NORTHERN REGION

CHANDIGARH

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

1,078

164,77

84,30

1,165

129,02

118,97

1.

Direct Finance

1,069

61,92

26,83

1,159

83,51

73,59

2.

Indirect Finance

9

102,85

57,47

6

45,50

45,38

II.

INDUSTRY

487

396,94

345,25

93

89,93

54,90

1.

Mining & Quarrying

4

88

88

1

20

–

2.

Food Manufacturing & Processing

35

1,99

1,68

7

1,94

13

(a) Rice Mills, Flour & Dal Mills

26

1,85

1,61

1

8

7

(b) Sugar

–

–

–

–

–

–

(c) Edible Oils & Vanaspati

–

–

–

2

1,72

–

(d) Tea Processing

–

–

–

–

–

–

(e) Processing of Fruits & Vegetables

–

–

–

–

–

–

(f) Others

9

14

7

4

15

6

3.

Beverage & Tobacco

–

–

–

3

54

55

4.

Textiles

9

13,34

12,65

7

4,42

4,10

(a) Cotton Textiles

5

11,26

10,61

1

10

–

(b) Jute & Other Natural Fibre Textiles

–

–

–

–

–

–

(c) Handloom Textiles & Khadi

–

–

–

–

–

–

(d) Other Textiles & Textile Products

4

2,08

2,03

6

4,33

4,10

5.

Paper, Paper Products & Printing

7

5,35

5,36

2

19

17

6.

Leather & Leather Products

2

2

2

–

–

–

7.

Rubber & Plastic Products

5

60

36

1

2

–

8.

Chemicals & Chemical Products

20

35,23

27,06

10

15,43

4,50

(a) Heavy Industrial Chemicals

9

5,54

5,36

1

13,17

3,14

(b) Fertilisers

–

–

–

–

–

–

(c) Drugs & Pharmaceuticals

8

29,59

21,59

1

68

72

(d) Non-Edible Oils

–

–

–

–

–

–

(e) Other Chemicals & Chemical Products

3

10

10

8

1,59

64

9.

Petroleum, Coal Products & Nuclear Fuels

–

–

–

–

–

–

10.

Manufacture of Cement & Cement Products

–

–

–

1

3

3

11.

Basic Metals & Metal Products

42

150,35

138,02

10

6,21

2,29

(a) Iron & Steel

32

146,49

134,24

8

5,18

1,93

(b) Non-Ferrous Metals

–

–

–

–

–

–

(c) Metal Products

10

3,87

3,78

2

1,03

36

12.

Engineering

29

29,41

27,72

28

11,18

5,40

(a) Heavy Engineering

–

–

–

–

–

–

(b) Light Engineering

12

12,25

10,18

12

5,69

3,04

(c) Electrical Machinery & Goods

9

52

42

10

3,77

2,29

(d) Electronic Machinery & Goods

8

16,64

17,13

6

1,72

7

13.

Vehicles,Vehicle Parts & Transport Equipments

29

84,57

65,23

4

2,25

1,71

14.

Other Industries

275

38,91

36,89

10

96

83

15.

Electricity, Gas & Water

1

20,00

13,79

1

2

2

(a) Electricity Generation & Transmission

1

20,00

13,79

–

–

–

(b) Non-Conventional Energy

–

–

–

1

2

2

(c) Gas, Steam & Water Supply

–

–

–

–

–

–

16.

Construction

29

16,29

15,60

8

46,53

35,16

III.

TRANSPORT OPERATORS

29

70

41

3

12

15

IV.

PROFESSIONAL AND OTHER SERVICES

606

23,03

20,90

25

5,13

3,90

V.

PERSONAL LOANS

5,981

200,05

148,65

1,298

78,16

61,09

1.

Loans for Purchase of Consumer Durables

25

13

11

–

–

–

2.

Loans for Housing

1,217

38,38

35,36

685

50,67

39,61

3.

Rest of the Personal Loans

4,739

161,54

113,18

613

27,49

21,48

VI.

TRADE

582

61,35

46,87

663

59,39

53,73

1.

Wholesale Trade

95

33,25

28,78

537

42,77

40,44

2.

Retail Trade

487

28,10

18,09

126

16,62

13,29

VII.

FINANCE

15

48

47

1

10

11

VIII.

ALL OTHERS

1,410

66,14

35,91

1,189

135,38

94,61

TOTAL BANK CREDIT

10,188

913,46

682,76

4,437

497,23

387,46

OF WHICH : 1. Artisans and Village & Tiny Industries

10

2,42

2,41

1

3

3

2. Other Small Scale Industries

129

43,86

33,76

40

5,95

4,63

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2007

NORTHERN REGION

CHANDIGARH

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

18,647

3415,83

2906,99

–

–

–

1.

