Table No.5.7 - State and Population Group-Wise Classification of Outstanding
Credit of Scheduled Commercial Banks According to Occupation

NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

1,156

1,47

1,16

594

2,29

2,19

1.

Direct Finance

868

1,34

1,08

578

2,26

2,15

2.

Indirect Finance

288

13

8

16

3

3

II.

INDUSTRY

293

128,49

122,07

242

34,12

34,35

1.

Mining & Quarrying

-

-

-

-

-

-

2.

Food Manufacturing and Processing

19

23,17

26,54

12

6,79

6,86

(a)

Rice Mills, Flour and Dal Mills

6

2,28

4,11

3

43

44

(b)

Sugar

5

17,34

16,51

-

-

-

(c)

Edible Oils and Vanaspati

3

1,56

1,43

1

4,58

4,55

(d)

Tea Processing

1

1,95

4,46

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

4

3

2

8

1,78

1,87

3.

Beverage and Tobacco

-

-

-

-

-

-

4.

Textiles

7

6,33

5,95

5

8,03

7,52

(a)

Cotton Textiles

3

1,01

89

2

2

3

(b)

Jute Textiles

4

5,32

5,06

3

8,01

7,50

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

(d)

Other Textiles

-

-

-

-

-

-

5.

Paper, Paper Products and Printing

10

5,87

5,64

2

3

6

6.

Leather and Leather Products

1

2,00

2,02

1

-

-

7.

Rubber and Rubber Products

4

20

16

1

1

-

8.

Chemicals and Chemical Products

20

7,57

6,95

17

2,72

1,29

(a)

Heavy Industrial Chemicals

3

70

1,69

6

1,88

22

(b)

Fertilizers

3

1,72

94

1

50

66

(c)

Drugs and Pharmaceuticals

4

2,00

1,07

1

2

2

(d)

Non-Edible Oils

3

77

91

-

-

-

(e)

Other Chemicals & Chemical Products

7

2,38

2,34

9

31

39

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

3

3

2

2

36

11

11.

Basic Metals & Metal Products

17

7,92

6,58

30

3,00

1,57

(a)

Iron and Steel

13

7,44

6,40

4

2,28

94

(b)

Non-Ferrous Metals

-

-

-

2

3

3

(c)

Other Metal Products

4

48

18

24

69

60

12.

Engineering

40

75,08

67,97

32

1,36

1,30

(a)

Heavy Engineering

6

3,20

2,96

2

82

80

(b)

Light Engineering

12

21,38

23,25

24

49

45

(c)

Electrical Machinery & Goods

5

4,62

3,73

6

5

4

(d)

Electronic Machinery & Goods

17

45,88

38,03

-

-

-

13.

Vehicles, Vehicle Parts & Transport

Equipments

5

10

5

2

14

13

14.

Other Industries

167

23

20

132

11,35

15,12

15.

Electricity, Gas & Water

-

-

-

2

3

2

(a)

Electricity Generation & Transmission

-

-

-

2

3

2

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

4

31

36

III.

TRANSPORT OPERATORS

68

65

48

80

1,07

90

IV.

PROFESSIONAL AND OTHER SERVICES

109

21

16

357

1,56

1,38

V.

PERSONAL LOANS

1,048

4,43

3,63

1,183

7,00

5,96

1.

Loans for Purchase of Consumer Durables

71

12

9

76

12

11

2.

Loans for Housing

228

1,96

1,54

443

3,93

3,47

3.

Rest of the Personal Loans

749

2,36

2,00

664

2,95

2,39

VI.

TRADE

482

1,37

1,13

582

34,25

34,63

1.

Wholesale Trade

5

16

7

15

30,54

31,50

2.

Retail Trade

477

1,21

1,06

567

3,71

3,13

VII.

FINANCE

2

15

15

10

5,56

5,62

VIII.

ALL OTHERS

120

1,11

90

527

7,40

6,35

TOTAL BANK CREDIT

3,278

137,89

129,68

3,575

93,26

91,37

OF WHICH :

1. Artisans & Village Industries

33

2

2

6

1

1

2. Other Small Scale Industries

169

2,70

3,68

190

3,66

3,97

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

3,272

168,00

136,01

-

-

-

1.

