,28 |
30,24,613 |
13234,35 |
10671,56 |
|||||
1. |
Loans for Purchase of Consumer Durables |
2,52,764 |
397,43 |
325,73 |
1,24,875 |
250,60 |
200,14 |
|||||
2. |
Loans for Housing |
3,17,951 |
2837,24 |
2547,41 |
2,56,453 |
3074,17 |
2716,75 |
|||||
3. |
Rest of the Personal Loans |
20,08,321 |
4692,08 |
4123,13 |
26,43,285 |
9909,59 |
7754,66 |
|||||
VI. |
TRADE |
12,34,516 |
8464,82 |
7060,41 |
4,36,177 |
24124,56 |
19131,38 |
|||||
1. |
Wholesale Trade |
85,038 |
4305,26 |
3504,81 |
78,491 |
18416,86 |
14370,55 |
|||||
2. |
Retail Trade |
11,49,478 |
4159,56 |
3555,60 |
3,57,686 |
5707,69 |
4760,83 |
|||||
VII. |
FINANCE |
4,696 |
815,63 |
660,10 |
11,377 |
12419,87 |
10007,30 |
|||||
VIII. |
|
ALL OTHERS |
10,94,495 |
4913,54 |
3958,21 |
|
7,77,606 |
15428,88 |
13161,82 |
|||
TOTAL BANK CREDIT |
74,54,120 |
62157,91 |
51796,03 |
50,44,837 |
193158,80 |
151716,38 |
||||||
OF WHICH: |
1. |
Artisans & Village Industries |
1,59,157 |
353,95 |
313,72 |
25,622 |
153,29 |
137,69 |
||||
|
2. |
Other Small Scale Industries |
4,26,101 |
9526,60 |
7896,86 |
|
2,24,051 |
16263,62 |
12314,41 |
Table No.1.11 - Percentage Distribution of Outstanding Credit of Scheduled Commercial Banks According to Population Group and Occupation |
A. POPULATION GROUP-WISE BANK CREDIT - PERCENTAGE SHARE ACCORDING TO OCCUPATION |
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(Per cent) |
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RURAL |
SEMI-URBAN |
URBAN |
METROPOLITAN |
ALL-INDIA |
|||||
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|
OCCUPATION
|
1 |
2 |
3 |
4 |
5 |
||
I. |
AGRICULTURE |
39.9 |
22.5 |
6.5 |
2.0 |
11.1 |
|||
1. |
Direct Finance |
37.4 |
20.6 |
4.9 |
0.8 |
9.6 |
|||
2. |
Indirect Finance |
2.5 |
1.9 |
1.5 |
1.2 |
1.6 |
|||
II. |
INDUSTRY |
24.5 |
34.7 |
51.9 |
59.0 |
49.3 |
|||
1. |
Mining & Quarrying |
0.4 |
1.1 |
0.6 |
1.9 |
1.3 |
|||
2. |
Manufacturing & Processing |
23.4 |
32.8 |
50.1 |
53.1 |
45.4 |
|||
3. |
Electricity, Gas & Water |
0.5 |
0.3 |
0.5 |
1.9 |
1.2 |
|||
4. |
Construction |
0.3 |
0.5 |
0.8 |
2.1 |
1.4 |
|||
III. |
TRANSPORT OPERATORS |
3.4 |
3.6 |
2.1 |
0.8 |
1.8 |
|||
IV. |
PROFESSIONAL AND OTHER SERVICES |
2.3 |
3.2 |
3.4 |
3.2 |
3.1 |
|||
V. |
PERSONAL LOANS |
10.7 |
15.3 |
13.5 |
7.0 |
9.9 |
|||
1. |
Loans for Purchase of Consumer Durables |
0.4 |
0.7 |
0.6 |
0.1 |
0.3 |
|||
2. |
Loans for Housing |