Direct Finance

17,629

1327,10

1123,72

–

–

–

2.

Indirect Finance

1,018

2088,73

1783,27

–

–

–

II.

INDUSTRY

16,403

8153,88

5659,61

–

–

–

1.

Mining & Quarrying

17

49,26

47,94

–

–

–

2.

Food Manufacturing & Processing

486

650,21

355,56

–

–

–

(a) Rice Mills, Flour & Dal Mills

31

135,95

9,50

–

–

–

(b) Sugar

7

175,20

157,60

–

–

–

(c) Edible Oils & Vanaspati

13

102,68

37,22

–

–

–

(d) Tea Processing

–

–

–

–

–

–

(e) Processing of Fruits & Vegetables

3

3,55

2,97

–

–

–

(f) Others

432

232,82

148,27

–

–

–

3.

Beverage & Tobacco

20

109,49

73,35

–

–

–

4.

Textiles

2,259

1135,64

698,76

–

–

–

(a) Cotton Textiles

1,063

207,56

133,75

–

–

–

(b) Jute & Other Natural Fibre Textiles

1,066

23,66

22,72

–

–

–

(c) Handloom Textiles & Khadi

7

92

18

–

–

–

(d) Other Textiles & Textile Products

123

903,49

542,11

–

–

–

5.

Paper, Paper Products & Printing

238

211,51

145,89

–

–

–

6.

Leather & Leather Products

26

57,91

53,87

–

–

–

7.

Rubber & Plastic Products

138

44,13

30,60

–

–

–

8.

Chemicals & Chemical Products

579

1570,17

1106,75

–

–

–

(a) Heavy Industrial Chemicals

67

196,15

166,64

–

–

–

(b) Fertilisers

5

1,57

1,26

–

–

–

(c) Drugs & Pharmaceuticals

382

1223,60

826,26

–

–

–

(d) Non-Edible Oils

1

2,86

2,88

–

–

–

(e) Other Chemicals & Chemical Products

124

145,99

109,70

–

–

–

9.

Petroleum, Coal Products & Nuclear Fuels

13

16,16

16,03

–

–

–

10.

Manufacture of Cement & Cement Products

66

19,91

16,27

–

–

–

11.

Basic Metals & Metal Products

421

1114,46

870,59

–

–

–

(a) Iron & Steel

143

944,92

750,94

–

–

–

(b) Non-Ferrous Metals

57

95,98

63,42

–

–

–

(c) Metal Products

221

73,55

56,22

–

–

–

12.

Engineering

902

492,36

318,93

–

–

–

(a) Heavy Engineering

88

156,61

67,60

–

–

–

(b) Light Engineering

289

125,65

70,55

–

–

–

(c) Electrical Machinery & Goods

460

100,84

76,04

–

–

–

(d) Electronic Machinery & Goods

65

109,26

104,74

–

–

–

13.

Vehicles,Vehicle Parts & Transport Equipments

156

183,44

129,32

–

–

–

14.

Other Industries

9,974

948,18

738,50

–

–

–

15.

Electricity, Gas & Water

8

205,22

182,54

–

–

–

(a) Electricity Generation & Transmission

6

204,65

182,01

–

–

–

(b) Non-Conventional Energy

–

–

–

–

–

–

(c) Gas, Steam & Water Supply

2

57

53

–

–

–

16.

Construction

1,100

1345,83

874,71

–

–

–

III.

TRANSPORT OPERATORS

3,829

76,70

69,51

–

–

–

IV.

PROFESSIONAL AND OTHER SERVICES

22,108

1721,41

1096,32

–

–

–

V.

PERSONAL LOANS

1,45,119

4731,34

3830,19

–

–

–

1.

Loans for Purchase of Consumer Durables

3,465

36,61

29,17

–

–

–

2.

Loans for Housing

30,078

2631,62

2257,33

–

–

–

3.

Rest of the Personal Loans

1,11,576

2063,10

1543,70

–

–

–

VI.

TRADE

10,698

6376,13

3968,85

–

–

–

1.

Wholesale Trade

3,575

4811,11

2823,27

–

–

–

2.

Retail Trade

7,123

1565,01

1145,58

–

–

–

VII.

FINANCE

292

1076,37

1010,79

–

–

–

VIII.

ALL OTHERS

10,820

670,16

395,83

–

–

–

TOTAL BANK CREDIT

2,27,916

26221,82

18938,10

–

–

–

OF WHICH : 1. Artisans and Village & Tiny Industries

52

2,49

1,66

–

–

–

2. Other Small Scale Industries

10,832

740,98

615,31

–

–

–