Direct Finance

2,613

44,65

41,50

-

-

-

2.

Indirect Finance

659

123,35

94,51

-

-

-

II.

INDUSTRY

6,827

801,65

665,07

-

-

-

1.

Mining & Quarrying

50

56

47

-

-

-

2.

Food Manufacturing and Processing

265

36,74

23,94

-

-

-

(a)

Rice Mills, Flour and Dal Mills

37

2,77

1,94

-

-

-

(b)

Sugar

3

12,00

5,20

-

-

-

(c)

Edible Oils and Vanaspati

15

11,51

6,72

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

4

6

6

-

-

-

(f)

Others

206

10,40

10,02

-

-

-

3.

Beverage and Tobacco

19

8,08

6,61

-

-

-

4.

Textiles

146

41,77

49,98

-

-

-

(a)

Cotton Textiles

38

28,30

37,72

-

-

-

(b)

Jute Textiles

4

11

7

-

-

-

(c)

Handloom Textiles & Khadi

4

5

3

-

-

-

(d)

Other Textiles

100

13,31

12,17

-

-

-

5.

Paper, Paper Products and Printing

191

18,06

17,17

-

-

-

6.

Leather and Leather Products

23

7,55

3,38

-

-

-

7.

Rubber and Rubber Products

57

2,95

2,55

-

-

-

8.

Chemicals and Chemical Products

808

96,36

76,53

-

-

-

(a)

Heavy Industrial Chemicals

41

4,14

3,03

-

-

-

(b)

Fertilizers

32

46,12

39,43

-

-

-

(c)

Drugs and Pharmaceuticals

533

25,91

18,82

-

-

-

(d)

Non-Edible Oils

5

3,37

2,58

-

-

-

(e)

Other Chemicals & Chemical Products

197

16,83

12,67

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

13

1,04

27

-

-

-

10.

Manufacture of Cement & Cement Products

28

3,45

2,76

-

-

-

11.

Basic Metals & Metal Products

788

93,48

68,50

-

-

-

(a)

Iron and Steel

399

55,75

43,67

-

-

-

(b)

Non-Ferrous Metals

9

5,45

5,41

-

-

-

(c)

Other Metal Products

380

32,28

19,42

-

-

-

12.

Engineering

663

184,83

167,97

-

-

-

(a)

Heavy Engineering

119

9,51

7,31

-

-

-

(b)

Light Engineering

302

58,47

50,44

-

-

-

(c)

Electrical Machinery & Goods

161

71,47

72,03

-

-

-

(d)

Electronic Machinery & Goods

81

45,37

38,19

-

-

-

13.

Vehicles, Vehicle Parts & Transport

Equipments

105

13,64

11,33

-

-

-

14.

Other Industries

3,552

264,92

213,64

-

-

-

15.

Electricity, Gas & Water

16

21,32

13,19

-

-

-

(a)

Electricity Generation & Transmission

10

21,18

13,07

-

-

-

(b)

Non-Conventional Energy

4

12

10

-

-

-

(c)

Gas, Steam & Water Supply

2

1

1

-

-

-

16.

Construction

103

6,90

6,78

-

-

-

III.

TRANSPORT OPERATORS

1,684

14,63

12,28

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

1,677

59,44

53,24

-

-

-

V.

PERSONAL LOANS

25,703

136,32

115,96

-

-

-

1.

Loans for Purchase of Consumer Durables

1,064

4,39

3,81

-

-

-

2.

Loans for Housing

2,847

55,14

48,12

-

-

-

3.

Rest of the Personal Loans

21,792

76,79

64,03

-

-

-

VI.

TRADE

7,665

1407,46

885,48

-

-

-

1.

Wholesale Trade

574

1334,38

825,01

-

-

-

2.

Retail Trade

7,091

73,08

60,46

-

-

-

VII.

FINANCE

45

56,75

39,39

-

-

-

VIII.

ALL OTHERS

11,439

180,20

163,59

-

-

-

TOTAL BANK CREDIT

58,312

2824,45

2071,01

-

-

-

OF WHICH :

1. Artisans & Village Industries

148

1,31

1,37

-

-

-

2. Other Small Scale Industries

2,392

118,11

105,94

-

-

-