2.4 |
4.2 |
4.9 |
1.8 |
2.8 |
|||
3. |
Rest of the Personal Loans |
8.0 |
10.3 |
8.0 |
5.1 |
6.8 |
|||
VI. |
TRADE |
13.9 |
13.9 |
13.6 |
12.6 |
13.2 |
|||
1. |
Wholesale Trade |
4.8 |
3.7 |
6.8 |
9.5 |
7.5 |
|||
2. |
Retail Trade |
9.2 |
10.2 |
6.9 |
3.1 |
5.7 |
|||
VII. |
FINANCE |
0.8 |
0.8 |
1.3 |
6.6 |
4.0 |
|||
VIII. |
ALL OTHERS |
4.5 |
6.0 |
7.6 |
8.7 |
7.5 |
|||
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TOTAL BANK CREDIT |
100.0 |
100.0 |
100.0 |
100.0 |
100.0 |
||||
OF WHICH: |
1. |
Artisans & Village Industries |
2.2 |
1.2 |
0.6 |
0.1 |
0.6 |
||
|
2. |
Other Small Scale Industries |
5.5 |
10.7 |
15.2 |
8.1 |
9.4 |
B. OCCUPATION-WISE BANK CREDIT - PERCENTAGE SHARE ACCORDING TO POPULATION GROUP |
RURAL |
SEMI-URBAN |
URBAN |
METROPOLITAN |
ALL-INDIA |
|||||
OCCUPATION |
6 |
7 |
8 |
9 |
10 |
||||
I. |
AGRICULTURE |
50.7 |
28.9 |
10.6 |
9.8 |
100.0 |
|||
1. |
Direct Finance |
55.3 |
30.8 |
9.4 |
4.5 |
100.0 |
|||
2. |
Indirect Finance |
22.4 |
17.4 |
18.2 |
42.0 |
100.0 |
|||
II. |
INDUSTRY |
7.0 |
10.0 |
19.2 |
63.8 |
100.0 |
|||
1. |
Mining & Quarrying |
4.2 |
11.4 |
7.6 |
76.9 |
100.0 |
|||
2. |
Manufacturing & Processing |
7.3 |
10.3 |
20.1 |
62.3 |
100.0 |
|||
3. |
Electricity, Gas & Water |
5.4 |
4.0 |
6.8 |
83.8 |
100.0 |
|||
4. |
Construction |
2.6 |
5.2 |
11.1 |
81.1 |
100.0 |
|||
III. |
TRANSPORT OPERATORS |
26.1 |
28.3 |
21.2 |
24.3 |
100.0 |
|||
IV. |
PROFESSIONAL AND OTHER SERVICES |
10.6 |
14.7 |
19.7 |
55.0 |
100.0 |
|||
V. |
PERSONAL LOANS |
15.3 |
22.0 |
24.8 |
37.8 |
100.0 |
|||
1. |
Loans for Purchase of Consumer Durables |
16.2 |
29.8 |
33.5 |
20.6 |
100.0 |
|||
2. |
Loans for Housing |
12.0 |
21.7 |
32.1 |
34.2 |
100.0 |
|||
3. |
Rest of the Personal Loans |
16.6 |
21.8 |
21.4 |
40.2 |
100.0 |
|||
VI. |
TRADE |
15.0 |
15.1 |
18.9 |
51.1 |
100.0 |
|||
1. |
Wholesale Trade |
9.0 |
7.0 |
16.5 |
67.5 |
100.0 |
|||
2. |
Retail Trade |
22.8 |
25.7 |
22.0 |
29.5 |
100.0 |
|||
VII. |
FINANCE |
2.7 |
2.9 |
5.8 |
88.6 |
100.0 |
|||
VIII. |
ALL OTHERS |
8.4 |
11.4 |
18.5 |
61.7 |
100.0 |
|||
|
|
|
|
|
|
|
|
||
TOTAL BANK CREDIT |
14.2 |
14.3 |
18.2 |
53.4 |
100.0 |
||||
OF WHICH: |
1. |
Artisans & Village Industries |
48.6 |
26.6 |
17.2 |
7.5 |
100.0 |
||
|
2. |
Other Small Scale Industries |
8.3 |
16.2 |
29.5 |
46.0 |
100.0 |
Table No. 1.12 - Population Group-Wise Classification of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation |
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|
(Amount in Rupees Lakh) |
|||
RURAL |
SEMI-URBAN |
|||||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||||
OCCUPATION |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
||||
|
|
|
1 |
2 |
3 |
|
4 |
5 |
6 |
|
I. |
AGRICULTURE |
138,26,739 |
10149,94 |
9093,54 |
62,84,274 |
5187,01 |
4751,61 |
|||
1. |
Direct Finance |
136,74,696 |
10029,40 |
8981,42 |
62,19,303 |
5123,75 |
4693,33 |
|||
2. |
Indirect Finance |
1,52,043 |
120,55 |
112,12 |
64,971 |
63,25 |
58,28 |
|||
II. |
INDUSTRY |
19,69,518 |
1245,17 |
1121,52 |
9,16,946 |
769,69 |
716,76 |
|||
1. |
Food Manufacturing & Processing |
14,627 |
11,84 |
10,53 |
13,672 |
12,00 |
11,07 |
|||
2. |
Other Industries |
19,54,891 |
1233,33 |
1110,99 |
9,03,274 |
757,69 |
705,68 |
|||
III. |
TRANSPORT OPERATORS |
4,59,326 |
326,97 |
292,54 |
2,19,573 |
186,24 |
168,00 |
|||
IV. |
PROFESSIONAL AND OTHER SERVICES |
9,28,813 |
595,32 |
526,36 |
5,69,671 |
427,32 |
385,56 |
|||
V. |
PERSONAL LOANS |
24,97,775 |
2288,18 |
2007,43 |
25,68,001 |
2539,94 |
2276,79 |
|||
1. |
Loans for Purchase of Consumer Durables |
1,44,263 |
150,03 |
123,12 |
2,28,301 |
261,04 |
214,00 |
|||
2. |
Loans for Housing |
94,457 |
111,70 |
107,65 |
1,32,502 |
144,03 |
140,64 |
|||
3. |
Rest of the Personal Loans |
22,59,055 |
2026,45 |
1776,66 |
22,07,198 |
2134,88 |
1922,15 |
|||
VI. |
TRADE |
45,24,131 |
2974,16 |
2675,77 |
23,39,454 |
1829,88 |
1652,81 |
|||
1. |
Wholesale Trade |
1,27,794 |
113,30 |
101,05 |
64,985 |
67,25 |
60,67 |
|||
2. |
Retail Trade |
43,96,337 |
2860,86 |
2574,72 |
22,74,469 |
1762,62 |
1592,13 |
|||
VII. |
ALL OTHERS |
16,01,164 |
1194,10 |
1126,59 |
|
14,42,293 |
1314,72 |
1262,20 |
||
TOTAL BANK CREDIT |
258,07,466 |
18773,84 |
16843,74 |
143,40,212 |
12254,80 |
11213,73 |
||||
OF WHICH: |
1. Artisans & Village Industries |
13,87,758 |
805,72 |
712,73 |
4,34,605 |
306,10 |
274,50 |
|||
|
2. Other Small Scale Industries |
4,92,715 |
373,84 |
348,54 |
|
4,11,382 |
395,88 |
378,17 |
||
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|
|
|
|
|
|
|
|
URBAN/METROPOLITAN |
ALL-INDIA |
|||||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||||
OCCUPATION |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
||||
|
|
|
7 |
8 |
9 |
|
10 |
11 |
12 |
|
I. |
AGRICULTURE |
12,03,220 |
1057,66 |
1030,31 |
213,14,233 |
16394,61 |
14875,46 |
|||
1. |
Direct Finance |
11,61,734 |
1011,62 |
987,96 |
210,55,733 |
16164,77 |
14662,71 |
|||
2. |
Indirect Finance |
41,486 |
46,04 |
42,35 |
2,58,500 |
229,84 |
212,75 |
|||
II. |
INDUSTRY |
6,15,931 |
665,96 |
685,51 |
35,02,395 |
2680,82 |
2523,79 |
|||
1. |
Food Manufacturing & Processing |
6,588 |
7,58 |
7,31 |
34,887 |
31,42 |
28,91 |
|||
2. |
Other Industries |
6,09,343 |
658,38 |
678,20 |
34,67,508 |
2649,40 |
2494,88 |
|||
III. |
TRANSPORT OPERATORS |
1,56,454 |
154,04 |
139,19 |
8,35,353 |
667,25 |
599,73 |
|||
IV. |
PROFESSIONAL AND OTHER SERVICES |
4,54,746 |
393,18 |
367,65 |
19,53,230 |
1415,82 |
1279,56 |
|||
V. |
PERSONAL LOANS |
43,97,837 |
5221,20 |
4030,76 |
94,63,613 |
10049,32 |
8314,98 |
|||
1. |
Loans for Purchase of Consumer Durables |
3,54,308 |
411,91 |
329,82 |
7,26,872 |
822,98 |
666,94 |
|||
2. |
Loans for Housing |
2,14,721 |
258,34 |
248,68 |
4,41,680 |
514,07 |
496,97 |
|||
3. |
Rest of the Personal Loans |
38,28,808 |
4550,95 |
3452,25 |
82,95,061 |
8712,27 |
7151,07 |
|||
VI. |
TRADE |
13,36,874 |
1216,64 |
1130,76 |
82,00,459 |
6020,68 |
5459,34 |
|||
1. |
Wholesale Trade |
57,718 |
65,98 |
69,07 |
2,50,497 |
246,53 |
230,80 |
|||
2. |
Retail Trade |
12,79,156 |
1150,66 |
1061,69 |
79,49,962 |
5774,14 |
5228,54 |
|||
VII. |
ALL OTHERS |
17,81,277 |
1994,27 |
2004,80 |
|
48,24,734 |
4503,09 |
4393,60 |
||
TOTAL BANK CREDIT |
99,46,339 |
10702,95 |
9388,97 |
500,94,017 |
41731,59 |
37446,45 |
||||
OF WHICH: |
1. Artisans & Village Industries |
1,53,411 |
128,44 |
119,98 |
19,75,774 |
1240,27 |
1107,22 |
|||
|
2. Other Small Scale Industries |
3,81,383 |
446,72 |
454,46 |
|
12,85,480 |
1216,44 |
1181,17 |
Table No. 1.13 - Distribution of Outstanding Credit of Scheduled Commercial Banks According to Size of Credit Limit |
|
|
(Amount in Rupees Lakh) |
|
No. of |
Credit |
Amount |
|
CREDIT LIMIT RANGE |
Accounts |
Limit |
Outstanding |
|
1 |
2 |
3 |
Rs.25,000 or Less |
500,94,017 |
41731,59 |
37446,45 |
(90.1) |
(11.9) |
(13.2) |
|
Above Rs.25,000 upto Rs.50,000 |
21,64,779 |
7992,89 |
7449,41 |
(3.9) |
(2.3) |
(2.6) |
|
Above Rs.50,000 upto Rs.1 Lakh |
12,90,212 |
10084,78 |
9079,26 |
(2.3) |
(2.9) |
(3.2) |
|
Above Rs.1 Lakh upto Rs.2 Lakh |
11,75,887 |
18111,69 |
15698,19 |
(2.1) |
(5.2) |
(5.5) |
|
Above Rs.2 Lakh upto Rs.5 Lakh |
5,22,332 |
17147,72 |
14701,39 |
(0.9) |
(4.9) |
(5.2) |
|
Above Rs.5 Lakh upto Rs.10 Lakh |
1,55,399 |
11724,92 |
9681,24 |
(0.3) |
(3.3) |
(3.4) |
|
Above Rs.10 Lakh upto Rs.25 Lakh |
1,00,367 |
16717,17 |
13201,33 |
(0.2) |
(4.8) |
(4.6) |
|
Above Rs.25 Lakh upto Rs.50 Lakh |
47,886 |
17935,43 |
14195,18 |
(0.1) |
(5.1) |
(5.0) |
|
Above Rs.50 Lakh upto Rs.1 Crore |
27,379 |
20552,47 |
16315,66 |
(0.0) |
(5.9) |
(5.7) |
|
Above Rs.1 Crore upto Rs.4 Crore |
28,813 |
59068,50 |
46561,90 |
(0.1) |
(16.8) |
(16.4) |
|
Above Rs.4 Crore upto Rs.6 Crore |
4,597 |
22897,15 |
17469,65 |
(0.0) |
(6.5) |
(6.1) |
|
Above Rs.6 Crore upto Rs.10 Crore |
3,397 |
27114,49 |
20245,90 |
(0.0) |
(7.7) |
(7.1) |
|
Above 10 Crore |
2,852 |
79537,87 |
62327,73 |
|
(0.0) |
(22.7) |
(21.9) |
TOTAL |
556,17,917 |
350616,67 |
284373,30 |
|
(100.0) |
(100.0) |
(100.0) |
Table No.1.14 - Distribution of Outstanding Credit of Scheduled Commercial Banks According to Interest Rate Range |
|
|
(Amount in Rupees Lakh) |
|
No. of |
Credit |
Amount |
|
INTEREST RATE RANGE |
Accounts |
Limit |
Outstanding |
|
1 |
2 |
3 |
Less than 6% |
2,47,771 |
2826,38 |
2481,63 |
(4.6) |
(1.0) |
(1.1) |
|
6% and above but less than 10% |
54,500 |
1352,71 |
1159,10 |
(1.0) |
(0.5) |
(0.5) |
|
10% and above but less than 12% |
1,59,633 |
3360,89 |
3017,35 |
(2.9) |
(1.2) |
(1.4) |
|
12% and above but less than 14% |
5,42,405 |
30440,20 |
23547,05 |
(10.0) |
(11.3) |
(10.7) |
|
14% and above but less than 15% |
21,23,672 |
29085,58 |
23889,69 |
(39.0) |
(10.8) |
(10.9) |
|
15% and above but less than 16% |
7,32,337 |
26556,86 |
21156,20 |
(13.5) |
(9.9) |
(9.6) |
|
16% and above but less than 17% |
2,47,449 |
22476,28 |
18304,15 |
(4.5) |
(8.3) |
(8.3) |
|
17% and above but less than 18% |
4,91,132 |
46370,04 |
37889,54 |
(9.0) |
(17.2) |
(17.2) |
|
18% and above but less than 20% |
5,00,665 |
72427,29 |
58800,77 |
(9.2) |
(26.9) |
(26.7) |
|
20% and above |
3,40,006 |
34409,89 |
29716,72 |
(6.3) |
(12.8) |
(13.5) |
|
Total Loans & Advances |
54,39,570 |
269306,12 |
219962,20 |
(100.0) |
(100.0) |
(100.0) |
|
Inland & Foreign Bills Purchased/Discounted |
84,330 |
39578,96 |
26964,66 |
TOTAL |
55,23,900 |
308885,08 |
246926,86 |
Table No.1.15 - Distribution of Outstanding Credit of Scheduled Commercial Banks According to Organisation March 1997 |
|
|
|
|
(Amount in Rupees Lakh) |
|
No. of |
Credit |
Amount |
|||
ORGANISATION |
Accounts |
Limit |
Outstanding |
||
|
|
1 |
2 |
3 |
|
1. |
PUBLIC SECTOR |
28,969 |
34837,97 |
27668,77 |
|
(0.5) |
(11.3) |
(11.2) |
|||
a) |
Central Government Owned Undertakings |
17,933 |
24571,42 |
19734,19 |
|
(0.3) |
(8.0) |
(8.0) |
|||
b) |
State Government |
1,431 |
1805,90 |
1449,41 |
|
(0.0) |
(0.6) |
(0.6) |
|||
c) |
State Government Owned Undertakings |
5,385 |
4805,45 |
3809,84 |
|
(0.1) |
(1.6) |
(1.5) |
|||
d) |
Quasi Government Bodies |
4,220 |
3655,20 |
2675,33 |
|
(0.1) |
(1.2) |
(1.1) |
|||
2. |
CO-OPERATIVE SECTOR |
20,424 |
3686,44 |
2914,67 |
|
(0.4) |
(1.2) |
(1.2) |
|||
3. |
PRIVATE SECTOR |
14,45,913 |
219318,33 |
172529,94 |
|
(26.2) |
(71.0) |
(69.9) |
|||
a) |
Public and Private Limited Companies |
5,889 |
3768,11 |
3107,22 |
|
not owned but managed by Government |
(0.1) |
(1.2) |
(1.3) |
||
b) |
Public and Private Limited Companies |
1,37,973 |
136296,03 |
106466,27 |
|
other than Government owened and/or |
(2.5) |
(44.1) |
(43.1) |
||
managed Companies & Corporations |
|||||
c) |
Partnership Proprietary concerns, |
13,02,051 |
79254,19 |
62956,45 |
|
Joint Families, Associations, Clubs, |
(23.6) |
(25.7) |
(25.5) |
||
Societies, Trusts and Groups |
|||||
4. |
JOINT SECTOR UNDERTAKINGS |
1,672 |
854,77 |
516,22 |
|
(0.0) |
(0.3) |
(0.2) |
|||
5. |
INDIVIDUALS |
40,20,770 |
49986,35 |
43143,51 |
|
(72.8) |
(16.2) |
(17.5) |
|||
a) |
Male |
37,22,062 |
46748,93 |
40376,38 |
|
(67.4) |
(15.1) |
(16.4) |
|||
b) |
Female |
2,98,708 |
3237,42 |
2767,12 |
|
(5.4) |
(1.0) |
(1.1) |
|||
6. |
FOREIGN GOVT./FOREIGN BANKS |
6,152 |
201,22 |
153,74 |
|
|
|
|
(0.1) |
(0.1) |
(0.1) |
TOTAL |
55,23,900 |
308885,08 |
246926,86 |
||
|
|
|
(100.0) |
(100.0) |
(100.0) |
Table No.1.16 - Distribution of Outstanding Credit of Scheduled Commercial Banks According to Type of Account |
|
|
(Amount in Rupees Lakh) |
|
No. of |
Credit |
Amount |
|
TYPE OF ACCOUNT | Accounts |
Limit |
Outstanding |
|
1 |
2 |
3 |
Cash Credit |
8,69,594 |
99304,88 |
77173,92 |
(15.7) |
(32.1) |
(31.3) |
|
Overdrafts |
4,26,554 |
24479,25 |
18877,25 |
(7.7) |
(7.9) |
(7.6) |
|
Demand Loans |
6,90,857 |
36007,61 |
30488,02 |
(12.5) |
(11.7) |
(12.3) |
|
Medium Term Loans |
11,16,569 |
27844,95 |
25117,21 |
(20.2) |
(9.0) |
(10.2) |
|
Long Term Loans |
23,07,922 |
60116,77 |
51923,66 |
(41.8) |
(19.5) |
(21.0) |
|
Packing Credit |
28,074 |
21552,66 |
16382,15 |
(0.5) |
(7.0) |
(6.6) |
|
Export Trade Bills Purchased |
13,001 |
10719,57 |
6646,83 |
(0.2) |
(3.5) |
(2.7) |
|
Export Trade Bills Discounted |
5,821 |
6643,00 |
4493,77 |
(0.1) |
(2.2) |
(1.8) |
|
Export Trade Bills Advanced Against |
3,010 |
3126,48 |
1949,61 |
(0.1) |
(1.0) |
(0.8) |
|
Advances against Export Cash Incentives |
924 |
187,80 |
141,34 |
and Duty Drawback Claims |
(0.0) |
(0.1) |
(0.1) |
Inland (Trade) Bills Purchased |
18,874 |
3896,75 |
2661,51 |
(0.3) |
(1.3) |
(1.1) |
|
Inland (Trade) Bills Discounted |
14,758 |
6575,80 |
4873,98 |
(0.3) |
(2.1) |
(2.0) |
|
Inland (Others) Bills Purchased |
13,249 |
2516,02 |
1753,76 |
(0.2) |
(0.8) |
(0.7) |
|
Inland (Others) Bills Discounted |
5,896 |
2960,02 |
2281,90 |
(0.1) |
(1.0) |
(0.9) |
|
Advances Against Import Bills |
2,457 |
2075,44 |
1418,72 |
(0.0) |
(0.7) |
(0.6) |
|
Foreign Currency Cheques/ |
6,340 |
878,08 |
743,23 |
TCs/DDs/TTs/MTs Purchased |
(0.1) |
(0.3) |
(0.3) |
TOTAL |
55,23,900 |
308885,08 |
246926,86 |
|
(100.0) |
(100.0) |
(100.0) |
Table No. 1.17 - Population Group Wise Distribution of Deposits of Scheduled Commercial Banks According to Type March 1997 |
|
|
|
|
|
(No. of Accounts in Thousands, Amount in Rs. Lakh) |
||||||
POPULATION | CURRENT |
SAVINGS |
TERM |
TOTAL |
|||||||
GROUP |
No. of |
Amount |
No. of |
Amount |
No. of |
Amount |
No. of |
Amount |
|||
Accounts |
|
Accounts |
|
Accounts |
|
Accounts |
|
||||
|
1 |
2 |
|
3 |
4 |
|
5 |
6 |
|
7 |
8 |
RURAL |
19,98 |
3556,80 |
840,35 |
23337,44 |
306,60 |
46875,47 |
1166,93 |
73769,70 |
|||
(1.7) |
(4.8) |
(72.0) |
(31.6) |
(26.3) |
(63.5) |
(100.0) |
(100.0) |
||||
SEMI-URBAN |
38,52 |
8049,97 |
772,14 |
27810,44 |
290,62 |
62184,71 |
1101,29 |
98045,13 |
|||
(3.5) |
(8.2) |
(70.1) |
(28.4) |
(26.4) |
(63.4) |
(100.0) |
(100.0) |
||||
URBAN |
47,05 |
15648,49 |
577,59 |
28299,84 |
261,81 |
68629,34 |
886,45 |
112577,67 |
|||
(5.3) |
(13.9) |
(65.2) |
(25.1) |
(29.5) |
(61.0) |
(100.0) |
(100.0) |
||||
METROPOLITAN |
60,72 |
45431,40 |
523,63 |
39967,17 |
226,77 |
130765,30 |
811,12 |
216163,87 |
|||
|
(7.5) |
(21.0) |
|
(64.6) |
(18.5) |
|
(28.0) |
(60.5) |
|
(100.0) |
(100.0) |
ALL INDIA |
166,27 |
72686,66 |
2713,71 |
119414,89 |
1085,80 |
308454,82 |
3965,78 |
500556,37 |
|||
|
(4.2) |
(14.5) |
|
(68.4) |
(23.9) |
|
(27.4) |
(61.6) |
|
(100.0) |
(100.0) |